Civic Intelligence

St Mary'S & Affiliates Credit Union

EIN 39-1025877 • 501(c)14 • Madison, WI

View Organization Page

Profile

In the spirit of people helping people, we assist our members in achieving financial health.

700 South Park StreetMadison, WI 53708

www.smacu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2023

Liabilities / Revenue

35th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)14 • $1M-$5M nonprofits • Source year 2023

Net Margin

83rd percentile

17%

Higher net margin than 83% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2023

Top Officer Pay

81st percentile

$123,331

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 12.1% of source-year revenue.

501(c)14 • $1M-$5M nonprofits • Source year 2023

Asset Growth

34th percentile

-100%

Faster asset growth than 34% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Revenue Growth

27th percentile

-18%

Faster revenue growth than 27% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / AssetsScore unavailable

Using 2021 Form 990 data because the latest 2023 filing does not report standard financial totals.

Assets

Down

$37,117,609

Down $2,343,576 (-5.9%) from 2020

Liabilities

Down

$33,578,199

Down $2,173,176 (-6.1%) from 2020

Net Assets

Down

$3,539,410

Down $170,400 (-4.6%) from 2020

Operations
Liabilities / Revenue35th percentileNet Margin83rd percentile

Revenue

Down

$1,304,798

Down $136,167 (-9.4%) from 2020

Expenses

Up

$1,475,198

Up $15,869 (+1.1%) from 2020

Net Income

Down

-$170,400

Down $152,036 (-828%) from 2020

Trend Graphs

Balance Sheet Trend

Asset Growth34th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $28,268,901Liabilities 2010: $25,297,938Net Assets 2010: $2,970,9632010Assets 2011: $30,095,921Liabilities 2011: $27,022,869Net Assets 2011: $3,073,0522011Assets 2012: $32,436,743Liabilities 2012: $29,238,841Net Assets 2012: $3,197,9022012Assets 2013: $33,081,255Liabilities 2013: $29,813,884Net Assets 2013: $3,267,3712013Assets 2014: $33,144,388Liabilities 2014: $29,819,425Net Assets 2014: $3,324,9632014Assets 2015: $32,714,202Liabilities 2015: $29,311,929Net Assets 2015: $3,402,2732015Assets 2016: $33,014,050Liabilities 2016: $29,535,032Net Assets 2016: $3,479,0182016Assets 2017: $33,116,737Liabilities 2017: $29,576,643Net Assets 2017: $3,540,0942017Assets 2018: $32,327,824Liabilities 2018: $28,672,008Net Assets 2018: $3,655,8162018Assets 2019: $32,550,681Liabilities 2019: $28,822,507Net Assets 2019: $3,728,1742019Assets 2020: $39,461,185Liabilities 2020: $35,751,375Net Assets 2020: $3,709,8102020Assets 2021: $37,117,609Liabilities 2021: $33,578,199Net Assets 2021: $3,539,4102021

Latest loaded filing

2021

Assets$37,117,609
Liabilities$33,578,199
Net Assets$3,539,410
Open 2021 Filing

Operations Trend

Revenue Growth27th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,143,1972010Expenses 2011: $1,124,6942011Expenses 2012: $1,112,0072012Revenue 2013: $1,159,050Expenses 2013: $1,089,581Net Income 2013: $69,4692013Revenue 2014: $1,161,538Expenses 2014: $1,103,946Net Income 2014: $57,5922014Revenue 2015: $1,152,841Expenses 2015: $1,075,531Net Income 2015: $77,3102015Revenue 2016: $1,161,246Expenses 2016: $1,084,501Net Income 2016: $76,7452016Revenue 2017: $1,263,002Expenses 2017: $1,201,926Net Income 2017: $61,0762017Revenue 2018: $1,519,457Expenses 2018: $1,403,735Net Income 2018: $115,7222018Revenue 2019: $1,531,985Expenses 2019: $1,459,627Net Income 2019: $72,3582019Revenue 2020: $1,440,965Expenses 2020: $1,459,329Net Income 2020: -$18,3642020Revenue 2021: $1,304,798Expenses 2021: $1,475,198Net Income 2021: -$170,4002021

Latest loaded filing

2021

Revenue$1,304,798
Expenses$1,475,198
Net Income-$170,400
Open 2021 Filing

Filings

Most recent year

2023 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
-
Liabilities
-
Net assets
-
Revenue
-
Expenses
-
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.1$33.6$3.54$1.30$1.48$0.17
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.5$35.8$3.71$1.44$1.46$0.02
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.6$28.8$3.73$1.53$1.46$0.07
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.3$28.7$3.66$1.52$1.40$0.12
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.1$29.6$3.54$1.26$1.20$0.06
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.0$29.5$3.48$1.16$1.08$0.08
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.7$29.3$3.40$1.15$1.08$0.08
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.1$29.8$3.32$1.16$1.10$0.06
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$33.1$29.8$3.27$1.16$1.09$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.4$29.2$3.20$1.11
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.1$27.0$3.07$1.12
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.3$25.3$2.97$1.14
Latest Detailed Filing

The latest 2023 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2020 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Oct 22, 2021
Return Version
2020v4.0
Gross Receipts
$1,440,965
Mission and Program Overview

Mission

In the spirit of people helping people, we assist our members in achieving financial health

In the spirit of people helping people, we assist our members in achieving financial health.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$24,402,818$33,216,676▲ $8,813,858
Savings and Temporary Cash Investments$6,115,281$4,060,457▼ $2,054,824
Rtn Earn Endowment Incm Other Fnds$3,728,174$3,709,810▼ $18,364
Investments Program Related$951,345$1,044,697▲ $93,352
Cash and Non-Interest-Bearing Accounts$511,040$425,191▼ $85,849
Prepaid Expenses and Deferred Charges$116,478$214,255▲ $97,777
Land, Buildings, and Equipment, Net$36,083$40,032▲ $3,949
Accounts Receivable$1,091--
Total Assets$32,550,681$39,461,185▲ $6,910,504
Other Assets Total$416,545$459,877▲ $43,332
Liabilities
Other Liabilities$28,745,603$35,679,340▲ $6,933,737
Accounts Payable and Accrued Expenses$76,904$72,035▼ $4,869
Total Liabilities$28,822,507$35,751,375▲ $6,928,868
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,728,174$3,709,810▼ $18,364
Total Liabilities and Net Assets / Fund Balance$32,550,681$39,461,185▲ $6,910,504

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$40,032$336,903$376,935
Leasehold Improvements-$57,907$57,907
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michele L LehmannPresidentFT$107,510$19,678$127,188

Board Members and Trustees

NameTitle
Dianne RileyChair
Laura JelleVice Chair
Jane MasbruchDirector
Karri HubanksDirector
Meghan WillsDirector
Sara MarxDirector
Barbara BergumSecretary
David ToppTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,319,080
Investment Income
$115,277
Other Revenue
$6,608
Change in Net Assets
$-18,364
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$919,368
Salaries, Compensation, and Employee Benefits$537,711
Grants and Similar Amounts Paid$2,250
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$289,926
Office Expenses---$257,021
Current Officers, Directors, Trustees, and Key Employees---$107,510
Other Expenses---$99,836
Information Technology---$91,316
Other Employee Benefits---$72,022
Advertising---$71,843
Payroll Taxes---$51,511
Fees for Services Other---$33,039
Insurance---$28,363
Depreciation Depletion---$21,613
Pension Plan Contributions---$16,742
Conferences and Meetings---$13,297
Fees for Services Accounting---$9,080
Occupancy---$6,508
Fees for Services Legal---$5,077
Grants to Domestic Orgs---$2,250
Interest---$1,715
Total Functional Expenses$0$0$0$1,459,329
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$35,679,340
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The organization has members. To be a member one must have a share (savings) account at the credit union.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the credit union members. Each member has one vote.”

Form 990, Page 6, Part VI, Line 7B

“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”

Form 990, Page 6, Part VI, Line 11B

“The president provides independent preparer the necessary information to prepare the returns. The president reviews the returns and then authorizes the preparer to e-file the approved returns. The president reviews these with the board at the meeting immediately following the month the forms are filed.”

Form 990, Page 6, Part VI, Line 12C

“All board members, volunteers, and staff are required to review and sign the conflict of interest policy statement annually. This is done after the reorganizational meeting.”

Form 990, Page 6, Part VI, Line 15A

“The ceo compensation is reviewed by the compensation committee of the board of directors. The president supplies the committee with salary surveys from wcul and cuna for reference. The recommendation for president's compensation is presented to the board by the committee, and approval is noted in the board minutes.”

Form 990, Page 6, Part VI, Line 19

“Governing documents, conflict of interest policy, and financial statements are available to members upon request.”

Filing and Contact Details

Filer

Filer Name
ST MARY'S & AFFILIATES CREDIT UNION
EIN
39-1025877
Phone
6082586163
Address
700 SOUTH PARK STREET, MADISON, WI 53708

Signing Officer

Name
Michele L Lehmann
Title
President
Phone
6082586163
Signed
2021-10-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michele L Lehmann
Formed
1959
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
11
Volunteers
19

Preparer

Firm
Audit Threesixty
Address
1202 JOHNSON ST, ONALASKA, WI 54650-2008
Preparer
Peter Rasmussen
Phone
6083173765
Raw XML Appendix354 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt072035
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IRS990/AdvertisingGrp/TotalAmt071843
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IRS990/BackupWthldComplianceInd0true
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IRS990/BooksInCareOfDetail/PhoneNum06082586163
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IRS990/CashNonInterestBearingGrp/BOYAmt0511040
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IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0107510
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt013297
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt02250
IRS990/CYInvestmentIncomeAmt0115277
IRS990/CYOtherExpensesAmt0919368
IRS990/CYOtherRevenueAmt06608
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IRS990/CYTotalRevenueAmt01440965
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt021613
IRS990/Desc0THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 528 NEW DEPOSIT ACCOUNTS IN 2020. AS OF 12/31/20 WE HAD 4,325 MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
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IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt011
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt09080
IRS990/FeesForServicesLegalGrp/TotalAmt05077
IRS990/FeesForServicesOtherGrp/TotalAmt033039
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt050.00
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
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IRS990/Form990PartVIISectionAGrp/PersonNm1DIANNE RILEY
IRS990/Form990PartVIISectionAGrp/PersonNm2LAURA JELLE
IRS990/Form990PartVIISectionAGrp/PersonNm3DAVID TOPP
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
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IRS990/MethodOfAccountingAccrualInd0X
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IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt03728174
IRS990/NetAssetsOrFundBalancesEOYAmt03709810
IRS990/NondeductibleContributionsInd0false
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IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3520000
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1OTHER MEMBER RELATED REVENUE
IRS990/ProgramServiceRevenueGrp/Desc2MEMBER FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3FEE & INSURANCE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01114229
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1111856
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt290121
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01114229
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1111856
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt290121
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt32874
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt02874
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 959 NEW LOANS TO OUR MEMBERS DURING 2020. AS OF 12/31/20 WE HAD 2,032 LOANS TO OUR MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt0750
IRS990/PYInvestmentIncomeAmt0179669
IRS990/PYOtherExpensesAmt0897531
IRS990/PYOtherRevenueAmt014966
IRS990/PYProgramServiceRevenueAmt01337350
IRS990/PYRevenuesLessExpensesAmt072358
IRS990/PYSalariesCompEmpBnftPaidAmt0561346
IRS990/PYTotalExpensesAmt01459627
IRS990/PYTotalRevenueAmt01531985
IRS990/ReconcilationRevenueExpnssAmt0-18364
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesRevenueGrp/ExclusionAmt06608
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt06608
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03728174
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03709810
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06115281
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04060457
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt040032
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0336903
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0376935
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt057907
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt057907
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt035679340
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES & DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt040032
IRS990ScheduleD/TotalLiabilityAmt035679340
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PRESIDENT PROVIDES INDEPENDENT PREPARER THE NECESSARY INFORMATION TO PREPARE THE RETURNS. THE PRESIDENT REVIEWS THE RETURNS AND THEN AUTHORIZES THE PREPARER TO E-FILE THE APPROVED RETURNS. THE PRESIDENT REVIEWS THESE WITH THE BOARD AT THE MEETING IMMEDIATELY FOLLOWING THE MONTH THE FORMS ARE FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL BOARD MEMBERS, VOLUNTEERS, AND STAFF ARE REQUIRED TO REVIEW AND SIGN THE CONFLICT OF INTEREST POLICY STATEMENT ANNUALLY. THIS IS DONE AFTER THE REORGANIZATIONAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CEO COMPENSATION IS REVIEWED BY THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS. THE PRESIDENT SUPPLIES THE COMMITTEE WITH SALARY SURVEYS FROM WCUL AND CUNA FOR REFERENCE. THE RECOMMENDATION FOR PRESIDENT'S COMPENSATION IS PRESENTED TO THE BOARD BY THE COMMITTEE, AND APPROVAL IS NOTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO MEMBERS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalAssetsEOYAmt039461185
IRS990/TotalAssetsGrp/BOYAmt032550681
IRS990/TotalAssetsGrp/EOYAmt039461185
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt011
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01459329
IRS990/TotalGrossUBIAmt02874
IRS990/TotalLiabilitiesBOYAmt028822507
IRS990/TotalLiabilitiesEOYAmt035751375
IRS990/TotalLiabilitiesGrp/BOYAmt028822507
IRS990/TotalLiabilitiesGrp/EOYAmt035751375
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03728174
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03709810
IRS990/TotalOtherCompensationAmt019678
IRS990/TotalProgramServiceRevenueAmt01319080
IRS990/TotalReportableCompFromOrgAmt0107510
IRS990/TotalRevenueGrp/ExclusionAmt0121885
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01316206
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01440965
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt02874
IRS990/TotalVolunteersCnt019
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt032550681
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt039461185
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0700 SOUTH PARK STREET
IRS990/USAddress/CityNm0MADISON
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd053715
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.SMACU.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHELE L LEHMANN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06082586163
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-10-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ST MARY'S & AFFILIATES CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0STMA
ReturnHeader/Filer/EIN0391025877
ReturnHeader/Filer/PhoneNum06082586163
ReturnHeader/Filer/USAddress/AddressLine1Txt0700 SOUTH PARK STREET
ReturnHeader/Filer/USAddress/CityNm0MADISON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd053708
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0811697509
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0AUDIT THREESIXTY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01202 JOHNSON ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ONALASKA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0546502008
ReturnHeader/PreparerPersonGrp/PhoneNum06083173765
ReturnHeader/PreparerPersonGrp/PreparationDt02021-11-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PETER RASMUSSEN
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02021-11-02T12:35:54-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0MICHELE
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0LEHMANN
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

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