Civic Intelligence

Oakdale Credit Union

EIN 39-6049985 • 501(c)14 • Oakdale, WI

View Organization Page

Profile

To Enhance the Financial Lives of our Members

PO Box 115Oakdale, WI 54649

www.oakdalecu.coop

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

39th percentile

0.88x

Higher debt load relative to assets than 39% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

57th percentile

16.26x

Higher debt load relative to revenue than 57% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

99th percentile

41%

Higher net margin than 99% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

30th percentile

$161,729

Higher top officer pay than 30% of similar nonprofits.

Top officer pay equals 2.5% of source-year revenue.

$100M-$250M nonprofits • Source year 2024

Asset Growth

55th percentile

2.7%

Faster asset growth than 55% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2024

Revenue Growth

82nd percentile

25%

Faster revenue growth than 82% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets39th percentile

Assets

Up

$117,601,028

Up $7,174,691 (+6.5%) from 2023

Liabilities

Up

$103,993,180

Up $4,534,860 (+4.6%) from 2023

Net Assets

Up

$13,607,848

Up $2,639,831 (+24%) from 2023

Operations
Liabilities / Revenue57th percentileNet Margin99th percentile

Revenue

Up

$6,394,645

Up $867,866 (+16%) from 2023

Expenses

Up

$3,754,814

Up $256,455 (+7.3%) from 2023

Net Income

Up

$2,639,831

Up $611,411 (+30%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth55th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $45,467,648Liabilities 2010: $41,491,557Net Assets 2010: $3,976,0912010Assets 2011: $49,748,779Liabilities 2011: $45,691,377Net Assets 2011: $4,057,4022011Assets 2012: $52,966,613Liabilities 2012: $48,845,181Net Assets 2012: $4,121,4322012Assets 2013: $57,559,626Liabilities 2013: $53,380,499Net Assets 2013: $4,179,1272013Assets 2014: $59,998,930Liabilities 2014: $55,699,683Net Assets 2014: $4,299,2472014Assets 2015: $64,137,321Liabilities 2015: $59,622,131Net Assets 2015: $4,515,1902015Assets 2016: $66,213,750Liabilities 2016: $61,274,722Net Assets 2016: $4,939,0282016Assets 2017: $68,294,557Liabilities 2017: $62,949,619Net Assets 2017: $5,344,9382017Assets 2018: $68,979,714Liabilities 2018: $62,869,758Net Assets 2018: $6,109,9562018Assets 2019: $71,434,859Liabilities 2019: $64,481,376Net Assets 2019: $6,953,4832019Assets 2020: $92,826,060Liabilities 2020: $85,237,889Net Assets 2020: $7,588,1712020Assets 2021: $109,168,352Liabilities 2021: $101,187,301Net Assets 2021: $7,981,0512021Assets 2022: $111,546,664Liabilities 2022: $102,607,067Net Assets 2022: $8,939,5972022Assets 2023: $110,426,337Liabilities 2023: $99,458,320Net Assets 2023: $10,968,0172023Assets 2024: $117,601,028Liabilities 2024: $103,993,180Net Assets 2024: $13,607,8482024

Highlighted filing

2024

Assets$117,601,028
Liabilities$103,993,180
Net Assets$13,607,848
Open 2024 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $2,709,8132010Expenses 2011: $2,599,9212011Expenses 2012: $2,661,0702012Revenue 2013: $2,691,402Expenses 2013: $2,633,707Net Income 2013: $57,6952013Revenue 2014: $2,739,362Expenses 2014: $2,619,242Net Income 2014: $120,1202014Revenue 2015: $2,864,868Expenses 2015: $2,571,772Net Income 2015: $293,0962015Revenue 2016: $2,973,991Expenses 2016: $2,550,153Net Income 2016: $423,8382016Revenue 2017: $3,152,642Expenses 2017: $2,746,732Net Income 2017: $405,9102017Revenue 2018: $3,528,493Expenses 2018: $2,763,475Net Income 2018: $765,0182018Revenue 2019: $3,688,580Expenses 2019: $2,845,053Net Income 2019: $843,5272019Revenue 2020: $3,600,951Expenses 2020: $2,966,263Net Income 2020: $634,6882020Revenue 2021: $3,400,522Expenses 2021: $3,007,642Net Income 2021: $392,8802021Revenue 2022: $4,086,946Expenses 2022: $3,128,400Net Income 2022: $958,5462022Revenue 2023: $5,526,779Expenses 2023: $3,498,359Net Income 2023: $2,028,4202023Revenue 2024: $6,394,645Expenses 2024: $3,754,814Net Income 2024: $2,639,8312024

Highlighted filing

2024

Revenue$6,394,645
Expenses$3,754,814
Net Income$2,639,831
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$117,601,028
Liabilities
$103,993,180
Net assets
$13,607,848
Revenue
$6,394,645
Expenses
$3,754,814
Net income
$2,639,831
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$118$104$13.6$6.39$3.75$2.64
2023Detailed filing. Detailed filing data is available for this year.$110$99.5$11.0$5.53$3.50$2.03
2022Detailed filing. Detailed filing data is available for this year.$112$103$8.94$4.09$3.13$0.96
2021Detailed filing. Detailed filing data is available for this year.$109$101$7.98$3.40$3.01$0.39
2020Detailed filing. Detailed filing data is available for this year.$92.8$85.2$7.59$3.60$2.97$0.63
2019Detailed filing. Detailed filing data is available for this year.$71.4$64.5$6.95$3.69$2.85$0.84
2018Detailed filing. Detailed filing data is available for this year.$69.0$62.9$6.11$3.53$2.76$0.77
2017Detailed filing. Detailed filing data is available for this year.$68.3$62.9$5.34$3.15$2.75$0.41
2016Detailed filing. Detailed filing data is available for this year.$66.2$61.3$4.94$2.97$2.55$0.42
2015Detailed filing. Detailed filing data is available for this year.$64.1$59.6$4.52$2.86$2.57$0.29
2014Detailed filing. Detailed filing data is available for this year.$60.0$55.7$4.30$2.74$2.62$0.12
2013Detailed filing. Detailed filing data is available for this year.$57.6$53.4$4.18$2.69$2.63$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$53.0$48.8$4.12$2.66
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$49.7$45.7$4.06$2.60
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.5$41.5$3.98$2.71
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 23, 2025
Return Version
2024v5.1
Gross Receipts
$6,394,645
Mission and Program Overview

Mission

To enhance the financial lives of our members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$68,976,510$69,815,369▲ $838,859
Savings and Temporary Cash Investments$30,871,128$38,209,856▲ $7,338,728
Rtn Earn Endowment Incm Other Fnds$10,968,017$13,607,848▲ $2,639,831
Cash and Non-Interest-Bearing Accounts$5,837,054$5,831,785▼ $5,269
Investments Other Securities$3,023,161$1,537,865▼ $1,485,296
Land, Buildings, and Equipment, Net$1,263,343$1,137,981▼ $125,362
Prepaid Expenses and Deferred Charges$100,065$160,742▲ $60,677
Accounts Receivable$11,196$7,524▼ $3,672
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$110,426,337$117,601,028▲ $7,174,691
Other Assets Total$343,880$899,906▲ $556,026
Liabilities
Other Liabilities$98,006,344$103,143,392▲ $5,137,048
Accounts Payable and Accrued Expenses$1,451,976$849,788▼ $602,188
Total Liabilities$99,458,320$103,993,180▲ $4,534,860
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,968,017$13,607,848▲ $2,639,831
Total Liabilities and Net Assets / Fund Balance$110,426,337$117,601,028▲ $7,174,691

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$682,617$1,326,019$2,008,636
Equipment$207,912$504,342$712,254
Land$247,452-$247,452
Leasehold Improvements$0$28,065$28,065
Compensation and Service Providers
Top Officer Pay30th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Colleen WoggonCEOFT$134,498$27,231$161,729
Stephen DayBoard Member-$3,020-$3,020
Bruce ArdeltChairman-$2,850-$2,850
Rose BartholomewBoard Member-$2,670-$2,670
Terry TiberVice Chair-$2,660-$2,660
Jennifer LaursenSecretary-$2,595-$2,595
Lori LowTreasurer-$2,520-$2,520
Patrick RezinBoard Member-$2,320-$2,320
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,678,919
Investment Income
$1,714,286
Other Revenue
$1,440
Change in Net Assets
$2,639,831
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,255,367
Salaries, Compensation, and Employee Benefits$1,499,447
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,004,719
Current Officers, Directors, Trustees, and Key Employees---$206,995
Occupancy---$153,081
Depreciation Depletion---$150,787
Other Employee Benefits---$143,122
All Other Expenses---$133,901
Advertising---$110,811
Other Expenses---$92,461
Payroll Taxes---$89,012
Office Expenses---$86,178
Fees for Services Other---$65,519
Pension Plan Contributions---$55,599
Insurance---$42,309
Travel---$41,041
Fees for Services Accounting---$38,097
Payments to Affiliates---$32,043
Information Technology---$24,730
Conferences and Meetings---$22,307
Fees for Services Legal---$4,172
Total Functional Expenses$0$0$0$3,754,814
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share & Deposits$103,135,504
Dividends Payable$7,888
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body. (board of directors).”

Form 990, Part VI, Section A, Line 7A

“The board of directors serve a three year term and are elected by the members.”

Form 990, Part VI, Section A, Line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., ncua, wisconsin office of credit unions).”

Form 990, Part VI, Section B, Line 11B

“The organization provided the information necessary to the accounting firm to prepare the form 990. The form 990 was then given to management for review and board approval prior to filing it with the irs.”

Form 990, Part VI, Section B, Line 12C

“The credit union's conflict of interest policy is constantly monitored. Policy is reviewed at the credit union's re-organizational meeting.”

Form 990, Part VI, Section B, Line 15A

“Ceo's compensation is determined by the board of directors. The board uses the league and cuna salary manuals and decisions are in the board minutes. Other officers and key employees compensation is determined by the ceo. The ceo uses the league salary manual and the board approves a percentage increase for the annual budget. The ceo sets individual salaries.”

Form 990, Part VI, Section C, Line 19

“The organization's financial statements are available in the lobby of each location.”

Filing and Contact Details

Filer

Filer Name
Oakdale Credit Union
EIN
39-6049985
Phone
6083723939
Address
PO BOX 115, OAKDALE, WI 54649

Signing Officer

Name
Colleen Woggon
Title
CEO
Phone
6083723939
Signed
2025-04-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Colleen Woggon
Formed
1953
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
34
Volunteers
0

Preparer

Firm
Cliftonlarsonallen Llp
Address
435 JULIE STREET PO BOX 547, TOMAH, WI 54660
Preparer
Daniel Lueck
Phone
6083722177
Raw XML Appendix394 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0143122
IRS990/OtherExpensesGrp/Desc0MEMBER ACCOUNT/CARD COS
IRS990/OtherExpensesGrp/Desc1MEMBER DIVIDENDS ON SHA
IRS990/OtherExpensesGrp/Desc2COMPUTER HARDWARE/SOFTW
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING FEES
IRS990/OtherExpensesGrp/TotalAmt0652220
IRS990/OtherExpensesGrp/TotalAmt1334834
IRS990/OtherExpensesGrp/TotalAmt2270876
IRS990/OtherExpensesGrp/TotalAmt392461
IRS990/OtherLiabilitiesGrp/BOYAmt098006344
IRS990/OtherLiabilitiesGrp/EOYAmt0103143392
IRS990/OtherSalariesAndWagesGrp/TotalAmt01004719
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt068976510
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt069815369
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt032043
IRS990/PayrollTaxesGrp/TotalAmt089012
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt055599
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0100065
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0160742
IRS990/PrincipalOfficerNm0COLLEEN WOGGON
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER ACCOUNT FEES
IRS990/ProgramServiceRevenueGrp/Desc2INSURANCE SALES
IRS990/ProgramServiceRevenueGrp/Desc3OTHER MEMBER INCOME
IRS990/ProgramServiceRevenueGrp/Desc4OTHER PROGRAM INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03395660
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11140312
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt297769
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt329154
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt412364
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03395660
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11140312
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt297769
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt329154
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt412364
IRS990/ProgSrvcAccomActy2Grp/Desc0OAKDALE CREDIT UNION HAS DEPOSIT, TRANSACTION, AND INVESTMENT ACCOUNTS WITH 11,289 MEMBERS AT 12/31/24. DURING 2024, OAKDALE CREDIT UNION OPENED 3.732 NEW DEPOSIT, TRANSACTION AND INVESTMENT ACCOUNTS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0168071
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01662619
IRS990/PYOtherExpensesAmt02058974
IRS990/PYOtherRevenueAmt01440
IRS990/PYProgramServiceRevenueAmt03862720
IRS990/PYRevenuesLessExpensesAmt02028420
IRS990/PYSalariesCompEmpBnftPaidAmt01271314
IRS990/PYTotalExpensesAmt03498359
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05526779
IRS990/ReconcilationRevenueExpnssAmt02639831
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt01440
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010968017
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt013607848
IRS990/SavingsAndTempCashInvstGrp/BOYAmt030871128
IRS990/SavingsAndTempCashInvstGrp/EOYAmt038209856
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0682617
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01326019
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02008636
IRS990ScheduleD/EquipmentGrp/BookValueAmt0207912
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0504342
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0712254
IRS990ScheduleD/LandGrp/BookValueAmt0247452
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0247452
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt028065
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt028065
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0103135504
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt17888
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE & DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1DIVIDENDS PAYABLE
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01137981
IRS990ScheduleD/TotalLiabilityAmt0103143392
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0134498
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount0600
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt08780
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt017851
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0COLLEEN WOGGON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0161729
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE/SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE GOVERNING BODY. (BOARD OF DIRECTORS).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS SERVE A THREE YEAR TERM AND ARE ELECTED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD AS OUTLINED IN THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY REGULATORY AGENCY (I.E., NCUA, WISCONSIN OFFICE OF CREDIT UNIONS).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION PROVIDED THE INFORMATION NECESSARY TO THE ACCOUNTING FIRM TO PREPARE THE FORM 990. THE FORM 990 WAS THEN GIVEN TO MANAGEMENT FOR REVIEW AND BOARD APPROVAL PRIOR TO FILING IT WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CREDIT UNION'S CONFLICT OF INTEREST POLICY IS CONSTANTLY MONITORED. POLICY IS REVIEWED AT THE CREDIT UNION'S RE-ORGANIZATIONAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5CEO'S COMPENSATION IS DETERMINED BY THE BOARD OF DIRECTORS. THE BOARD USES THE LEAGUE AND CUNA SALARY MANUALS AND DECISIONS ARE IN THE BOARD MINUTES. OTHER OFFICERS AND KEY EMPLOYEES COMPENSATION IS DETERMINED BY THE CEO. THE CEO USES THE LEAGUE SALARY MANUAL AND THE BOARD APPROVES A PERCENTAGE INCREASE FOR THE ANNUAL BUDGET. THE CEO SETS INDIVIDUAL SALARIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE ORGANIZATION'S FINANCIAL STATEMENTS ARE AVAILABLE IN THE LOBBY OF EACH LOCATION.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0110426337
IRS990/TotalAssetsEOYAmt0117601028
IRS990/TotalAssetsGrp/BOYAmt0110426337
IRS990/TotalAssetsGrp/EOYAmt0117601028
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt034
IRS990/TotalFunctionalExpensesGrp/TotalAmt03754814
IRS990/TotalGrossUBIAmt03660
IRS990/TotalLiabilitiesBOYAmt099458320
IRS990/TotalLiabilitiesEOYAmt0103993180
IRS990/TotalLiabilitiesGrp/BOYAmt099458320
IRS990/TotalLiabilitiesGrp/EOYAmt0103993180
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt010968017
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt013607848
IRS990/TotalOtherCompensationAmt026631
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt03660
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt03660
IRS990/TotalProgramServiceRevenueAmt04678919
IRS990/TotalReportableCompFromOrgAmt0153733
IRS990/TotalRevenueGrp/ExclusionAmt01715726
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04675259
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt06394645
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt03660
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0110426337
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0117601028
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt041041
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 115
IRS990/USAddress/CityNm0OAKDALE
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd054649
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.OAKDALECU.COOP
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0COLLEEN WOGGON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06083723939
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0OAKDALE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0OAKD
ReturnHeader/Filer/EIN0396049985
ReturnHeader/Filer/PhoneNum06083723939
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 115
ReturnHeader/Filer/USAddress/CityNm0OAKDALE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054649
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0410746749
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CLIFTONLARSONALLEN LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0435 JULIE STREET PO BOX 547
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TOMAH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd054660
ReturnHeader/PreparerPersonGrp/PhoneNum06083722177
ReturnHeader/PreparerPersonGrp/PreparationDt02025-04-23
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DANIEL LUECK
ReturnHeader/ReturnTs02025-04-28T16:11:14-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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