Civic Intelligence

Eau Claire Area Chamber of Commerce

EIN 39-0255585 • 501(c)6 • Eau Claire, WI

View Organization Page

Profile

The eau claire area chamber of commerce, a not-for-profit business membership organization with steady membership around 1,220 members, is the advocate of business striving to enhance and protect the business environment and quality of life for the benefit of our members and the eau claire area. For the smallest organization to the largest business employers in the area, the eau claire chamber offers networking events, involvement in public affairs, marketing opportunities, educational programs, and numerous other programs and services.

101 N Farwell Street Suite 101Eau Claire, WI 54703

www.eauclairechamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

98th percentile

1.39x

Higher debt load relative to assets than 98% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

83rd percentile

0.51x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Net Margin

31st percentile

-1.0%

Higher net margin than 31% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

59th percentile

$167,569

Higher top officer pay than 59% of similar nonprofits.

Top officer pay equals 14.1% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Asset Growth

15th percentile

-9.9%

Faster asset growth than 15% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

52nd percentile

6.1%

Faster revenue growth than 52% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets98th percentile

Assets

Down

$436,801

Down $47,993 (-9.9%) from 2024

Liabilities

Down

$608,114

Down $36,374 (-5.6%) from 2024

Net Assets

Down

-$171,313

Down $11,619 (-7.3%) from 2024

Operations
Liabilities / Revenue83rd percentileNet Margin31st percentile

Revenue

Up

$1,191,248

Up $68,943 (+6.1%) from 2024

Expenses

Up

$1,202,867

Up $73,129 (+6.5%) from 2024

Net Income

Down

-$11,619

Down $4,186 (-56%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth15th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0-$500KAssets 2011: $606,050Liabilities 2011: $118,457Net Assets 2011: $487,5932011Assets 2012: $624,435Liabilities 2012: $182,685Net Assets 2012: $441,7502012Assets 2013: $571,311Liabilities 2013: $146,350Net Assets 2013: $424,9612013Assets 2014: $727,456Liabilities 2014: $702,566Net Assets 2014: $24,8902014Assets 2015: $763,118Liabilities 2015: $748,022Net Assets 2015: $15,0962015Assets 2016: $798,356Liabilities 2016: $766,566Net Assets 2016: $31,7902016Assets 2017: $826,070Liabilities 2017: $795,224Net Assets 2017: $30,8462017Assets 2018: $672,395Liabilities 2018: $656,329Net Assets 2018: $16,0662018Assets 2019: $635,663Liabilities 2019: $638,268Net Assets 2019: -$2,6052019Assets 2020: $550,288Liabilities 2020: $597,284Net Assets 2020: -$46,9962020Assets 2021: $626,702Liabilities 2021: $661,034Net Assets 2021: -$34,3322021Assets 2022: $558,620Liabilities 2022: $484,262Net Assets 2022: $74,3582022Assets 2023: $570,176Liabilities 2023: $722,437Net Assets 2023: -$152,2612023Assets 2024: $484,794Liabilities 2024: $644,488Net Assets 2024: -$159,6942024Assets 2025: $436,801Liabilities 2025: $608,114Net Assets 2025: -$171,3132025

Highlighted filing

2025

Assets$436,801
Liabilities$608,114
Net Assets-$171,313
Open 2025 Filing

Operations Trend

Revenue Growth52nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2011: $958,5592011Expenses 2012: $959,8912012Revenue 2013: $969,736Expenses 2013: $986,525Net Income 2013: -$16,7892013Revenue 2014: $1,014,074Expenses 2014: $1,111,949Net Income 2014: -$97,8752014Revenue 2015: $1,090,462Expenses 2015: $1,200,988Net Income 2015: -$110,5262015Revenue 2016: $1,125,068Expenses 2016: $1,209,106Net Income 2016: -$84,0382016Revenue 2017: $1,136,844Expenses 2017: $1,137,787Net Income 2017: -$9432017Revenue 2018: $1,147,617Expenses 2018: $1,162,397Net Income 2018: -$14,7802018Revenue 2019: $1,193,192Expenses 2019: $1,211,863Net Income 2019: -$18,6712019Revenue 2020: $1,141,690Expenses 2020: $1,186,081Net Income 2020: -$44,3912020Revenue 2021: $989,137Expenses 2021: $976,473Net Income 2021: $12,6642021Revenue 2022: $1,421,159Expenses 2022: $1,312,469Net Income 2022: $108,6902022Revenue 2023: $1,072,175Expenses 2023: $1,298,794Net Income 2023: -$226,6192023Revenue 2024: $1,122,305Expenses 2024: $1,129,738Net Income 2024: -$7,4332024Revenue 2025: $1,191,248Expenses 2025: $1,202,867Net Income 2025: -$11,6192025

Highlighted filing

2025

Revenue$1,191,248
Expenses$1,202,867
Net Income-$11,619
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$436,801
Liabilities
$608,114
Net assets
-$171,313
Revenue
$1,191,248
Expenses
$1,202,867
Net income
-$11,619
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.44$0.61$0.17$1.19$1.20$0.01
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.48$0.64$0.16$1.12$1.13$0.01
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.57$0.72$0.15$1.07$1.30$0.23
2022Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$0.56$0.48$0.07$1.42$1.31$0.11
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.63$0.66$0.03$0.99$0.98$0.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.55$0.60$0.05$1.14$1.19$0.04
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.64$0.64$0.00$1.19$1.21$0.02
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.67$0.66$0.02$1.15$1.16$0.01
2017Summary only. Only limited summary data is available for this year.$0.83$0.80$0.03$1.14$1.14$0.00
2016Detailed filing. Detailed filing data is available for this year.$0.80$0.77$0.03$1.13$1.21$0.08
2015Detailed filing. Detailed filing data is available for this year.$0.76$0.75$0.02$1.09$1.20$0.11
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.73$0.70$0.02$1.01$1.11$0.10
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.57$0.15$0.42$0.97$0.99$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.62$0.18$0.44$0.96
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.61$0.12$0.49$0.96
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2024 to Mar 31, 2025
Signed
Oct 15, 2025
Return Version
2024v5.2
Gross Receipts
$1,191,248
Mission and Program Overview

Mission

The eau claire area chamber of commerce, a not-for-profit business membership organization with steady membership around 1,200 members, is the advocate of business striving to enhance and protect the business environment and quality of life for the benefit of our members and the eau claire area. For the smallest organization to the largest business employers in the area, the eau claire chamber offers networking events, involvement in public affairs, marketing opportunities, educational programs, and numerous other programs and services.

Promote, protect, foster, and advance agriculture, business, and industry in the eau claire area

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$147,063$201,024▲ $53,961
Accounts Receivable$47,725$76,301▲ $28,576
Cash and Non-Interest-Bearing Accounts$98,577$41,319▼ $57,258
Prepaid Expenses and Deferred Charges$30,988$41,225▲ $10,237
Land, Buildings, and Equipment, Net$20,680$15,997▼ $4,683
Total Assets$484,794$436,801▼ $47,993
Other Assets Total$139,761$60,935▼ $78,826
Liabilities
Deferred Revenue$455,700$496,116▲ $40,416
Other Liabilities$141,024$61,474▼ $79,550
Accounts Payable and Accrued Expenses$47,764$50,524▲ $2,760
Total Liabilities$644,488$608,114▼ $36,374
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$-159,694$-171,313▼ $11,619
Total Net Assets Fund Balance$-159,694$-171,313▼ $11,619
Total Liabilities and Net Assets / Fund Balance$484,794$436,801▼ $47,993

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$15,997$147,278$163,275
Leasehold Improvements$0$25,869$25,869
Other Assets Org$60,935--
Compensation and Service Providers
Top Officer Pay59th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
David MinorPresidentFT$150,250$17,319$167,569

Board Members and Trustees

NameTitle
Andy NeborekBoard Chair
Valerie FedieIncoming Chair
Laura TalleyPast Chair
Scott BiedermanPast Chair
Scott HoffmannPast Chair
Chancellor Jim SchmidtVice Chair
Mark FaanesVice Chair
Tracey SmiskeyVice Chair
Amy WolfeDirector
Brandon RiechersDirector
Bruce OmmenDirector
Chris FullartonDirector
Danielle StrongDirector
Emily NyquistDirector
Jason PlanteDirector
Julie ThoneyDirector
Justin ZoromskiDirector
Karen KohlerDirector
Kari TatuDirector
Kristen SchmidtDirector
Melissa PetersonDirector
Miriam GehlerDirector
Monica ObryckiDirector
Natasha Plank-ottumDirector
Paul MirrDirector
Sarah NorthDirector
Shawn KapankeDirector
Wes EscondoDirector
Bonnie KrahnAmbassador Rep
Hannah ConnorYp Rep
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,127,723
Investment Income
$3,961
Other Revenue
$59,564
Change in Net Assets
$-11,619

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,191,248
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$1,191,248
Total Revenue per Form 990
$1,191,248
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$664,802
Other Expenses$538,065
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$410,958
Current Officers, Directors, Trustees, and Key Employees---$174,186
Occupancy---$96,513
Information Technology---$46,487
Payroll Taxes---$43,442
Insurance---$38,997
Pension Plan Contributions---$36,216
Other Expenses---$26,035
All Other Expenses---$16,951
Fees for Services Accounting---$13,375
Conferences and Meetings---$13,288
Depreciation Depletion---$12,662
Office Expenses---$12,460
Travel---$11,417
Advertising---$1,644
Total Functional Expenses$0$0$0$1,202,867

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,202,867
Total Expenses per Audited Statements$1,202,867
Total Expenses per Form 990$1,202,867
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$3,237
Total Nondeductible Lobbying and Political Cost$3,237
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liablity$61,474
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 1A

“The executive committee shall be composed of the chair of the board, up to four vice chairs, the secretary/treasurer, immediate past chair of the board, and the chair-elect. The chair of the board shall serve as chair of executive committee. The president shall be a non-voting member of the executive committee. The executive committee may appoint up to three voting members on an annual basis to the board of directors. Between meetings of the board of directors, the executive committee shall act as an advisory counsel to the president and shall make suggestions or recommendations it deems necessary to the general membership. The executive committee may refer matters brought before it to a proper committee or to the board of directors.”

Form 990, Part VI, Section A, Line 6

“The chamber businesses are considered members.”

Form 990, Part VI, Section A, Line 7A

“The chamber member businesses elect the board of directors but do not approve their decisions.”

Form 990, Part VI, Section B, Line 11B

“A draft version of the 990 is given to the executive committee and board of directors who approve prior to the 990 being filed”

Form 990, Part VI, Section B, Line 12C

“Board members and staff members are required to disclose relationships of significance and/or information that may influence or impact their decisions involving but not limited to: (1) property interests, and (2) third party contractors/associated vendors (3) financial or other self-interest. Decisions to make an individual financial contribution to a candidate or issue are solely those of individual board members or staff members themselves. The board of directors, however, may request that an individual refrain from participation in a specific vote due to a conflict of interest. Violations of the code of conduct may result in disciplinary action. Discipline may include removal of a board member from office or termination of a staff member.”

Form 990, Part VI, Section B, Line 15

“The board of directors approves the executive director's compensation package. In determining the compensation, the board of directors reviews comparability data to determine reasonableness of compensation. The process described here was last completed in 2023.”

Form 990, Part VI, Section C, Line 19

“The organization's 990 is available for review upon request at the chamber office. The organization does not make financial statements and other documents available to the public.”

Filing and Contact Details

Filer

Filer Name
Eau Claire Area Chamber of Commerce
EIN
39-0255585
Phone
7158341204
Address
101 N FARWELL STREET SUITE 101, EAU CLAIRE, WI 54703

Signing Officer

Name
Andy Neborak
Title
Board President
Phone
7158341204
Signed
2025-10-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Andy Neborak
Formed
1915
Legal Domicile
Wi
Voting Board Members
30
Independent Board Members
30
Employees
19
Volunteers
600

Preparer

Firm
Cliftonlarsonallen Llp
Address
3402 OAKWOOD MALL DRIVE SUITE 100, EAU CLAIRE, WI 54701-7672
Preparer
Dawn Yarrington
Phone
7158521100
Supplemental Narrative

Additional Explanations

Part XII, Line 2C

“There has been no change in the audit oversight by the audit committee from prior years.”

Financial Statement Notes

PART X, LINE 2:

“Eau claire area chamber of commerce, inc. Is a nonprofit organization exempt from paying corporate federal income tax under section 501 (c)(6) of the internal revenue code. The chamber is also exempt from wisconsin franchise or income taxes. The chamber has evaluated its tax positions and determined it has no uncertain tax positions as of march 31, 2025.”

Raw XML AppendixShowing 400 of 605 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0PROMOTE, PROTECT, FOSTER, AND ADVANCE AGRICULTURE, BUSINESS, AND INDUSTRY IN THE EAU CLAIRE AREA
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IRS990/Form990PartVIISectionAGrp/PersonNm6KAREN KOHLER
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IRS990/Form990PartVIISectionAGrp/PersonNm17KRISTEN SCHMIDT
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IRS990/Form990PartVIISectionAGrp/PersonNm20JULIE THONEY
IRS990/Form990PartVIISectionAGrp/PersonNm21AMY WOLFE
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IRS990/Form990PartVIISectionAGrp/PersonNm23ANDY NEBOREK
IRS990/Form990PartVIISectionAGrp/PersonNm24SCOTT BIEDERMAN
IRS990/Form990PartVIISectionAGrp/PersonNm25SCOTT HOFFMANN
IRS990/Form990PartVIISectionAGrp/PersonNm26LAURA TALLEY
IRS990/Form990PartVIISectionAGrp/PersonNm27MARK FAANES
IRS990/Form990PartVIISectionAGrp/PersonNm28CHANCELLOR JIM SCHMIDT
IRS990/Form990PartVIISectionAGrp/PersonNm29TRACEY SMISKEY
IRS990/Form990PartVIISectionAGrp/PersonNm30VALERIE FEDIE
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1YP REP
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7AMBASSADOR REP
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt24PAST CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt25PAST CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt26PAST CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt27VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt28VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt29VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt30INCOMING CHAIR
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IRS990/GrantsToOrganizationsInd00
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IRS990/MissionDesc0THE EAU CLAIRE AREA CHAMBER OF COMMERCE, A NOT-FOR-PROFIT BUSINESS MEMBERSHIP ORGANIZATION WITH STEADY MEMBERSHIP AROUND 1,200 MEMBERS, IS THE ADVOCATE OF BUSINESS STRIVING TO ENHANCE AND PROTECT THE BUSINESS ENVIRONMENT AND QUALITY OF LIFE FOR THE BENEFIT OF OUR MEMBERS AND THE EAU CLAIRE AREA. FOR THE SMALLEST ORGANIZATION TO THE LARGEST BUSINESS EMPLOYERS IN THE AREA, THE EAU CLAIRE CHAMBER OFFERS NETWORKING EVENTS, INVOLVEMENT IN PUBLIC AFFAIRS, MARKETING OPPORTUNITIES, EDUCATIONAL PROGRAMS, AND NUMEROUS OTHER PROGRAMS AND SERVICES.
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IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS EXPENSE
IRS990/OtherExpensesGrp/Desc2BUSINESS SALUTES EXPENS
IRS990/OtherExpensesGrp/Desc3EAU WHAT A NIGHT
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IRS990/OtherExpensesGrp/TotalAmt163869
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IRS990/OtherRevenueMiscGrp/Desc0MEMBER TO MEMBER EMAIL
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IRS990/OtherRevenueMiscGrp/Desc2BOARD OF DIRECTORS INC
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IRS990/ProgramServiceRevenueGrp/Desc0MEMBERSHIP DUES
IRS990/ProgramServiceRevenueGrp/Desc1ALL OTHER PROGRAM
IRS990/ProgramServiceRevenueGrp/Desc2EAU WHAT A NIGHT INCOM
IRS990/ProgramServiceRevenueGrp/Desc3GOLF DAY IN EAU CLAIRE

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