Civic Intelligence

Harbor Beach Student Loan Fund Association

990PF • Fiscal year 2018 • EIN 38-6091395

Jul 01, 2017 to Jun 30, 2018 • Filed on Nov 12, 2018

8118 Section Line RdHarbor Beach, MI 48441

(989) 479-6419

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2018 filings • <$500k nonprofits • Source year 2018

Liabilities / Revenue

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2018 filings • <$500k nonprofits • Source year 2018

Net Margin

1st percentile

-2055%

Higher net margin than 1% of similar nonprofits.

2018 filings • <$500k nonprofits • Source year 2018

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2018 filings • <$500k nonprofits • Source year 2018

Asset Growth

30th percentile

-8.4%

Faster asset growth than 30% of similar nonprofits.

2018 filings • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

60th percentile

6.6%

Faster revenue growth than 60% of similar nonprofits.

2018 filings • <$500k nonprofits • Annualized from 2017 to 2018

Assets

Down

$37,709

Down $3,453 (-8.4%) from 2017

Net Assets

Down

$86,631

Down $1,122 (-1.3%) from 2017

Liabilities

Flat

$0

Flat from 2017

Revenue

Up

$161

Up $10 (+6.6%) from 2017

Expenses

Up

$3,470

Up $2,227 (+179%) from 2017

Net Income

Down

-$3,309

Down $2,217 (-203%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2011: $53,839Liabilities 2011: $02011Assets 2012: $83,106Liabilities 2012: $02012Assets 2013: $83,796Liabilities 2013: $02013Assets 2014: $84,805Liabilities 2014: $02014Assets 2015: $85,799Liabilities 2015: $02015Assets 2017: $41,162Liabilities 2017: $0Net Assets 2017: $87,7532017Assets 2018: $37,709Liabilities 2018: $0Net Assets 2018: $86,6312018Assets 2019: $35,573Liabilities 2019: $12019Assets 2020: $33,132Liabilities 2020: $1Net Assets 2020: $83,4592020Assets 2021: $30,947Liabilities 2021: $30,946Net Assets 2021: $83,2322021Assets 2022: $28,553Liabilities 2022: $1Net Assets 2022: $87,0932022Assets 2023: $28,414Liabilities 2023: $12023Assets 2024: $26,569Liabilities 2024: $12024

Highlighted filing

2018

Assets$37,709
Liabilities$0
Net Assets$86,631

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30K$20K$10K$0-$10KRevenue 2011: $127Expenses 2011: $661Net Income 2011: -$5342011Revenue 2012: $28,667Expenses 2012: $1,173Net Income 2012: $27,4942012Revenue 2013: $166Expenses 2013: $1,214Net Income 2013: -$1,0482013Revenue 2014: $149Expenses 2014: $1,099Net Income 2014: -$9502014Revenue 2015: $150Expenses 2015: $1,213Net Income 2015: -$1,0632015Revenue 2017: $151Expenses 2017: $1,243Net Income 2017: -$1,0922017Revenue 2018: $161Expenses 2018: $3,470Net Income 2018: -$3,3092018Revenue 2019: $1Expenses 2019: $2,273Net Income 2019: -$2,2722019Revenue 2020: $1Expenses 2020: $2,556Net Income 2020: -$2,5552020Revenue 2021: $1Expenses 2021: $2,261Net Income 2021: -$2,2602021Revenue 2022: $1Expenses 2022: $2,161Net Income 2022: -$2,1602022Revenue 2023: $10Expenses 2023: $161Net Income 2023: -$1512023Revenue 2024: $1Expenses 2024: $2,242Net Income 2024: -$2,2412024

Highlighted filing

2018

Revenue$161
Expenses$3,470
Net Income-$3,309
Jump To
Filing Snapshot
Filing Period
Jul 1, 2017 to Jun 30, 2018
Signed
Nov 12, 2018
Return Version
2017v2.3
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
BETH BOWENPresident-$0--
VICKIE ERDMANSecretary-$0--
MARILYN RITCHIETreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Harbor Beach Student Loan Fund
EIN
38-6091395
Phone
9894796419
Address
8118 SECTION LINE RD, HARBOR BEACH, MI 48441

Signing Officer

Name
Marilyn Ritchie
Title
Treasurer
Phone
9894796419
Signed
2018-11-12
Discuss with paid preparer
No

Preparer

Firm
H and R Block
Address
226 STATE ST, HARBOR BEACH, MI 48441
Preparer
Gail Roggenbuck
Phone
9894796366
Raw XML Appendix281 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RentalOfFacilitiesOthAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SalesOrExchangesOfAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SharingOfFacilitiesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOfCashToNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOtherAssetNonchrtblEOInd0false
IRS990PF/UndistributedIncomeGrp/AppliedToPriorYearsAmt0116
IRS990PF/UndistributedIncomeGrp/AppliedToYear1Amt02025
IRS990PF/UndistributedIncomeGrp/DistributableAsAdjustedAmt01969
IRS990PF/UndistributedIncomeGrp/PriorYear1Yr02015
IRS990PF/UndistributedIncomeGrp/PriorYearUndistributedIncmAmt02025
IRS990PF/UndistributedIncomeGrp/QualifyingDistributionsAmt03250
IRS990PF/UndistributedIncomeGrp/Taxable1Amt02025
IRS990PF/UndistributedIncomeGrp/TotalForPriorYearsAmt02141
IRS990PF/UndistributedIncomeGrp/UndistributedIncomeCYAmt01969
IRS990PF/UndistributedIncomeGrp/UndistributedIncomePYAmt02025
OtherAssetsSchedule/OtherAssetsScheduleGrp/Desc0STUDENT LOANS OUTSTANDING
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc0BOND FEE
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt067
OtherIncreasesSchedule/OtherIncreasesDetail/Amt02319
OtherIncreasesSchedule/OtherIncreasesDetail/Amt1167
OtherIncreasesSchedule/OtherIncreasesDetail/Desc0ACCRUED INTEREST
OtherIncreasesSchedule/OtherIncreasesDetail/Desc1PREPAID BOND
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt0130
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt0TAX PREP
TaxesSchedule/TaxesDetail/Amt03
TaxesSchedule/TaxesDetail/CategoryTxt0US TREASURY
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0MARILYN RITCHIE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum09894796419
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-11-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HARBOR BEACH STUDENT LOAN FUND
ReturnHeader/Filer/BusinessNameControlTxt0HARB
ReturnHeader/Filer/EIN0386091395
ReturnHeader/Filer/PhoneNum09894796419
ReturnHeader/Filer/USAddress/AddressLine1Txt08118 SECTION LINE RD
ReturnHeader/Filer/USAddress/CityNm0HARBOR BEACH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048441
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0B6936EE9E22F1D8C895C74E9A35B9150E17F6A2C
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0B6936EE9E22F1D8C895C74E9A35B9150E17F6A2C
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId040756920183172087769
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02018-11-13
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt050.42.169.162
ReturnHeader/FilingSecurityInformation/IPDt02019-03-06
ReturnHeader/FilingSecurityInformation/IPTm010:00:02
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0475575073
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0H AND R BLOCK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0226 STATE ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HARBOR BEACH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd048441
ReturnHeader/PreparerPersonGrp/PhoneNum09894796366
ReturnHeader/PreparerPersonGrp/PreparationDt02019-03-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GAIL ROGGENBUCK
ReturnHeader/ReturnTs02019-03-06T15:40:15Z
ReturnHeader/ReturnTypeCd0990PF
ReturnHeader/TaxPeriodBeginDt02017-07-01
ReturnHeader/TaxPeriodEndDt02018-06-30
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.6$0.00$0.00$2.24$2.24
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.4$0.00$0.01$0.16$0.15
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.6$0.00$87.1$0.00$2.16$2.16
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$30.9$30.9$83.2$0.00$2.26$2.26
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.1$0.00$83.5$0.00$2.56$2.56
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$35.6$0.00$0.00$2.27$2.27
2018Detailed filing. Detailed filing data is available for this year.$37.7$0.00$86.6$0.16$3.47$3.31
2017Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$41.2$0.00$87.8$0.15$1.24$1.09
2015Summary only. Only limited summary data is available for this year.$85.8$0.00$0.15$1.21$1.06
2014Summary only. Only limited summary data is available for this year.$84.8$0.00$0.15$1.10$0.95
2013Summary only. Only limited summary data is available for this year.$83.8$0.00$0.17$1.21$1.05
2012Summary only. Only limited summary data is available for this year.$83.1$0.00$28.7$1.17$27.5
2011Summary only. Only limited summary data is available for this year.$53.8$0.00$0.13$0.66$0.53