Liabilities / Assets
29th percentile
Higher debt load relative to assets than 29% of similar nonprofits.
990 • Fiscal year 2016 • EIN 39-0269470
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
29th percentile
Higher debt load relative to assets than 29% of similar nonprofits.
Liabilities / Revenue
35th percentile
Higher debt load relative to revenue than 35% of similar nonprofits.
Net Margin
89th percentile
Higher net margin than 89% of similar nonprofits.
Top Officer Pay
42nd percentile
Higher top officer pay than 42% of similar nonprofits.
Top officer pay equals 2.7% of source-year revenue.
Asset Growth
88th percentile
Faster asset growth than 88% of similar nonprofits.
Revenue Growth
91st percentile
Faster revenue growth than 91% of similar nonprofits.
Assets
Up$132,381,629
Up $12,372,380 (+10%) from 2015
Net Assets
Up$17,052,458
Up $1,515,982 (+9.8%) from 2015
Liabilities
Up$115,329,171
Up $10,856,398 (+10%) from 2015
Revenue
Up$7,018,331
Up $967,643 (+16%) from 2015
Expenses
Up$5,502,349
Up $832,202 (+18%) from 2015
Net Income
Up$1,515,982
Up $135,441 (+9.8%) from 2015
None
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $107,637,444 | $118,576,429 | ▲ $10,938,985 |
| Rtn Earn Endowment Incm Other Fnds | $15,536,476 | $17,052,458 | ▲ $1,515,982 |
| Savings and Temporary Cash Investments | $3,829,223 | $4,683,923 | ▲ $854,700 |
| Cash and Non-Interest-Bearing Accounts | $2,531,040 | $2,825,966 | ▲ $294,926 |
| Land, Buildings, and Equipment, Net | $2,606,660 | $2,558,770 | ▼ $47,890 |
| Investments Program Related | $1,456,084 | $1,603,052 | ▲ $146,968 |
| Prepaid Expenses and Deferred Charges | $1,132,476 | $1,335,594 | ▲ $203,118 |
| Accounts Receivable | $584,486 | $545,440 | ▼ $39,046 |
| Total Assets | $120,009,249 | $132,381,629 | ▲ $12,372,380 |
| Other Assets Total | $231,836 | $252,455 | ▲ $20,619 |
| Liabilities | |||
| Other Liabilities | $103,928,319 | $114,647,995 | ▲ $10,719,676 |
| Accounts Payable and Accrued Expenses | $544,454 | $681,176 | ▲ $136,722 |
| Total Liabilities | $104,472,773 | $115,329,171 | ▲ $10,856,398 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $15,536,476 | $17,052,458 | ▲ $1,515,982 |
| Total Liabilities and Net Assets / Fund Balance | $120,009,249 | $132,381,629 | ▲ $12,372,380 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,891,470 | $1,035,692 | $2,927,162 |
| Equipment | $161,037 | $701,013 | $862,050 |
| Land | $452,271 | - | $452,271 |
| Other Land Buildings | $53,992 | $7,985 | $61,977 |
| Investment Program Related Org | $530,560 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jack Gill | President | FT | $166,449 | $19,706 | $186,155 |
| Name | Title |
|---|---|
| Dave Waller | Chairman |
| Richard Lindeman | Vice-Chair |
| Barb Hughes | Director |
| David Elmer | Director |
| Duane Neuendorf | Director |
| James Petzrick | Director |
| Mary Ann Flavin | Director |
| Roger Allen | Director |
| Wayne Udulutch | Director |
| Kathy Holmes | Secretary |
| Dennis Dreikosen | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $3,054,896 |
| Salaries, Compensation, and Employee Benefits | $2,447,453 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,772,570 |
| Information Technology | - | - | - | $761,859 |
| Other Employee Benefits | - | - | - | $283,609 |
| Office Expenses | - | - | - | $278,024 |
| Occupancy | - | - | - | $178,208 |
| Depreciation Depletion | - | - | - | $169,450 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $166,449 |
| Advertising | - | - | - | $151,125 |
| Payroll Taxes | - | - | - | $144,841 |
| Fees for Services Other | - | - | - | $96,271 |
| Pension Plan Contributions | - | - | - | $79,984 |
| Travel | - | - | - | $44,692 |
| Insurance | - | - | - | $39,792 |
| Other Expenses | - | $39,152 | - | $39,152 |
| Payments to Affiliates | - | - | - | $36,674 |
| All Other Expenses | - | - | - | $29,728 |
| Fees for Services Accounting | - | - | - | $18,000 |
| Fees for Services Legal | - | - | - | $6,643 |
| Total Functional Expenses | $0 | $0 | $0 | $5,502,349 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $114,647,995 |
“The organization is consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”
“The Board of Directors is elected by the membership utilizing their one vote per member.”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”
“Management reviews the prepared 990 and then is presented to the Board for review before it is filed.”
“Annual review with employees”
“Annual board review.”
“Annual performance review.”
“We post our Financial Statements in the lobby annually.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 544454 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 681176 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 584486 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 545440 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | None |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 151125 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 29728 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Jack Gill |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6083629077 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1702 Park Avenue |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Beloit |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 53511 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2531040 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2825966 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 166449 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 60767 |
| IRS990/CYOtherExpensesAmt | 0 | 3054896 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 6957564 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1515982 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2447453 |
| IRS990/CYTotalExpensesAmt | 0 | 5502349 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 7018331 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 169450 |
| IRS990/Desc | 0 | We funded $83,066,210 in loans during 2016. As of 12/31/2016, we had $8,387,025 in mortgages/home equity lines and $109,931,453 in consumer loans. We also had 1,989 credit card accounts with our members at 12/31. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 88 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 18000 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 6643 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 96271 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 19706 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Richard Lindeman |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Dennis Dreikosen |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Kathy Holmes |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Barb Hughes |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | James Petzrick |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Duane Neuendorf |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | David Elmer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Mary Ann Flavin |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Roger Allen |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Wayne Udulutch |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Dave Waller |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Jack Gill |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 166449 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Vice-Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | President |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1933 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 9000 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 11 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 9000 |
| IRS990/GrossReceiptsAmt | 0 | 7018331 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 11 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 761859 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 39792 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 51767 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 51767 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 1456084 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 1603052 |
| IRS990/IRPDocumentCnt | 0 | 1896 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1744690 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2606660 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2558770 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4303460 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | None |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 15536476 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 17052458 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 9000 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 9000 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 178208 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 278024 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 231836 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 252455 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 283609 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends to Members |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan Servicing |
| IRS990/OtherExpensesGrp/Desc | 2 | Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 3 | Member Account Fees |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 598691 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 320587 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 286000 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 39152 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 598691 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 320587 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 286000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 39152 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 103928319 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 114647995 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1772570 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 107637444 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 118576429 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 36674 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 144841 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 79984 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 1132476 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 1335594 |
| IRS990/PrincipalOfficerNm | 0 | Jack Gill |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 519100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Member Fee Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Non-Member ATM Fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Insurance Sales |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4485098 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 2083790 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 264405 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 4485098 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 2083790 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 33605 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 264405 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 33605 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | We have deposit, transaction, and investment accounts with 18,099 members at 12/31. During 2016, we opened 4,928 new deposit, transaction and investment accounts. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 34210 |
| IRS990/PYOtherExpensesAmt | 0 | 2469144 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 6016478 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1380541 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2201003 |
| IRS990/PYTotalExpensesAmt | 0 | 4670147 |
| IRS990/PYTotalRevenueAmt | 0 | 6050688 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1515982 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 15536476 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 17052458 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 3829223 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 4683923 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1891470 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1035692 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2927162 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 161037 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 701013 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 862050 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 1072492 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 530560 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | NCUA Capitalization |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | MCS - Corporate Central CU |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 452271 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 452271 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 53992 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 7985 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 61977 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 114647995 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares & Deposits |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2558770 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 1603052 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 114647995 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990ScheduleJ/IdemnificationGrossUpPmtsInd | 0 | X |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 166449 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 8746 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 10960 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | Jack Gill |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | President |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 186155 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SubstantiationRequiredInd | 0 | true |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990ScheduleJ/TravelForCompanionsInd | 0 | X |
| IRS990ScheduleJ/WrittenEmploymentContractInd | 0 | X |
| IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd | 0 | true |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The organization is consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Board of Directors is elected by the membership utilizing their one vote per member. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Management reviews the prepared 990 and then is presented to the Board for review before it is filed. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Annual review with employees |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Annual board review. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Annual performance review. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | We post our Financial Statements in the lobby annually. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | CEO executive director top management comp Part VI line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other officer or key employee compensation Part VI line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 120009249 |
| IRS990/TotalAssetsEOYAmt | 0 | 132381629 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 120009249 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 132381629 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 88 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 5502349 |
| IRS990/TotalGrossUBIAmt | 0 | 33605 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 104472773 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 115329171 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 104472773 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 115329171 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 15536476 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 17052458 |
| IRS990/TotalOtherCompensationAmt | 0 | 19706 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 90666 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 90666 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 6957564 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 166449 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 60767 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 6923959 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 7018331 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 33605 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 120009249 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 132381629 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/TotalAmt | 0 | 44692 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 11 |
| IRS990/VotingMembersIndependentCnt | 0 | 11 |
| IRS990/WebsiteAddressTxt | 0 | www.firstccu.com |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Jack Gill |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6083629077 |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.
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