Civic Intelligence

Brokaw Credit Union

EIN 39-0936429 • 501(c)14 • Weston, WI

View Organization Page

Profile

In a caring, cooperative manner, provide members with affordable, innovative, quality products and services while establishing lifelong relationships.

PO Box 199Weston, WI 54476

www.brokawcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.88x

Higher debt load relative to assets than 49% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Liabilities / Revenue

37th percentile

14.75x

Higher debt load relative to revenue than 37% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Net Margin

82nd percentile

23%

Higher net margin than 82% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Top Officer Pay

30th percentile

$136,135

Higher top officer pay than 30% of similar nonprofits.

Top officer pay equals 3.3% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Asset Growth

58th percentile

2.8%

Faster asset growth than 58% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2024 to 2025

Revenue Growth

16th percentile

0.0%

Faster revenue growth than 16% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets49th percentile

Assets

Up

$67,559,492

Up $843,707 (+1.3%) from 2023

Liabilities

Down

$60,066,043

Down $18,536 (-0.0%) from 2023

Net Assets

Up

$7,493,449

Up $862,243 (+13%) from 2023

Operations
Liabilities / Revenue37th percentileNet Margin82nd percentile

Revenue

Up

$4,136,002

Up $494,064 (+14%) from 2023

Expenses

Up

$3,273,759

Up $493,122 (+18%) from 2023

Net Income

Up

$862,243

Up $942 (+0.1%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth58th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $44,555,506Liabilities 2010: $40,382,904Net Assets 2010: $4,172,6022010Assets 2011: $46,553,664Liabilities 2011: $43,134,006Net Assets 2011: $3,419,6582011Assets 2012: $47,105,219Liabilities 2012: $43,503,220Net Assets 2012: $3,601,9992012Assets 2013: $46,626,589Liabilities 2013: $42,766,663Net Assets 2013: $3,859,9262013Assets 2014: $46,776,166Liabilities 2014: $42,736,363Net Assets 2014: $4,039,8032014Assets 2015: $49,245,955Liabilities 2015: $45,263,423Net Assets 2015: $3,982,5322015Assets 2016: $51,059,704Liabilities 2016: $46,864,002Net Assets 2016: $4,195,7022016Assets 2017: $51,996,209Liabilities 2017: $47,545,787Net Assets 2017: $4,450,4222017Assets 2018: $52,850,339Liabilities 2018: $48,051,336Net Assets 2018: $4,799,0032018Assets 2019: $53,770,645Liabilities 2019: $48,707,994Net Assets 2019: $5,062,6512019Assets 2020: $63,141,187Liabilities 2020: $57,882,268Net Assets 2020: $5,258,9192020Assets 2021: $70,165,922Liabilities 2021: $64,707,183Net Assets 2021: $5,458,7392021Assets 2022: $70,995,731Liabilities 2022: $65,244,429Net Assets 2022: $5,751,3022022Assets 2023: $66,715,785Liabilities 2023: $60,084,579Net Assets 2023: $6,631,2062023Assets 2024: $67,559,492Liabilities 2024: $60,066,043Net Assets 2024: $7,493,4492024

Highlighted filing

2024

Assets$67,559,492
Liabilities$60,066,043
Net Assets$7,493,449
Open 2024 Filing

Operations Trend

Revenue Growth16th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $2,999,2802010Expenses 2011: $3,620,0892011Expenses 2012: $2,391,8002012Revenue 2013: $2,170,839Expenses 2013: $1,912,912Net Income 2013: $257,9272013Revenue 2014: $2,069,019Expenses 2014: $1,889,142Net Income 2014: $179,8772014Revenue 2015: $1,978,177Expenses 2015: $2,035,448Net Income 2015: -$57,2712015Revenue 2016: $2,127,892Expenses 2016: $1,914,722Net Income 2016: $213,1702016Revenue 2017: $2,396,890Expenses 2017: $2,142,170Net Income 2017: $254,7202017Revenue 2018: $2,561,746Expenses 2018: $2,213,165Net Income 2018: $348,5812018Revenue 2019: $2,763,672Expenses 2019: $2,500,024Net Income 2019: $263,6482019Revenue 2020: $2,714,931Expenses 2020: $2,518,663Net Income 2020: $196,2682020Revenue 2021: $2,588,172Expenses 2021: $2,388,352Net Income 2021: $199,8202021Revenue 2022: $2,760,795Expenses 2022: $2,468,232Net Income 2022: $292,5632022Revenue 2023: $3,641,938Expenses 2023: $2,780,637Net Income 2023: $861,3012023Revenue 2024: $4,136,002Expenses 2024: $3,273,759Net Income 2024: $862,2432024

Highlighted filing

2024

Revenue$4,136,002
Expenses$3,273,759
Net Income$862,243
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$67,559,492
Liabilities
$60,066,043
Net assets
$7,493,449
Revenue
$4,136,002
Expenses
$3,273,759
Net income
$862,243
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$67.6$60.1$7.49$4.14$3.27$0.86
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$66.7$60.1$6.63$3.64$2.78$0.86
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$71.0$65.2$5.75$2.76$2.47$0.29
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$70.2$64.7$5.46$2.59$2.39$0.20
2020Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$63.1$57.9$5.26$2.71$2.52$0.20
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$53.8$48.7$5.06$2.76$2.50$0.26
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$52.9$48.1$4.80$2.56$2.21$0.35
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$52.0$47.5$4.45$2.40$2.14$0.25
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$51.1$46.9$4.20$2.13$1.91$0.21
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$49.2$45.3$3.98$1.98$2.04$0.06
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$46.8$42.7$4.04$2.07$1.89$0.18
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$46.6$42.8$3.86$2.17$1.91$0.26
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$47.1$43.5$3.60$2.39
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.6$43.1$3.42$3.62
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.6$40.4$4.17$3.00
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Mar 30, 2023
Return Version
2022v5.0
Gross Receipts
$2,797,769
Mission and Program Overview

Mission

We are committed to making a meaningful difference in the lives of our members. As a member, you will be: Provided with innovative, quality products & services;Assisted by a professional, Knowledgeable,courteous staff;Protected in a secured environment.

In a caring, cooperative manner, provide members with affordable, innovative, quality products and services while establishing lifelong relationships.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$28,491,696$31,248,455▲ $2,756,759
Savings and Temporary Cash Investments$30,476,660$29,038,120▼ $1,438,540
Investments Program Related$8,929,178$8,207,252▼ $721,926
Rtn Earn Endowment Incm Other Fnds$5,458,739$5,751,302▲ $292,563
Cash and Non-Interest-Bearing Accounts$552,881$690,325▲ $137,444
Land, Buildings, and Equipment, Net$418,530$599,121▲ $180,591
Prepaid Expenses and Deferred Charges$155,969$95,655▼ $60,314
Total Assets$70,165,922$70,995,731▲ $829,809
Other Assets Total$1,141,008$1,116,803▼ $24,205
Liabilities
Other Liabilities$64,286,703$63,703,479▼ $583,224
Accounts Payable and Accrued Expenses$293,062$1,433,023▲ $1,139,961
Escrow Account Liability$127,418$107,927▼ $19,491
Total Liabilities$64,707,183$65,244,429▲ $537,246
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,458,739$5,751,302▲ $292,563
Total Liabilities and Net Assets / Fund Balance$70,165,922$70,995,731▲ $829,809

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$332,216$594,082$926,298
Buildings$153,731$656,192$809,923
Land$113,174-$113,174
Investment Program Related Org$6,000--
Compensation and Service Providers
Top Officer Pay30th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lori BerryPresident/ceFT$88,388$14,107$102,495
Roger KrauseAccounting MFT$72,795$29,499$102,294
Sandy OestreichChair-$1,305-$1,305
Gwyn LeuSecretary-$910-$910
Mark GoldingVice Chair-$540-$540
Richard BurchTreasurer-$495-$495
Terry RadtkeDirector-$495-$495
Steve FrazierDirector-$405-$405
Tara SmithDirector-$225-$225

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv INCCore System75 REMITTANCE DRIVE, Chicago, IL 60675$295,307
Revenue and Support

Revenue Composition

Contributions and Grants
$11,000
Program Service Revenue
$1,951,743
Investment Income
$790,862
Other Revenue
$7,190
All Other Contributions
$11,000
Change in Net Assets
$292,563
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,508,849
Salaries, Compensation, and Employee Benefits$958,883
Grants and Similar Amounts Paid$500
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$618,407
Office Expenses---$380,382
Information Technology---$367,972
Current Officers, Directors, Trustees, and Key Employees---$165,558
Depreciation Depletion---$138,423
Advertising---$126,864
Other Employee Benefits---$78,643
Payroll Taxes---$59,210
Occupancy---$50,768
Pension Plan Contributions---$37,065
Insurance---$24,495
Fees for Services Accounting---$15,150
Other Expenses---$11,000
Conferences and Meetings---$8,373
Fees for Services Legal---$4,793
Travel---$758
Grants to Domestic Individuals---$500
Total Functional Expenses$0$0$0$2,468,232
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$63,811,406
Escrow to Line 21 Balance Sheet$-107,927
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The organization has members. To be a member one must have a share (savings) account at the credit union.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the credit union members. Each member has one vote.”

Form 990, Page 6, Part VI, Line 7B

“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”

Form 990, Page 6, Part VI, Line 11B

“Management provides necessary data to independent cpa who completes the return. Management reviews the return for accuracy, and then authorizes the cpa to e-file the 990.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors determine the compensation for the ceo/president. The review and approval are noted in the board minutes. Review is placed in ceo/president's personnel file.”

Form 990, Page 6, Part VI, Line 19

“Governing documents, conflict of interest policy, and financial statements are available at the annual membership meeting. Financial statement also posted in lobby.”

Filing and Contact Details

Filer

Filer Name
Brokaw Credit Union
EIN
39-0936429
Phone
7153597012
Address
PO BOX 199, WESTON, WI 54476

Signing Officer

Name
Lori Berry
Title
President/CEO
Phone
7153597012
Signed
2023-03-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lori Berry
Formed
1952
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
21
Volunteers
7

Preparer

Firm
Brent Wookey CPA
Address
PO BOX 1512, LA CROSSE, WI 54602-1512
Preparer
Brent Wookey CPA
Phone
6087920843
Supplemental Narrative

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”

Raw XML Appendix397 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0293062
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01433023
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0IN A CARING, COOPERATIVE MANNER, PROVIDE MEMBERS WITH AFFORDABLE, INNOVATIVE, QUALITY PRODUCTS AND SERVICES WHILE ESTABLISHING LIFELONG RELATIONSHIPS.
IRS990/AdvertisingGrp/TotalAmt0126864
IRS990/AllOtherContributionsAmt011000
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0LORI BERRY
IRS990/BooksInCareOfDetail/PhoneNum07153597012
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 199
IRS990/BooksInCareOfDetail/USAddress/CityNm0WESTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd054476
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0552881
IRS990/CashNonInterestBearingGrp/EOYAmt0690325
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt01
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0165558
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt08373
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractorCompensationGrp/CompensationAmt0295307
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt075 REMITTANCE DRIVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0CHICAGO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd060675
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0FISERV INC
IRS990/ContractorCompensationGrp/ServicesDesc0CORE SYSTEM
IRS990/CreditCounselingInd0true
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt011000
IRS990/CYGrantsAndSimilarPaidAmt0500
IRS990/CYInvestmentIncomeAmt0790862
IRS990/CYOtherExpensesAmt01508849
IRS990/CYOtherRevenueAmt07190
IRS990/CYProgramServiceRevenueAmt01951743
IRS990/CYRevenuesLessExpensesAmt0292563
IRS990/CYSalariesCompEmpBnftPaidAmt0958883
IRS990/CYTotalExpensesAmt02468232
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02760795
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt0138423
IRS990/Desc0THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 542 NEW DEPOSIT ACCOUNTS IN 2022. AS OF 12/31/22 WE HAD 5,684 MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt021
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EscrowAccountLiabilityGrp/BOYAmt0127418
IRS990/EscrowAccountLiabilityGrp/EOYAmt0107927
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt015150
IRS990/FeesForServicesLegalGrp/TotalAmt04793
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.75
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.75
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.50
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt014107
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt129499
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0LORI BERRY
IRS990/Form990PartVIISectionAGrp/PersonNm1ROGER KRAUSE
IRS990/Form990PartVIISectionAGrp/PersonNm2SANDY OESTREICH
IRS990/Form990PartVIISectionAGrp/PersonNm3GWYN LEU
IRS990/Form990PartVIISectionAGrp/PersonNm4MARK GOLDING
IRS990/Form990PartVIISectionAGrp/PersonNm5RICHARD BURCH
IRS990/Form990PartVIISectionAGrp/PersonNm6TERRY RADTKE
IRS990/Form990PartVIISectionAGrp/PersonNm7STEVE FRAZIER
IRS990/Form990PartVIISectionAGrp/PersonNm8TARA SMITH
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt088388
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt172795
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21305
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3910
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT/CE
IRS990/Form990PartVIISectionAGrp/TitleTxt1ACCOUNTING M
IRS990/Form990PartVIISectionAGrp/TitleTxt2CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt5TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/OtherAmt0113670
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt0500
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0150644
IRS990/GrossReceiptsAmt02797769
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0367972
IRS990/InsuranceGrp/TotalAmt024495
IRS990/InvestmentIncomeGrp/ExclusionAmt0677192
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0677192
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt08929178
IRS990/InvestmentsProgramRelatedGrp/EOYAmt08207252
IRS990/IRPDocumentCnt01477
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01250274
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0418530
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0599121
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IRS990/LegalDomicileStateCd0WI
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IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0IN A CARING, COOPERATIVE MANNER, PROVIDE MEMBERS WITH AFFORDABLE, INNOVATIVE, QUALITY PRODUCTS AND SERVICES WHILE ESTABLISHING LIFELONG RELATIONSHIPS.
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IRS990/MoreThan5000KToOrgInd0false
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0113670
IRS990/NondeductibleContributionsInd0false
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IRS990/OfficeExpensesGrp/TotalAmt0380382
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
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IRS990/OtherEmployeeBenefitsGrp/TotalAmt078643
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1DIVIDEND EXPENSE
IRS990/OtherExpensesGrp/Desc2PROVISION LOAN LOSS
IRS990/OtherExpensesGrp/Desc3GRANT EXPENDITURES
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IRS990/OtherExpensesGrp/TotalAmt1104814
IRS990/OtherExpensesGrp/TotalAmt216736
IRS990/OtherExpensesGrp/TotalAmt311000
IRS990/OtherLiabilitiesGrp/BOYAmt064286703
IRS990/OtherLiabilitiesGrp/EOYAmt063703479
IRS990/OtherSalariesAndWagesGrp/TotalAmt0618407
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt028491696
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt031248455
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt059210
IRS990/PensionPlanContributionsGrp/TotalAmt037065
IRS990/PoliticalCampaignActyInd0false
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt095655
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IRS990/ProfessionalFundraisingInd0false
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IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER MEMBER RELATED REVENUE
IRS990/ProgramServiceRevenueGrp/Desc3FEE & INSURANCE REVENUE
IRS990/ProgramServiceRevenueGrp/Desc4CVR/DMV FEE INCOME
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1428709
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2237629
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1428709
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2237629
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt33811
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4685
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt03811
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1685
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 617 NEW LOANS TO OUR MEMBERS DURING 2022. AS OF 12/31/22 WE HAD 2,395 LOANS TO OUR MEMBERS.
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IRS990/PYOtherRevenueAmt07117
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IRS990/PYSalariesCompEmpBnftPaidAmt0998670
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IRS990/PYTotalRevenueAmt02588172
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IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RoyaltiesRevenueGrp/ExclusionAmt07190
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt07190
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05458739
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05751302
IRS990/SavingsAndTempCashInvstGrp/BOYAmt030476660
IRS990/SavingsAndTempCashInvstGrp/EOYAmt029038120
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0153731
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0656192
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0809923
IRS990ScheduleD/EquipmentGrp/BookValueAmt0332216
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0594082
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0926298
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt06969000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt11010691
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2221561
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt36000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0INVESTMENTS WITH MATURITY > 1 YEAR
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1COLI INVESTMENT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2CAPITAL ACCOUNTS CORPORATE CU
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3WISCUB STOCK
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/LandGrp/BookValueAmt0113174
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0113174
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt063811406
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1-107927
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES & DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ESCROW TO LINE 21 BALANCE SHEET
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0599121
IRS990ScheduleD/TotalBookValueProgramRltdAmt08207252
IRS990ScheduleD/TotalLiabilityAmt063703479
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT CPA WHO COMPLETES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES THE CPA TO E-FILE THE 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS DETERMINE THE COMPENSATION FOR THE CEO/PRESIDENT. THE REVIEW AND APPROVAL ARE NOTED IN THE BOARD MINUTES. REVIEW IS PLACED IN CEO/PRESIDENT'S PERSONNEL FILE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE AT THE ANNUAL MEMBERSHIP MEETING. FINANCIAL STATEMENT ALSO POSTED IN LOBBY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/SubjectToProxyTaxInd0false
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IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalCompGreaterThan150KInd0false
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IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
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IRS990/TotalGrossUBIAmt04496
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IRS990/TotalLiabilitiesGrp/EOYAmt065244429
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05458739
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05751302
IRS990/TotalOtherCompensationAmt043606
IRS990/TotalProgramServiceRevenueAmt01951743
IRS990/TotalReportableCompFromOrgAmt0165558
IRS990/TotalRevenueGrp/ExclusionAmt0684382
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02060917
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02760795
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt04496
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt070165922
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt070995731
IRS990/TravelGrp/TotalAmt0758
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 199
IRS990/USAddress/CityNm0WESTON
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd054476
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.BROKAWCU.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LORI BERRY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum07153597012
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-03-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BROKAW CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0BROK
ReturnHeader/Filer/EIN0390936429
ReturnHeader/Filer/PhoneNum07153597012
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 199
ReturnHeader/Filer/USAddress/CityNm0WESTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054476
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0461065712
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BRENT WOOKEY CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 1512
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LA CROSSE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0546021512
ReturnHeader/PreparerPersonGrp/PhoneNum06087920843
ReturnHeader/PreparerPersonGrp/PreparationDt02023-04-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRENT WOOKEY CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02023-04-11T19:17:22-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0LORI
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0BERRY
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

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