Civic Intelligence

1 St Community Credit Union

990 • Fiscal year 2016 • EIN 39-6049882

Jan 01, 2016 to Dec 31, 2016 • Filed on Nov 13, 2017

Organization ProfileWWW.1STCCU.COM
1000 W Wisconsin Street PO Box 167Sparta, WI 54656

(608) 269-8121

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

60th percentile

0.90x

Higher debt load relative to assets than 60% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

74th percentile

20.99x

Higher debt load relative to revenue than 74% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

73rd percentile

15%

Higher net margin than 73% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

26th percentile

$158,227

Higher top officer pay than 26% of similar nonprofits.

Top officer pay equals 2.6% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

88th percentile

11%

Faster asset growth than 88% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

80th percentile

12%

Faster revenue growth than 80% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets60th percentile

Assets

Up

$141,790,404

Up $13,560,772 (+11%) from 2015

Net Assets

Up

$14,079,872

Up $912,964 (+6.9%) from 2015

Liabilities

Up

$127,710,532

Up $12,647,808 (+11%) from 2015

Revenue And Expenses
Liabilities / Revenue74th percentileNet Margin73rd percentile

Revenue

Up

$6,085,001

Up $635,423 (+12%) from 2015

Expenses

Up

$5,172,037

Up $637,442 (+14%) from 2015

Net Income

Down

$912,964

Down $2,019 (-0.2%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth88th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $102,791,402Liabilities 2010: $93,468,664Net Assets 2010: $9,322,7382010Assets 2011: $105,594,577Liabilities 2011: $95,488,030Net Assets 2011: $10,106,5472011Assets 2012: $116,119,936Liabilities 2012: $105,004,294Net Assets 2012: $11,115,6422012Assets 2013: $117,291,868Liabilities 2013: $105,599,168Net Assets 2013: $11,692,7002013Assets 2014: $122,420,730Liabilities 2014: $110,168,805Net Assets 2014: $12,251,9252014Assets 2015: $128,229,632Liabilities 2015: $115,062,724Net Assets 2015: $13,166,9082015Assets 2016: $141,790,404Liabilities 2016: $127,710,532Net Assets 2016: $14,079,8722016Assets 2017: $153,128,048Liabilities 2017: $137,920,479Net Assets 2017: $15,207,5692017Assets 2018: $169,904,232Liabilities 2018: $153,472,464Net Assets 2018: $16,431,7682018Assets 2019: $169,733,263Liabilities 2019: $151,967,703Net Assets 2019: $17,765,5602019Assets 2020: $205,616,019Liabilities 2020: $187,131,344Net Assets 2020: $18,484,6752020Assets 2021: $223,297,257Liabilities 2021: $203,623,236Net Assets 2021: $19,674,0212021Assets 2022: $254,992,758Liabilities 2022: $234,868,290Net Assets 2022: $20,124,4682022Assets 2023: $274,070,581Liabilities 2023: $252,939,902Net Assets 2023: $21,130,6792023Assets 2024: $266,506,560Liabilities 2024: $243,383,541Net Assets 2024: $23,123,0192024

Highlighted filing

2016

Assets$141,790,404
Liabilities$127,710,532
Net Assets$14,079,872
Open 2016 Filing

Operations Trend

Revenue Growth80th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $4,640,9292010Expenses 2011: $4,535,3502011Expenses 2012: $4,361,6492012Revenue 2013: $5,038,684Expenses 2013: $4,461,626Net Income 2013: $577,0582013Revenue 2014: $5,036,958Expenses 2014: $4,477,733Net Income 2014: $559,2252014Revenue 2015: $5,449,578Expenses 2015: $4,534,595Net Income 2015: $914,9832015Revenue 2016: $6,085,001Expenses 2016: $5,172,037Net Income 2016: $912,9642016Revenue 2017: $7,155,462Expenses 2017: $5,957,853Net Income 2017: $1,197,6092017Revenue 2018: $8,058,897Expenses 2018: $6,774,259Net Income 2018: $1,284,6382018Revenue 2019: $8,954,959Expenses 2019: $7,527,599Net Income 2019: $1,427,3602019Revenue 2020: $9,246,293Expenses 2020: $8,328,445Net Income 2020: $917,8482020Revenue 2021: $10,243,774Expenses 2021: $8,942,492Net Income 2021: $1,301,2822021Revenue 2022: $10,965,703Expenses 2022: $10,106,697Net Income 2022: $859,0062022Revenue 2023: $14,529,943Expenses 2023: $13,383,817Net Income 2023: $1,146,1262023Revenue 2024: $17,514,479Expenses 2024: $15,405,124Net Income 2024: $2,109,3552024

Highlighted filing

2016

Revenue$6,085,001
Expenses$5,172,037
Net Income$912,964
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 13, 2017
Return Version
2016v3.0
Gross Receipts
$6,085,001
Mission and Program Overview

Mission

To function as a member-owned, not-for-profit financial cooperative.

State chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$99,572,731$114,111,983▲ $14,539,252
Savings and Temporary Cash Investments$18,281,000$14,504,000▼ $3,777,000
Rtn Earn Endowment Incm Other Fnds$13,166,908$14,079,872▲ $912,964
Investments Other Securities$1,927,466$4,935,232▲ $3,007,766
Cash and Non-Interest-Bearing Accounts$3,689,248$3,472,594▼ $216,654
Land, Buildings, and Equipment, Net$3,092,471$3,009,281▼ $83,190
Prepaid Expenses and Deferred Charges$235,769$214,746▼ $21,023
Accounts Receivable$7,851$6,015▼ $1,836
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$128,229,632$141,790,404▲ $13,560,772
Other Assets Total$1,423,096$1,536,553▲ $113,457
Liabilities
Other Liabilities$114,285,529$126,496,742▲ $12,211,213
Accounts Payable and Accrued Expenses$777,195$1,213,790▲ $436,595
Total Liabilities$115,062,724$127,710,532▲ $12,647,808
Net Assets / Fund Balance
Total Net Assets Fund Balance$13,166,908$14,079,872▲ $912,964
Total Liabilities and Net Assets / Fund Balance$128,229,632$141,790,404▲ $13,560,772

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,248,332$859,636$3,107,968
Equipment$200,864$768,202$969,066
Land$560,085-$560,085
Compensation and Service Providers
Top Officer Pay26th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dominic SchmidtPresident/CEO - Part YearFT$151,760$6,467$158,227
Diana MackVP OperationsFT$80,128$16,182$96,310
Krista WilsonVP of LendingFT$77,222$16,050$93,272
Brad BaugesPresident/CEO - Part YearFT$37,561$994$38,555

Board Members and Trustees

NameTitle
Eric HesselbergBoard Chairman
Mark MulderVice Chairman
Scott HerrmanDirector
Theresa LenselinkDirector
William HoffmanDirector
Janet FaileSecretary
James WegnerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,814,635
Investment Income
$270,366
Other Revenue
$0
Change in Net Assets
$912,964
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,477,495
Other Expenses$2,177,612
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,570,247
Benefits to Members---$516,930
Fees for Services Other---$441,491
Current Officers, Directors, Trustees, and Key Employees---$386,364
Other Employee Benefits---$279,751
Occupancy---$232,946
Information Technology---$223,274
Office Expenses---$197,912
Advertising---$170,584
Payroll Taxes---$151,828
Pension Plan Contributions---$89,305
Depreciation Depletion---$81,311
Other Expenses---$72,371
Conferences and Meetings---$61,397
Payments to Affiliates---$29,356
Insurance---$25,709
Travel---$23,541
All Other Expenses---$17,255
Fees for Services Accounting---$15,892
Fees for Services Legal---$9,862
Interest---$8,595
Total Functional Expenses$0$0$0$5,172,037
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Deposits$126,496,742
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Depositors of credit union are members”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the voting members each year.”

Form 990, Part VI, Section A, Line 7B

“The decisions of the organization are approved by the board of directors.”

Form 990, Part VI, Section B, Line 11B

“The organization provided the information necessary to the accounting firm to prepare the form 990. The form 990 was then given to management for review and board approval prior to filing it with the irs.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest form is filled out annually by each employee. These are monitored the human resources director.”

Form 990, Part VI, Section B, Line 15

“The board of directors determines the compensation for the president using comparability studies. Compensation for all other key employees is determined by the president using similar methods.”

Form 990, Part VI, Section C, Line 19

“The organization's records are kept at the credit union for public inspection and members are advised to request these documents at the annual meeting.”

Filing and Contact Details

Filer

Filer Name
1st Community Credit Union
EIN
39-6049882
Phone
6082698121
Address
1000 W WISCONSIN STREET PO BOX 167, SPARTA, WI 54656

Signing Officer

Name
Wendy Swanson
Title
VP Finance
Phone
6083662304
Signed
2017-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Wendy Swanson
Formed
1961
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
60
Volunteers
0

Preparer

Firm
Cliftonlarsonallen Llp
Address
435 JULIE STREET, TOMAH, WI 54660
Preparer
Terrie Gaarder CPA
Phone
6083722177
Raw XML AppendixShowing 400 of 411 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0235769
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0214746
IRS990/PrincipalOfficerNm0WENDY SWANSON
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME
IRS990/ProgramServiceRevenueGrp/Desc1OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc3INSURANCE SALES
IRS990/ProgramServiceRevenueGrp/Desc4NON-MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04584011
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1584520
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2504909
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3138954
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04584011
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1584520
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2504909
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3138954
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt42241
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt02241
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0284190
IRS990/PYOtherExpensesAmt02154196
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt05165388
IRS990/PYRevenuesLessExpensesAmt0914983
IRS990/PYSalariesCompEmpBnftPaidAmt02380399
IRS990/PYTotalExpensesAmt04534595
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05449578
IRS990/ReconcilationRevenueExpnssAmt0912964
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt013166908
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt014079872
IRS990/SavingsAndTempCashInvstGrp/BOYAmt018281000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt014504000
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02248332
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0859636
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03107968
IRS990ScheduleD/EquipmentGrp/BookValueAmt0200864
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0768202
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0969066
IRS990ScheduleD/LandGrp/BookValueAmt0560085
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0560085
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0126496742
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03009281
IRS990ScheduleD/TotalLiabilityAmt0126496742
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0151760
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt06467
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0DOMINIC SCHMIDT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO - PART YEAR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0158227
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DEPOSITORS OF CREDIT UNION ARE MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE VOTING MEMBERS EACH YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE DECISIONS OF THE ORGANIZATION ARE APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION PROVIDED THE INFORMATION NECESSARY TO THE ACCOUNTING FIRM TO PREPARE THE FORM 990. THE FORM 990 WAS THEN GIVEN TO MANAGEMENT FOR REVIEW AND BOARD APPROVAL PRIOR TO FILING IT WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CONFLICT OF INTEREST FORM IS FILLED OUT ANNUALLY BY EACH EMPLOYEE. THESE ARE MONITORED THE HUMAN RESOURCES DIRECTOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS DETERMINES THE COMPENSATION FOR THE PRESIDENT USING COMPARABILITY STUDIES. COMPENSATION FOR ALL OTHER KEY EMPLOYEES IS DETERMINED BY THE PRESIDENT USING SIMILAR METHODS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE ORGANIZATION'S RECORDS ARE KEPT AT THE CREDIT UNION FOR PUBLIC INSPECTION AND MEMBERS ARE ADVISED TO REQUEST THESE DOCUMENTS AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0128229632
IRS990/TotalAssetsEOYAmt0141790404
IRS990/TotalAssetsGrp/BOYAmt0128229632
IRS990/TotalAssetsGrp/EOYAmt0141790404
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt060
IRS990/TotalFunctionalExpensesGrp/TotalAmt05172037
IRS990/TotalGrossUBIAmt02241
IRS990/TotalLiabilitiesBOYAmt0115062724
IRS990/TotalLiabilitiesEOYAmt0127710532
IRS990/TotalLiabilitiesGrp/BOYAmt0115062724
IRS990/TotalLiabilitiesGrp/EOYAmt0127710532
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt013166908
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt014079872
IRS990/TotalOtherCompensationAmt039693
IRS990/TotalProgramServiceRevenueAmt05814635
IRS990/TotalReportableCompFromOrgAmt0346671
IRS990/TotalRevenueGrp/ExclusionAmt0270366
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt05812394
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt06085001
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt02241
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0128229632
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0141790404
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt023541
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01000 W WISCONSIN STREET PO BOX 167
IRS990/USAddress/CityNm0SPARTA
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd054656
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.1STCCU.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0WENDY SWANSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0VP FINANCE
ReturnHeader/BusinessOfficerGrp/PhoneNum06083662304
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt01ST COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt01STC
ReturnHeader/Filer/EIN0396049882
ReturnHeader/Filer/PhoneNum06082698121
ReturnHeader/Filer/USAddress/AddressLine1Txt01000 W WISCONSIN STREET PO BOX 167
ReturnHeader/Filer/USAddress/CityNm0SPARTA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054656
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0B7BE9990AD15340D9C3328E0F5C306E36A6AD06F
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId03EF7C45E2E2C715E0F0C48D8204FBF55436975B4
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt067.137.57.251
ReturnHeader/FilingSecurityInformation/IPDt02017-11-13
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm008:25:38
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0410746749
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CLIFTONLARSONALLEN LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0435 JULIE STREET

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$141,790,404
Liabilities
$127,710,532
Net assets
$14,079,872
Revenue
$6,085,001
Expenses
$5,172,037
Net income
$912,964
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$267$243$23.1$17.5$15.4$2.11
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$274$253$21.1$14.5$13.4$1.15
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$255$235$20.1$11.0$10.1$0.86
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$223$204$19.7$10.2$8.94$1.30
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$206$187$18.5$9.25$8.33$0.92
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$170$152$17.8$8.95$7.53$1.43
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$170$153$16.4$8.06$6.77$1.28
2017Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$153$138$15.2$7.16$5.96$1.20
2016Detailed filing. Detailed filing data is available for this year.$142$128$14.1$6.09$5.17$0.91
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$128$115$13.2$5.45$4.53$0.91
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$122$110$12.3$5.04$4.48$0.56
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$117$106$11.7$5.04$4.46$0.58
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$116$105$11.1$4.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$106$95.5$10.1$4.54
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$103$93.5$9.32$4.64