Civic Intelligence

Orchard Valley Apartments Inc

990 • Fiscal year 2025 • EIN 39-1338423

Jul 01, 2024 to Jun 30, 2025 • Filed on Mar 06, 2026

2375 State Road 44 AOshkosh, WI 54904

(920) 966-9905

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

95th percentile

0.89x

Higher debt load relative to assets than 95% of similar nonprofits.

2025 filings • 501(c)4 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

93rd percentile

1.42x

Higher debt load relative to revenue than 93% of similar nonprofits.

2025 filings • 501(c)4 • $500k-$1M nonprofits • Source year 2025

Net Margin

78th percentile

28%

Higher net margin than 78% of similar nonprofits.

2025 filings • 501(c)4 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

75th percentile

$0

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2025 filings • 501(c)4 • $500k-$1M nonprofits • Source year 2025

Asset Growth

27th percentile

-2.7%

Faster asset growth than 27% of similar nonprofits.

2025 filings • 501(c)4 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

79th percentile

28%

Faster revenue growth than 79% of similar nonprofits.

2025 filings • 501(c)4 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Assets

Down

$819,573

Down $22,922 (-2.7%) from 2024

Net Assets

Up

$89,129

Up $144,388 (+261%) from 2024

Liabilities

Down

$730,444

Down $167,310 (-19%) from 2024

Revenue

Up

$514,135

Up $113,121 (+28%) from 2024

Expenses

Up

$369,747

Up $31,087 (+9.2%) from 2024

Net Income

Up

$144,388

Up $82,034 (+132%) from 2024

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0-$500KAssets 2011: $690,734Liabilities 2011: $972,570Net Assets 2011: -$281,8362011Assets 2012: $675,751Liabilities 2012: $963,924Net Assets 2012: -$288,1732012Assets 2013: $662,712Liabilities 2013: $942,364Net Assets 2013: -$279,6522013Assets 2014: $639,764Liabilities 2014: $946,173Net Assets 2014: -$306,4092014Assets 2015: $585,727Liabilities 2015: $919,769Net Assets 2015: -$334,0422015Assets 2016: $556,156Liabilities 2016: $918,361Net Assets 2016: -$362,2052016Assets 2017: $454,996Liabilities 2017: $876,708Net Assets 2017: -$421,7122017Assets 2018: $452,766Liabilities 2018: $854,046Net Assets 2018: -$401,2802018Assets 2019: $468,543Liabilities 2019: $827,381Net Assets 2019: -$358,8382019Assets 2020: $451,866Liabilities 2020: $796,272Net Assets 2020: -$344,4062020Assets 2021: $462,917Liabilities 2021: $819,428Net Assets 2021: -$356,5112021Assets 2022: $540,991Liabilities 2022: $820,197Net Assets 2022: -$279,2062022Assets 2023: $680,050Liabilities 2023: $797,663Net Assets 2023: -$117,6132023Assets 2024: $842,495Liabilities 2024: $897,754Net Assets 2024: -$55,2592024Assets 2025: $819,573Liabilities 2025: $730,444Net Assets 2025: $89,1292025

Highlighted filing

2025

Assets$819,573
Liabilities$730,444
Net Assets$89,129

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2011: $245,5302011Revenue 2012: $242,630Expenses 2012: $248,967Net Income 2012: -$6,3372012Revenue 2013: $243,092Expenses 2013: $234,571Net Income 2013: $8,5212013Revenue 2014: $238,859Expenses 2014: $265,616Net Income 2014: -$26,7572014Revenue 2015: $247,475Expenses 2015: $275,108Net Income 2015: -$27,6332015Revenue 2016: $276,305Expenses 2016: $304,468Net Income 2016: -$28,1632016Revenue 2017: $314,804Expenses 2017: $374,311Net Income 2017: -$59,5072017Revenue 2018: $325,774Expenses 2018: $305,342Net Income 2018: $20,4322018Revenue 2019: $333,271Expenses 2019: $290,829Net Income 2019: $42,4422019Revenue 2020: $362,743Expenses 2020: $348,311Net Income 2020: $14,4322020Revenue 2021: $379,216Expenses 2021: $391,321Net Income 2021: -$12,1052021Revenue 2022: $380,044Expenses 2022: $302,739Net Income 2022: $77,3052022Revenue 2023: $432,752Expenses 2023: $271,159Net Income 2023: $161,5932023Revenue 2024: $401,014Expenses 2024: $338,660Net Income 2024: $62,3542024Revenue 2025: $514,135Expenses 2025: $369,747Net Income 2025: $144,3882025

Highlighted filing

2025

Revenue$514,135
Expenses$369,747
Net Income$144,388
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Mar 6, 2026
Return Version
2024v5.5
Gross Receipts
$514,135
Mission and Program Overview

Mission

Provide elderly & handicapped persons with housing and services designed to meet their needs and promote health, security & happiness in longer living.

Provide affordable housing to low income, elderly and handicapped individuals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$441,300$427,295▼ $14,005
Savings and Temporary Cash Investments$120,469$149,547▲ $29,078
Prepaid Expenses and Deferred Charges$7,125$8,789▲ $1,664
Cash and Non-Interest-Bearing Accounts$200$0▼ $200
Accounts Receivable$254$107▼ $147
Total Assets$842,495$819,573▼ $22,922
Other Assets Total$273,147$233,835▼ $39,312
Liabilities
Mortgage Notes Payable Secured by Investment Property$667,692$640,442▼ $27,250
Accounts Payable and Accrued Expenses$144,008$52,996▼ $91,012
Other Liabilities$84,992$34,808▼ $50,184
Deferred Revenue$1,062$2,198▲ $1,136
Total Liabilities$897,754$730,444▼ $167,310
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$-55,259$89,129▲ $144,388
Total Net Assets Fund Balance$-55,259$89,129▲ $144,388
Total Liabilities and Net Assets / Fund Balance$842,495$819,573▼ $22,922

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$207,208$1,142,218$1,349,426
Equipment$72,401$133,568$205,969
Other Land Buildings$78,696$115,268$193,964
Land$68,990-$68,990
Other Assets Org$30,046--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Joyce KramerPresident
Stephen JohnsonVice-president
Stewart FettDirector
Theresa FettDirector
David ValentineSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$241,764
Program Service Revenue
$211,787
Investment Income
$752
Other Revenue
$59,832
Change in Net Assets
$144,388

Audited Revenue Reconciliation

Revenue per Audited Statements
$514,135
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$514,135
Total Revenue per Form 990
$514,135
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$369,747
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$98,019--$98,019
Fees for Services Management$30,322$44,148-$74,470
Office Expenses$44,188--$44,188
Fees for Services Other$43,445--$43,445
Insurance$35,351--$35,351
Interest$27,252--$27,252
Depreciation Depletion$27,210--$27,210
Fees for Services Accounting-$15,225-$15,225
Information Technology$3,032--$3,032
Advertising-$722-$722
Other Expenses-$666-$666
Fees for Services Legal$167--$167
Total Functional Expenses$308,986$60,761$0$369,747

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$369,747
Total Expenses per Audited Statements$369,747
Total Expenses per Form 990$369,747
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Hud - Residual Receipts$17,546
Tenant Security Deposits$17,262
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 2

Stewart fett and theresa fett - family relationship.

Form 990, Part VI, Section A, Line 3

Acc management group performs the management duties for this organization.

Form 990, Part VI, Section B, Line 11B

The managing agent reviews the form 990 prior to filing with the internal revenue service.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents and financial statements available to the public upon request. The organization does not have a conflict of interest policy.

Filing and Contact Details

Filer

Filer Name
Orchard Valley Apartments Inc
EIN
39-1338423
Phone
9209669905
Address
2375 STATE ROAD 44 A, OSHKOSH, WI 54904

Signing Officer

Name
Joyce Kramer
Title
President
Phone
9209669905
Signed
2026-03-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joyce Kramer
Formed
1979
Legal Domicile
Wi
Voting Board Members
5
Independent Board Members
5
Employees
0
Volunteers
5

Preparer

Firm
Baker Tilly Advisory Group Lp
Address
790 N WATER ST SUITE 2000, MILWAUKEE, WI 53202
Preparer
Troy E Marine
Phone
4147775500
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Contracts: program service expenses 43,445. Total expenses 43,445.

Financial Statement Notes

PART X, LINE 2:

No provision or benefit for income taxes has been included in these financial statements since the organization is exempt from federal income taxes, except for tax on unrelated business income, under section 501(a) of the internal revenue code as an organization described in section 501 (c)(3). The organization had no unrelated business income for the years ended june 30, 2025 and 2024.

Raw XML Appendix373 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt110778
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt2174362
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt330046
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0TENANT SECURITY DEPOSITS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1ESCROW DEPOSITS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2RESERVE FOR REPLACEMENT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3RESIDUAL RECEIPTS
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt078696
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0115268
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0193964
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt017262
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt117546
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0TENANT SECURITY DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1DUE TO HUD - RESIDUAL RECEIPTS
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0514135
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0NO PROVISION OR BENEFIT FOR INCOME TAXES HAS BEEN INCLUDED IN THESE FINANCIAL STATEMENTS SINCE THE ORGANIZATION IS EXEMPT FROM FEDERAL INCOME TAXES, EXCEPT FOR TAX ON UNRELATED BUSINESS INCOME, UNDER SECTION 501(A) OF THE INTERNAL REVENUE CODE AS AN ORGANIZATION DESCRIBED IN SECTION 501 (C)(3). THE ORGANIZATION HAD NO UNRELATED BUSINESS INCOME FOR THE YEARS ENDED JUNE 30, 2025 AND 2024.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0427295
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0233835
IRS990ScheduleD/TotalExpensesPerForm990Amt0369747
IRS990ScheduleD/TotalLiabilityAmt034808
IRS990ScheduleD/TotalRevenuePerForm990Amt0514135
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0514135
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0369747
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0STEWART FETT AND THERESA FETT - FAMILY RELATIONSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACC MANAGEMENT GROUP PERFORMS THE MANAGEMENT DUTIES FOR THIS ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MANAGING AGENT REVIEWS THE FORM 990 PRIOR TO FILING WITH THE INTERNAL REVENUE SERVICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. THE ORGANIZATION DOES NOT HAVE A CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CONTRACTS: PROGRAM SERVICE EXPENSES 43,445. TOTAL EXPENSES 43,445.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0842495
IRS990/TotalAssetsEOYAmt0819573
IRS990/TotalAssetsGrp/BOYAmt0842495
IRS990/TotalAssetsGrp/EOYAmt0819573
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0241764
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt060761
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0308986
IRS990/TotalFunctionalExpensesGrp/TotalAmt0369747
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0897754
IRS990/TotalLiabilitiesEOYAmt0730444
IRS990/TotalLiabilitiesGrp/BOYAmt0897754
IRS990/TotalLiabilitiesGrp/EOYAmt0730444
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0-55259
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt089129
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0308986
IRS990/TotalProgramServiceRevenueAmt0211787
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt060584
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0211787
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0514135
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0842495
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0819573
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02375 STATE ROAD 44 A
IRS990/USAddress/CityNm0OSHKOSH
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd054904
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JOYCE KRAMER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09209669905
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ORCHARD VALLEY APARTMENTS INC
ReturnHeader/Filer/BusinessNameControlTxt0ORCH
ReturnHeader/Filer/EIN0391338423
ReturnHeader/Filer/PhoneNum09209669905
ReturnHeader/Filer/USAddress/AddressLine1Txt02375 STATE ROAD 44 A
ReturnHeader/Filer/USAddress/CityNm0OSHKOSH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054904
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0390859910
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BAKER TILLY ADVISORY GROUP LP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0790 N WATER ST SUITE 2000
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MILWAUKEE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd053202
ReturnHeader/PreparerPersonGrp/PhoneNum04147775500
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TROY E MARINE
ReturnHeader/ReturnTs02026-03-06T15:36:49-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$8.20$7.30$0.89$5.14$3.70$1.44
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.42$8.98$0.55$4.01$3.39$0.62
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.80$7.98$1.18$4.33$2.71$1.62
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.41$8.20$2.79$3.80$3.03$0.77
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.63$8.19$3.57$3.79$3.91$0.12
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.52$7.96$3.44$3.63$3.48$0.14
2019Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$4.69$8.27$3.59$3.33$2.91$0.42
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.53$8.54$4.01$3.26$3.05$0.20
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.55$8.77$4.22$3.15$3.74$0.60
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.56$9.18$3.62$2.76$3.04$0.28
2015Detailed filing. Detailed filing data is available for this year.$5.86$9.20$3.34$2.47$2.75$0.28
2014Detailed filing. Detailed filing data is available for this year.$6.40$9.46$3.06$2.39$2.66$0.27
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.63$9.42$2.80$2.43$2.35$0.09
2012Summary only. Only limited summary data is available for this year.$6.76$9.64$2.88$2.43$2.49$0.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.91$9.73$2.82$2.46