Civic Intelligence

Gilman Area Credit Union

990 • Fiscal year 2012 • EIN 39-1217083

Jan 01, 2012 to Dec 31, 2012

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

57th percentile

0.85x

Higher debt load relative to assets than 57% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2012

Liabilities / Revenue

99th percentile

22.25x

Higher debt load relative to revenue than 99% of similar nonprofits.

2012 filings • $1M-$5M nonprofits • Source year 2012

Net Margin

70th percentile

13%

Higher net margin than 70% of similar nonprofits.

2012 filings • $1M-$5M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

64th percentile

4.5%

Faster asset growth than 64% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Assets

Up

$1,939,429

Up $82,957 (+4.5%) from 2011

Net Assets

Up

$297,367

Up $9,594 (+3.3%) from 2011

Liabilities

Up

$1,642,062

Up $73,363 (+4.7%) from 2011

Revenue

$73,810

No earlier filing loaded for comparison.

Expenses

Down

$64,206

Down $9,365 (-13%) from 2011

Net Income

$9,604

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2011: $1,856,472Liabilities 2011: $1,568,699Net Assets 2011: $287,7732011Assets 2012: $1,939,429Liabilities 2012: $1,642,062Net Assets 2012: $297,3672012Assets 2014: $2,001,886Liabilities 2014: $1,713,175Net Assets 2014: $288,7112014

Highlighted filing

2012

Assets$1,939,429
Liabilities$1,642,062
Net Assets$297,367

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$80K$60K$40K$20K$0-$20KExpenses 2011: $73,5712011Revenue 2012: $73,810Expenses 2012: $64,206Net Income 2012: $9,6042012Revenue 2014: $59,111Expenses 2014: $63,960Net Income 2014: -$4,8492014

Highlighted filing

2012

Revenue$73,810
Expenses$64,206
Net Income$9,604
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

Making loans available to members

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings