Liabilities / Assets
47th percentile
Higher debt load relative to assets than 47% of similar nonprofits.
Our Lady of Good Hope Credit Union
990 • Fiscal year 2013 • EIN 39-0939059
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.83x
Liabilities / Revenue
83rd percentile
Higher debt load relative to revenue than 83% of similar nonprofits.
Net Margin
8th percentile
Higher net margin than 8% of similar nonprofits.
Top Officer Pay
23rd percentile
Higher top officer pay than 23% of similar nonprofits.
Top officer pay equals 16.1% of source-year revenue.
Asset Growth
27th percentile
Faster asset growth than 27% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Balance Sheet
Assets
Down$1,029,219
Down $47,454 (-4.4%) from 2012
Net Assets
Down$176,139
Down $13,717 (-7.2%) from 2012
Liabilities
Down$853,080
Down $33,737 (-3.8%) from 2012
Revenue And Expenses
Revenue
$31,777
No earlier filing loaded for comparison.
Expenses
Up$45,494
Up $3,311 (+7.8%) from 2012
Net Income
-$13,717
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2013 to Dec 31, 2013
- Signed
- Apr 20, 2014
- Return Version
- 2013v3.1
- Gross Receipts
- $31,777
Mission and Program Overview
Mission
None
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $567,088 | $547,865 | ▼ $19,223 |
| Other Notes and Loans Receivable, Net | $416,960 | $424,743 | ▲ $7,783 |
| Rtn Earn Endowment Incm Other Fnds | $189,856 | $176,139 | ▼ $13,717 |
| Cash and Non-Interest-Bearing Accounts | $64,854 | $27,979 | ▼ $36,875 |
| Investments Program Related | $17,324 | $17,868 | ▲ $544 |
| Prepaid Expenses and Deferred Charges | $2,825 | $4,529 | ▲ $1,704 |
| Land, Buildings, and Equipment, Net | $5,878 | $4,449 | ▼ $1,429 |
| Total Assets | $1,076,673 | $1,029,219 | ▼ $47,454 |
| Other Assets Total | $1,744 | $1,786 | ▲ $42 |
| Liabilities | |||
| Other Liabilities | $881,946 | $842,337 | ▼ $39,609 |
| Mortgage Notes Payable Secured by Investment Property | - | $5,413 | - |
| Accounts Payable and Accrued Expenses | $4,871 | $5,330 | ▲ $459 |
| Total Liabilities | $886,817 | $853,080 | ▼ $33,737 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $189,856 | $176,139 | ▼ $13,717 |
| Total Liabilities and Net Assets / Fund Balance | $1,076,673 | $1,029,219 | ▼ $47,454 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $4,266 | $3,992 | $8,258 |
| Equipment | $183 | $3,673 | $3,856 |
| Investment Program Related Org | $1,000 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Carol Loehr | Head Teller | PT | $5,118 | $5,118 |
| Thomas J Lieven | ManagerTreasurer | PT | $4,800 | $4,800 |
Board Members and Trustees
| Name | Title |
|---|---|
| Robert J Reichert | Chairman |
| Howard G Timm | Vice-Chair |
| Carol Klug | Director |
| Keneth Spies | Secretary |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $24,787
- Investment Income
- $6,946
- Other Revenue
- $44
- Change in Net Assets
- $-13,717
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $31,782 |
| Salaries, Compensation, and Employee Benefits | $13,712 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $9,918 |
| Insurance | - | - | - | $8,585 |
| Other Expenses | - | $8,400 | - | $8,400 |
| Payments to Affiliates | - | - | - | $3,984 |
| Other Salaries and Wages | - | - | - | $2,648 |
| Office Expenses | - | - | - | $2,363 |
| Fees for Services Accounting | - | - | - | $2,220 |
| Depreciation Depletion | - | - | - | $1,428 |
| Payroll Taxes | - | - | - | $1,146 |
| All Other Expenses | - | - | - | $695 |
| Occupancy | - | - | - | $506 |
| Information Technology | - | - | - | $400 |
| Advertising | - | - | - | $284 |
| Conferences and Meetings | - | - | - | $138 |
| Interest | - | - | - | $13 |
| Total Functional Expenses | $0 | $0 | $0 | $45,494 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member SharesCertificates | $842,267 |
| Accrued Dividends | $70 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- No
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Officer directors etc family relationship Part VI line 2
“Robert Reichert, Chairman, is the father of Carol Loehr, (Head Teller).”
Members or stockholder classes and rights Part VI line 6
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”
Member election for additional members Part VI line 7A
“The Board of Directors is elected by the membership utilizing their one vote per member”
Governing body decisions Part VI line 7B
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”
Form 990 governing body review Part VI line 11
“Form 990 review is made a part of the April Board meeting and made a part of the advance materials provided to the Board. The document is reviewed and accepted by the Board.”
CEO executive director top management comp Part VI line 15A
“At the annual reorganization meeting all compensation is reviewed for appropriateness. During the year, the Treasurer/Manager can identify compensation adjustments needed or desired and ask for Board approval. Such actions are documented in the minutes.”
Other officer or key employee compensation Part VI line 15B
“At the annual reorganization meeting all compensation is reviewed for appropriateness. During the year, the Treasurer/Manager can identify compensation adjustments needed or desired and ask for Board approval. Such actions are documented in the minutes.”
Governing documents etc available to public Part VI line 19
“An annual financial statement is published for attendees at the annual meeting. Semiannual comparative updates of key financial statistics are provided in the semi-annual newsletter. No other method is available because no one has ever asked. Member privacy concerns make it difficult to disclose Board minutes.”
Filing and Contact Details
Filer
- EIN
- 39-0939059
Signing Officer
- Name
- Thomas J Lieven
- Title
- Credit Union Ma
- Phone
- 4143527914
- Signed
- 2014-04-20
- Discuss with paid preparer
- No
Organization Details
- Principal Officer
- Thomas J Lieven
- Formed
- 1954
- Legal Domicile
- Wi
- Voting Board Members
- 5
- Independent Board Members
- 4
- Employees
- 5
- Volunteers
- 6
Preparer
- Preparer
- Cari Thompson
- Phone
- 2625490200
Raw XML Appendix335 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 4871 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 5330 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | None |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 284 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 695 |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Thomas J Lieven |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4143527914 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 7152 N 41st Street |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | Milwaukee |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 53209 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 64854 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 27979 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 9918 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 138 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
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| IRS990/CYOtherExpensesAmt | 0 | 31782 |
| IRS990/CYOtherRevenueAmt | 0 | 44 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 24787 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -13717 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 13712 |
| IRS990/CYTotalExpensesAmt | 0 | 45494 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 31777 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1428 |
| IRS990/Desc | 0 | We have deposit, transaction, and investment accounts with 621 members at 12/31/13. During 2013, we opened 11 new deposit, transaction and investment accounts. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 5 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 2220 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 6.70 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Robert J Reichert |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Howard G Timm |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Keneth Spies |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Thomas J Lieven |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Carol Klug |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Carol Loehr |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 4800 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 5118 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice-Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | ManagerTreasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Head Teller |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1954 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 31777 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 4 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 400 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 8585 |
| IRS990/InterestGrp/TotalAmt | 0 | 13 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 6946 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 6946 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 17324 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 17868 |
| IRS990/IRPDocumentCnt | 0 | 45 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 7665 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 5878 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 4449 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 12114 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | None |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 5413 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 189856 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 176139 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 506 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 2363 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1744 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1786 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends to Members |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan Servicing |
| IRS990/OtherExpensesGrp/Desc | 2 | Provision for Loan Losses |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 2037 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 729 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 8400 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 2037 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 729 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 8400 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 881946 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 842337 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Misc Operating Inc |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 44 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 44 |
| IRS990/OtherRevenueTotalAmt | 0 | 44 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2648 |
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| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 424743 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 3984 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 1146 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
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| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 4529 |
| IRS990/PrincipalOfficerNm | 0 | Thomas J Lieven |
| IRS990/ProfessionalFundraisingInd | 0 | false |
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| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Member AcountCard Fees |
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| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 23714 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 1073 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | We funded 21 loans during 2013. As of 12/31/13, we had 3 home equity loans and 47 consumer loans. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 11226 |
| IRS990/PYOtherExpensesAmt | 0 | 26761 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 18352 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -12605 |
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| IRS990/PYTotalExpensesAmt | 0 | 42183 |
| IRS990/PYTotalRevenueAmt | 0 | 29578 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -13717 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 189856 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 176139 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 567088 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 547865 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 183 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 3673 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 3856 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 8818 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 8050 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 1000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | NCUA Capitalization |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | Corporate Central CU |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | WISCUB |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 4266 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 3992 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 8258 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 70 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 842267 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Accrued Dividends |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Member SharesCertificates |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 4449 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 17868 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 842337 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Robert Reichert, Chairman, is the father of Carol Loehr, (Head Teller). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | The Board of Directors is elected by the membership utilizing their one vote per member |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Form 990 review is made a part of the April Board meeting and made a part of the advance materials provided to the Board. The document is reviewed and accepted by the Board. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | At the annual reorganization meeting all compensation is reviewed for appropriateness. During the year, the Treasurer/Manager can identify compensation adjustments needed or desired and ask for Board approval. Such actions are documented in the minutes. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | At the annual reorganization meeting all compensation is reviewed for appropriateness. During the year, the Treasurer/Manager can identify compensation adjustments needed or desired and ask for Board approval. Such actions are documented in the minutes. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | An annual financial statement is published for attendees at the annual meeting. Semiannual comparative updates of key financial statistics are provided in the semi-annual newsletter. No other method is available because no one has ever asked. Member privacy concerns make it difficult to disclose Board minutes. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Officer directors etc family relationship Part VI line 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | CEO executive director top management comp Part VI line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other officer or key employee compensation Part VI line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 1076673 |
| IRS990/TotalAssetsEOYAmt | 0 | 1029219 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 1076673 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 1029219 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 5 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 45494 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 886817 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 853080 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 886817 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 853080 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 189856 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 176139 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 24787 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 9918 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 6946 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 24831 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 31777 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 6 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 1076673 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 1029219 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 4 |
| IRS990/WebsiteAddressTxt | 0 | www.olghcreditunion.com |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Thomas J Lieven |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Credit Union Ma |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4143527914 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-04-20 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | Our Lady of Good Hope Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | OURL |
| ReturnHeader/Filer/EIN | 0 | 390939059 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 7152 N 41st Street |
| ReturnHeader/Filer/USAddress/City | 0 | Milwaukee |
| ReturnHeader/Filer/USAddress/State | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 53209 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 391127312 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | WCUL Services Corp |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | N25W23131 Paul Rd Suite 500 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | Pewaukee |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 53072 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2625490200 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-11-12 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Cari Thompson |
| ReturnHeader/ReturnTs | 0 | 2014-11-12T20:05:18-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $1,029,219
- Liabilities
- $853,080
- Net assets
- $176,139
- Revenue
- $31,777
- Expenses
- $45,494
- Net income
- -$13,717
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