Liabilities / Assets
68th percentile
Higher debt load relative to assets than 68% of similar nonprofits.
Caro Chamber of Commerce
EIN 38-6088270 • 501(c)6 • Caro, MI
Profile
To promote business & growth in caro
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.04x
Liabilities / Revenue
72nd percentile
Higher debt load relative to revenue than 72% of similar nonprofits.
Net Margin
60th percentile
Higher net margin than 60% of similar nonprofits.
Top Officer Pay
83rd percentile
Higher top officer pay than 83% of similar nonprofits.
Top officer pay equals 32.3% of source-year revenue.
Asset Growth
62nd percentile
Faster asset growth than 62% of similar nonprofits.
Revenue Growth
53rd percentile
Faster revenue growth than 53% of similar nonprofits.
Balance Sheet
Assets
Up$79,883
Up $3,835 (+5.0%) from 2023
Liabilities
Up$3,548
Up $43 (+1.2%) from 2023
Net Assets
Up$76,335
Up $3,792 (+5.2%) from 2023
Revenue
Up$65,679
Up $766 (+1.2%) from 2023
Expenses
Up$61,887
Up $2,706 (+4.6%) from 2023
Net Income
Down$3,792
Down $1,940 (-34%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.
- Assets
- $79,883
- Liabilities
- $3,548
- Net assets
- $76,335
- Revenue
- $65,679
- Expenses
- $61,887
- Net income
- $3,792
Latest Detailed Filing
The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2022 to Dec 31, 2022
- Signed
- Apr 28, 2023
- Return Version
- 2022v5.0
- Gross Receipts
- $60,889
Mission and Program Overview
Mission
To promote business & growth in caro
Program Services
| Description | Grants | Expenses |
|---|---|---|
| SCHOLARSHIP FUND MEMBERSHIP SERVICES ROAD RALLY AFTER HOURS GOLF | - | $14,919 |
| CARS AND CRAFTS WEEKEND - PROVIDES ACTIVITIES BENEFICIAL TO THE COMMUNITY; ATTRACTS HUNDREDS OF VISITORS TO THE AREA. | - | $10,764 |
| GINGERBREAD VILLAGE-PROVIDES HOLIDAY ACTIVITIES BENEFICIAL TO COMMUNITY; ATTRACTS HUNDREDS OF VISITORS | - | $5,395 |
| CITIZEN OF THE YEAR - RECONGNIZES OUTSTANDING CITIZENS IN THE COMMUNITY; PROMOTES CIVIC PRIDE AND COMMORADERIE. | - | $4,786 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| WENDY JACOT | Secretary | - | $0 | - | - |
| KRISTINA CHAPELO | Treasurer | - | $0 | - | - |
| SUSAN RICKWALT-HOLDER | President | - | $0 | - | - |
| BARRY CRONIN | Director | - | $0 | - | - |
| MEGGEN JENSEN FARVER | Director | - | $0 | - | - |
| KIM TACEY | Director | - | $0 | - | - |
| PAM NOXON | Director | - | $0 | - | - |
| STEVEN ERICKSON | Director | - | $0 | - | - |
| SANDRA HURST | Director | - | $0 | - | - |
| KRISTIN WEAVER | Director | - | $0 | - | - |
| LORI PROCTOR | Director | - | $0 | - | - |
| BRENDA POMEROY | Vice Preside | - | $0 | - | - |
| SCOTT CZASAK | Director | - | $0 | - | - |
| KELSEY MORLEY | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Caro Chamber of Commerce
- EIN
- 38-6088270
- Phone
- 9896735211
- Address
- 429 NORTH STATE STREET RM/STE 101, CARO, MI 48723
Signing Officer
- Name
- Susan Rickwalt-holder
- Title
- President
- Phone
- 9896735211
- Signed
- 2023-04-28
Preparer
- Firm
- Anderson Tuckey Bernhardt & Doran Pc
- Address
- 715 E FRANK STREET, CARO, MI 48723
- Preparer
- Valerie J Hartel CPA
- Phone
- 9896733137
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 8
“Miscellaneous 2,837 total 2,837”
Form 990-ez, Part I, Line 16
“Citizen of the year (coty) 4,786 cars & crafts other expenses 10,764 gingerbread village 4,940 455 golf other expenses 4,301 expenses office 316 conferences/meetings 69 telephone 629 advertising 1,318 bank fees 53 dues and subscriptions 727 computer expense 462 insurance 1,886 miscellaneous -1,015 donations 380 total 30,071”
Form 990-ez, Part II, Line 26
“Accrued fica tax 1,134 42 accrued state w/h 424 726 credit cards 0 0 caro cash account 17,342 998”
Form 990-ez, Part III, Line 31
“Scholarship fund membership services road rally after hours golf”
Raw XML Appendix157 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | KRISTINA CHAPELO |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9896735211 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 830 W GILFORD RD |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | CARO |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 48723 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 70086 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 68577 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 15625 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 725 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 70086 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 68577 |
| IRS990EZ/GrossReceiptsAmt | 0 | 60889 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 21012 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 51186 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 66811 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 51186 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 66811 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 3850 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 4.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 11 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 12 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 13 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 11 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 12 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 13 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | WENDY JACOT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | KRISTINA CHAPELO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | SUSAN RICKWALT-HOLDER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | BARRY CRONIN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | MEGGEN JENSEN FARVER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | KIM TACEY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | PAM NOXON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | STEVEN ERICKSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | SANDRA HURST |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | KRISTIN WEAVER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | LORI PROCTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 11 | BRENDA POMEROY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 12 | SCOTT CZASAK |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 13 | KELSEY MORLEY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 11 | VICE PRESIDE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 12 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 13 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 30071 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 2837 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO PROMOTE BUSINESS & GROWTH IN CARO |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 314 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 37040 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | GINGERBREAD VILLAGE-PROVIDES HOLIDAY ACTIVITIES BENEFICIAL TO COMMUNITY; ATTRACTS HUNDREDS OF VISITORS |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | CITIZEN OF THE YEAR - RECONGNIZES OUTSTANDING CITIZENS IN THE COMMUNITY; PROMOTES CIVIC PRIDE AND COMMORADERIE. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 2 | CARS AND CRAFTS WEEKEND - PROVIDES ACTIVITIES BENEFICIAL TO THE COMMUNITY; ATTRACTS HUNDREDS OF VISITORS TO THE AREA. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 3 | SCHOLARSHIP FUND MEMBERSHIP SERVICES ROAD RALLY AFTER HOURS GOLF |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 5395 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 1 | 4786 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 2 | 10764 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 3 | 14919 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 10304 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | MI |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 18900 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 1766 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 45264 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 35864 |
| IRS990EZ/TotalRevenueAmt | 0 | 60889 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MISCELLANEOUS 2,837 TOTAL 2,837 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | CITIZEN OF THE YEAR (COTY) 4,786 CARS & CRAFTS OTHER EXPENSES 10,764 GINGERBREAD VILLAGE 4,940 455 GOLF OTHER EXPENSES 4,301 EXPENSES OFFICE 316 CONFERENCES/MEETINGS 69 TELEPHONE 629 ADVERTISING 1,318 BANK FEES 53 DUES AND SUBSCRIPTIONS 727 COMPUTER EXPENSE 462 INSURANCE 1,886 MISCELLANEOUS -1,015 DONATIONS 380 TOTAL 30,071 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ACCRUED FICA TAX 1,134 42 ACCRUED STATE W/H 424 726 CREDIT CARDS 0 0 CARO CASH ACCOUNT 17,342 998 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | SCHOLARSHIP FUND MEMBERSHIP SERVICES ROAD RALLY AFTER HOURS GOLF |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III, LINE 31 |
| ReturnHeader/BuildTS | 0 | 2023-04-26 12:10:37Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SUSAN RICKWALT-HOLDER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9896735211 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2023-04-28 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CARO CHAMBER OF COMMERCE |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CARO |
| ReturnHeader/Filer/EIN | 0 | 386088270 |
| ReturnHeader/Filer/PhoneNum | 0 | 9896735211 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 429 NORTH STATE STREET RM/STE 101 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CARO |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48723 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 382475073 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ANDERSON TUCKEY BERNHARDT & DORAN PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 715 E FRANK STREET |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CARO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 48723 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9896733137 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2023-04-28 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | VALERIE J HARTEL CPA |
| ReturnHeader/ReturnTs | 0 | 2023-05-05T11:01:17-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | SUSAN |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | RICKWALT-HOLDER |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2022-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2022-12-31 |
| ReturnHeader/TaxYr | 0 | 2022 |
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