Civic Intelligence

Verve Credit Union

EIN 39-0711674 • 501(c)14 • Oshkosh, WI

View Organization Page

Profile

A nonprofit member-owned thrift institution organized to provide financial services to individuals. Operations are primarily related to holding deposit for and making loans to members.

2900 Universal StreetOshkosh, WI 54903-3046

www.verveacu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

0.93x

Higher debt load relative to assets than 91% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Liabilities / Revenue

76th percentile

17.58x

Higher debt load relative to revenue than 76% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Net Margin

8th percentile

1.0%

Higher net margin than 8% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Top Officer Pay

32nd percentile

$727,992

Higher top officer pay than 32% of similar nonprofits.

Top officer pay equals 0.9% of source-year revenue.

$1B+ nonprofits • Source year 2024

Asset Growth

28th percentile

0.1%

Faster asset growth than 28% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2022 to 2024

Revenue Growth

31st percentile

13%

Faster revenue growth than 31% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets91st percentile

Assets

$1,536,325,468

No earlier filing loaded for comparison.

Liabilities

$1,432,095,322

No earlier filing loaded for comparison.

Net Assets

$104,230,146

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue76th percentileNet Margin8th percentile

Revenue

$81,444,360

No earlier filing loaded for comparison.

Expenses

$80,634,270

No earlier filing loaded for comparison.

Net Income

$810,090

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset Growth28th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0B$1.5B$1.0B$500M$0Assets 2010: $341,320,134Liabilities 2010: $305,485,319Net Assets 2010: $35,834,8152010Assets 2011: $360,195,120Liabilities 2011: $322,757,427Net Assets 2011: $37,437,6932011Assets 2012: $370,219,827Liabilities 2012: $329,194,802Net Assets 2012: $41,025,0252012Assets 2013: $395,227,991Liabilities 2013: $350,315,112Net Assets 2013: $44,912,8792013Assets 2015: $739,642,582Liabilities 2015: $652,550,050Net Assets 2015: $87,092,5322015Assets 2017: $914,348,252Liabilities 2017: $808,302,377Net Assets 2017: $106,045,8752017Assets 2018: $924,232,558Liabilities 2018: $808,350,878Net Assets 2018: $115,881,6802018Assets 2019: $999,667,351Liabilities 2019: $874,437,797Net Assets 2019: $125,229,5542019Assets 2020: $1,463,248,163Liabilities 2020: $1,327,083,206Net Assets 2020: $136,164,9572020Assets 2021: $1,476,413,333Liabilities 2021: $1,339,727,604Net Assets 2021: $136,685,7292021Assets 2022: $1,533,220,965Liabilities 2022: $1,432,257,841Net Assets 2022: $100,963,1242022Assets 2024: $1,536,325,468Liabilities 2024: $1,432,095,322Net Assets 2024: $104,230,1462024

Highlighted filing

2024

Assets$1,536,325,468
Liabilities$1,432,095,322
Net Assets$104,230,146
Open 2024 Filing

Operations Trend

Revenue Growth31st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100M$50M$0Expenses 2010: $19,707,3252010Expenses 2011: $18,356,5522011Expenses 2012: $16,802,9202012Revenue 2013: $19,903,729Expenses 2013: $16,015,873Net Income 2013: $3,887,8562013Revenue 2015: $34,029,682Expenses 2015: $28,284,401Net Income 2015: $5,745,2812015Revenue 2017: $46,989,347Expenses 2017: $37,257,008Net Income 2017: $9,732,3392017Revenue 2018: $53,021,311Expenses 2018: $43,191,885Net Income 2018: $9,829,4262018Revenue 2019: $56,591,545Expenses 2019: $48,224,837Net Income 2019: $8,366,7082019Revenue 2020: $63,983,551Expenses 2020: $55,053,204Net Income 2020: $8,930,3472020Revenue 2021: $59,889,219Expenses 2021: $51,157,036Net Income 2021: $8,732,1832021Revenue 2022: $63,522,788Expenses 2022: $57,220,605Net Income 2022: $6,302,1832022Revenue 2024: $81,444,360Expenses 2024: $80,634,270Net Income 2024: $810,0902024

Highlighted filing

2024

Revenue$81,444,360
Expenses$80,634,270
Net Income$810,090
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,536,325,468
Liabilities
$1,432,095,322
Net assets
$104,230,146
Revenue
$81,444,360
Expenses
$80,634,270
Net income
$810,090
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,536$1,432$104$81.4$80.6$0.81
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,533$1,432$101$63.5$57.2$6.30
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,476$1,340$137$59.9$51.2$8.73
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,463$1,327$136$64.0$55.1$8.93
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,000$874$125$56.6$48.2$8.37
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$924$808$116$53.0$43.2$9.83
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$914$808$106$47.0$37.3$9.73
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$740$653$87.1$34.0$28.3$5.75
2013Detailed filing. Detailed filing data is available for this year.$395$350$44.9$19.9$16.0$3.89
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$370$329$41.0$16.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$360$323$37.4$18.4
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$341$305$35.8$19.7
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 13, 2025
Return Version
2024v5.2
Gross Receipts
$82,822,496
Mission and Program Overview

Mission

A nonprofit member-owned thrift institution organized to provide financial services to individuals. Operations are primarily related to holding deposit for and making loans to members.

A nonprofit member-owned thrift institution organized to provide financial services to individuals. Operations are primarily related to holding deposits for and making loans to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,049,915,830$1,144,753,372▲ $94,837,542
Investments in Publicly Traded Securities$216,593,746$195,311,155▼ $21,282,591
Rtn Earn Endowment Incm Other Fnds$102,778,984$104,230,146▲ $1,451,162
Savings and Temporary Cash Investments$95,415,381$75,944,103▼ $19,471,278
Land, Buildings, and Equipment, Net$34,849,884$32,064,689▼ $2,785,195
Intangible Assets$20,912,970$20,131,396▼ $781,574
Receivables From Officers Etc$9,634,409$17,170,391▲ $7,535,982
Investments Program Related$11,448,284$11,725,185▲ $276,901
Cash and Non-Interest-Bearing Accounts$9,619,446$10,779,467▲ $1,160,021
Accounts Receivable$3,333,064$5,272,439▲ $1,939,375
Prepaid Expenses and Deferred Charges$1,447,620$2,902,902▲ $1,455,282
Investments Other Securities$290,510$369,197▲ $78,687
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,478,626,183$1,536,325,468▲ $57,699,285
Other Assets Total$25,165,039$19,901,172▼ $5,263,867
Liabilities
Other Liabilities$1,269,391,022$1,299,282,864▲ $29,891,842
Mortgage Notes Payable Secured by Investment Property$88,892,378$120,546,757▲ $31,654,379
Accounts Payable and Accrued Expenses$17,563,799$12,265,701▼ $5,298,098
Total Liabilities$1,375,847,199$1,432,095,322▲ $56,248,123
Net Assets / Fund Balance
Total Net Assets Fund Balance$102,778,984$104,230,146▲ $1,451,162
Total Liabilities and Net Assets / Fund Balance$1,478,626,183$1,536,325,468▲ $57,699,285

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$17,783,265$6,551,166$24,334,431
Equipment$3,988,385$9,024,819$13,013,204
Land$8,942,089-$8,942,089
Leasehold Improvements$1,350,950$1,350,949$2,701,899
Compensation and Service Providers
Top Officer Pay32nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kevin RalofskyPresident/CEOFT$609,466$118,526$727,992
Chris ButlerRegional President - Part YearFT$316,472$58,464$374,936
Glen StiteleyCFOFT$291,369$67,022$358,391
John HillVP of Business LendingFT$253,707$29,101$282,808
Kenneth BuksnesChief Credit OfficerFT$224,483$53,488$277,971
Mitch KimeChieif Growth OfficerFT$219,947$9,884$229,831
Rema MombergVP of Human ResourcesFT$177,410$29,140$206,550
Grant WheatVP of Risk ManagementFT$172,396$25,587$197,983
Robert KetterVP of TechnologyFT$174,580$21,708$196,288
Michael SimondsVP of Loan OperationsFT$160,802$20,593$181,395
Renee MaederVP of Sales & ServiceFT$152,781$26,966$179,747
Cari LarsenControllerFT$157,402$17,069$174,471

Board Members and Trustees

NameTitle
Victoria BeltranChairperson
Michael PollackVice Chairperson
Adrienne HartmanDirector
Brian BorchardtDirector
Christa WilliamsDirector
Jacob GoszDirector
Tony MayhughDirector
Kevin BornemannSecretary
Erin WintersTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Business Lending Group LLCBusiness Lending Processor/cuso2350 N CASALOMA DR SUITE 100, Appleton, WI 54913$824,504
Engage Fi LLCConsulant/project Management5550 W EXECUTIVE DR SUITE 540, Tampa, FL 33609$782,500
Mortgage Cadence LLCMortgage Software500 W MADISON ST, Chicago, IL 60661$179,510
Alm First Group LLCRecruiting/compensation Analysis3800 MAPLE AVE SUITE 600, Dallas, TX 75219$155,294
Marco TechnologiesIt Support/consultantNW 7128 PO BOX 1450, Minneapolis, MN 55485$107,262
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$72,573,364
Investment Income
$8,810,685
Other Revenue
$60,311
Change in Net Assets
$810,090

Audited Revenue Reconciliation

Revenue per Audited Statements
$81,444,360
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$81,444,360
Total Revenue per Form 990
$81,444,360
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$57,680,721
Salaries, Compensation, and Employee Benefits$22,953,549
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$15,111,633
Office Expenses---$5,501,436
Interest---$5,391,098
Current Officers, Directors, Trustees, and Key Employees---$3,561,683
Occupancy---$3,084,501
Depreciation Depletion---$2,977,837
Other Employee Benefits---$2,442,132
Information Technology---$2,422,359
Fees for Services Legal---$2,389,973
Advertising---$1,745,247
Other Expenses---$1,415,550
Payroll Taxes---$1,306,672
Pension Plan Contributions---$531,429
Fees for Services Accounting---$332,890
Travel---$224,180
Fees for Services Management---$24,000
Total Functional Expenses$0$0$0$80,634,270

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$80,634,270
Total Expenses per Audited Statements$80,634,270
Total Expenses per Form 990$80,634,270
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$9,634,409$17,170,391▲ $7,535,982
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Demand Deposits$1,297,325,944
Lease Liability - Right of Use$1,956,920
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Members are individuals that meet the field of membership requirements who have depostis with the credit union.”

Form 990, Part VI, Section A, Line 7A

“Board of directors is elected by members.”

Form 990, Part VI, Section A, Line 7B

“Per the by-laws, certain decisions require membership approval.”

Form 990, Part VI, Section B, Line 11B

“BOARD MEETING REVIEW”

Form 990, Part VI, Section B, Line 12C

“Discussion in board minutes”

Form 990, Part VI, Section B, Line 15

“Use cues/ceo & executive surveys and analysis, and the board reviews the information for the ceo.”

Form 990, Part VI, Section C, Line 19

“AVAILABLE UPON REQUEST.”

Filing and Contact Details

Filer

Filer Name
Verve Credit Union
EIN
39-0711674
Phone
8004489228
Address
2900 UNIVERSAL STREET, OSHKOSH, WI 54903-3046

Signing Officer

Name
Glen Stiteley
Title
Chief Financial Officer
Phone
8004489228
Signed
2025-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kevin Ralofsky
Formed
1937
Legal Domicile
Wi
Voting Board Members
8
Independent Board Members
8
Employees
299
Volunteers
0

Preparer

Firm
Plante & Moran Pllc
Address
750 TRADE CENTRE WAY STE 300, PORTAGE, MI 49002
Preparer
Joshua Nitz CPA
Phone
2695674500
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The organization has not changed the oversight process since the prior year.”

Financial Statement Notes

PART IV, LINE 2B:

“Escrow accounts are maintained for home equity loans.”

PART X, LINE 2:

“In accordance with guidance on accounting for uncertainty in income taxes, management evaluated the credit union's tax position and does not believe the credit union has any uncertain tax positions that require disclosure or adjustment to the financial statements.”

Raw XML AppendixShowing 400 of 816 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt017563799
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt012265701
IRS990/AccountsReceivableGrp/BOYAmt03333064
IRS990/AccountsReceivableGrp/EOYAmt05272439
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0A NONPROFIT MEMBER-OWNED THRIFT INSTITUTION ORGANIZED TO PROVIDE FINANCIAL SERVICES TO INDIVIDUALS. OPERATIONS ARE PRIMARILY RELATED TO HOLDING DEPOSITS FOR AND MAKING LOANS TO MEMBERS.
IRS990/AdvertisingGrp/TotalAmt01745247
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0GLEN STITELEY
IRS990/BooksInCareOfDetail/PhoneNum08004489228
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02900 UNIVERSAL ST PO BOX 3046
IRS990/BooksInCareOfDetail/USAddress/CityNm0OSHKOSH
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd054902
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt09619446
IRS990/CashNonInterestBearingGrp/EOYAmt010779467
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt05
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt03561683
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0824504
IRS990/ContractorCompensationGrp/CompensationAmt1782500
IRS990/ContractorCompensationGrp/CompensationAmt2179510
IRS990/ContractorCompensationGrp/CompensationAmt3155294
IRS990/ContractorCompensationGrp/CompensationAmt4107262
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt02350 N CASALOMA DR SUITE 100
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt15550 W EXECUTIVE DR SUITE 540
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2500 W MADISON ST
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt33800 MAPLE AVE SUITE 600
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt4NW 7128 PO BOX 1450
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0APPLETON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1TAMPA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2CHICAGO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3DALLAS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4MINNEAPOLIS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0WI
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1FL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4MN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd054913
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd133609
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd260661
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd375219
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd455485
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0BUSINESS LENDING GROUP LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1ENGAGE FI LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2MORTGAGE CADENCE LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3ALM FIRST GROUP LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4MARCO TECHNOLOGIES
IRS990/ContractorCompensationGrp/ServicesDesc0BUSINESS LENDING PROCESSOR/CUSO
IRS990/ContractorCompensationGrp/ServicesDesc1CONSULANT/PROJECT MANAGEMENT
IRS990/ContractorCompensationGrp/ServicesDesc2MORTGAGE SOFTWARE
IRS990/ContractorCompensationGrp/ServicesDesc3RECRUITING/COMPENSATION ANALYSIS
IRS990/ContractorCompensationGrp/ServicesDesc4IT SUPPORT/CONSULTANT
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt08810685
IRS990/CYOtherExpensesAmt057680721
IRS990/CYOtherRevenueAmt060311
IRS990/CYProgramServiceRevenueAmt072573364
IRS990/CYRevenuesLessExpensesAmt0810090
IRS990/CYSalariesCompEmpBnftPaidAmt022953549
IRS990/CYTotalExpensesAmt080634270
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt081444360
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt02977837
IRS990/Desc0HOLDING DEPOSITS FOR AND MAKING LOANS TO MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0299
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0332890
IRS990/FeesForServicesLegalGrp/TotalAmt02389973
IRS990/FeesForServicesManagementGrp/TotalAmt024000
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt120.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt130.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt150.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt160.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt170.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt180.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt190.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt200.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2040.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt949526
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1036136
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt119884
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1228363
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1316192
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1431343
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1510014
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1610326
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1711678
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1819408
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1910530
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt208830
IRS990/Form990PartVIISectionAGrp/PersonNm0VICTORIA BELTRAN
IRS990/Form990PartVIISectionAGrp/PersonNm1MICHAEL POLLACK
IRS990/Form990PartVIISectionAGrp/PersonNm2ERIN WINTERS
IRS990/Form990PartVIISectionAGrp/PersonNm3KEVIN BORNEMANN
IRS990/Form990PartVIISectionAGrp/PersonNm4BRIAN BORCHARDT
IRS990/Form990PartVIISectionAGrp/PersonNm5JACOB GOSZ
IRS990/Form990PartVIISectionAGrp/PersonNm6ADRIENNE HARTMAN
IRS990/Form990PartVIISectionAGrp/PersonNm7TONY MAYHUGH
IRS990/Form990PartVIISectionAGrp/PersonNm8CHRISTA WILLIAMS
IRS990/Form990PartVIISectionAGrp/PersonNm9KEVIN RALOFSKY
IRS990/Form990PartVIISectionAGrp/PersonNm10GLEN STITELEY
IRS990/Form990PartVIISectionAGrp/PersonNm11MITCH KIME
IRS990/Form990PartVIISectionAGrp/PersonNm12KENNETH BUKSNES
IRS990/Form990PartVIISectionAGrp/PersonNm13JOHN HILL
IRS990/Form990PartVIISectionAGrp/PersonNm14CHRIS BUTLER
IRS990/Form990PartVIISectionAGrp/PersonNm15REMA MOMBERG
IRS990/Form990PartVIISectionAGrp/PersonNm16ROBERT KETTER
IRS990/Form990PartVIISectionAGrp/PersonNm17RENEE MAEDER
IRS990/Form990PartVIISectionAGrp/PersonNm18GRANT WHEAT
IRS990/Form990PartVIISectionAGrp/PersonNm19MICHAEL SIMONDS
IRS990/Form990PartVIISectionAGrp/PersonNm20CARI LARSEN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9678466
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10322255
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11219947
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12249608
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13266616
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14343593
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15196536
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16185962
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17168069
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18178575
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19170865
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20165641
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt11CHIEIF GROWTH OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHIEF CREDIT OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP OF BUSINESS LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt14REGIONAL PRESIDENT - PART YEAR
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP OF HUMAN RESOURCES
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP OF TECHNOLOGY
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP OF SALES & SERVICE
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP OF RISK MANAGEMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP OF LOAN OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt20CONTROLLER
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01937
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0311742
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt01689878
IRS990/GrossReceiptsAmt082822496
IRS990/GrossRentsGrp/RealAmt060311
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt020
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt02422359
IRS990/IntangibleAssetsGrp/BOYAmt020912970
IRS990/IntangibleAssetsGrp/EOYAmt020131396
IRS990/InterestGrp/TotalAmt05391098
IRS990/InvestmentIncomeGrp/ExclusionAmt08498943
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt08498943
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0290510
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0369197
IRS990/InvestmentsProgramRelatedGrp/BOYAmt011448284
IRS990/InvestmentsProgramRelatedGrp/EOYAmt011725185
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0216593746
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0195311155
IRS990/IRPDocumentCnt029655
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt016926934
IRS990/LandBldgEquipBasisNetGrp/BOYAmt034849884
IRS990/LandBldgEquipBasisNetGrp/EOYAmt032064689
IRS990/LandBldgEquipCostOrOtherBssAmt048991623
IRS990/LegalDomicileStateCd0WI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt01378136
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0A NONPROFIT MEMBER-OWNED THRIFT INSTITUTION ORGANIZED TO PROVIDE FINANCIAL SERVICES TO INDIVIDUALS. OPERATIONS ARE PRIMARILY RELATED TO HOLDING DEPOSIT FOR AND MAKING LOANS TO MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt088892378
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0120546757
IRS990/NetAssetsOrFundBalancesBOYAmt0102778984
IRS990/NetAssetsOrFundBalancesEOYAmt0104230146
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0311742
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0311742
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt060311
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt060311
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0641072
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt03084501
IRS990/OfficeExpensesGrp/TotalAmt05501436
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt025165039
IRS990/OtherAssetsTotalGrp/EOYAmt019901172
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02442132
IRS990/OtherExpensesGrp/Desc0DIVIDENDS ON SHARES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3OUTSIDE SERVICES
IRS990/OtherExpensesGrp/TotalAmt025040118
IRS990/OtherExpensesGrp/TotalAmt15172225
IRS990/OtherExpensesGrp/TotalAmt21959307
IRS990/OtherExpensesGrp/TotalAmt31415550
IRS990/OtherLiabilitiesGrp/BOYAmt01269391022
IRS990/OtherLiabilitiesGrp/EOYAmt01299282864
IRS990/OtherSalariesAndWagesGrp/TotalAmt015111633
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01049915830
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01144753372
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01306672
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0531429
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01447620
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02902902
IRS990/PrincipalOfficerNm0KEVIN RALOFSKY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1INTERCHANGE
IRS990/ProgramServiceRevenueGrp/Desc2FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3INSURANCE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt059460418
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt15885326
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt25291552
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3981965
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt059460418
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15885326
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt25397414
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31167863
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0105862
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1185898
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt08357378

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)14 • $1B+ nonprofits