Civic Intelligence

Plumbers Local No 98 Insurance Fund

EIN 38-6447251 • 501(c)9 • Troy, MI

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Profile

Plumbers local 98 insurance fund is a taft-hartley multi-employer fund that provides hospital, medical, prescription, dental, life, vision, hearing, disability and other supplemental benefits on behalf of the members of plumbers local 98 and their beneficiaries and dependents prusant to the collective bargaining agreement.

Refreshing map…

700 Tower DriveTroy, MI 48098-2808

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

32nd percentile

0.00x

Higher debt load relative to assets than 32% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

32nd percentile

0.01x

Higher debt load relative to revenue than 32% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Net Margin

49th percentile

5.2%

Higher net margin than 49% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

66th percentile

$115,861

Higher top officer pay than 66% of similar nonprofits.

Top officer pay equals 0.7% of source-year revenue.

$25M-$50M nonprofits • Source year 2024

Asset Growth

81st percentile

18%

Faster asset growth than 81% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

41st percentile

4.9%

Faster revenue growth than 41% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets32nd percentile

Assets

Up

$25,974,468

Up $4,010,858 (+18%) from 2023

Liabilities

Down

$92,892

Down $17,959 (-16%) from 2023

Net Assets

Up

$25,881,576

Up $4,028,817 (+18%) from 2023

Operations
Liabilities / Revenue32nd percentileNet Margin49th percentile

Revenue

Up

$17,059,470

Up $798,451 (+4.9%) from 2023

Expenses

Up

$16,174,191

Up $1,551,536 (+11%) from 2023

Net Income

Down

$885,279

Down $753,085 (-46%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth81st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $3,761,657Liabilities 2010: $43,885Net Assets 2010: $3,717,7722010Assets 2011: $11,903,792Liabilities 2011: $35,592Net Assets 2011: $11,868,2002011Assets 2012: $18,201,372Liabilities 2012: $49,301Net Assets 2012: $18,152,0712012Assets 2013: $21,150,197Liabilities 2013: $48,170Net Assets 2013: $21,102,0272013Assets 2014: $23,042,964Liabilities 2014: $70,847Net Assets 2014: $22,972,1172014Assets 2015: $21,334,656Liabilities 2015: $53,383Net Assets 2015: $21,281,2732015Assets 2016: $19,953,061Liabilities 2016: $73,956Net Assets 2016: $19,879,1052016Assets 2017: $21,376,068Liabilities 2017: $85,040Net Assets 2017: $21,291,0282017Assets 2018: $19,982,109Liabilities 2018: $77,204Net Assets 2018: $19,904,9052018Assets 2019: $18,614,246Liabilities 2019: $105,557Net Assets 2019: $18,508,6892019Assets 2020: $20,825,151Liabilities 2020: $106,379Net Assets 2020: $20,718,7722020Assets 2021: $23,353,131Liabilities 2021: $106,268Net Assets 2021: $23,246,8632021Assets 2022: $21,054,368Liabilities 2022: $151,807Net Assets 2022: $20,902,5612022Assets 2023: $21,963,610Liabilities 2023: $110,851Net Assets 2023: $21,852,7592023Assets 2024: $25,974,468Liabilities 2024: $92,892Net Assets 2024: $25,881,5762024

Highlighted filing

2024

Assets$25,974,468
Liabilities$92,892
Net Assets$25,881,576
Open 2024 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$10M$0-$10MRevenue 2010: $12,874,556Expenses 2010: $11,609,904Net Income 2010: $1,264,6522010Expenses 2011: $8,811,6382011Expenses 2012: $9,651,8562012Revenue 2013: $12,931,542Expenses 2013: $9,981,586Net Income 2013: $2,949,9562013Revenue 2014: $13,446,861Expenses 2014: $11,576,771Net Income 2014: $1,870,0902014Revenue 2015: $14,403,558Expenses 2015: $14,029,245Net Income 2015: $374,3132015Revenue 2016: $13,208,483Expenses 2016: $16,006,415Net Income 2016: -$2,797,9322016Revenue 2017: $16,258,058Expenses 2017: $15,495,961Net Income 2017: $762,0972017Revenue 2018: $15,728,348Expenses 2018: $17,654,787Net Income 2018: -$1,926,4392018Revenue 2019: $14,682,274Expenses 2019: $16,978,789Net Income 2019: -$2,296,5152019Revenue 2020: $16,423,063Expenses 2020: $14,108,770Net Income 2020: $2,314,2932020Revenue 2021: $17,830,700Expenses 2021: $16,473,853Net Income 2021: $1,356,8472021Revenue 2022: $14,696,130Expenses 2022: $15,049,775Net Income 2022: -$353,6452022Revenue 2023: $16,261,019Expenses 2023: $14,622,655Net Income 2023: $1,638,3642023Revenue 2024: $17,059,470Expenses 2024: $16,174,191Net Income 2024: $885,2792024

Highlighted filing

2024

Revenue$17,059,470
Expenses$16,174,191
Net Income$885,279
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$25,974,468
Liabilities
$92,892
Net assets
$25,881,576
Revenue
$17,059,470
Expenses
$16,174,191
Net income
$885,279
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.0$0.09$25.9$17.1$16.2$0.89
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$22.0$0.11$21.9$16.3$14.6$1.64
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.1$0.15$20.9$14.7$15.0$0.35
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.4$0.11$23.2$17.8$16.5$1.36
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.8$0.11$20.7$16.4$14.1$2.31
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.6$0.11$18.5$14.7$17.0$2.30
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.0$0.08$19.9$15.7$17.7$1.93
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$21.4$0.09$21.3$16.3$15.5$0.76
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.0$0.07$19.9$13.2$16.0$2.80
2015Detailed filing. Detailed filing data is available for this year.$21.3$0.05$21.3$14.4$14.0$0.37
2014Detailed filing. Detailed filing data is available for this year.$23.0$0.07$23.0$13.4$11.6$1.87
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.2$0.05$21.1$12.9$9.98$2.95
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.2$0.05$18.2$9.65
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.9$0.04$11.9$8.81
2010Summary only. Only limited summary data is available for this year.$3.76$0.04$3.72$12.9$11.6$1.26
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Sep 1, 2023 to Aug 31, 2024
Signed
May 1, 2025
Return Version
2023v6.0
Gross Receipts
$17,422,925
Mission and Program Overview

Mission

Providing health and welfare benefits

The plumbers local no. 98 insurance fund is crafted for the purpose of providing hospital, medical, prescription, dental, life, vision, hearing, disability and other supplemental benefits under a collectively bargained agreement, on behalf of the plumbers local no. 98, in compliance with the taft-hartly act.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$17,636,641$21,320,025▲ $3,683,384
Cash and Non-Interest-Bearing Accounts$3,048,277$3,372,152▲ $323,875
Accounts Receivable$1,190,300$1,195,081▲ $4,781
Savings and Temporary Cash Investments$76,787$80,701▲ $3,914
Prepaid Expenses and Deferred Charges$11,605$6,509▼ $5,096
Total Assets$21,963,610$25,974,468▲ $4,010,858
Liabilities
Accounts Payable and Accrued Expenses$110,851$92,892▼ $17,959
Total Liabilities$110,851$92,892▼ $17,959
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$21,852,759$25,881,576▲ $4,028,817
Total Net Assets Fund Balance$21,852,759$25,881,576▲ $4,028,817
Total Liabilities and Net Assets / Fund Balance$21,963,610$25,974,468▲ $4,010,858
Compensation and Service Providers
Top Officer Pay66th percentile

Employees

NameTitleOtherTotal
Carlo CastiglioneFormer Trust$115,861$115,861
Jon DerooFormer Chair$114,925$114,925

Board Members and Trustees

NameTitle
John R GreenChairman
Carl EvansTrustee
Christopher FreemanTrustee
Dan NixonTrustee
Rufus HamiltonTrustee
Wade KovachFormer Trust
Gary GlaserSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Benesys INCTpa, Management700 TOWER DRIVE, SUITE 300, Troy, MI 48098$450,233
ZelisConsulting2 CROSSROADS DRIVE, Bedminster, NJ 07921$293,364
Hines & AssociatesManagement115 E HIGHLAND AVE, Elgin, IL 60120$132,010
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$16,509,576
Investment Income
$543,974
Other Revenue
$5,920
Change in Net Assets
$885,279

Audited Revenue Reconciliation

Revenue per Audited Statements
$17,059,470
Total Revenue per Audited Statements
$17,059,470
Total Revenue per Form 990
$17,059,470
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,399,671
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$14,774,520--$14,774,520
Fees for Services Other-$660,377-$660,377
Fees for Services Management-$355,952-$355,952
Office Expenses-$162,803-$162,803
Fees for Services Legal-$72,688-$72,688
Fees for Services Accounting-$36,214-$36,214
Fees for Service Investment Mgmnt Fees-$33,487-$33,487
Conferences and Meetings-$14,906-$14,906
Insurance-$12,981-$12,981
Information Technology-$4,187-$4,187
Other Expenses-$100-$100
Total Functional Expenses$14,774,520$1,399,671$0$16,174,191

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$16,174,191
Total Expenses per Audited Statements$16,174,191
Total Expenses per Form 990$16,174,191
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Page 6, Part VI, Line 3

“Benesys, inc. Is the third party administrator for the day-to-day operations of the fund.”

Form 990, Page 6, Part VI, Line 11B

“The board of trustees is presented with form 990 prior to approval.”

Form 990, Page 6, Part VI, Line 19

“Governing documents are made available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Plumbers Local 98 Insurance Fund
EIN
38-6447251
Phone
2488139800
Address
700 TOWER DRIVE, TROY, MI 48098-2808

Signing Officer

Name
Gary Glaser
Title
Secretary
Phone
2488139800
Signed
2025-05-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Gary Glaser
Formed
1982
Legal Domicile
Mi
Voting Board Members
6
Independent Board Members
6
Employees
44
Volunteers
6

Preparer

Firm
Bultynck & Co Pllc
Address
15985 CANAL RD, CLINTON TOWNSHIP, MI 48038-5021
Preparer
Christopher Scott Cpapfs Mst
Phone
5862867300
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“The plumbers local no. 98 insurance fund is crafted for the purpose of providing hospital, medical, prescription, dental, life, vision, hearing, disability and other supplemental benefits under a collectively bargained agreement, on behalf of the plumbers local no. 98, in compliance with the taft-hartly act.”

Form 990, Page 1, Part I, Line 6

“Volunteers consist of uncompensated board members.”

Form 990, Part XI, Line 9

“Prior year adjustment 1,160,555”

Raw XML Appendix370 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/USAddress/ZIPCd048098
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IRS990/CYTotalRevenueAmt017059470
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IRS990/DeductibleNonCashContriInd0false
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IRS990/Form990PartVIISectionAGrp/TitleTxt0FORMER TRUST
IRS990/Form990PartVIISectionAGrp/TitleTxt1FORMER CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2FORMER TRUST
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IRS990/GainOrLossGrp/SecuritiesAmt0211562
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IRS990/GoverningBodyVotingMembersCnt06
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IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0575017
IRS990/GrossReceiptsAmt017422925
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt06
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt04187
IRS990/InformationTechnologyGrp/TotalAmt04187
IRS990/InsuranceGrp/ManagementAndGeneralAmt012981
IRS990/InsuranceGrp/TotalAmt012981
IRS990/InvestmentIncomeGrp/ExclusionAmt0332412
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0332412
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt017636641
IRS990/InvestmentsPubTradedSecGrp/EOYAmt021320025
IRS990/IRPDocumentCnt021
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MI
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0363455
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0THE PLUMBERS LOCAL NO. 98 INSURANCE FUND IS CRAFTED FOR THE PURPOSE OF PROVIDING HOSPITAL, MEDICAL, PRESCRIPTION, DENTAL, LIFE, VISION, HEARING, DISABILITY AND OTHER SUPPLEMENTAL BENEFITS UNDER A COLLECTIVELY BARGAINED AGREEMENT, ON BEHALF OF THE PLUMBERS LOCAL NO. 98, IN COMPLIANCE WITH THE TAFT-HARTLY ACT.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt021852759
IRS990/NetAssetsOrFundBalancesEOYAmt025881576
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0211562
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0211562
IRS990/NetUnrlzdGainsLossesInvstAmt01982983
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt021852759
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt025881576
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0162803
IRS990/OfficeExpensesGrp/TotalAmt0162803
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt01160555
IRS990/OtherExpensesGrp/Desc0CLAIMS TAXES AND FEES
IRS990/OtherExpensesGrp/Desc1FUNDING TO JAC
IRS990/OtherExpensesGrp/Desc2CLINIC INCENTIVES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt023660
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt122316
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2100
IRS990/OtherExpensesGrp/TotalAmt023660
IRS990/OtherExpensesGrp/TotalAmt122316
IRS990/OtherExpensesGrp/TotalAmt2100
IRS990/OtherRevenueMiscGrp/BusinessCd0525100
IRS990/OtherRevenueMiscGrp/BusinessCd1525100
IRS990/OtherRevenueMiscGrp/Desc0PAY PLUS RECOVERIES
IRS990/OtherRevenueMiscGrp/Desc1CLASS ACTION LAWSUITS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt03348
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt12572
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt03348
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt12572
IRS990/OtherRevenueTotalAmt05920
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt011605
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt06509
IRS990/PrincipalOfficerNm0GARY GLASER
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0525100
IRS990/ProgramServiceRevenueGrp/BusinessCd1525100
IRS990/ProgramServiceRevenueGrp/Desc0EMPLOYER CONTRIBUTIONS
IRS990/ProgramServiceRevenueGrp/Desc1SELF PAYMENT CONTRIBUTIONS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt014596320
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11913256
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt014596320
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11913256
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt013487648
IRS990/PYInvestmentIncomeAmt0404249
IRS990/PYOtherExpensesAmt01135007
IRS990/PYOtherRevenueAmt0417714
IRS990/PYProgramServiceRevenueAmt015439056
IRS990/PYRevenuesLessExpensesAmt01638364
IRS990/PYTotalExpensesAmt014622655
IRS990/PYTotalRevenueAmt016261019
IRS990/ReconcilationRevenueExpnssAmt0885279
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt076787
IRS990/SavingsAndTempCashInvstGrp/EOYAmt080701
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesSubtotalAmt016174191
IRS990ScheduleD/RevenueSubtotalAmt017059470
IRS990ScheduleD/TotalExpensesPerForm990Amt016174191
IRS990ScheduleD/TotalRevenuePerForm990Amt017059470
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt017059470
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt016174191
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE PLUMBERS LOCAL NO. 98 INSURANCE FUND IS CRAFTED FOR THE PURPOSE OF PROVIDING HOSPITAL, MEDICAL, PRESCRIPTION, DENTAL, LIFE, VISION, HEARING, DISABILITY AND OTHER SUPPLEMENTAL BENEFITS UNDER A COLLECTIVELY BARGAINED AGREEMENT, ON BEHALF OF THE PLUMBERS LOCAL NO. 98, IN COMPLIANCE WITH THE TAFT-HARTLY ACT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1VOLUNTEERS CONSIST OF UNCOMPENSATED BOARD MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BENESYS, INC. IS THE THIRD PARTY ADMINISTRATOR FOR THE DAY-TO-DAY OPERATIONS OF THE FUND.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF TRUSTEES IS PRESENTED WITH FORM 990 PRIOR TO APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5PRIOR YEAR ADJUSTMENT 1,160,555
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XI, LINE 9
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IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt021963610
IRS990/TotalAssetsEOYAmt025974468
IRS990/TotalAssetsGrp/BOYAmt021963610
IRS990/TotalAssetsGrp/EOYAmt025974468
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt044
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt01399671
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt014774520
IRS990/TotalFunctionalExpensesGrp/TotalAmt016174191
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0110851
IRS990/TotalLiabilitiesEOYAmt092892
IRS990/TotalLiabilitiesGrp/BOYAmt0110851
IRS990/TotalLiabilitiesGrp/EOYAmt092892
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt021852759
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt025881576
IRS990/TotalProgramServiceRevenueAmt016509576
IRS990/TotalRevenueGrp/ExclusionAmt0332412
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt016727058
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt017059470
IRS990/TotalVolunteersCnt06
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt021963610
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt025974468
IRS990/TotReportableCompRltdOrgAmt0230786
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0555 HORACE BROWN DRIVE
IRS990/USAddress/CityNm0MADISON HEIGHTS
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd0480710425
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0GARY GLASER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SECRETARY
ReturnHeader/BusinessOfficerGrp/PhoneNum02488139800
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PLUMBERS LOCAL 98 INSURANCE FUND
ReturnHeader/Filer/BusinessNameControlTxt0PLUM
ReturnHeader/Filer/EIN0386447251
ReturnHeader/Filer/PhoneNum02488139800
ReturnHeader/Filer/USAddress/AddressLine1Txt0700 TOWER DRIVE
ReturnHeader/Filer/USAddress/CityNm0TROY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd0480982808
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0203920878
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BULTYNCK & CO PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt015985 CANAL RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CLINTON TOWNSHIP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0480385021
ReturnHeader/PreparerPersonGrp/PhoneNum05862867300
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-01
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHRISTOPHER SCOTT CPAPFS MST
ReturnHeader/ReturnTs02025-06-04T13:57:28-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02023-09-01
ReturnHeader/TaxPeriodEndDt02024-08-31
ReturnHeader/TaxYr02023

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