Liabilities / Assets
67th percentile
Higher debt load relative to assets than 67% of similar nonprofits.
EIN 39-1041954 • 501(c)14 • Manitowoc, WI
Profile
We are a closed charter member-owned and directed credit union. Our mission is to meet our memberships financial needs through quality service at the best value while maintaining financial stablity. We look to be here for our members now and for many years to come.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
67th percentile
Higher debt load relative to assets than 67% of similar nonprofits.
Liabilities / Revenue
76th percentile
Higher debt load relative to revenue than 76% of similar nonprofits.
Net Margin
78th percentile
Higher net margin than 78% of similar nonprofits.
Top Officer Pay
65th percentile
Higher top officer pay than 65% of similar nonprofits.
Top officer pay equals 12.4% of source-year revenue.
Asset Growth
80th percentile
Faster asset growth than 80% of similar nonprofits.
Revenue Growth
93rd percentile
Faster revenue growth than 93% of similar nonprofits.
Assets
$17,708,176
No earlier filing loaded for comparison.
Liabilities
$15,661,539
No earlier filing loaded for comparison.
Net Assets
$2,046,637
No earlier filing loaded for comparison.
Revenue
$766,792
No earlier filing loaded for comparison.
Expenses
$613,824
No earlier filing loaded for comparison.
Net Income
$152,968
No earlier filing loaded for comparison.
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
We are a closed charter member-owned and directed credit union. Our mission is to meet our membership's financial needs through quality service at the best value while maintaining financial stablity. We look to be here for our members now and for many yeares to come.
Advancing financial health and quality of life for members with personalized guidance and value-driven service.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $11,355,286 | $10,083,807 | ▼ $1,271,479 |
| Savings and Temporary Cash Investments | $2,571,839 | $5,397,271 | ▲ $2,825,432 |
| Rtn Earn Endowment Incm Other Fnds | $1,893,669 | $2,046,637 | ▲ $152,968 |
| Investments Program Related | $2,332,052 | $1,587,052 | ▼ $745,000 |
| Cash and Non-Interest-Bearing Accounts | $197,650 | $269,387 | ▲ $71,737 |
| Land, Buildings, and Equipment, Net | $125,270 | $117,864 | ▼ $7,406 |
| Prepaid Expenses and Deferred Charges | $64,245 | $55,523 | ▼ $8,722 |
| Accounts Receivable | $17,490 | $23,275 | ▲ $5,785 |
| Total Assets | $16,839,668 | $17,708,176 | ▲ $868,508 |
| Other Assets Total | $175,836 | $173,997 | ▼ $1,839 |
| Liabilities | |||
| Other Liabilities | $14,778,994 | $15,566,721 | ▲ $787,727 |
| Accounts Payable and Accrued Expenses | $94,137 | $94,818 | ▲ $681 |
| Mortgage Notes Payable Secured by Investment Property | $72,868 | - | - |
| Total Liabilities | $14,945,999 | $15,661,539 | ▲ $715,540 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,893,669 | $2,046,637 | ▲ $152,968 |
| Total Liabilities and Net Assets / Fund Balance | $16,839,668 | $17,708,176 | ▲ $868,508 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Leasehold Improvements | $108,236 | $90,405 | $198,641 |
| Equipment | $9,628 | $127,719 | $137,347 |
| Investment Program Related Org | $40,788 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Joel Strozewski | Pres/CEO | FT | $90,060 | $5,214 | $95,274 |
| Name | Title |
|---|---|
| John Konicek | Chair |
| Patrick Brandel | Vice Chair |
| Derek Brown | Director |
| Eileen Maney | Director |
| Kay Stecker | Director |
| Ryan Dopirak | Director |
| Sandy Brooks | Director |
| Rebecca Schleis | Seccretary |
| Karen Krepline | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $311,510 |
| Salaries, Compensation, and Employee Benefits | $300,314 |
| Grants and Similar Amounts Paid | $2,000 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $158,553 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $90,060 |
| Information Technology | - | - | - | $67,997 |
| Office Expenses | - | - | - | $60,546 |
| Other Employee Benefits | - | - | - | $22,704 |
| Payroll Taxes | - | - | - | $17,931 |
| Depreciation Depletion | - | - | - | $14,779 |
| Insurance | - | - | - | $14,143 |
| Pension Plan Contributions | - | - | - | $11,066 |
| Advertising | - | - | - | $4,875 |
| Fees for Services Other | - | - | - | $4,767 |
| Fees for Services Accounting | - | - | - | $4,185 |
| Conferences and Meetings | - | - | - | $3,900 |
| Grants to Domestic Orgs | - | - | - | $2,000 |
| Interest | - | - | - | $651 |
| Occupancy | - | - | - | $281 |
| Other Expenses | - | - | - | $-4,646 |
| Total Functional Expenses | $0 | $0 | $0 | $613,824 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $15,566,721 |
“The organization has members. To be a member one must have a share (savings) account at the credit union.”
“The board of directors is elected by the credit union members. Each member has one vote.”
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”
“Management provides necessary data to independent cpa who completes the return. Management reviews the return for accuracy, and then authorizes cpa to e-file the approved return. Management reviews the return with the directors at their next board meeting.”
“Officers, directors, employees and committee members sign a document annually disclosing any interest that could give rise to conflict.”
“The board of directors determines the compensation for the president/ceo. A salary survery is used as a reference in the process. Approval is noted in the board minutes.”
“Governing documents, conflict of interest policy, and financial statements are available to members upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 94137 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 94818 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 17490 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 23275 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | ADVANCING FINANCIAL HEALTH AND QUALITY OF LIFE FOR MEMBERS WITH PERSONALIZED GUIDANCE AND VALUE-DRIVEN SERVICE. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 4875 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | JOEL STROZEWSKI |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9203202209 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 37 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MANITOWOC |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54221 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 197650 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 269387 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 90060 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 3900 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 2000 |
| IRS990/CYInvestmentIncomeAmt | 0 | 267633 |
| IRS990/CYOtherExpensesAmt | 0 | 311510 |
| IRS990/CYOtherRevenueAmt | 0 | 2579 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 496580 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 152968 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 300314 |
| IRS990/CYTotalExpensesAmt | 0 | 613824 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 766792 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 14779 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 256 NEW DEPOSIT ACCOUNTS IN 2024. AS OF 12/31/24 WE HAD 1,345 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 5 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 4185 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 4767 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 5214 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOEL STROZEWSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JOHN KONICEK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | PATRICK BRANDEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | KAREN KREPLINE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | REBECCA SCHLEIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DEREK BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | RYAN DOPIRAK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KAY STECKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | EILEEN MANEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | SANDY BROOKS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 90060 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRES/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECCRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1961 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 211 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 2000 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 211 |
| IRS990/GrossReceiptsAmt | 0 | 766792 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 67997 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 14143 |
| IRS990/InterestGrp/TotalAmt | 0 | 651 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 267422 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 267422 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 2332052 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 1587052 |
| IRS990/IRPDocumentCnt | 0 | 716 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 218124 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 125270 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 117864 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 335988 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | ADVANCING FINANCIAL HEALTH AND QUALITY OF LIFE FOR MEMBERS WITH PERSONALIZED GUIDANCE AND VALUE-DRIVEN SERVICE. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 72868 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1893669 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2046637 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 211 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 211 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 281 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 60546 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 175836 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 173997 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 22704 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | GRANT EXPENDITURES |
| IRS990/OtherExpensesGrp/Desc | 3 | CREDIT LOSS EXPENSE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 131157 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 6375 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 2500 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | -4646 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 14778994 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 15566721 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 158553 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 11355286 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 10083807 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 17931 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 11066 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 64245 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 55523 |
| IRS990/PrincipalOfficerNm | 0 | JOEL STROZEWSKI |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522310 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 520000 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MEMBER FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER MEMBER RELATED INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | VEHICLE WARRANTY INSURANCE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 446608 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 33506 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 16166 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 446608 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 33506 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 16166 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 300 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 300 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 65 NEW LOANS DURING 2024. AS OF 12/31/24 WE HAD 543 LOANS RECEIVABLE. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 15000 |
| IRS990/PYInvestmentIncomeAmt | 0 | 183212 |
| IRS990/PYOtherExpensesAmt | 0 | 232873 |
| IRS990/PYOtherRevenueAmt | 0 | 2427 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 423831 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 110671 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 280926 |
| IRS990/PYTotalExpensesAmt | 0 | 513799 |
| IRS990/PYTotalRevenueAmt | 0 | 624470 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 152968 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 2579 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 2579 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1893669 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2046637 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2571839 |
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| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | CAPITAL ACCOUNTS CORPORATE CU |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | WISCUB INVESTMENT |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT CPA WHO COMPLETES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES CPA TO E-FILE THE APPROVED RETURN. MANAGEMENT REVIEWS THE RETURN WITH THE DIRECTORS AT THEIR NEXT BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | OFFICERS, DIRECTORS, EMPLOYEES AND COMMITTEE MEMBERS SIGN A DOCUMENT ANNUALLY DISCLOSING ANY INTEREST THAT COULD GIVE RISE TO CONFLICT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS DETERMINES THE COMPENSATION FOR THE PRESIDENT/CEO. A SALARY SURVERY IS USED AS A REFERENCE IN THE PROCESS. APPROVAL IS NOTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO MEMBERS UPON REQUEST. |
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| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
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| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRES/CEO |
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| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6087920843 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-10-22 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | BRENT WOOKEY CPA |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2025-10-22T14:10:51-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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