Civic Intelligence

Wisconsin Bankers Association Insurance Trust Fund

EIN 39-6046865 • 501(c)9 • Sun Prairie, WI

Profile

To provide health and welfare benefits to members.

695 S Grand Ave 101Sun Prairie, WI 53590

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

82nd percentile

0.26x

Higher debt load relative to assets than 82% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

41st percentile

0.01x

Higher debt load relative to revenue than 41% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Source year 2024

Net Margin

37th percentile

0.3%

Higher net margin than 37% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

55th percentile

$6,000

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)9 • $10M-$25M nonprofits • Source year 2024

Asset Growth

96th percentile

53%

Faster asset growth than 96% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

58th percentile

9.3%

Faster revenue growth than 58% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Up

$761,408

Up $262,540 (+53%) from 2023

Liabilities

Up

$201,205

Up $201,205 from 2023

Net Assets

Up

$560,203

Up $61,335 (+12%) from 2023

Revenue

Up

$24,487,237

Up $2,078,929 (+9.3%) from 2023

Expenses

Up

$24,425,902

Up $1,999,810 (+8.9%) from 2023

Net Income

Up

$61,335

Up $79,119 (+445%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0-$2.0MAssets 2011: $5,877,495Liabilities 2011: $5,299,935Net Assets 2011: $577,5602011Assets 2012: $4,603,895Liabilities 2012: $4,612,921Net Assets 2012: -$9,0262012Assets 2013: $736,692Liabilities 2013: $132,433Net Assets 2013: $604,2592013Assets 2014: $885,253Liabilities 2014: $133,436Net Assets 2014: $751,8172014Assets 2015: $756,714Liabilities 2015: $22,452Net Assets 2015: $734,2622015Assets 2016: $705,440Liabilities 2016: $16,194Net Assets 2016: $689,2462016Assets 2017: $671,723Liabilities 2017: $1,703Net Assets 2017: $670,0202017Assets 2018: $635,264Liabilities 2018: $1,792Net Assets 2018: $633,4722018Assets 2019: $640,129Liabilities 2019: $4,510Net Assets 2019: $635,6192019Assets 2020: $738,700Liabilities 2020: $99,682Net Assets 2020: $639,0182020Assets 2021: $545,730Liabilities 2021: $8,996Net Assets 2021: $536,7342021Assets 2022: $516,652Liabilities 2022: $0Net Assets 2022: $516,6522022Assets 2023: $498,868Liabilities 2023: $0Net Assets 2023: $498,8682023Assets 2024: $761,408Liabilities 2024: $201,205Net Assets 2024: $560,2032024

Highlighted filing

2024

Assets$761,408
Liabilities$201,205
Net Assets$560,203

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2011: $39,016,7492011Revenue 2012: $37,008,080Expenses 2012: $37,464,164Net Income 2012: -$456,0842012Revenue 2013: $33,160,369Expenses 2013: $32,393,779Net Income 2013: $766,5902013Revenue 2014: $28,355,653Expenses 2014: $28,208,095Net Income 2014: $147,5582014Revenue 2015: $20,441,109Expenses 2015: $20,458,664Net Income 2015: -$17,5552015Revenue 2016: $13,977,433Expenses 2016: $14,022,449Net Income 2016: -$45,0162016Revenue 2017: $11,413,230Expenses 2017: $11,432,456Net Income 2017: -$19,2262017Revenue 2018: $11,169,668Expenses 2018: $11,206,216Net Income 2018: -$36,5482018Revenue 2019: $9,428,492Expenses 2019: $9,426,345Net Income 2019: $2,1472019Revenue 2020: $8,508,386Expenses 2020: $8,504,987Net Income 2020: $3,3992020Revenue 2021: $8,671,517Expenses 2021: $8,773,801Net Income 2021: -$102,2842021Revenue 2022: $19,698,341Expenses 2022: $19,746,285Net Income 2022: -$47,9442022Revenue 2023: $22,408,308Expenses 2023: $22,426,092Net Income 2023: -$17,7842023Revenue 2024: $24,487,237Expenses 2024: $24,425,902Net Income 2024: $61,3352024

Highlighted filing

2024

Revenue$24,487,237
Expenses$24,425,902
Net Income$61,335

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.76$0.20$0.56$24.5$24.4$0.06
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.50$0.00$0.50$22.4$22.4$0.02
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.52$0.00$0.52$19.7$19.7$0.05
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.55$0.01$0.54$8.67$8.77$0.10
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.74$0.10$0.64$8.51$8.50$0.00
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.64$0.00$0.64$9.43$9.43$0.00
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.64$0.00$0.63$11.2$11.2$0.04
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.67$0.00$0.67$11.4$11.4$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.71$0.02$0.69$14.0$14.0$0.05
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.76$0.02$0.73$20.4$20.5$0.02
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.89$0.13$0.75$28.4$28.2$0.15
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$0.74$0.13$0.60$33.2$32.4$0.77
2012Summary only. Only limited summary data is available for this year.$4.60$4.61$0.01$37.0$37.5$0.46
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.88$5.30$0.58$39.0
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 5, 2025
Return Version
2024v5.2
Gross Receipts
$24,487,237
Mission and Program Overview

Mission

To provide health and welfare benefits to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$243,314$725,514▲ $482,200
Pd in Cap Srpls Land Bldg Eqp Fund$498,868$560,203▲ $61,335
Savings and Temporary Cash Investments$255,554$35,894▼ $219,660
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$498,868$761,408▲ $262,540
Liabilities
Other Liabilities$0$100,000▲ $100,000
Deferred Revenue$0$80,624▲ $80,624
Accounts Payable and Accrued Expenses$0$20,581▲ $20,581
Total Liabilities$0$201,205▲ $201,205
Net Assets / Fund Balance
Total Net Assets Fund Balance$498,868$560,203▲ $61,335
Total Liabilities and Net Assets / Fund Balance$498,868$761,408▲ $262,540
Compensation and Service Providers

Employees

NameTitleBaseTotal
-Trustee$6,000$6,000

Board Members and Trustees

NameTitle
Charlie SchmalzPresident
Timothy SchuelerVice President
Thomas JensenSecretary
Paul AdamskiTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$23,979,954
Investment Income
$5,695
Other Revenue
$501,588
Change in Net Assets
$61,335

Audited Revenue Reconciliation

Revenue per Audited Statements
$24,487,237
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$24,487,237
Total Revenue per Form 990
$24,487,237
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$419,636
Salaries, Compensation, and Employee Benefits$6,000
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$24,000,266
Fees for Services Other---$343,849
Fees for Services Accounting---$59,485
Fees for Services Legal---$10,891
Current Officers, Directors, Trustees, and Key Employees---$6,000
All Other Expenses---$5,411
Total Functional Expenses$0$0$0$24,425,902

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$24,425,902
Total Expenses per Audited Statements$24,425,902
Total Expenses per Form 990$24,425,902
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-Board Member BankWelfare Benefit Plan Contributions for Bank EmployeesNo$590,450
-Board Member BankWelfare Benefit Plan Contributions for Bank EmployeesNo$582,569
-Board Member BankWelfare Benefit Plan Contributions for Bank EmployeesNo$229,572
-Board Member BankWelfare Benefit Plan Contributions for Bank EmployeesNo$120,483
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Ebc$100,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

Ebc performs administrative services and serves an advisory role to the trust and bic. The services performed are in accordance with the administrative services agreement.

Form 990, Part VI, Section B, Line 11B

A copy of the form 990 was provided to the governing body of the organization before it was filed.

Form 990, Part VI, Section C, Line 19

The organiztion makes its governing documents and financial statements available upon request.

Part VI Section A, Line 1B

None of the directors/trustees are independent since they are officers of contributing employers.

Form 990, Part VII

The trustees receive no compensation for their services from the trust with the exception of the corporate trustee. The individual trustees may be compensated by their respective banks, however disclosure is not required per the form 990 instructions as the contributing employer is a for profit contributing employer that the only transaction with the trust is the contributions for health care coverage. Wisconsin bankers association benefits and insurance committee, inc (committee) is not considered a related party to wba as its board is not appointned by wba and wba has no control (as defined in the form 990 instructions) over the entity. Committe members oversee management of the trust by serviing as the trust's board of directors.

Filing and Contact Details

Filer

Filer Name
Wisconsin Bankers Association Insurance
EIN
39-6046865
Phone
6082322061
Address
695 S GRAND AVE 101, SUN PRAIRIE, WI 53590

Signing Officer

Name
Bank of Sun Prairie Trust Dept
Title
Trustee
Phone
6082322061
Signed
2025-11-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Charlie Schmalz
Formed
1956
Legal Domicile
Wi
Voting Board Members
4
Independent Board Members
0
Employees
0
Volunteers
4

Preparer

Firm
Wipfli Advisory LLC
Address
43 CONSTITUTION DRIVE SUITE 100, BEDFORD, NH 03110
Preparer
Lance R Turgeon
Phone
6036273838
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

The group insurance arragement (gia)'s management evaluates tax positions taken by the gia and recognizes a tax liability if the gia has taken an uncertain position that more likely than not would not be sustained upon examination by applicable tax authorities. The gia's management has analyzed the tax positions taken by the gia and has concluded that as of december 31, 2024 there are no significant uncertain positions taken or expected to be taken that would require recognition of a liability or disclosure in the financial statements.

Raw XML AppendixShowing 400 of 621 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt00
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt020581
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE HEALTH AND WELFARE BENEFITS TO MEMBERS.
IRS990/AllOtherExpensesGrp/TotalAmt05411
IRS990/AuditCommitteeInd00
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt024000266
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0BANK OF SUN PRAIRIE TRUST DEPT
IRS990/BooksInCareOfDetail/PhoneNum06088374511
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0695 S GRAND AVE SUITE 101
IRS990/BooksInCareOfDetail/USAddress/CityNm0SUN PRAIRIE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd053590
IRS990/BusinessRlnWith35CtrlEntInd01
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0243314
IRS990/CashNonInterestBearingGrp/EOYAmt0725514
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt06000
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt024000266
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt05695
IRS990/CYOtherExpensesAmt0419636
IRS990/CYOtherRevenueAmt0501588
IRS990/CYProgramServiceRevenueAmt023979954
IRS990/CYRevenuesLessExpensesAmt061335
IRS990/CYSalariesCompEmpBnftPaidAmt06000
IRS990/CYTotalExpensesAmt024425902
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt024487237
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt00
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IRS990/DelegationOfMgmtDutiesInd01
IRS990/Desc0PAYMENTS TO PROVIDE HEALTH AND WELFARE BENEFITS TO ITS MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt059485
IRS990/FeesForServicesLegalGrp/TotalAmt010891
IRS990/FeesForServicesOtherGrp/TotalAmt0343849
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt0BANK OF SUN PRAIRIE
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/PersonNm0CHARLIE SCHMALZ
IRS990/Form990PartVIISectionAGrp/PersonNm1TIMOTHY SCHUELER
IRS990/Form990PartVIISectionAGrp/PersonNm2THOMAS JENSEN
IRS990/Form990PartVIISectionAGrp/PersonNm3PAUL ADAMSKI
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt46000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
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IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt04
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt024487237
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt05695
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt05695
IRS990/InvestmentInJointVentureInd00
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IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0498868
IRS990/NetAssetsOrFundBalancesEOYAmt0560203
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
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IRS990/OtherRevenueMiscGrp/Desc0COMMISSIONS
IRS990/OtherRevenueMiscGrp/Desc1MANAGEMENT FEES
IRS990/OtherRevenueMiscGrp/Desc2ADMIN REVENUE
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0213483
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IRS990/PartialLiquidationInd00
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IRS990/PYTotalProfFndrsngExpnsAmt00
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DUE TO EBC
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt024487237
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE GROUP INSURANCE ARRAGEMENT (GIA)'S MANAGEMENT EVALUATES TAX POSITIONS TAKEN BY THE GIA AND RECOGNIZES A TAX LIABILITY IF THE GIA HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY APPLICABLE TAX AUTHORITIES. THE GIA'S MANAGEMENT HAS ANALYZED THE TAX POSITIONS TAKEN BY THE GIA AND HAS CONCLUDED THAT AS OF DECEMBER 31, 2024 THERE ARE NO SIGNIFICANT UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY OR DISCLOSURE IN THE FINANCIAL STATEMENTS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt024425902
IRS990ScheduleD/TotalLiabilityAmt0100000
IRS990ScheduleD/TotalRevenuePerForm990Amt024487237
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt024487237
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt024425902
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt0CLEVELAND STATE BANK
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt1EAST WISCONSIN SAVINGS BANK
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt2INDEPENDENCE STATE BANK
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt3THE PINERIES BANK
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0BOARD MEMBER BANK
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt1BOARD MEMBER BANK
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt2BOARD MEMBER BANK
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt3BOARD MEMBER BANK
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd10
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd20
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd30
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt0582569
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt1590450
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt2120483
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt3229572
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0WELFARE BENEFIT PLAN CONTRIBUTIONS FOR BANK EMPLOYEES
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc1WELFARE BENEFIT PLAN CONTRIBUTIONS FOR BANK EMPLOYEES
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc2WELFARE BENEFIT PLAN CONTRIBUTIONS FOR BANK EMPLOYEES
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc3WELFARE BENEFIT PLAN CONTRIBUTIONS FOR BANK EMPLOYEES
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EBC PERFORMS ADMINISTRATIVE SERVICES AND SERVES AN ADVISORY ROLE TO THE TRUST AND BIC. THE SERVICES PERFORMED ARE IN ACCORDANCE WITH THE ADMINISTRATIVE SERVICES AGREEMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A COPY OF THE FORM 990 WAS PROVIDED TO THE GOVERNING BODY OF THE ORGANIZATION BEFORE IT WAS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZTION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3NONE OF THE DIRECTORS/TRUSTEES ARE INDEPENDENT SINCE THEY ARE OFFICERS OF CONTRIBUTING EMPLOYERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE TRUSTEES RECEIVE NO COMPENSATION FOR THEIR SERVICES FROM THE TRUST WITH THE EXCEPTION OF THE CORPORATE TRUSTEE. THE INDIVIDUAL TRUSTEES MAY BE COMPENSATED BY THEIR RESPECTIVE BANKS, HOWEVER DISCLOSURE IS NOT REQUIRED PER THE FORM 990 INSTRUCTIONS AS THE CONTRIBUTING EMPLOYER IS A FOR PROFIT CONTRIBUTING EMPLOYER THAT THE ONLY TRANSACTION WITH THE TRUST IS THE CONTRIBUTIONS FOR HEALTH CARE COVERAGE. WISCONSIN BANKERS ASSOCIATION BENEFITS AND INSURANCE COMMITTEE, INC (COMMITTEE) IS NOT CONSIDERED A RELATED PARTY TO WBA AS ITS BOARD IS NOT APPOINTNED BY WBA AND WBA HAS NO CONTROL (AS DEFINED IN THE FORM 990 INSTRUCTIONS) OVER THE ENTITY. COMMITTE MEMBERS OVERSEE MANAGEMENT OF THE TRUST BY SERVIING AS THE TRUST'S BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3PART VI SECTION A, LINE 1B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VII
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd10
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd20
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd30
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd70
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd90
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd100
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd460
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd470
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd510
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd550
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd560
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd570
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd580
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd590
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd600
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd610
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd640
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd650
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd660
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd670
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd680
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd690
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd700
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd710
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd720
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd790
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd800
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd830
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt1CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt2CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt3CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt4CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt5CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt6CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt7CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt8CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt9CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt10CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt11CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt12CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt13CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt14CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt15CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt16CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt17CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt18CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt19CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt20CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt21CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt22CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt23CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt24CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt25CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt26CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt27CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt28CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt29CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt30CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt31CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt32CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt33CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt34CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt35CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt36CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt37CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt38CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt39CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt40CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt41CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt42CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt43CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt44CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt45CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt46CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt47CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt48CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt49CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt50CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt51CONTRIBUTING EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt52CONTRIBUTING EMPLOYER

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