Liabilities / Assets
25th percentile
Higher debt load relative to assets than 25% of similar nonprofits.
EIN 39-1045228 • 501(c)14 • Wausau, WI
Profile
To serve our members' changing financial needs.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
25th percentile
Higher debt load relative to assets than 25% of similar nonprofits.
Liabilities / Revenue
30th percentile
Higher debt load relative to revenue than 30% of similar nonprofits.
Net Margin
87th percentile
Higher net margin than 87% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
71st percentile
Faster asset growth than 71% of similar nonprofits.
Revenue Growth
70th percentile
Faster revenue growth than 70% of similar nonprofits.
Assets
$42,464,911
No earlier filing loaded for comparison.
Liabilities
$35,874,090
No earlier filing loaded for comparison.
Net Assets
$6,590,821
No earlier filing loaded for comparison.
Revenue
$2,400,880
No earlier filing loaded for comparison.
Expenses
$1,839,293
No earlier filing loaded for comparison.
Net Income
$561,587
No earlier filing loaded for comparison.
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
To serve our members' changing financial needs
To serve our members' changing financial needs.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $30,752,363 | $32,862,272 | ▲ $2,109,909 |
| Savings and Temporary Cash Investments | $5,808,675 | $7,093,300 | ▲ $1,284,625 |
| Rtn Earn Endowment Incm Other Fnds | $6,025,934 | $6,590,821 | ▲ $564,887 |
| Cash and Non-Interest-Bearing Accounts | $404,060 | $474,146 | ▲ $70,086 |
| Investments Program Related | $317,755 | $304,610 | ▼ $13,145 |
| Land, Buildings, and Equipment, Net | $12,666 | $19,944 | ▲ $7,278 |
| Prepaid Expenses and Deferred Charges | $28,570 | $10,704 | ▼ $17,866 |
| Total Assets | $39,185,372 | $42,464,911 | ▲ $3,279,539 |
| Other Assets Total | $1,861,283 | $1,699,935 | ▼ $161,348 |
| Liabilities | |||
| Other Liabilities | $32,704,301 | $35,429,085 | ▲ $2,724,784 |
| Accounts Payable and Accrued Expenses | $450,831 | $439,964 | ▼ $10,867 |
| Escrow Account Liability | $4,306 | $5,041 | ▲ $735 |
| Total Liabilities | $33,159,438 | $35,874,090 | ▲ $2,714,652 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $6,025,934 | $6,590,821 | ▲ $564,887 |
| Total Liabilities and Net Assets / Fund Balance | $39,185,372 | $42,464,911 | ▲ $3,279,539 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $19,944 | $371,948 | $391,892 |
| Leasehold Improvements | - | $12,737 | $12,737 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jami Olcott | President/ce | FT | $124,912 | $64,935 | $189,847 |
| Jami Olcott | President/CEO | - | $124,912 | $64,935 | $189,847 |
| Robert Bruss | Chair | PT | $3,270 | - | $3,270 |
| Jackie Bethel | Secretary | - | $1,170 | - | $1,170 |
| Aaron Ruff | Treasurer | - | $930 | - | $930 |
| Bo Johnson | Vice Chair | - | $930 | - | $930 |
| Robert Wilcox | Director | - | $930 | - | $930 |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,153,679 |
| Salaries, Compensation, and Employee Benefits | $685,614 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $358,271 |
| Office Expenses | - | - | - | $311,372 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $132,142 |
| Other Employee Benefits | - | - | - | $125,394 |
| Information Technology | - | - | - | $109,119 |
| Occupancy | - | - | - | $92,038 |
| Fees for Services Other | - | - | - | $35,889 |
| Pension Plan Contributions | - | - | - | $35,121 |
| Payroll Taxes | - | - | - | $34,686 |
| Advertising | - | - | - | $28,893 |
| Conferences and Meetings | - | - | - | $28,628 |
| Insurance | - | - | - | $26,528 |
| Fees for Services Accounting | - | - | - | $9,550 |
| Depreciation Depletion | - | - | - | $2,567 |
| Fees for Services Legal | - | - | - | $200 |
| Other Expenses | - | - | - | $-5,645 |
| Total Functional Expenses | $0 | $0 | $0 | $1,839,293 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $35,145,968 |
| 457 Deferred Comp Plans | $288,158 |
| Escrow Shares to Line 21 Bal Sheet | $-5,041 |
“The organization has members. To be a member one must have a share (savings) account at the credit union.”
“The board of directors is elected by the credit union members. Each member has one vote.”
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”
“Management provides data to independent preparer who completes the return. Management reviews the return for accuracy, and then authorizes preparer to e-file the approved return. The board reviews the 990 at their next board meeting.”
“Supervisory committee and compliance specialist review insider accounts. Compliance specialist reviews internal policies so she is aware of what type of things to look for in her review.”
“The board reviews the president based on goals. The board uses peer salary data from compease and other sources to determine compensation. The approval of the president's salary is noted in the board minutes.”
“Governing documents, conflict of interest policy, and financial statements are available to members upon request.”
“Cecl correction per state examiner 3,300”
“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 450831 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 439964 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO SERVE OUR MEMBERS' CHANGING FINANCIAL NEEDS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 28893 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | JAMI OLCOTT |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7152617689 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 400 E THOMAS ST |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WAUSAU |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54403 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 404060 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 474146 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 132142 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 28628 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 308815 |
| IRS990/CYOtherExpensesAmt | 0 | 1153679 |
| IRS990/CYOtherRevenueAmt | 0 | 4234 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2087831 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 561587 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 685614 |
| IRS990/CYTotalExpensesAmt | 0 | 1839293 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2400880 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 2567 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 170 NEW DEPOSIT ACCOUNTS IN 2024. AS OF 12/31/24 WE HAD 2,826 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 9 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 4306 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 5041 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 9550 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 200 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 35889 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 60.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 64935 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JAMI OLCOTT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ROBERT BRUSS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JACKIE BETHEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | BO JOHNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | AARON RUFF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ROBERT WILCOX |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 124912 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 3270 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 1170 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 930 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 930 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 930 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT/CE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1965 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2400880 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 109119 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 26528 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 308815 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 308815 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 317755 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 304610 |
| IRS990/IRPDocumentCnt | 0 | 912 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 384685 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 12666 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 19944 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 404629 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO SERVE OUR MEMBERS' CHANGING FINANCIAL NEEDS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 6025934 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 6590821 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 92038 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 311372 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1861283 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1699935 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 3300 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 125394 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | CREDIT LOSS ADJUSTMENT |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 514540 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | -5645 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 32704301 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 35429085 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 358271 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 30752363 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 32862272 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 34686 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 35121 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 28570 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 10704 |
| IRS990/PrincipalOfficerNm | 0 | JAMI OLCOTT |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 520000 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER MEMBER RELATED INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | MEMBER FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | FEE & INSURANCE REVENUE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1724130 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 241584 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 120141 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1724130 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 241584 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 120141 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 1976 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 1976 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 1,073 NEW LOANS DURING 2024. AS OF 12/31/24 WE HAD 2,232 LOANS RECEIVABLE. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 323295 |
| IRS990/PYOtherExpensesAmt | 0 | 854030 |
| IRS990/PYOtherRevenueAmt | 0 | 4846 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1840620 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 675441 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 639290 |
| IRS990/PYTotalExpensesAmt | 0 | 1493320 |
| IRS990/PYTotalRevenueAmt | 0 | 2168761 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 561587 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 4234 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 4234 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 6025934 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 6590821 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 5808675 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 7093300 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 19944 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 371948 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 391892 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 12737 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 12737 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 35145968 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 288158 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | -5041 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | 457 DEFERRED COMP PLANS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | ESCROW SHARES TO LINE 21 BAL SHEET |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 2, PART IV, LINE 2B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 19944 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 35429085 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990ScheduleJ/Form990OfOtherOrganizationsInd | 0 | X |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 124912 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 25772 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 39163 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | JAMI OLCOTT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT/CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 189847 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | JAMI OLCOTT 0 21,910 0 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 1 | THE AMOUNT SHOWN ABOVE AS NONQUALIFIED IS THE CONTRIBUTION TO A 457(F) PLAN FOR THE PRESIDENT/CEO. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE J, PAGE 1, PART I, LINE 4 |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | SCHEDULE J, PART III |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MANAGEMENT PROVIDES DATA TO INDEPENDENT PREPARER WHO COMPLETES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES PREPARER TO E-FILE THE APPROVED RETURN. THE BOARD REVIEWS THE 990 AT THEIR NEXT BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SUPERVISORY COMMITTEE AND COMPLIANCE SPECIALIST REVIEW INSIDER ACCOUNTS. COMPLIANCE SPECIALIST REVIEWS INTERNAL POLICIES SO SHE IS AWARE OF WHAT TYPE OF THINGS TO LOOK FOR IN HER REVIEW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD REVIEWS THE PRESIDENT BASED ON GOALS. THE BOARD USES PEER SALARY DATA FROM COMPEASE AND OTHER SOURCES TO DETERMINE COMPENSATION. THE APPROVAL OF THE PRESIDENT'S SALARY IS NOTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO MEMBERS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | CECL CORRECTION PER STATE EXAMINER 3,300 |
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| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9 |
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| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-05-13 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | PETER RASMUSSEN |
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| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
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