Liabilities / Assets
42nd percentile
Higher debt load relative to assets than 42% of similar nonprofits.
EIN 39-0849876 • 501(c)14 • Waukesha, WI
Profile
None
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
42nd percentile
Higher debt load relative to assets than 42% of similar nonprofits.
Liabilities / Revenue
41st percentile
Higher debt load relative to revenue than 41% of similar nonprofits.
Net Margin
34th percentile
Higher net margin than 34% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
38th percentile
Faster asset growth than 38% of similar nonprofits.
Revenue Growth
68th percentile
Faster revenue growth than 68% of similar nonprofits.
Assets
Down$2,278,863
Down $280,724 (-11%) from 2023
Liabilities
Down$1,799,990
Down $256,903 (-12%) from 2023
Net Assets
Down$478,873
Down $23,821 (-4.7%) from 2023
Revenue
Down$177,273
Down $1,328 (-0.7%) from 2023
Expenses
Up$201,094
Up $32,438 (+19%) from 2023
Net Income
Down-$23,821
Down $33,766 (-340%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
To encourage thrift amount our members, to create a source of credit at a fair and reasonable cost, and to provide an opportunity for each of our members to improve their respective economic and social conditions.
To encourage thrift among our members, to create a source of credit at a fair and reasonable cost, and to provide an opportunity for each of our members to improve their respective economic and social conditions.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $1,844,809 | $1,620,928 | ▼ $223,881 |
| Savings and Temporary Cash Investments | $561,921 | $515,221 | ▼ $46,700 |
| Rtn Earn Endowment Incm Other Fnds | $502,694 | $478,873 | ▼ $23,821 |
| Land, Buildings, and Equipment, Net | $70,491 | $64,978 | ▼ $5,513 |
| Investments Program Related | $27,712 | $27,712 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $27,303 | $24,653 | ▼ $2,650 |
| Prepaid Expenses and Deferred Charges | $4,571 | $4,955 | ▲ $384 |
| Total Assets | $2,559,587 | $2,278,863 | ▼ $280,724 |
| Other Assets Total | $22,780 | $20,416 | ▼ $2,364 |
| Liabilities | |||
| Other Liabilities | $2,041,637 | $1,787,768 | ▼ $253,869 |
| Accounts Payable and Accrued Expenses | $15,256 | $12,222 | ▼ $3,034 |
| Total Liabilities | $2,056,893 | $1,799,990 | ▼ $256,903 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $502,694 | $478,873 | ▼ $23,821 |
| Total Liabilities and Net Assets / Fund Balance | $2,559,587 | $2,278,863 | ▼ $280,724 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $24,062 | $71,209 | $95,271 |
| Land | $40,000 | - | $40,000 |
| Other Land Buildings | - | $14,541 | $14,541 |
| Equipment | $916 | $724 | $1,640 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Susan Ross | President | PT | $26,000 | $1,532 | $27,532 |
| Name | Title |
|---|---|
| Cynthia Kessenish | Chair |
| James Mathews | Vice Chair |
| Paul Gorzalski | Director |
| Christine Millard | Secretary |
| John Morkin | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $131,606 |
| Salaries, Compensation, and Employee Benefits | $69,488 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $37,081 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $26,000 |
| Office Expenses | - | - | - | $21,040 |
| Other Expenses | - | - | - | $17,695 |
| Occupancy | - | - | - | $7,327 |
| Depreciation Depletion | - | - | - | $5,513 |
| Payroll Taxes | - | - | - | $4,968 |
| Fees for Services Other | - | - | - | $4,070 |
| Advertising | - | - | - | $3,706 |
| Conferences and Meetings | - | - | - | $3,594 |
| Other Employee Benefits | - | - | - | $1,439 |
| Fees for Services Legal | - | - | - | $661 |
| Total Functional Expenses | $0 | $0 | $0 | $201,094 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $1,787,768 |
“Susan ross jacquelin leverance president mbr serv rep family relationship”
“The organization has members. To be a member one must have a share (savings) account at the credit union.”
“The board of directors is elected by the credit union members. Each member has one vote.”
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”
“Management provides necessary data to independent cpa who completes the return. Management reviews the draft return for accuracy, and shares it with the board of directors for review and approval. Management then authorizes cpa to e-file the approved return.”
“The board of directors determines and approves the compensation for the president. A salary survey is used in the process. Board approval is noted in the board minutes.”
“The board of directors determines and approves the compensation for the vice president. A salary survey is available for board use. Board approval is noted in the board minutes.”
“Governing documents, policies, and financial statements are available upon request. Financial statements are also provided at the annual member meeting.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 15256 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 12222 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO ENCOURAGE THRIFT AMONG OUR MEMBERS, TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND TO PROVIDE AN OPPORTUNITY FOR EACH OF OUR MEMBERS TO IMPROVE THEIR RESPECTIVE ECONOMIC AND SOCIAL CONDITIONS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 3706 |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | SUSAN ROSS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2625489328 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 1 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WAUKESHA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 53187 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 27303 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 24653 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 26000 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 3594 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 23828 |
| IRS990/CYOtherExpensesAmt | 0 | 131606 |
| IRS990/CYOtherRevenueAmt | 0 | 6000 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 147445 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -23821 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 69488 |
| IRS990/CYTotalExpensesAmt | 0 | 201094 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 177273 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 5513 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 29 NEW DEPOSIT ACCOUNTS IN 2024. AS OF 12/31/24 WE HAD 676 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 5 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 661 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 4070 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 20.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 1532 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | SUSAN ROSS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CYNTHIA KESSENISH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JAMES MATHEWS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JOHN MORKIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CHRISTINE MILLARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | PAUL GORZALSKI |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 26000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1932 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 177273 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 6000 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 23828 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 23828 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 27712 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 27712 |
| IRS990/IRPDocumentCnt | 0 | 117 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 86474 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 70491 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 64978 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 151452 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO ENCOURAGE THRIFT AMONG OUR MEMBERS, TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND TO PROVIDE AN OPPORTUNITY FOR EACH OF OUR MEMBERS TO IMPROVE THEIR RESPECTIVE ECONOMIC AND SOCIAL CONDITIONS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 502694 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 478873 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 6000 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 6000 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 7327 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 21040 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 22780 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 20416 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 1439 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | DIVIDENDS EXPENSE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 68000 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 17695 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 2041637 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 1787768 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 37081 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 1844809 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 1620928 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 4968 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 4571 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 4955 |
| IRS990/PrincipalOfficerNm | 0 | SUSAN ROSS |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MEMBER FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER MEMBER RELATED REVENUE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 142898 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 3729 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 818 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 142898 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 3729 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 818 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 31 NEW LOANS TO OUR MEMBERS DURING 2024. AS OF 12/31/24 WE HAD 261 LOANS TO OUR MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 31587 |
| IRS990/PYOtherExpensesAmt | 0 | 103862 |
| IRS990/PYOtherRevenueAmt | 0 | 6600 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 140414 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 9945 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 64794 |
| IRS990/PYTotalExpensesAmt | 0 | 168656 |
| IRS990/PYTotalRevenueAmt | 0 | 178601 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -23821 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 6000 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 502694 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 478873 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 561921 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 515221 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 24062 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 71209 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 95271 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 916 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 724 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 1640 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 40000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 40000 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 14541 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 14541 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 1787768 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 64978 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 1787768 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | SUSAN ROSS JACQUELIN LEVERANCE PRESIDENT MBR SERV REP FAMILY RELATIONSHIP |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT CPA WHO COMPLETES THE RETURN. MANAGEMENT REVIEWS THE DRAFT RETURN FOR ACCURACY, AND SHARES IT WITH THE BOARD OF DIRECTORS FOR REVIEW AND APPROVAL. MANAGEMENT THEN AUTHORIZES CPA TO E-FILE THE APPROVED RETURN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS DETERMINES AND APPROVES THE COMPENSATION FOR THE PRESIDENT. A SALARY SURVEY IS USED IN THE PROCESS. BOARD APPROVAL IS NOTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE BOARD OF DIRECTORS DETERMINES AND APPROVES THE COMPENSATION FOR THE VICE PRESIDENT. A SALARY SURVEY IS AVAILABLE FOR BOARD USE. BOARD APPROVAL IS NOTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE ALSO PROVIDED AT THE ANNUAL MEMBER MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 2559587 |
| IRS990/TotalAssetsEOYAmt | 0 | 2278863 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 2559587 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 2278863 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 5 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 201094 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 2056893 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 1799990 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 2056893 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 1799990 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 502694 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 478873 |
| IRS990/TotalOtherCompensationAmt | 0 | 1532 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 147445 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 26000 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 29828 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 147445 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 177273 |
| IRS990/TotalVolunteersCnt | 0 | 8 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 2559587 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 2278863 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 1 |
| IRS990/USAddress/CityNm | 0 | WAUKESHA |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 53187 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | N/A |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SUSAN ROSS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2625489328 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-04-23 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | 1ST CLASS EXPRESS CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | 1STC |
| ReturnHeader/Filer/EIN | 0 | 390849876 |
| ReturnHeader/Filer/PhoneNum | 0 | 2625489328 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 1 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WAUKESHA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 53187 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 461065712 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | BRENT WOOKEY CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 1512 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | LA CROSSE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 546021512 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6087920843 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-05-09 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | BRENT WOOKEY CPA |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2025-05-09T18:54:58-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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