Westconsin Credit Union

“The following persons shall be eligible for membership in this credit union: 1. Persons residing or employed in the following wisconsin counties; barron, buffalo, burnett, chippewa, clark dunn, eau claire, jackson, pepin, pierce, pine, polk, rusk, st. Croix, sawyer, taylor, trempealeau, and washburn. 2. Persons residing or employed in the following minnesota counties; anoka, chisago, dakota, goodhue, hennepin, isanti, ramsey, scott, wabasha, and washington. 3. Persons who are employees, members, or patrons of any cooperative with a principal place of business in any of the above counties in wisconsin or minnesota. 4. Persons who are employees, students, or alumni of any university located in any county listed in (b)(1) or (2) above, including uw-barron, uw-eau claire, uw-river falls, and uw-stout. 5. Persons who are employees, students or alumni of any technical college located in any county listed in (b)(1)(2) above, including chippewa valley technical college, dakota county technical college, and wisconsin indianhead technical college. 6. Members of or contributors to any alumni association or foundation associated with a university or technical college located in any county listed in (b)(1) or (2) above. 7. Any employee of this credit union. 8. Members of the immediate family of all persons eligible for membership.”

“The organization has members who elect members of the governing body annually. The members have the ability (with three-fourths vote) to remove any directors or amend the bylaws.”

“At any meeting of the members, if the notice so indicates, a majority of members present may direct the board to do any of the following: 1. Consider implementing any policy proposed by the members. 2. Reconsider any decision of the directors, officers, or committees.”

“The vp of accounting and lead accountant accumulates all 990 and 990-t information, including the ubit calculations and provides to the organization's tax preparer to provide the tax returns. These documents are reviewed by the cfo. The 990 and the 990-t are reviewed by the governing body and senior management prior to submission to the internal revenue service.”

“The organization's conflict of interest policy covers all employees and board members. It is reviewed annually by the governing body and employees. The governing body verifies employees are in compliance with conflict of interest policy. Conflicts of interest are determined at the ceo, corporate officers, and the board level if necessary. The conflict of interest policy covers all restrictions arising if a conflict of interest exists.”

“The credit union receives several annual salary surveys and subscribes to services from a company specializing in compensation to review pay structure and continually provide the credit union with annual pay comparisons to similar positions in the industry. The organization's board of directors has final approval over the ceo's compensation. The board of directors also discuss and approve the compensation for the remaining executive level positions.”

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

“Change in other comprehensive income 62,344.”