Civic Intelligence

Park City Credit Union

EIN 39-0905063 • 501(c)14 • Merrill, WI

Profile

Helping members fulfill their dreams, while serving our communities.

501 S Pine Ridge AveMerrill, WI 54452

www.parkcitycu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

68th percentile

0.91x

Higher debt load relative to assets than 68% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

74th percentile

16.69x

Higher debt load relative to revenue than 74% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

78th percentile

16%

Higher net margin than 78% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

37th percentile

$386,174

Higher top officer pay than 37% of similar nonprofits.

Top officer pay equals 2.0% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

55th percentile

3.1%

Faster asset growth than 55% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

63rd percentile

16%

Faster revenue growth than 63% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Assets

$358,330,666

No earlier filing loaded for comparison.

Liabilities

$326,970,976

No earlier filing loaded for comparison.

Net Assets

$31,359,690

No earlier filing loaded for comparison.

Revenue

$19,596,060

No earlier filing loaded for comparison.

Expenses

$16,553,288

No earlier filing loaded for comparison.

Net Income

$3,042,772

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400M$300M$200M$100M$0Assets 2010: $137,307,080Liabilities 2010: $122,065,532Net Assets 2010: $15,241,5482010Assets 2011: $144,262,619Liabilities 2011: $129,629,823Net Assets 2011: $14,632,7962011Assets 2012: $142,158,343Liabilities 2012: $127,047,014Net Assets 2012: $15,111,3292012Assets 2014: $155,182,289Liabilities 2014: $139,566,615Net Assets 2014: $15,615,6742014Assets 2015: $160,860,791Liabilities 2015: $144,488,170Net Assets 2015: $16,372,6212015Assets 2016: $168,891,513Liabilities 2016: $152,023,086Net Assets 2016: $16,868,4272016Assets 2018: $216,361,832Liabilities 2018: $197,166,937Net Assets 2018: $19,194,8952018Assets 2019: $224,955,989Liabilities 2019: $203,811,081Net Assets 2019: $21,144,9082019Assets 2020: $275,512,226Liabilities 2020: $252,450,258Net Assets 2020: $23,061,9682020Assets 2021: $320,383,442Liabilities 2021: $294,275,547Net Assets 2021: $26,107,8952021Assets 2022: $329,193,373Liabilities 2022: $303,202,967Net Assets 2022: $25,990,4062022Assets 2024: $358,330,666Liabilities 2024: $326,970,976Net Assets 2024: $31,359,6902024

Highlighted filing

2024

Assets$358,330,666
Liabilities$326,970,976
Net Assets$31,359,690

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $6,872,4052010Expenses 2011: $7,411,8662011Expenses 2012: $6,506,1542012Revenue 2014: $6,432,576Expenses 2014: $5,948,861Net Income 2014: $483,7152014Revenue 2015: $7,002,966Expenses 2015: $6,101,901Net Income 2015: $901,0652015Revenue 2016: $7,478,851Expenses 2016: $6,825,060Net Income 2016: $653,7912016Revenue 2018: $9,476,395Expenses 2018: $8,228,795Net Income 2018: $1,247,6002018Revenue 2019: $11,380,631Expenses 2019: $9,963,644Net Income 2019: $1,416,9872019Revenue 2020: $12,148,917Expenses 2020: $10,593,985Net Income 2020: $1,554,9322020Revenue 2021: $13,054,319Expenses 2021: $9,719,267Net Income 2021: $3,335,0522021Revenue 2022: $13,553,767Expenses 2022: $10,853,667Net Income 2022: $2,700,1002022Revenue 2024: $19,596,060Expenses 2024: $16,553,288Net Income 2024: $3,042,7722024

Highlighted filing

2024

Revenue$19,596,060
Expenses$16,553,288
Net Income$3,042,772

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$358$327$31.4$19.6$16.6$3.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$329$303$26.0$13.6$10.9$2.70
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$320$294$26.1$13.1$9.72$3.34
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$276$252$23.1$12.1$10.6$1.55
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$225$204$21.1$11.4$9.96$1.42
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$216$197$19.2$9.48$8.23$1.25
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$169$152$16.9$7.48$6.83$0.65
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$161$144$16.4$7.00$6.10$0.90
2014Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$155$140$15.6$6.43$5.95$0.48
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$142$127$15.1$6.51
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$144$130$14.6$7.41
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$137$122$15.2$6.87
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Nov 13, 2023
Return Version
2022v5.0
Gross Receipts
$13,658,282
Mission and Program Overview

Mission

Helping members fulfill their dreams, while serving our communities

Helping members fulfill their dreams, while serving our communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$234,680,761$251,396,833▲ $16,716,072
Rtn Earn Endowment Incm Other Fnds$26,107,895$25,990,406▼ $117,489
Investments in Publicly Traded Securities$29,421,264$24,756,233▼ $4,665,031
Savings and Temporary Cash Investments$23,373,010$18,349,671▼ $5,023,339
Land, Buildings, and Equipment, Net$11,831,806$11,536,835▼ $294,971
Investments Other Securities$6,031,697$7,159,384▲ $1,127,687
Cash and Non-Interest-Bearing Accounts$2,839,165$2,427,159▼ $412,006
Receivables From Officers Etc$1,435,331$1,506,139▲ $70,808
Prepaid Expenses and Deferred Charges$678,887$916,321▲ $237,434
Accounts Receivable$809,079$618,679▼ $190,400
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$320,383,442$329,193,373▲ $8,809,931
Other Assets Total$9,282,442$10,526,119▲ $1,243,677
Liabilities
Other Liabilities$276,672,035$292,717,787▲ $16,045,752
Mortgage Notes Payable Secured by Investment Property$13,795,379$5,959,446▼ $7,835,933
Accounts Payable and Accrued Expenses$3,588,023$4,249,441▲ $661,418
Escrow Account Liability$220,110$276,293▲ $56,183
Total Liabilities$294,275,547$303,202,967▲ $8,927,420
Net Assets / Fund Balance
Total Net Assets Fund Balance$26,107,895$25,990,406▼ $117,489
Total Liabilities and Net Assets / Fund Balance$320,383,442$329,193,373▲ $8,809,931

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$9,690,554$3,354,504$13,045,058
Equipment$965,611$3,169,024$4,134,635
Land$757,670-$757,670
Other Land Buildings$123,000-$123,000
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Volala MindakPresident/CEOFT$271,263$109,434$380,697
Jack MikundaCOOFT$135,859$78,447$214,306
Shawn AchterbergCFOFT$108,352$86,427$194,779
Melissa WrychaCROFT$115,374$65,463$180,837
Janet SchreiberEvp Hr & AdministrationFT$93,692$47,008$140,700
Gary SchwartzDirector-$3,600-$3,600
Jackie LeonhardDirector-$3,600-$3,600
James RichardsonChair-$3,600-$3,600
Jeffrey HoffmanDirector-$3,600-$3,600
Leah BurbachVice Chair-$3,600-$3,600
Lee OpsahlSecretary-$3,600-$3,600
Paul KienitzDirector-$3,600-$3,600
Rob OemigDirector-$3,600-$3,600
Steven MetzDirector-$3,600-$3,600

Highest Paid Contractors

ContractorServicesLocationCompensation
Eo Johnson Business TechIt Services1703 WESTGAGE RD, Eau Claire, WI 54703$302,217
KasasaAccount Services4516 SETON CENTER PKWY STE 300, Austin, TX 78759$149,357
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$12,739,947
Investment Income
$813,820
Other Revenue
$0
Change in Net Assets
$2,700,100

Audited Revenue Reconciliation

Revenue per Audited Statements
$13,553,767
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$13,553,767
Total Revenue per Form 990
$13,553,767
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$5,749,526
Other Expenses$5,051,822
Grants and Similar Amounts Paid$52,319
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,574,275
Current Officers, Directors, Trustees, and Key Employees---$1,143,719
Information Technology---$875,039
Depreciation Depletion---$694,150
Occupancy---$555,123
Other Employee Benefits---$447,364
All Other Expenses---$380,788
Payroll Taxes---$318,645
Office Expenses---$316,574
Fees for Services Other---$303,392
Pension Plan Contributions---$265,523
Advertising---$192,612
Other Expenses---$156,019
Interest---$110,971
Conferences and Meetings---$101,093
Fees for Services Accounting---$92,093
Insurance---$86,709
Travel---$59,066
Grants to Domestic Orgs---$52,319
Total Functional Expenses$0$0$0$10,853,667

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$10,853,667
Total Expenses per Audited Statements$10,853,667
Total Expenses per Form 990$10,853,667
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$1,435,331$1,506,139▲ $70,808
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Deposits$292,717,787
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Each organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (board of directors).

Form 990, Part VI, Section A, Line 7A

The board of directors is elected by the membership utilizing their one vote per member.

Form 990, Part VI, Section A, Line 7B

Each member has one vote to utilize in ratifying significant decisions beyond the authority of the board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., ncua, wisconsin office of credit unions).

Form 990, Part VI, Section B, Line 11B

The 990 is reviewed by the controller before being filed with the irs.

Form 990, Part VI, Section B, Line 12C

No director, officer, committee member, agent or employee of this credit union shall in any manner, directly or indirectly, participate in the deliberation upon or the determination of any question affecting the person's pecuniary interest or the pecuniary interest of any organization or association in which the person is directly or indirectly interested. In the event of disqualification of any director or member of the credit committee respecting any matter presented to the board or credit committee for deliberation or determination, such director or committee member shall withdraw from the deliberation or determination. If a director or credit committee member withdraws from any deliberation or determination, the remaining qualified directors or credit committee members present at the meeting may exercise all powers of the board or credit committee, provided the number of directors or credit committee members present, including the disqualified directors or members, constitutes a quorum. Annually, the organization requires all employees to complete and update a conflict of interest statement.

Form 990, Part VI, Section B, Line 15

President/ceo compensation is determined by the compensation committee and by reviewing the cuna compensation survey data. Determining compensation for key employees and officers is based on a recommendation from the president/ceo to the compensation committee using the cuna salary survey data as a benchmark.

Form 990, Part VI, Section C, Line 19

Governing documents, conflict of interest policy, and financial statements are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Park City Credit Union
EIN
39-0905063
Phone
7155368351
Address
501 S PINE RIDGE AVE, MERRILL, WI 54452

Signing Officer

Name
Shawn Achterberg
Title
CFO
Phone
7155368351
Signed
2023-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Shawn Achterberg
Formed
1938
Legal Domicile
Wi
Voting Board Members
9
Independent Board Members
9
Employees
131
Volunteers
25

Preparer

Firm
Wipfli Llp
Address
1502 LONDON ROAD SUITE 200, DULUTH, MN 55812
Preparer
Michael J Peterson CPA
Phone
2187224705
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

The organization is the trustee of certain member's escrow funds and has fiduciary responsibility for the administration and distribution of these funds for members of the organization.

PART X, LINE 2:

The credit union evaluated its tax positions and determined no uncertain tax positions exist as of december 31, 2022 and 2021.

Raw XML AppendixShowing 400 of 542 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt03588023
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt04249441
IRS990/AccountsReceivableGrp/BOYAmt0809079
IRS990/AccountsReceivableGrp/EOYAmt0618679
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0HELPING MEMBERS FULFILL THEIR DREAMS, WHILE SERVING OUR COMMUNITIES.
IRS990/AdvertisingGrp/TotalAmt0192612
IRS990/AllOtherExpensesGrp/TotalAmt0380788
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0SHAWN ACHTERBERG
IRS990/BooksInCareOfDetail/PhoneNum07155368351
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0501 S PINE RIDGE AVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0MERRILL
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd054452
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IRS990/BusinessRlnWithFamMemInd00
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IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
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IRS990/CashNonInterestBearingGrp/BOYAmt02839165
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IRS990/CollectionsOfArtInd00
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IRS990/CompensationFromOtherSrcsInd00
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IRS990/CompensationProcessOtherInd01
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IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0302217
IRS990/ContractorCompensationGrp/CompensationAmt1149357
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IRS990/ContractorCompensationGrp/ServicesDesc0IT SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc1ACCOUNT SERVICES
IRS990/CreditCounselingInd01
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IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt052319
IRS990/CYInvestmentIncomeAmt0813820
IRS990/CYOtherExpensesAmt05051822
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt012739947
IRS990/CYRevenuesLessExpensesAmt02700100
IRS990/CYSalariesCompEmpBnftPaidAmt05749526
IRS990/CYTotalExpensesAmt010853667
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IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt013553767
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IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0694150
IRS990/Desc0WE FUNDED 2,617 LOANS DURING 2022. AS OF 12/31/22, WE HAD 1,378 MORTGAGES/HOME EQUITY, 8,123 CONSUMER LOANS, AND 97 MEMBER BUSINESS LOANS. WE ALSO HAD, AT 12/31/22, 2,215 CREDIT CARD ACCOUNTS WITH OUR MEMBERS.
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IRS990/Form990PartVIISectionAGrp/PersonNm1JACK MIKUNDA
IRS990/Form990PartVIISectionAGrp/PersonNm2SHAWN ACHTERBERG
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IRS990/Form990PartVIISectionAGrp/PersonNm12GARY SCHWARTZ
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt73600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt83600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt93600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt103600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt113600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt123600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt133600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1COO
IRS990/Form990PartVIISectionAGrp/TitleTxt2CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt3CRO
IRS990/Form990PartVIISectionAGrp/TitleTxt4EVP HR & ADMINISTRATION
IRS990/Form990PartVIISectionAGrp/TitleTxt5CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt6VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt7SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01938
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-104515
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticOrgsGrp/TotalAmt052319
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt013658282
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0875039
IRS990/InsuranceGrp/TotalAmt086709
IRS990/InterestGrp/TotalAmt0110971
IRS990/InvestmentIncomeGrp/ExclusionAmt0918335
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0918335
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt06031697
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt07159384
IRS990/InvestmentsPubTradedSecGrp/BOYAmt029421264
IRS990/InvestmentsPubTradedSecGrp/EOYAmt024756233
IRS990/IRPDocumentCnt04612
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt06523528
IRS990/LandBldgEquipBasisNetGrp/BOYAmt011831806
IRS990/LandBldgEquipBasisNetGrp/EOYAmt011536835
IRS990/LandBldgEquipCostOrOtherBssAmt018060363
IRS990/LegalDomicileStateCd0WI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0104515
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0HELPING MEMBERS FULFILL THEIR DREAMS, WHILE SERVING OUR COMMUNITIES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt013795379
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt05959446
IRS990/NetAssetsOrFundBalancesBOYAmt026107895
IRS990/NetAssetsOrFundBalancesEOYAmt025990406
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-104515
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-104515
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-2817589
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0555123
IRS990/OfficeExpensesGrp/TotalAmt0316574
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt09282442
IRS990/OtherAssetsTotalGrp/EOYAmt010526119
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0447364
IRS990/OtherExpensesGrp/Desc0DIVIDENDS ON MEMBER SHA
IRS990/OtherExpensesGrp/Desc1KASASA EXPENSES
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3LOAN & CLOSING COSTS
IRS990/OtherExpensesGrp/TotalAmt0525453
IRS990/OtherExpensesGrp/TotalAmt1380006
IRS990/OtherExpensesGrp/TotalAmt2222734
IRS990/OtherExpensesGrp/TotalAmt3156019
IRS990/OtherLiabilitiesGrp/BOYAmt0276672035
IRS990/OtherLiabilitiesGrp/EOYAmt0292717787
IRS990/OtherSalariesAndWagesGrp/TotalAmt03574275
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0234680761
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0251396833
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0318645
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0265523
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0678887
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0916321
IRS990/PrincipalOfficerNm0SHAWN ACHTERBERG
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1SERVICE CHARGES AND FEES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER NONINTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc3INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc4SALE OF LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt09329565
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11402901
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21055539
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3883872
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt445085
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt09329565
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11425886
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21055539
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3883872
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt445085
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt022985
IRS990/ProgSrvcAccomActy2Grp/Desc0WE HAVE DEPOSIT, TRANSACTION, AND INVESTMENT ACCOUNTS WITH 23,844 MEMBERS AT 12/31/22. DURING 2022, WE OPENED 8,605 NEW DEPOSIT, TRANSACTION, AND INVESTMENT ACCOUNTS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt038935
IRS990/PYInvestmentIncomeAmt0415274
IRS990/PYOtherExpensesAmt04769586
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt012639045
IRS990/PYRevenuesLessExpensesAmt03335052
IRS990/PYSalariesCompEmpBnftPaidAmt04910746
IRS990/PYTotalExpensesAmt09719267
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt013054319
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt01435331
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt01506139
IRS990/ReconcilationRevenueExpnssAmt02700100
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt026107895
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt025990406
IRS990/SavingsAndTempCashInvstGrp/BOYAmt023373010
IRS990/SavingsAndTempCashInvstGrp/EOYAmt018349671
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt09690554
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03354504
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt013045058
IRS990ScheduleD/EquipmentGrp/BookValueAmt0965611
IRS990ScheduleD/EquipmentGrp/DepreciationAmt03169024
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt04134635
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt010853667
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0757670
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0757670
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0123000
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0123000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0292717787
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES AND DEPOSITS
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt013553767
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS THE TRUSTEE OF CERTAIN MEMBER'S ESCROW FUNDS AND HAS FIDUCIARY RESPONSIBILITY FOR THE ADMINISTRATION AND DISTRIBUTION OF THESE FUNDS FOR MEMBERS OF THE ORGANIZATION.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF DECEMBER 31, 2022 AND 2021.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt011536835
IRS990ScheduleD/TotalExpensesPerForm990Amt010853667
IRS990ScheduleD/TotalLiabilityAmt0292717787
IRS990ScheduleD/TotalRevenuePerForm990Amt013553767
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt013553767
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt010853667
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0271263
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1135859
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2108352
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3115374
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount051195
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount115825
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount212650
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount311733
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt046116
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt151007
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt262014
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt352333
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20

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