Civic Intelligence

Valley Credit Union

EIN 39-0932162 • 501(c)14 • Chippewa Falls, WI

View Organization Page

Profile

The organization is a cooperative, nonprofit corporation, incorporated under wisconsin state law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions.

1680 East Park AveChippewa Falls, WI 54729

www.vcucf.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2014

Liabilities / Revenue

40th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$500k-$1M nonprofits • Source year 2014

Net Margin

12th percentile

-44%

Higher net margin than 12% of similar nonprofits.

$500k-$1M nonprofits • Source year 2014

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

2nd percentile

-100%

Faster asset growth than 2% of similar nonprofits.

$500k-$1M nonprofits • Annualized from 2013 to 2014

Revenue Growth

26th percentile

-7.9%

Faster revenue growth than 26% of similar nonprofits.

$500k-$1M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $28,510,694 (-100%) from 2013

Liabilities

Down

$0

Down $24,935,471 (-100%) from 2013

Net Assets

Down

$0

Down $3,575,223 (-100%) from 2013

Operations
Liabilities / Revenue40th percentileNet Margin12th percentile

Revenue

Down

$784,984

Down $67,149 (-7.9%) from 2013

Expenses

Up

$1,127,289

Up $312,724 (+38%) from 2013

Net Income

Down

-$342,305

Down $379,873 (-1011%) from 2013

Trend Graphs

Balance Sheet Trend

Asset Growth2nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $28,203,325Liabilities 2010: $24,816,284Net Assets 2010: $3,387,0412010Assets 2011: $30,452,823Liabilities 2011: $26,981,902Net Assets 2011: $3,470,9212011Assets 2012: $30,070,494Liabilities 2012: $26,532,839Net Assets 2012: $3,537,6552012Assets 2013: $28,510,694Liabilities 2013: $24,935,471Net Assets 2013: $3,575,2232013Assets 2014: $0Liabilities 2014: $0Net Assets 2014: $02014

Highlighted filing

2014

Assets$0
Liabilities$0
Net Assets$0
Open 2014 Filing

Operations Trend

Revenue Growth26th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,031,6962010Expenses 2011: $926,3182011Expenses 2012: $886,0112012Revenue 2013: $852,133Expenses 2013: $814,565Net Income 2013: $37,5682013Revenue 2014: $784,984Expenses 2014: $1,127,289Net Income 2014: -$342,3052014

Highlighted filing

2014

Revenue$784,984
Expenses$1,127,289
Net Income-$342,305
Open 2014 Filing

Filings

Most recent year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$784,984
Expenses
$1,127,289
Net income
-$342,305
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2014Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.78$1.13$0.34
2013Detailed filing. Detailed filing data is available for this year.$28.5$24.9$3.58$0.85$0.81$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.1$26.5$3.54$0.89
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.5$27.0$3.47$0.93
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.2$24.8$3.39$1.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Aug 10, 2015
Return Version
2014v5.0
Gross Receipts
$784,984
Mission and Program Overview

Mission

The organization is a cooperative, nonprofit corporation, incorporated under wisconsin state law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions.

A member owned and controlled, not for profit financial organization. Our credit union encourages regular savings and promotes thrift through a continuous educational effort, emphasizing the meaning and practice of thrift. Valley credit union's goal is to provide the best possible financial service to our members at competitive rates and to maintain the credit union's long term stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$17,917,162$0▼ $17,917,162
Other Notes and Loans Receivable, Net$8,951,650$0▼ $8,951,650
Rtn Earn Endowment Incm Other Fnds$2,736,665$0▼ $2,736,665
Pd in Cap Srpls Land Bldg Eqp Fund$838,558$0▼ $838,558
Cash and Non-Interest-Bearing Accounts$621,449$0▼ $621,449
Land, Buildings, and Equipment, Net$376,472$0▼ $376,472
Savings and Temporary Cash Investments$262,244$0▼ $262,244
Prepaid Expenses and Deferred Charges$31,532$0▼ $31,532
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$28,510,694$0▼ $28,510,694
Other Assets Total$350,185$0▼ $350,185
Liabilities
Other Liabilities$24,749,078$0▼ $24,749,078
Accounts Payable and Accrued Expenses$186,393$0▼ $186,393
Total Liabilities$24,935,471$0▼ $24,935,471
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,575,223$0▼ $3,575,223
Total Liabilities and Net Assets / Fund Balance$28,510,694$0▼ $28,510,694
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Timm SmithCEO/treasurerFT$81,928$125,871$207,799
Lavonne KrauseVice-presidentFT$106,983$5,349$112,332

Board Members and Trustees

NameTitle
Robert ShakalChairperson
Michael ShakalVice-chairperson
David AlleyDirector
Jacqueline GibbsDirector
Terry AndersonDirector
Richard MechelkeSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$552,109
Investment Income
$232,875
Other Revenue
$0
Change in Net Assets
$-342,305
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$575,217
Other Expenses$550,997
Grants and Similar Amounts Paid$1,075
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$320,131
Other Salaries and Wages---$209,404
Information Technology---$108,296
Fees for Services Accounting---$88,944
Depreciation Depletion---$52,846
Office Expenses---$52,649
Occupancy---$49,479
Payroll Taxes---$38,334
All Other Expenses---$20,673
Advertising---$18,694
Other Expenses---$17,319
Insurance---$15,706
Pension Plan Contributions---$7,348
Fees for Services Legal---$1,175
Grants to Domestic Orgs---$1,075
Conferences and Meetings---$767
Travel---$171
Interest---$4
Total Functional Expenses$0$0$0$1,127,289
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Two board members have a family relationship. Robert shakal and michael shakal are brothers.”

Form 990, Part VI, Section A, Line 6

“The organization has members in communities located in western wisconsin.”

Form 990, Part VI, Section A, Line 7A

“The organization has members who elect members of the governing body annually.”

Form 990, Part VI, Section A, Line 7B

“Some decisions of the governing body are subject to approval by members of the organization.”

Form 990, Part VI, Section B, Line 11

“Credit union officers accumulate all 990 and 990t information, including the ubit calculations. Once all information is complete, the returns are prepared and then reviewed by the governing body.”

Form 990, Part VI, Section B, Line 15A

“Board approves president's compensation and president approves employee salaries.”

Form 990, Part VI, Section C, Line 19

“Organization documents are on display at the branch.”

Filing and Contact Details

Filer

Filer Name
Valley Credit Union
EIN
39-0932162
Phone
7157232216
Address
1680 EAST PARK AVE, CHIPPEWA FALLS, WI 54729

Signing Officer

Name
Timm Smith
Title
President
Phone
7157232216
Signed
2015-08-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Timm Smith
Formed
1953
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
6
Employees
10
Volunteers
6

Preparer

Firm
Wipfli Llp
Address
PO BOX 8010, WAUSAU, WI 54402-8010
Preparer
Mary a Coates CPA
Phone
7158453111
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Transfer of assets to westconsin credit union -3,232,918.”

Raw XML Appendix398 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0A MEMBER OWNED AND CONTROLLED, NOT FOR PROFIT FINANCIAL ORGANIZATION. OUR CREDIT UNION ENCOURAGES REGULAR SAVINGS AND PROMOTES THRIFT THROUGH A CONTINUOUS EDUCATIONAL EFFORT, EMPHASIZING THE MEANING AND PRACTICE OF THRIFT. VALLEY CREDIT UNION'S GOAL IS TO PROVIDE THE BEST POSSIBLE FINANCIAL SERVICE TO OUR MEMBERS AT COMPETITIVE RATES AND TO MAINTAIN THE CREDIT UNION'S LONG TERM STABILITY.
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IRS990/Desc0SERVED APPROXIMATELY 4,084 MEMBERS WITH LOW-COST FINANCIAL SERVICES INCLUDING SHARE ACCOUNTS, SHARE DRAFT ACCOUNTS, CERTIFICATES, A VARIETY OF LOANS AND OTHER SERVICES. THE CREDIT UNION ENCOURAGES REGULAR SAVINGS AND PROMOTES THRIFT THROUGH CONTINUOUS EDUCATIONAL EFFORT, EMPHASIZING THE MEANING AND PRACTICE OF THRIFT.
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IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02736665
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0262244
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt081928
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt09895
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt0115976
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0TIMM SMITH
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO/TREASURER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0207799
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE COMPENSATION FOR TIMM SMITH IN 2014 IN COMPARISON TO 2013 IS MUCH HIGHER. THIS INCREASE IN ONE YEAR HAS TO DO WITH THE DISSOLUTION OF VALLEY CREDIT UNION AND THE POLICY TO PAYOUT ACCRUED AND UNUSED SICK PAY. THE AMOUNT IN LINE 1, COLUMN (III) IS ENTIRELY MADE UP OF THIS BALANCE.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, SCHEDULE J, PART II, LINE 1
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleN/AssetsDistributedInd01
IRS990ScheduleN/AttorneyGeneralNotifiedInd01
IRS990ScheduleN/BondsOutstandingInd00
IRS990ScheduleN/DirectorOfSuccessorInd00
IRS990ScheduleN/EmployeeOfSuccessorInd01
IRS990ScheduleN/LiabilitiesPaidInd01
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0EFFECTIVE DECEMBER 31, 2014, ALL ASSETS FROM VALLEY CREDIT UNION WERE TRANSFERED TO WESTCONSIN CREDIT UNION.
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt0WESTCONSIN CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02014-12-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0390823125
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt027263234
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt0501(C)(14)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt0NET BOOK VALUE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt03333 SCHNEIDER AVENUE SE PO BOX 160
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0MENOMONIE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd0WI
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd054751
IRS990ScheduleN/OwnerOfSuccessorInd01
IRS990ScheduleN/ReceiveCompensationInd01
IRS990ScheduleN/RequiredToNotifyAGInd01
IRS990ScheduleN/SupplementalInformationDetail/ExplanationTxt0PERSON(S) INVOLVED: TIMM SMITH, LAVONNE KRAUSE
IRS990ScheduleN/SupplementalInformationDetail/ExplanationTxt1EXPLANATION OF INVOLVEMENT: TIMM SMITH AND LAVONNE KRAUSE BECAME EMPLOYEES OF WESTCONSIN CREDIT UNION. AS A PART OF THE MERGER AND DISSOLUTION OF VALLEY CREDIT UNION, THE ACCRUED SICK PAY FOR TIMM SMITH AND LAVONNE KRAUSE WAS PAID OUT TO THEM AT THE VALUE THAT WAS ENTITLED TO THEM.
IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 2E:
IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc1PART I, LINE 2E:
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TWO BOARD MEMBERS HAVE A FAMILY RELATIONSHIP. ROBERT SHAKAL AND MICHAEL SHAKAL ARE BROTHERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS MEMBERS IN COMMUNITIES LOCATED IN WESTERN WISCONSIN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION HAS MEMBERS WHO ELECT MEMBERS OF THE GOVERNING BODY ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SOME DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL BY MEMBERS OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CREDIT UNION OFFICERS ACCUMULATE ALL 990 AND 990T INFORMATION, INCLUDING THE UBIT CALCULATIONS. ONCE ALL INFORMATION IS COMPLETE, THE RETURNS ARE PREPARED AND THEN REVIEWED BY THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BOARD APPROVES PRESIDENT'S COMPENSATION AND PRESIDENT APPROVES EMPLOYEE SALARIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ORGANIZATION DOCUMENTS ARE ON DISPLAY AT THE BRANCH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7TRANSFER OF ASSETS TO WESTCONSIN CREDIT UNION -3,232,918.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd01
IRS990/TotalAssetsBOYAmt028510694
IRS990/TotalAssetsEOYAmt00
IRS990/TotalAssetsGrp/BOYAmt028510694
IRS990/TotalAssetsGrp/EOYAmt00
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt010
IRS990/TotalFunctionalExpensesGrp/TotalAmt01127289
IRS990/TotalGrossUBIAmt02120
IRS990/TotalLiabilitiesBOYAmt024935471
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt024935471
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03575223
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotalOtherCompensationAmt015244
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt015261
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt015261
IRS990/TotalProgramServiceRevenueAmt0552109
IRS990/TotalReportableCompFromOrgAmt0304887
IRS990/TotalRevenueGrp/ExclusionAmt0232875
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0549989
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0784984
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt02120
IRS990/TotalVolunteersCnt06
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt028510694
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0171
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01680 EAST PARK AVE
IRS990/USAddress/CityNm0CHIPPEWA FALLS
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd054729
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt06
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0TIMM SMITH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07157232216
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-08-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0VALLEY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0VALL
ReturnHeader/Filer/EIN0390932162
ReturnHeader/Filer/PhoneNum07157232216
ReturnHeader/Filer/USAddress/AddressLine1Txt01680 EAST PARK AVE
ReturnHeader/Filer/USAddress/CityNm0CHIPPEWA FALLS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054729
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0390758449
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WIPFLI LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 8010
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WAUSAU
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0544028010
ReturnHeader/PreparerPersonGrp/PhoneNum07158453111
ReturnHeader/PreparerPersonGrp/PreparationDt02015-07-22
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MARY A COATES CPA
ReturnHeader/ReturnTs02015-08-10T13:52:11-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

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