Civic Intelligence

Pipefitters Local 636 Insurance Fund

EIN 38-6447252 • 501(c)9 • Troy, MI

View Organization Page

Profile

Providing health and welfare benefits

700 Tower DriveTroy, MI 48098

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

77th percentile

0.21x

Higher debt load relative to assets than 77% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

83rd percentile

0.22x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Net Margin

30th percentile

-0.1%

Higher net margin than 30% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

61st percentile

$114,738

Higher top officer pay than 61% of similar nonprofits.

Top officer pay equals 0.4% of source-year revenue.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Asset Growth

78th percentile

17%

Faster asset growth than 78% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

56th percentile

8.7%

Faster revenue growth than 56% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets77th percentile

Assets

Up

$30,340,932

Up $4,446,626 (+17%) from 2023

Liabilities

Up

$6,379,915

Up $4,072,114 (+176%) from 2023

Net Assets

Up

$23,961,017

Up $374,512 (+1.6%) from 2023

Operations
Liabilities / Revenue83rd percentileNet Margin30th percentile

Revenue

Up

$29,202,931

Up $2,344,721 (+8.7%) from 2023

Expenses

Up

$29,218,793

Up $3,709,239 (+15%) from 2023

Net Income

Down

-$15,862

Down $1,364,518 (-101%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth78th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $13,626,448Liabilities 2010: $24,962Net Assets 2010: $13,601,4862010Assets 2011: $8,186,707Liabilities 2011: $45,938Net Assets 2011: $8,140,7692011Assets 2012: $9,849,376Liabilities 2012: $106,720Net Assets 2012: $9,742,6562012Assets 2013: $9,275,750Liabilities 2013: $80,719Net Assets 2013: $9,195,0312013Assets 2014: $6,628,362Liabilities 2014: $79,349Net Assets 2014: $6,549,0132014Assets 2015: $9,135,053Liabilities 2015: $71,206Net Assets 2015: $9,063,8472015Assets 2016: $10,878,457Liabilities 2016: $85,970Net Assets 2016: $10,792,4872016Assets 2017: $13,005,470Liabilities 2017: $59,146Net Assets 2017: $12,946,3242017Assets 2018: $15,625,182Liabilities 2018: $64,797Net Assets 2018: $15,560,3852018Assets 2019: $17,706,197Liabilities 2019: $50,199Net Assets 2019: $17,655,9982019Assets 2020: $19,968,828Liabilities 2020: $212,781Net Assets 2020: $19,756,0472020Assets 2021: $23,454,814Liabilities 2021: $127,060Net Assets 2021: $23,327,7542021Assets 2022: $24,706,016Liabilities 2022: $4,708,102Net Assets 2022: $19,997,9142022Assets 2023: $25,894,306Liabilities 2023: $2,307,801Net Assets 2023: $23,586,5052023Assets 2024: $30,340,932Liabilities 2024: $6,379,915Net Assets 2024: $23,961,0172024

Highlighted filing

2024

Assets$30,340,932
Liabilities$6,379,915
Net Assets$23,961,017
Open 2024 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $26,844,1282010Expenses 2011: $25,508,5702011Revenue 2012: $20,926,698Expenses 2012: $19,324,811Net Income 2012: $1,601,8872012Revenue 2013: $18,997,823Expenses 2013: $19,545,448Net Income 2013: -$547,6252013Revenue 2014: $17,608,802Expenses 2014: $20,254,820Net Income 2014: -$2,646,0182014Revenue 2015: $21,389,803Expenses 2015: $18,819,912Net Income 2015: $2,569,8912015Revenue 2016: $23,143,238Expenses 2016: $21,442,751Net Income 2016: $1,700,4872016Revenue 2017: $26,408,892Expenses 2017: $24,215,228Net Income 2017: $2,193,6642017Revenue 2018: $26,071,885Expenses 2018: $23,279,818Net Income 2018: $2,792,0672018Revenue 2019: $23,811,016Expenses 2019: $22,549,048Net Income 2019: $1,261,9682019Revenue 2020: $23,705,148Expenses 2020: $21,846,470Net Income 2020: $1,858,6782020Revenue 2021: $25,211,655Expenses 2021: $22,091,583Net Income 2021: $3,120,0722021Revenue 2022: $25,971,223Expenses 2022: $24,506,882Net Income 2022: $1,464,3412022Revenue 2023: $26,858,210Expenses 2023: $25,509,554Net Income 2023: $1,348,6562023Revenue 2024: $29,202,931Expenses 2024: $29,218,793Net Income 2024: -$15,8622024

Highlighted filing

2024

Revenue$29,202,931
Expenses$29,218,793
Net Income-$15,862
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$30,340,932
Liabilities
$6,379,915
Net assets
$23,961,017
Revenue
$29,202,931
Expenses
$29,218,793
Net income
-$15,862
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$30.3$6.38$24.0$29.2$29.2$0.02
2023Detailed filing. Detailed filing data is available for this year.$25.9$2.31$23.6$26.9$25.5$1.35
2022Detailed filing. Detailed filing data is available for this year.$24.7$4.71$20.0$26.0$24.5$1.46
2021Detailed filing. Detailed filing data is available for this year.$23.5$0.13$23.3$25.2$22.1$3.12
2020Detailed filing. Detailed filing data is available for this year.$20.0$0.21$19.8$23.7$21.8$1.86
2019Detailed filing. Detailed filing data is available for this year.$17.7$0.05$17.7$23.8$22.5$1.26
2018Detailed filing. Detailed filing data is available for this year.$15.6$0.06$15.6$26.1$23.3$2.79
2017Detailed filing. Detailed filing data is available for this year.$13.0$0.06$12.9$26.4$24.2$2.19
2016Detailed filing. Detailed filing data is available for this year.$10.9$0.09$10.8$23.1$21.4$1.70
2015Detailed filing. Detailed filing data is available for this year.$9.14$0.07$9.06$21.4$18.8$2.57
2014Detailed filing. Detailed filing data is available for this year.$6.63$0.08$6.55$17.6$20.3$2.65
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.28$0.08$9.20$19.0$19.5$0.55
2012Summary only. Only limited summary data is available for this year.$9.85$0.11$9.74$20.9$19.3$1.60
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.19$0.05$8.14$25.5
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.6$0.02$13.6$26.8
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Sep 1, 2023 to Aug 31, 2024
Signed
Jun 5, 2025
Return Version
2023v6.0
Gross Receipts
$30,752,869
Mission and Program Overview

Mission

Providing health and welfare benefits

The pipefitters local 636 insurance fund is crafted for the purpose of providing health and welfare benefits to the members and their beneficiaries under a collectively bargained agreement, on behalf of the pipefitters local no. 636, in compliance with the taft-hartly act.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$15,598,263$16,524,083▲ $925,820
Cash and Non-Interest-Bearing Accounts$8,019,221$5,918,659▼ $2,100,562
Savings and Temporary Cash Investments$53,417$5,562,187▲ $5,508,770
Accounts Receivable$2,207,346$2,319,241▲ $111,895
Prepaid Expenses and Deferred Charges$16,059$16,762▲ $703
Total Assets$25,894,306$30,340,932▲ $4,446,626
Liabilities
Other Liabilities$1,406,663$5,852,839▲ $4,446,176
Accounts Payable and Accrued Expenses$901,138$527,076▼ $374,062
Total Liabilities$2,307,801$6,379,915▲ $4,072,114
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$23,586,505$23,961,017▲ $374,512
Total Net Assets Fund Balance$23,586,505$23,961,017▲ $374,512
Total Liabilities and Net Assets / Fund Balance$25,894,306$30,340,932▲ $4,446,626
Compensation and Service Providers
Top Officer Pay61st percentile

Employees

NameTitleOtherTotal
Larry KrisniskiChairman$114,738$114,738
Antoni SievertTrustee$113,489$113,489

Board Members and Trustees

NameTitle
Christopher FreemanTrustee
Jake RegitsTrustee
Michael FlesherTrustee
John GreenSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Delta DentalDental Insuranc4100 OKEMOS RD, SUITE 300, Okemos, MI 48864$1,180,964
The Union Labor Life Insurance CoInsurance8403 COLESVILLE RD, Silver Spring, MD 20910$798,528
Benesys INCTpa700 TOWER DRIVE, Troy, MI 48098$527,575
Metropolitan Life Insurance CoInsurance200 PARK AVENUE, New York, NY 10166$224,043
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$28,382,287
Investment Income
$719,796
Other Revenue
$100,848
Change in Net Assets
$-15,862

Audited Revenue Reconciliation

Revenue per Audited Statements
$29,202,931
Revenue Not Reported on Form 990
$390,374
Total Revenue per Audited Statements
$29,593,305
Total Revenue per Form 990
$29,202,931
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,641,305
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$27,577,488--$27,577,488
Fees for Services Management-$1,325,078-$1,325,078
Office Expenses-$142,785-$142,785
Fees for Services Legal-$63,095-$63,095
Fees for Service Investment Mgmnt Fees-$29,633-$29,633
Other Expenses-$27,601-$27,601
Insurance-$19,048-$19,048
Fees for Services Accounting-$13,785-$13,785
Fees for Services Other-$10,242-$10,242
Conferences and Meetings-$8,140-$8,140
Advertising-$1,898-$1,898
Total Functional Expenses$27,577,488$1,641,305$0$29,218,793

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$29,218,793
Total Expenses per Audited Statements$29,218,793
Total Expenses per Form 990$29,218,793
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Ibnr$5,852,839
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Page 6, Part VI, Line 3

“Management of day to day operations is done by benesys, inc. Under a third party administrator contract.”

Form 990, Page 6, Part VI, Line 11B

“Form 990 is prepared by the cpa and forwarded to the board of trustees, tpa and attorney, for review prior to signature of the form 8879-te”

Form 990, Page 6, Part VI, Line 19

“Governing documents are made available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Pipefitters Local No 636
EIN
38-6447252
Phone
2488139800
Address
700 TOWER DRIVE, TROY, MI 48098
Doing Business As
Pipefitters 636 Insurance Fund

Signing Officer

Name
Larry Krisniski
Title
Chairman
Phone
2488139800
Signed
2025-06-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Larry Krisniski
Formed
1982
Legal Domicile
Mi
Voting Board Members
6
Independent Board Members
4
Employees
68
Volunteers
4

Preparer

Firm
Bultynck & Co Pllc
Address
15985 CANAL RD, CLINTON TOWNSHIP, MI 48038-5021
Preparer
Christopher Scott Cpapfs Mst
Phone
5862867300
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“The pipefitters local 636 insurance fund is crafted for the purpose of providing health and welfare benefits to the members and their beneficiaries under a collectively bargained agreement, on behalf of the pipefitters local no. 636, in compliance with the taft-hartly act.”

Form 990, Page 1, Part I, Line 6

“Volunteers are made up of uncompensated board of trustees”

Form 990, Part XI, Line 9

“Adjustment for prior balances 0”

Raw XML AppendixShowing 400 of 1,439 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE PIPEFITTERS LOCAL 636 INSURANCE FUND IS CRAFTED FOR THE PURPOSE OF PROVIDING HEALTH AND WELFARE BENEFITS TO THE MEMBERS AND THEIR BENEFICIARIES UNDER A COLLECTIVELY BARGAINED AGREEMENT, ON BEHALF OF THE PIPEFITTERS LOCAL NO. 636, IN COMPLIANCE WITH THE TAFT-HARTLY ACT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1VOLUNTEERS ARE MADE UP OF UNCOMPENSATED BOARD OF TRUSTEES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MANAGEMENT OF DAY TO DAY OPERATIONS IS DONE BY BENESYS, INC. UNDER A THIRD PARTY ADMINISTRATOR CONTRACT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FORM 990 IS PREPARED BY THE CPA AND FORWARDED TO THE BOARD OF TRUSTEES, TPA AND ATTORNEY, FOR REVIEW PRIOR TO SIGNATURE OF THE FORM 8879-TE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ADJUSTMENT FOR PRIOR BALANCES 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
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