Civic Intelligence

Michigan Mortgage Lenders Association

EIN 38-6104797 • 501(c)6 • Shelby Township, MI

Profile

To promote ethical standards among mortgage industry professionals by providing educational and other services to members and to the public.

PO Box 182520Shelby Township, MI 48318

www.mmla.net

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

80th percentile

0.17x

Higher debt load relative to assets than 80% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

83rd percentile

0.17x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

35th percentile

-7.6%

Higher net margin than 35% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

96th percentile

$96,943

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 23.8% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

49th percentile

-1.7%

Faster asset growth than 49% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

38th percentile

-8.1%

Faster revenue growth than 38% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets80th percentile

Assets

Down

$407,651

Down $6,843 (-1.7%) from 2023

Liabilities

Up

$69,260

Up $23,941 (+53%) from 2023

Net Assets

Down

$338,391

Down $30,784 (-8.3%) from 2023

Operations
Liabilities / Revenue83rd percentileNet Margin35th percentile

Revenue

Down

$407,536

Down $35,824 (-8.1%) from 2023

Expenses

Down

$438,320

Down $12,108 (-2.7%) from 2023

Net Income

Down

-$30,784

Down $23,716 (-336%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth49th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2010: $121,970Liabilities 2010: $37,571Net Assets 2010: $84,3992010Assets 2011: $127,269Liabilities 2011: $53,036Net Assets 2011: $74,2332011Assets 2012: $167,423Liabilities 2012: $56,354Net Assets 2012: $111,0692012Assets 2013: $235,202Liabilities 2013: $58,672Net Assets 2013: $176,5302013Assets 2014: $252,231Liabilities 2014: $43,710Net Assets 2014: $208,5212014Assets 2015: $303,117Liabilities 2015: $57,485Net Assets 2015: $245,6322015Assets 2016: $294,075Liabilities 2016: $37,902Net Assets 2016: $256,1732016Assets 2017: $371,201Liabilities 2017: $81,235Net Assets 2017: $289,9662017Assets 2018: $407,599Liabilities 2018: $63,154Net Assets 2018: $344,4452018Assets 2019: $443,271Liabilities 2019: $87,575Net Assets 2019: $355,6962019Assets 2020: $467,104Liabilities 2020: $135,277Net Assets 2020: $331,8272020Assets 2021: $465,613Liabilities 2021: $113,767Net Assets 2021: $351,8462021Assets 2022: $464,334Liabilities 2022: $88,284Net Assets 2022: $376,0502022Assets 2023: $414,494Liabilities 2023: $45,319Net Assets 2023: $369,1752023Assets 2024: $407,651Liabilities 2024: $69,260Net Assets 2024: $338,3912024

Highlighted filing

2024

Assets$407,651
Liabilities$69,260
Net Assets$338,391
Open 2024 Filing

Operations Trend

Revenue Growth38th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $252,1432010Expenses 2011: $281,1682011Expenses 2012: $290,7282012Revenue 2013: $369,056Expenses 2013: $303,595Net Income 2013: $65,4612013Revenue 2014: $313,848Expenses 2014: $281,857Net Income 2014: $31,9912014Revenue 2015: $398,893Expenses 2015: $361,782Net Income 2015: $37,1112015Revenue 2016: $421,839Expenses 2016: $411,298Net Income 2016: $10,5412016Revenue 2017: $440,227Expenses 2017: $406,434Net Income 2017: $33,7932017Revenue 2018: $460,791Expenses 2018: $406,312Net Income 2018: $54,4792018Revenue 2019: $414,092Expenses 2019: $402,841Net Income 2019: $11,2512019Revenue 2020: $244,645Expenses 2020: $268,514Net Income 2020: -$23,8692020Revenue 2021: $435,190Expenses 2021: $415,171Net Income 2021: $20,0192021Revenue 2022: $483,302Expenses 2022: $459,048Net Income 2022: $24,2542022Revenue 2023: $443,360Expenses 2023: $450,428Net Income 2023: -$7,0682023Revenue 2024: $407,536Expenses 2024: $438,320Net Income 2024: -$30,7842024

Highlighted filing

2024

Revenue$407,536
Expenses$438,320
Net Income-$30,784
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$407,651
Liabilities
$69,260
Net assets
$338,391
Revenue
$407,536
Expenses
$438,320
Net income
-$30,784
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.08$0.69$3.38$4.08$4.38$0.31
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.14$0.45$3.69$4.43$4.50$0.07
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.64$0.88$3.76$4.83$4.59$0.24
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.66$1.14$3.52$4.35$4.15$0.20
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.67$1.35$3.32$2.45$2.69$0.24
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.43$0.88$3.56$4.14$4.03$0.11
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.08$0.63$3.44$4.61$4.06$0.54
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.71$0.81$2.90$4.40$4.06$0.34
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.94$0.38$2.56$4.22$4.11$0.11
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$3.03$0.57$2.46$3.99$3.62$0.37
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.52$0.44$2.09$3.14$2.82$0.32
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$2.35$0.59$1.77$3.69$3.04$0.65
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.67$0.56$1.11$2.91
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.27$0.53$0.74$2.81
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.22$0.38$0.84$2.52
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 11, 2025
Return Version
2024v5.2
Gross Receipts
$407,536
Mission and Program Overview

Mission

To promote ethical standards among mortgage industry professionals by providing educational and other services to members and the public.

To promote ethical standards among mortgage industry professionals by providing educational opportunities, networking opportunities, and legislative advocacy to members and to the public.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$368,221$355,754▼ $12,467
Cash and Non-Interest-Bearing Accounts$40,863$49,157▲ $8,294
Total Assets$414,494$407,651▼ $6,843
Other Assets Total$5,410$2,740▼ $2,670
Liabilities
Deferred Revenue$40,756$65,057▲ $24,301
Accounts Payable and Accrued Expenses$4,563$4,203▼ $360
Total Liabilities$45,319$69,260▲ $23,941
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$369,175$338,391▼ $30,784
Total Net Assets Fund Balance$369,175$338,391▼ $30,784
Total Liabilities and Net Assets / Fund Balance$414,494$407,651▼ $6,843
Compensation and Service Providers
Top Officer Pay96th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joanne MisuracaChief Executive OfficerFT$85,880$11,063$96,943

Board Members and Trustees

NameTitle
Julie ConleyPast President
Kate McdougallPresident
Brian MccownVice President
Aj FranchiGeneral Director
Andy BakerGeneral Director
Brian VieauxGeneral Director
Grant SpencerGeneral Director
Josh PulsiferGeneral Director
Steven ScheelGeneral Director
Tim PascarellaGeneral Director
Tina ManshumGeneral Director
Victoria DeluceGeneral Director
Nicole NahodilSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$374,885
Investment Income
$7,533
Other Revenue
$25,118
Change in Net Assets
$-30,784
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$286,245
Salaries, Compensation, and Employee Benefits$152,075
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$85,880--$85,880
Advertising$47,105--$47,105
Other Salaries and Wages$42,084--$42,084
All Other Expenses$14,084--$14,084
Payroll Taxes$13,048--$13,048
Other Employee Benefits$11,063--$11,063
Travel$10,018--$10,018
Insurance$5,206--$5,206
Other Expenses$4,703--$4,703
Fees for Services Accounting$2,000--$2,000
Office Expenses$481--$481
Total Functional Expenses$438,320$0$0$438,320
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The 990 is reviewed by the chief executive officer.”

Form 990, Part VI, Section C, Line 19

“Documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Michigan Mortgage Lenders Association
EIN
38-6104797
Phone
5862262823
Address
PO BOX 182520, SHELBY TOWNSHIP, MI 48318

Signing Officer

Name
Joanne Misuraca
Title
CEO
Phone
5862262823
Signed
2025-10-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joanne Misuraca
Formed
1993
Legal Domicile
Mi
Voting Board Members
11
Independent Board Members
10
Employees
3
Volunteers
45

Preparer

Firm
Cbiz Advisors LLC
Address
44725 GRAND RIVER SUITE 101, NOVI, MI 48375
Preparer
Steven H Scheel CPA
Phone
2486595300
Raw XML AppendixShowing 400 of 410 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AllOtherExpensesGrp/TotalAmt014084
IRS990/BackupWthldComplianceInd01
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IRS990/BooksInCareOfDetail/PhoneNum05862262823
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 182520
IRS990/BooksInCareOfDetail/USAddress/CityNm0SHELBY TOWNSHIP
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd048318
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PAST PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3GENERAL DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4GENERAL DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5GENERAL DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6GENERAL DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7GENERAL DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8GENERAL DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt10GENERAL DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11GENERAL DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12GENERAL DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13CHIEF EXECUTIVE OFFICER
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IRS990/OtherExpensesGrp/Desc0EVENT EXPENSES
IRS990/OtherExpensesGrp/Desc1CONSULTING SERVICES
IRS990/OtherExpensesGrp/Desc2BANK AND CREDIT CARD FE
IRS990/OtherExpensesGrp/Desc3PROFESSIONAL FEES & DUE
IRS990/OtherExpensesGrp/ProgramServicesAmt0164633
IRS990/OtherExpensesGrp/ProgramServicesAmt130000
IRS990/OtherExpensesGrp/ProgramServicesAmt28015
IRS990/OtherExpensesGrp/ProgramServicesAmt34703
IRS990/OtherExpensesGrp/TotalAmt0164633
IRS990/OtherExpensesGrp/TotalAmt130000
IRS990/OtherExpensesGrp/TotalAmt28015
IRS990/OtherExpensesGrp/TotalAmt34703
IRS990/OtherRevenueMiscGrp/BusinessCd0513110
IRS990/OtherRevenueMiscGrp/Desc0MORTGAGE PIPELINE
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt025118
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt025118
IRS990/OtherRevenueTotalAmt025118
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt042084
IRS990/OtherSalariesAndWagesGrp/TotalAmt042084
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt013048
IRS990/PayrollTaxesGrp/TotalAmt013048
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0JOANNE MISURACA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0FUNCTION REVENUE
IRS990/ProgramServiceRevenueGrp/Desc1PROGRAM SERVICE REVENU
IRS990/ProgramServiceRevenueGrp/Desc2MEMBERSHIP DUES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0234899
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1122632
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt217354
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0234899
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1122632
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt217354
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt07108
IRS990/PYOtherExpensesAmt0293235
IRS990/PYOtherRevenueAmt028960
IRS990/PYProgramServiceRevenueAmt0407292
IRS990/PYRevenuesLessExpensesAmt0-7068
IRS990/PYSalariesCompEmpBnftPaidAmt0157193
IRS990/PYTotalExpensesAmt0450428
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0443360
IRS990/ReconcilationRevenueExpnssAmt0-30784
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0368221
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0355754
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/OnlyInHouseLobbyingInd00
IRS990ScheduleC/SubstantiallyAllDuesNondedInd01
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE 990 IS REVIEWED BY THE CHIEF EXECUTIVE OFFICER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd01
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0MORBANPAC
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0382963769
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0527
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0POLITICAL ORGANIZATION
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt0PO BOX 182520
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0SHELBY TWP
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd048318
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt01740
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt0AMOUNT PAID
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0MORBANPAC
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0B
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd01
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0414494
IRS990/TotalAssetsEOYAmt0407651
IRS990/TotalAssetsGrp/BOYAmt0414494
IRS990/TotalAssetsGrp/EOYAmt0407651
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0438320
IRS990/TotalFunctionalExpensesGrp/TotalAmt0438320
IRS990/TotalGrossUBIAmt025118
IRS990/TotalLiabilitiesBOYAmt045319
IRS990/TotalLiabilitiesEOYAmt069260
IRS990/TotalLiabilitiesGrp/BOYAmt045319
IRS990/TotalLiabilitiesGrp/EOYAmt069260
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0369175
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0338391
IRS990/TotalOtherCompensationAmt011063
IRS990/TotalProgramServiceExpensesAmt0438320
IRS990/TotalProgramServiceRevenueAmt0374885
IRS990/TotalReportableCompFromOrgAmt085880
IRS990/TotalRevenueGrp/ExclusionAmt07533
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0374885
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0407536
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt025118
IRS990/TotalVolunteersCnt045
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0414494
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0407651
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt010018
IRS990/TravelGrp/TotalAmt010018
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 182520
IRS990/USAddress/CityNm0SHELBY TOWNSHIP
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd048318
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt010
IRS990/WebsiteAddressTxt0WWW.MMLA.NET
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JOANNE MISURACA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum05862262823
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MICHIGAN MORTGAGE LENDERS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0MICH
ReturnHeader/Filer/EIN0386104797
ReturnHeader/Filer/PhoneNum05862262823
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 182520
ReturnHeader/Filer/USAddress/CityNm0SHELBY TOWNSHIP
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048318
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0881478669
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CBIZ ADVISORS LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt044725 GRAND RIVER SUITE 101
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NOVI

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