Credit Unions Chartered in the State of Michigan 1000 Credit Union Plus
990 • Fiscal year 2011 • EIN 38-6076565
Siviq Scores
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Balance Sheet
Assets
Flat$39,206,878
Flat from 2011
Net Assets
Flat$4,312,862
Flat from 2011
Liabilities
Flat$34,894,016
Flat from 2011
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Flat$2,313,151
Flat from 2011
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2011 to Dec 31, 2011
- Signed
- Nov 15, 2012
- Return Version
- 2011v1.2
- Gross Receipts
- $2,460,373
Mission and Program Overview
Mission
Provide financial services and products to members.
Major Activities
- Activity 2
- Provide 2,425 Vehicle, Line of Credit, Real Estate, Business, Credit Card and various other loans.
- Activity 3
- Offer ATM, Electronic Banking, Overdraft Protection, Travelers Checks, Money Orders, Debit Cards and insurance programs to all eligible members.
Filing and Contact Details
Filer
- EIN
- 38-6076565
Raw XML AppendixShowing 400 of 463 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990/AccountsReceivable/EOY | 0 | 269 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/Activity2/Description | 0 | Provide 2,425 Vehicle, Line of Credit, Real Estate, Business, Credit Card and various other loans. |
| IRS990/Activity2/Expense | 0 | 0 |
| IRS990/Activity2/Grants | 0 | 0 |
| IRS990/Activity2/Revenue | 0 | 0 |
| IRS990/Activity3/Description | 0 | Offer ATM, Electronic Banking, Overdraft Protection, Travelers Checks, Money Orders, Debit Cards and insurance programs to all eligible members. |
| IRS990/Activity3/Expense | 0 | 0 |
| IRS990/Activity3/Grants | 0 | 0 |
| IRS990/Activity3/Revenue | 0 | 0 |
| IRS990/ActivityOrMissionDescription | 0 | To provide financial services to member owners with a common bond |
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| IRS990/AddressPrincipalOfficerUS/City | 0 | Bay City |
| IRS990/AddressPrincipalOfficerUS/State | 0 | MI |
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| IRS990/Description | 0 | Provide 5,583 Members with Savings, Share Draft, Money Market, Individual Retirement, Certificates of Deposit and Club accounts totaling 9,270. |
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| IRS990/Form990PartVIISectionA/NamePerson | 0 | James Bellon |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | Richard Janke |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | Joseph Davis |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | Jason Gower |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | Kevin Church |
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| IRS990/Form990PartVIISectionA/NamePerson | 6 | Laurie Tarkowski |
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| IRS990/MissionDescription | 0 | Member owned financial institution focusing on quality products, services, and price-for-value dedicated to the education and improvement of the members financial condition. |
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| IRS990/NameOfPrincipalOfficerPerson | 0 | Cathy Dahlbeck |
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| IRS990/OtherExpenses/Description | 0 | Unrelated Business Income Tax |
| IRS990/OtherExpenses/Description | 1 | Loan Servicing |
| IRS990/OtherExpenses/Description | 2 | Provision for Loan Loss |
| IRS990/OtherExpenses/Description | 3 | NCUSIF Stabilization |
| IRS990/OtherExpenses/Total | 0 | -2017 |
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| IRS990/ProgramServiceRevenue/Description | 1 | Fee Income |
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| IRS990ScheduleD/ExpensesSubtotal | 0 | 2313151 |
| IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation | 0 | Loss from sale of OREO in Revenue on 990-Exp on FS: $-6,827. |
| IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation | 1 | Loss from sale of OREO in Revenue on 990-Exp on FS: $6,827. |
| IRS990ScheduleD/Form990ScheduleDPartXIV/Identifier | 0 | SchD_P12_S00_L04b |
| IRS990ScheduleD/Form990ScheduleDPartXIV/Identifier | 1 | SchD_P13_S00_L02d |
| IRS990ScheduleD/Form990ScheduleDPartXIV/ReturnReference | 0 | Schedule D, Part XII, Line 4b |
| IRS990ScheduleD/Form990ScheduleDPartXIV/ReturnReference | 1 | Schedule D, Part XIII, Line 2d |
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| IRS990ScheduleD/InvestmentsProgramRelated/Description | 0 | Cen-Corp |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 1 | Corporate One |
| IRS990ScheduleD/InvestmentsProgramRelated/MethodOfValuation | 0 | C |
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| IRS990ScheduleD/OtherLiabilities/Description | 0 | Member Shares |
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| IRS990ScheduleD/OtherSecurities/BookValue | 1 | 11069000 |
| IRS990ScheduleD/OtherSecurities/Description | 0 | Investments |
| IRS990ScheduleD/OtherSecurities/Description | 1 | CDs Other |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 0 | F |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 1 | C |
| IRS990ScheduleD/PriorPeriodAdjustments | 0 | 0 |
| IRS990ScheduleD/PriorYearAdjustments | 0 | 0 |
| IRS990ScheduleD/RecoveriesOfPriorYearGrants | 0 | 0 |
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| IRS990ScheduleD/TotRevenueEtcAuditedFinclStmt | 0 | 2012876 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | The credit union has a single class of members with equal rights of ownership, governance and voting. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | Board of Directors are elected by a vote of the membership for a three year term. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | The Form 990 is reviewed by the CEO, then made available for the Board of Directors to review. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | Each year employees are required to disclose account information they are listed as beneficiary on. The CEO reviews the completed disclosures. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | CEO's compensation is determined by the Board of Directors using salary surveys. The Accounting Manager's compensation is determined using an evaluation form that is reviewed by the Board of Directors and CEO. The last compensation reviews were completed in 2011. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | Financial Statements are posted in the Credit Union lobbies. Other documents are available for review upon request. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | Net unrealized loss on investments: $9,057. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | F990_P06_S0A_L06 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | F990_P06_S0A_L07a |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | F990_P06_S0B_L11b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | F990_P06_S0B_L12c |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | F990_P06_S0B_L15 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | F990_P06_S0C_L19 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | F990_P11_S00_L05 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | Form 990, Part XI, Line 5 |
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| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | MI |
| IRS990/SubjectToProxyTax | 0 | 0 |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 415 Washington Ave |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | Bay City |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | MI |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 48708 |
| IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine1 | 0 | Credit Union Plus |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 9898932831 |
| IRS990/TotalAssets/BOY | 0 | 37477505 |
| IRS990/TotalAssetsBOY | 0 | 37477505 |
| IRS990/TotalAssets/EOY | 0 | 39206878 |
| IRS990/TotalAssetsEOY | 0 | 39206878 |
| IRS990/TotalCompGT150K | 0 | 0 |
| IRS990/TotalContributions | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 2313151 |
| IRS990/TotalExpensesPriorYear | 0 | 2437476 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 0 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 2313151 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 7154 |
| IRS990/TotalLiabilities/BOY | 0 | 32848484 |
| IRS990/TotalLiabilitiesBOY | 0 | 32848484 |
| IRS990/TotalLiabilities/EOY | 0 | 34894016 |
| IRS990/TotalLiabilitiesEOY | 0 | 34894016 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 37477505 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 39206878 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $39,206,878
- Liabilities
- $34,894,016
- Net assets
- $4,312,862
- Revenue
- -
- Expenses
- $2,313,151
- Net income
- -