Civic Intelligence

The Gladstone Scholarship & Student

EIN 38-6277480 • Gladstone, MI

PO Box 135Gladstone, MI 49837
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

41st percentile

0.00x

Higher debt load relative to assets than 41% of similar nonprofits.

$1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

59th percentile

0.07x

Higher debt load relative to revenue than 59% of similar nonprofits.

$1M-$5M nonprofits • Source year 2024

Net Margin

65th percentile

15%

Higher net margin than 65% of similar nonprofits.

$1M-$5M nonprofits • Source year 2024

Top Officer Pay

47th percentile

$0

Higher top officer pay than 47% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

$1M-$5M nonprofits • Source year 2024

Asset Growth

77th percentile

14%

Faster asset growth than 77% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

87th percentile

101%

Faster revenue growth than 87% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets41st percentile

Assets

Up

$3,333,502

Up $418,577 (+14%) from 2023

Liabilities

Up

$13,605

Up $10,119 (+290%) from 2023

Net Assets

Up

$3,319,897

Up $408,458 (+14%) from 2023

Operations
Liabilities / Revenue59th percentileNet Margin65th percentile

Revenue

Up

$183,140

Up $91,938 (+101%) from 2023

Expenses

Down

$155,076

Down $1,850 (-1.2%) from 2023

Net Income

Up

$28,064

Up $93,788 (+143%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth77th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2012: $2,525,241Liabilities 2012: $0Net Assets 2012: $2,525,2412012Assets 2013: $2,622,793Liabilities 2013: $18,525Net Assets 2013: $2,604,2682013Assets 2014: $2,690,760Liabilities 2014: $20,250Net Assets 2014: $2,670,5102014Assets 2015: $2,590,469Liabilities 2015: $27,930Net Assets 2015: $2,562,5392015Assets 2016: $2,704,479Liabilities 2016: $28,869Net Assets 2016: $2,675,6102016Assets 2017: $2,922,328Liabilities 2017: $34,221Net Assets 2017: $2,888,1072017Assets 2018: $2,981,926Liabilities 2018: $4,229Net Assets 2018: $2,977,6972018Assets 2019: $2,980,169Liabilities 2019: $1,878Net Assets 2019: $2,978,2912019Assets 2020: $3,078,823Liabilities 2020: $4,638Net Assets 2020: $3,074,1852020Assets 2021: $3,295,786Liabilities 2021: $8,547Net Assets 2021: $3,287,2392021Assets 2022: $2,777,441Liabilities 2022: $311Net Assets 2022: $2,777,1302022Assets 2023: $2,914,925Liabilities 2023: $3,486Net Assets 2023: $2,911,4392023Assets 2024: $3,333,502Liabilities 2024: $13,605Net Assets 2024: $3,319,8972024

Highlighted filing

2024

Assets$3,333,502
Liabilities$13,605
Net Assets$3,319,897
Open 2024 Filing

Operations Trend

Revenue Growth87th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2012: $227,103Expenses 2012: $47,992Net Income 2012: $179,1112012Revenue 2013: $109,560Expenses 2013: $72,961Net Income 2013: $36,5992013Revenue 2014: $77,981Expenses 2014: $64,191Net Income 2014: $13,7902014Revenue 2015: $73,343Expenses 2015: $71,949Net Income 2015: $1,3942015Revenue 2016: $87,205Expenses 2016: $67,556Net Income 2016: $19,6492016Revenue 2017: $202,929Expenses 2017: $75,400Net Income 2017: $127,5292017Revenue 2018: $398,078Expenses 2018: $104,826Net Income 2018: $293,2522018Revenue 2019: $163,887Expenses 2019: $111,501Net Income 2019: $52,3862019Revenue 2020: $49,275Expenses 2020: $101,735Net Income 2020: -$52,4602020Revenue 2021: $186,487Expenses 2021: $169,999Net Income 2021: $16,4882021Revenue 2022: $102,879Expenses 2022: $178,508Net Income 2022: -$75,6292022Revenue 2023: $91,202Expenses 2023: $156,926Net Income 2023: -$65,7242023Revenue 2024: $183,140Expenses 2024: $155,076Net Income 2024: $28,0642024

Highlighted filing

2024

Revenue$183,140
Expenses$155,076
Net Income$28,064
Open 2024 Filing

Filings

Most recent year

2024 • Form 990PFDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,333,502
Liabilities
$13,605
Net assets
$3,319,897
Revenue
$183,140
Expenses
$155,076
Net income
$28,064
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.33$0.01$3.32$0.18$0.16$0.03
2023Detailed filing. Detailed filing data is available for this year.$2.91$0.00$2.91$0.09$0.16$0.07
2022Detailed filing. Detailed filing data is available for this year.$2.78$0.00$2.78$0.10$0.18$0.08
2021Detailed filing. Detailed filing data is available for this year.$3.30$0.01$3.29$0.19$0.17$0.02
2020Detailed filing. Detailed filing data is available for this year.$3.08$0.00$3.07$0.05$0.10$0.05
2019Detailed filing. Detailed filing data is available for this year.$2.98$0.00$2.98$0.16$0.11$0.05
2018Detailed filing. Detailed filing data is available for this year.$2.98$0.00$2.98$0.40$0.10$0.29
2017Detailed filing. Detailed filing data is available for this year.$2.92$0.03$2.89$0.20$0.08$0.13
2016Detailed filing. Detailed filing data is available for this year.$2.70$0.03$2.68$0.09$0.07$0.02
2015Detailed filing. Detailed filing data is available for this year.$2.59$0.03$2.56$0.07$0.07$0.00
2014Detailed filing. Detailed filing data is available for this year.$2.69$0.02$2.67$0.08$0.06$0.01
2013Detailed filing. Detailed filing data is available for this year.$2.62$0.02$2.60$0.11$0.07$0.04
2012Summary only. Only limited summary data is available for this year.$2.53$0.00$2.53$0.23$0.05$0.18
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Aug 13, 2025
Return Version
2023v6.0
Compensation and Service Providers
Top Officer Pay47th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LORI SHEAPresident-$0--
KATHY KOHTALAVice Preside-$0--
MARY BOSKTreasurer-$0--
VIRGINIA BIGSBYSecretary-$0--
JEFFYN HERIOUXDirector-$0--
ERIKA FIXDirector-$0--
TOM HARRELLDirector-$0--
JUDY CAPPEARTDirector-$0--
ANDREW JACQUESDirector-$0--
BEN PARMETDirector-$0--
MARCEY SKWORDirector-$0--
Filing and Contact Details

Filer

Filer Name
The Gladstone Scholarship & Student
EIN
38-6277480
Phone
9064284174
Address
PO BOX 135, GLADSTONE, MI 49837

Signing Officer

Name
Mary Bosk
Title
Treasurer
Phone
9064284174
Signed
2025-08-13
Discuss with paid preparer
Yes

Preparer

Firm
Anderson Tackman & Company Plc
Address
901 LUDINGTON STREET, ESCANABA, MI 49829
Preparer
Lisa Beem
Phone
9067863111
Raw XML AppendixShowing 400 of 414 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/AddressLine1Txt0901 LUDINGTON STREET
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IRS990PF/StatementsRegardingActyGrp/PersonsWithBooksName/BusinessNameLine1Txt0ANDERSON TACKMAN & COMPANY PLC
IRS990PF/StatementsRegardingActyGrp/PhoneNum09067863111
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IRS990PF/SummaryOfDirectChrtblActyGrp/Description1Txt0SCHOLARSHIPS PAID TO GRADUATED STUDENTS OF GLADSTONE HIGH SCHOOL. 40 STUDENTS AWARDED IN CURRENT YEAR.
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses1Amt0126825
IRS990PF/SumOfProgramRelatedInvstGrp/Description1Txt0N/A
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/FormAndInfoAndMaterialsTxt0SCHOLARSHIP APPLICATION
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientPersonNm0GLADSTONE HIGH SCHOOL
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientPhoneNum09064282417
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/AddressLine1Txt01206 RAILWAY AVENUE
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IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RestrictionsOnAwardsTxt0GLADSTONE HIGH SCHOOL GRADUATING SENIOR AND CONTINUED ATTENDANCE IN POST-SECONDARY EDUCATIONAL INSTITUTION
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/SubmissionDeadlinesTxt0ANNUAL DEADLINE FOR GRADUATING SENIORS BEFORE SCHOLARSHIPS ARE AWARDED
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt0126825
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm0GLADSTONE HIGH SCHOOL STUDENTS
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientRelationshipTxt0NONE
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IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1Txt0CATHERINE VANDONSEL CHARITABLE
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine2Txt0FOUNDATION TRUST
IRS990ScheduleB/ContributorInformationGrp/ContributorNum01
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt01921 3RD AVENUE NO
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/CityNm0ESCANABA
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IRS990ScheduleB/GeneralRuleInd0X
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OtherAssetsSchedule/OtherAssetsScheduleGrp/BOYBookValueAmt08605
OtherAssetsSchedule/OtherAssetsScheduleGrp/Desc0ACCRUED INCOME RECEIVABLE
OtherAssetsSchedule/OtherAssetsScheduleGrp/EOYBookValueAmt09585
OtherAssetsSchedule/OtherAssetsScheduleGrp/EOYFMVAmt09585
OtherDecreasesSchedule/OtherDecreasesDetail/Amt07763
OtherDecreasesSchedule/OtherDecreasesDetail/Desc0DEFERRED TAXES - CURRENT YEAR
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc0EXPENSES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc1OFFICE SUPPLIES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc2POSTAGE
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc3LICENSES AND FEES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc4INVESTMENT COSTS: FOREIGN TAX
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc5INVESTMENT COSTS: MANAGEMENT
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt0499
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt120696
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt03
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt1438
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt220
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt3499
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt420696
OtherIncreasesSchedule/OtherIncreasesDetail/Amt0388157
OtherIncreasesSchedule/OtherIncreasesDetail/Desc0UNREALIZED GAINS ON INVESTMENTS
OtherLiabilitiesSchedule/OtherLiabilitiesDetail/BOYBookValueAmt03084
OtherLiabilitiesSchedule/OtherLiabilitiesDetail/BOYBookValueAmt180
OtherLiabilitiesSchedule/OtherLiabilitiesDetail/Desc0DEFERRED EXCISE TAXES PAYABLE
OtherLiabilitiesSchedule/OtherLiabilitiesDetail/Desc1CURRENT EXCISE TAXES PAYABLE
OtherLiabilitiesSchedule/OtherLiabilitiesDetail/EOYBookValueAmt010847
OtherLiabilitiesSchedule/OtherLiabilitiesDetail/EOYBookValueAmt125
OtherNotesLoansRcvblLongSch/OtherNotesLoansRcvblLongGrp/BalanceDueAmt0579978
OtherNotesLoansRcvblLongSch/OtherNotesLoansRcvblLongGrp/BorrowerNameGrp/PersonNm0STUDENT LOANS
OtherNotesLoansRcvblLongSch/OtherNotesLoansRcvblLongGrp/InsiderRelationshipTxt0NONE
OtherNotesLoansRcvblLongSch/OtherNotesLoansRcvblLongGrp/InterestRt00.0700
OtherNotesLoansRcvblLongSch/OtherNotesLoansRcvblLongGrp/LoanPurposeTxt0COLLEGE TUITION
OtherNotesLoansRcvblLongSch/OtherNotesLoansRcvblLongGrp/RepaymentTermsTxt0ONE YEAR AFTER SCHOOL END
OtherNotesLoansRcvblLongSch/OtherNotesLoansRcvblLongGrp/SecurityProvidedBorrowerTxt0UNSECURED BUT CO-SIGNOR REQUIRED
TaxesSchedule/TaxesDetail/Amt0725
TaxesSchedule/TaxesDetail/CategoryTxt0EXCISE TAX-CURRENT
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MARY BOSK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum09064284174
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE GLADSTONE SCHOLARSHIP & STUDENT
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0LOAN FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0GLAD
ReturnHeader/Filer/EIN0386277480
ReturnHeader/Filer/PhoneNum09064284174
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 135
ReturnHeader/Filer/USAddress/CityNm0GLADSTONE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049837
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true

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