Liabilities / Assets
92nd percentile
Higher debt load relative to assets than 92% of similar nonprofits.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.92x
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on the latest valid filing.
Top Officer Pay
Score unavailable
No filing with officer or executive compensation is available for this organization yet.
Asset Growth
27th percentile
Faster asset growth than 27% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Balance Sheet
Assets
Up$66,575,058
Up $10,224 (+0.0%) from 2011
Liabilities
Down$61,277,519
Down $456,641 (-0.7%) from 2011
Net Assets
Up$5,297,539
Up $466,865 (+9.7%) from 2011
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$3,233,034
Down $1,002,147 (-24%) from 2011
Net Income
-
No earlier filing loaded for comparison.
Trend Graphs
Filings
Most recent year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $66,575,058
- Liabilities
- $61,277,519
- Net assets
- $5,297,539
- Revenue
- -
- Expenses
- $3,233,034
- Net income
- -
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2012 to Dec 31, 2012
- Signed
- Apr 29, 2013
- Return Version
- 2012v2.1
- Gross Receipts
- $3,762,081
Mission and Program Overview
Major Activities
- Activity 2
- We funded 1415 loans during 2012. As of 12/31/12, we had 711 mortgages/home equity, 2996 consumer loans, and 28 member business loans. We also had 427 credit card accounts with our members.
Filing and Contact Details
Filer
- EIN
- 39-0894581
Raw XML Appendix379 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | false |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 125107 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 135236 |
| IRS990/AccountsReceivable/BOY | 0 | -638556 |
| IRS990/AccountsReceivable/EOY | 0 | 894269 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/Activity2/Description | 0 | We funded 1415 loans during 2012. As of 12/31/12, we had 711 mortgages/home equity, 2996 consumer loans, and 28 member business loans. We also had 427 credit card accounts with our members. |
| IRS990/ActivityOrMissionDescription | 0 | Meeting People9s Needs, Exceeding Their Expectations, One Member At A Time. |
| IRS990/Advertising/Total | 0 | 41761 |
| IRS990/AllOtherExpenses/Total | 0 | 20148 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | true |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | false |
| IRS990/BsnssRltnshpWithOrganization | 0 | false |
| IRS990/CashNonInterestBearing/BOY | 0 | 564981 |
| IRS990/CashNonInterestBearing/EOY | 0 | 1029575 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 104022 |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | false |
| IRS990/CompensationProcessOther | 0 | false |
| IRS990/ComplianceWithBackupWitholding | 0 | true |
| IRS990/ConferencesMeetings/Total | 0 | 36996 |
| IRS990/ConflictOfInterestPolicy | 0 | true |
| IRS990/ConservationEasements | 0 | false |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | false |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | false |
| IRS990/DecisionsSubjectToApproval | 0 | true |
| IRS990/DeductibleContributionsOfArt | 0 | false |
| IRS990/DeductibleNonCashContributions | 0 | false |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DepreciationDepletion/Total | 0 | 199042 |
| IRS990/DescribedIn501C3 | 0 | false |
| IRS990/Description | 0 | We have deposit, transaction, and investment accounts with 7672 members at 12/31. During 2012, we opened 1888 new deposit, transaction and investment accounts. |
| IRS990/DisregardedEntity | 0 | false |
| IRS990/DocumentRetentionPolicy | 0 | true |
| IRS990/DonorAdvisedFunds | 0 | false |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | true |
| IRS990/EmploymentTaxReturnsFiled | 0 | true |
| IRS990/FamilyOrBusinessRelationship | 0 | true |
| IRS990/FederalGrantAuditRequired | 0 | false |
| IRS990/FeesForServicesAccounting/Total | 0 | 52433 |
| IRS990/FeesForServicesLegal/Total | 0 | 47241 |
| IRS990/ForeignActivities | 0 | false |
| IRS990/ForeignFinancialAccount | 0 | false |
| IRS990/ForeignOffice | 0 | false |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 40.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | Bev Kalies |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | Dave Sommers |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | Kevin Bornemann |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | Larry Nies |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | Paul Nistler |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | Shawn Fischer |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | Sue Hermann |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | Tammy Williams |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/Officer | 3 | X |
| IRS990/Form990PartVIISectionA/Officer | 4 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 15975 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 104022 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | Secretary |
| IRS990/Form990PartVIISectionA/Title | 1 | Treasurer |
| IRS990/Form990PartVIISectionA/Title | 2 | Vice Chair |
| IRS990/Form990PartVIISectionA/Title | 3 | Chairman |
| IRS990/Form990PartVIISectionA/Title | 4 | Director |
| IRS990/Form990PartVIISectionA/Title | 5 | Director |
| IRS990/Form990PartVIISectionA/Title | 6 | Director |
| IRS990/Form990PartVIISectionA/Title | 7 | PresidentCEO |
| IRS990/Form990ProvidedToGoverningBody | 0 | true |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | false |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/GainOrLoss/Other | 0 | -55919 |
| IRS990/Gaming | 0 | false |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossAmountSalesAssets/Other | 0 | 6263 |
| IRS990/GrossReceipts | 0 | 3762081 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IndependentAuditFinancialStmt | 0 | false |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 226653 |
| IRS990/Insurance/Total | 0 | 37181 |
| IRS990/InvestmentIncomeCurrentYear | 0 | -30258 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 25661 |
| IRS990/InvestmentIncomePriorYear | 0 | -262062 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 25661 |
| IRS990/InvestmentInJointVenture | 0 | false |
| IRS990/InvestmentsProgramRelated/BOY | 0 | 1116323 |
| IRS990/InvestmentsProgramRelated/EOY | 0 | 1297519 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 1108796 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 4107837 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 3168943 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 2999041 |
| IRS990/LessCostOthBasisSalesExpenses/Other | 0 | 62182 |
| IRS990/LoanToOfficerOrDQP | 0 | false |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | Meeting People9s Needs, Exceeding Their Expectations, One Member At A Time. |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerPerson | 0 | Tammy Williams |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 4830674 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 5297539 |
| IRS990/NetGainOrLossInvestments/ExclusionAmount | 0 | -55919 |
| IRS990/NetGainOrLossInvestments/TotalRevenueColumn | 0 | -55919 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 1391 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberIndividualsGT100K | 0 | 1 |
| IRS990/NumberOfEmployees | 0 | 36 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 119307 |
| IRS990/OfficeExpenses/Total | 0 | 190587 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 310945 |
| IRS990/OtherAssetsTotal/EOY | 0 | 449074 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 112249 |
| IRS990/OtherExpensePriorYear | 0 | 3025497 |
| IRS990/OtherExpensesCurrentYear | 0 | 2003556 |
| IRS990/OtherExpenses/Description | 0 | Dividends to Members |
| IRS990/OtherExpenses/Description | 1 | Member Ins/NCUSIF |
| IRS990/OtherExpenses/Description | 2 | Loan Servicing & Loss Exp |
| IRS990/OtherExpenses/Description | 3 | Member Account Card Costs |
| IRS990/OtherExpenses/ManagementAndGeneral | 0 | 264304 |
| IRS990/OtherExpenses/ManagementAndGeneral | 1 | 37642 |
| IRS990/OtherExpenses/ManagementAndGeneral | 2 | 505446 |
| IRS990/OtherExpenses/ManagementAndGeneral | 3 | 195678 |
| IRS990/OtherExpenses/Total | 0 | 264304 |
| IRS990/OtherExpenses/Total | 1 | 37642 |
| IRS990/OtherExpenses/Total | 2 | 505446 |
| IRS990/OtherExpenses/Total | 3 | 195678 |
| IRS990/OtherLiabilities/BOY | 0 | 61609053 |
| IRS990/OtherLiabilities/EOY | 0 | 61142283 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 57125374 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 52947056 |
| IRS990/OtherRevenueCurrentYear | 0 | 4915 |
| IRS990/OtherRevenuePriorYear | 0 | 5060 |
| IRS990/OtherSalariesAndWages/Total | 0 | 883213 |
| IRS990/PartialLiquidation | 0 | false |
| IRS990/PaymentsToAffiliates/Total | 0 | 29137 |
| IRS990/PayrollTaxes/Total | 0 | 82093 |
| IRS990/PensionPlanContributions/Total | 0 | 47901 |
| IRS990/PoliticalActivities | 0 | false |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 72884 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 88693 |
| IRS990/ProfessionalFundraising | 0 | false |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 524298 |
| IRS990/ProgramServiceRevenue/BusinessCode | 3 | 519100 |
| IRS990/ProgramServiceRevenueCY | 0 | 3725242 |
| IRS990/ProgramServiceRevenue/Description | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenue/Description | 1 | Member fees & charges |
| IRS990/ProgramServiceRevenue/Description | 2 | Insurance Sales |
| IRS990/ProgramServiceRevenue/Description | 3 | Non-Member ATM Feees |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 3898144 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 3021616 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 566399 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 2 | 126899 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 3021616 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 566399 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 126899 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 3 | 2500 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 2500 |
| IRS990/ProhibitedTaxShelterTrans | 0 | false |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
| IRS990/ReconcilationRevenueExpenses | 0 | 466865 |
| IRS990/RegularMonitoringEnforcement | 0 | true |
| IRS990/RelatedEntity | 0 | false |
| IRS990/RelatedOrgControlledEntity | 0 | false |
| IRS990/ReportFin48Footnote | 0 | false |
| IRS990/ReportInvestOthSecurities | 0 | false |
| IRS990/ReportLandBldgEquip | 0 | true |
| IRS990/ReportOtherAssets | 0 | false |
| IRS990/ReportOtherLiabilities | 0 | true |
| IRS990/ReportProgRelInvest | 0 | false |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 4830674 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 5297539 |
| IRS990/RevenuesLessExpensesCY | 0 | 466865 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | -594039 |
| IRS990/RoyaltiesRevenue/ExclusionAmount | 0 | 4915 |
| IRS990/RoyaltiesRevenue/TotalRevenueColumn | 0 | 4915 |
| IRS990/SalariesEtcCurrentYear | 0 | 1229478 |
| IRS990/SalariesEtcPriorYear | 0 | 1209684 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 4843940 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 6869831 |
| IRS990/ScheduleBRequired | 0 | false |
| IRS990ScheduleD/Buildings/BookValue | 0 | 2464550 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 365795 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 2830345 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 139499 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 190274 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 329773 |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 0 | 603283 |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 1 | 10000 |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 2 | 499236 |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 3 | 185000 |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 0 | NCUA Capitalizaion |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 1 | CUSO-Shared Service Center |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 2 | CCCU MCS & PIC |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 3 | CUAnswers |
| IRS990ScheduleD/Land/BookValue | 0 | 76644 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 76644 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 318348 |
| IRS990ScheduleD/OtherLandBuildings/Depreciation | 0 | 552727 |
| IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis | 0 | 871075 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 61114844 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 27439 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | Member Shares & Deposits |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | Deferred Comp 457B Plan |
| IRS990ScheduleD/TotalOfAmounts | 0 | 61142283 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 2999041 |
| IRS990ScheduleD/TotalOfBookValueProgramRelated | 0 | 1297519 |
| IRS990/ScheduleJRequired | 0 | false |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | An extension is being filed for Form 990-T |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | The President and the Sherwood Operations Leader have a family relationship. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors). |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | The Board of Directors is elected by the membership utilizing their one vote per member. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization9s bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions). |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | This will be reviewed by the CU Management Teamm and Board at the monthly Board meeting prior to filing. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | This is disclosed annully at the reorganization meeting. Any proprosed Best Advantage dealings, other the normal BACU responsiblities with individual directors, officers, or employees, must require official approval. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | Upon request. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | O01 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | O02 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | O03 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | O04 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | O05 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | O06 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | O07 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 7 | O08 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Unrelated business income explanation Part V line 3b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Officer directors etc family relationship Part VI line 2 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | Governing documents etc available to public Part VI line 19 |
| IRS990/ScheduleORequired | 0 | true |
| IRS990/School | 0 | false |
| IRS990/SignificantChange | 0 | false |
| IRS990/SignificantNewProgramServices | 0 | false |
| IRS990/StateLegalDomicile | 0 | WI |
| IRS990/TaxablePartyNotification | 0 | false |
| IRS990/TaxExemptBonds | 0 | false |
| IRS990/Terminated | 0 | false |
| IRS990/TermOrPermanentEndowments | 0 | false |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 125 Jackson Street |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | Brillion |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | WI |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 54110 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | Tammy Williams |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 9207562119 |
| IRS990/TotalAssets/BOY | 0 | 66564834 |
| IRS990/TotalAssetsBOY | 0 | 66564834 |
| IRS990/TotalAssets/EOY | 0 | 66575058 |
| IRS990/TotalAssetsEOY | 0 | 66575058 |
| IRS990/TotalCompGT150K | 0 | false |
| IRS990/TotalExpensesCurrentYear | 0 | 3233034 |
| IRS990/TotalExpensesPriorYear | 0 | 4235181 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 0 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 3233034 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 2500 |
| IRS990/TotalLiabilities/BOY | 0 | 61734160 |
| IRS990/TotalLiabilitiesBOY | 0 | 61734160 |
| IRS990/TotalLiabilities/EOY | 0 | 61277519 |
| IRS990/TotalLiabilitiesEOY | 0 | 61277519 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 66564834 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 66575058 |
| IRS990/TotalNbrEmployees | 0 | 36 |
| IRS990/TotalNbrVolunteers | 0 | 7 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 4830674 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 5297539 |
| IRS990/TotalOtherCompensation | 0 | 15975 |
| IRS990/TotalOthProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 7828 |
| IRS990/TotalOthProgramServiceRevenue/TotalRevenueColumn | 0 | 7828 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 3725242 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 104022 |
| IRS990/TotalRevenueCurrentYear | 0 | 3699899 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | -25343 |
| IRS990/TotalRevenuePriorYear | 0 | 3641142 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 3722742 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 3699899 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 2500 |
| IRS990/TransactionRelatedEntity | 0 | false |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | true |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | www.bacu.com |
| IRS990/WhistleblowerPolicy | 0 | true |
| IRS990/YearFormation | 0 | 1941 |
| ReturnHeader/BuildTS | 0 | 2016-03-07 17:11:31Z |
| ReturnHeader/Filer/EIN | 0 | 390894581 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | Best Advantage Credit Union |
| ReturnHeader/Filer/NameControl | 0 | BEST |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 125 Jackson Street |
| ReturnHeader/Filer/USAddress/City | 0 | Brillion |
| ReturnHeader/Filer/USAddress/State | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 54110 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | false |
| ReturnHeader/Officer/DateSigned | 0 | 2013-04-29 |
| ReturnHeader/Officer/Name | 0 | Tammy Williams |
| ReturnHeader/Officer/Phone | 0 | 9207562119 |
| ReturnHeader/Officer/Title | 0 | President |
| ReturnHeader/Preparer/DatePrepared | 0 | 2013-05-14 |
| ReturnHeader/PreparerFirm/EIN | 0 | 391127312 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | WCUL Services Corp |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | N25W23131 Paul Rd Suite 500 |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | Pewaukee |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | WI |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 53072 |
| ReturnHeader/Preparer/Name | 0 | Cari Thompson |
| ReturnHeader/Preparer/Phone | 0 | 2625490200 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-05-14T19:51:49-05:00 |
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