Civic Intelligence

Mason County School Employees Credit Union

EIN 38-6069094 • 501(c)14 • Ludington, MI

Profile

To promote thrift and provide low cost credit to credit union members through mutual non-profit operation.

809 E Tinkham AveLudington, MI 49431
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

1st percentile

0.00x

Higher debt load relative to assets than 1% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2023

Liabilities / Revenue

15th percentile

0.01x

Higher debt load relative to revenue than 15% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2023

Net Margin

74th percentile

11%

Higher net margin than 74% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2023

Top Officer Pay

18th percentile

$0

Higher top officer pay than 18% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2023

Asset Growth

14th percentile

-11%

Faster asset growth than 14% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2022 to 2023

Revenue Growth

99th percentile

61%

Faster revenue growth than 99% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets1st percentile

Assets

Down

$6,621,896

Down $812,166 (-11%) from 2022

Liabilities

Up

$3,150

Up $3,150 from 2022

Net Assets

Down

$6,618,746

Down $815,316 (-11%) from 2022

Operations
Liabilities / Revenue15th percentileNet Margin74th percentile

Revenue

Up

$235,862

Up $89,745 (+61%) from 2022

Expenses

Up

$209,353

Up $95,736 (+84%) from 2022

Net Income

Down

$26,509

Down $5,991 (-18%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth14th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2011: $5,864,461Liabilities 2011: $0Net Assets 2011: $5,864,4612011Assets 2012: $5,801,034Liabilities 2012: $1,200Net Assets 2012: $5,799,8342012Assets 2013: $5,961,780Liabilities 2013: $1,200Net Assets 2013: $5,960,5802013Assets 2014: $5,791,039Liabilities 2014: $0Net Assets 2014: $5,791,0392014Assets 2015: $5,744,500Liabilities 2015: $0Net Assets 2015: $5,744,5002015Assets 2016: $6,114,347Liabilities 2016: $0Net Assets 2016: $6,114,3472016Assets 2017: $6,090,181Liabilities 2017: $0Net Assets 2017: $6,090,1812017Assets 2018: $5,918,633Liabilities 2018: $0Net Assets 2018: $5,918,6332018Assets 2019: $6,383,032Liabilities 2019: $0Net Assets 2019: $6,383,0322019Assets 2020: $7,093,299Liabilities 2020: $0Net Assets 2020: $7,093,2992020Assets 2021: $8,063,445Liabilities 2021: $0Net Assets 2021: $8,063,4452021Assets 2022: $7,434,062Liabilities 2022: $0Net Assets 2022: $7,434,0622022Assets 2023: $6,621,896Liabilities 2023: $3,150Net Assets 2023: $6,618,7462023

Highlighted filing

2023

Assets$6,621,896
Liabilities$3,150
Net Assets$6,618,746
Open 2023 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0Revenue 2011: $154,735Expenses 2011: $115,368Net Income 2011: $39,3672011Revenue 2012: $126,690Expenses 2012: $93,098Net Income 2012: $33,5922012Revenue 2013: $117,916Expenses 2013: $93,745Net Income 2013: $24,1712013Revenue 2014: $114,116Expenses 2014: $87,997Net Income 2014: $26,1192014Revenue 2015: $135,962Expenses 2015: $87,456Net Income 2015: $48,5062015Revenue 2016: $125,937Expenses 2016: $100,152Net Income 2016: $25,7852016Revenue 2017: $142,049Expenses 2017: $104,967Net Income 2017: $37,0822017Revenue 2018: $153,296Expenses 2018: $125,647Net Income 2018: $27,6492018Revenue 2019: $172,253Expenses 2019: $130,840Net Income 2019: $41,4132019Revenue 2020: $174,525Expenses 2020: $112,685Net Income 2020: $61,8402020Revenue 2021: $152,920Expenses 2021: $84,571Net Income 2021: $68,3492021Revenue 2022: $146,117Expenses 2022: $113,617Net Income 2022: $32,5002022Revenue 2023: $235,862Expenses 2023: $209,353Net Income 2023: $26,5092023

Highlighted filing

2023

Revenue$235,862
Expenses$209,353
Net Income$26,509
Open 2023 Filing

Filings

Most recent year

2023 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$6,621,896
Liabilities
$3,150
Net assets
$6,618,746
Revenue
$235,862
Expenses
$209,353
Net income
$26,509
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$6.62$0.00$6.62$0.24$0.21$0.03
2022Detailed filing. Detailed filing data is available for this year.$7.43$0.00$7.43$0.15$0.11$0.03
2021Detailed filing. Detailed filing data is available for this year.$8.06$0.00$8.06$0.15$0.08$0.07
2020Detailed filing. Detailed filing data is available for this year.$7.09$0.00$7.09$0.17$0.11$0.06
2019Summary only. Only limited summary data is available for this year.$6.38$0.00$6.38$0.17$0.13$0.04
2018Summary only. Only limited summary data is available for this year.$5.92$0.00$5.92$0.15$0.13$0.03
2017Summary only. Only limited summary data is available for this year.$6.09$0.00$6.09$0.14$0.10$0.04
2016Summary only. Only limited summary data is available for this year.$6.11$0.00$6.11$0.13$0.10$0.03
2015Summary only. Only limited summary data is available for this year.$5.74$0.00$5.74$0.14$0.09$0.05
2014Summary only. Only limited summary data is available for this year.$5.79$0.00$5.79$0.11$0.09$0.03
2013Summary only. Only limited summary data is available for this year.$5.96$0.00$5.96$0.12$0.09$0.02
2012Summary only. Only limited summary data is available for this year.$5.80$0.00$5.80$0.13$0.09$0.03
2011Summary only. Only limited summary data is available for this year.$5.86$0.00$5.86$0.15$0.12$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
May 15, 2024
Return Version
2023v5.0
Gross Receipts
$235,862
Mission and Program Overview

Mission

To promote thrift and provide low cost credit to credit union members through mutual non-profit operation.

The purpose shall be to encourage thrift among its members, provide a variety of financial services to improve their economical and social condition.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pd in Cap Srpls Land Bldg Eqp Fund$6,065,159$5,223,334▼ $841,825
Other Notes and Loans Receivable, Net$2,487,156$2,608,979▲ $121,823
Savings and Temporary Cash Investments$3,891,976$1,968,651▼ $1,923,325
Rtn Earn Endowment Incm Other Fnds$1,368,903$1,395,412▲ $26,509
Prepaid Expenses and Deferred Charges$2,524$1,372▼ $1,152
Land, Buildings, and Equipment, Net$954--
Cash and Non-Interest-Bearing Accounts$0$0→ $0
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$7,434,062$6,621,896▼ $812,166
Other Assets Total$1,051,452$2,042,894▲ $991,442
Liabilities
Accounts Payable and Accrued Expenses$0$3,150▲ $3,150
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0--
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$0$3,150▲ $3,150
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,434,062$6,618,746▼ $815,316
Total Liabilities and Net Assets / Fund Balance$7,434,062$6,621,896▼ $812,166

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$331--
Compensation and Service Providers
Top Officer Pay18th percentile

Board Members and Trustees

NameTitle
Dennis GensonChairperson
Grant GriswoldVice Chairperson
Eric AsialaBoard Member
Patrick ShinnBoard Member
Paul DrellesBoard Member
Tracy LenzBoard Member
Walter LeinbergerBoard Member
Kathleen WinczewskiSecretary
Teresa EriksenTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$106,056
Investment Income
$129,806
Other Revenue
$0
Change in Net Assets
$26,509
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$150,642
Salaries, Compensation, and Employee Benefits$58,711
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$54,515
Office Expenses---$5,170
Other Employee Benefits---$4,196
Other Expenses---$3,580
Fees for Services Accounting---$3,150
Information Technology---$2,140
All Other Expenses---$1,640
Depreciation Depletion---$953
Payments to Affiliates---$228
Total Functional Expenses$0$0$0$209,353
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“As a State of Michigan Chartered Credit Union, all persons who obtain financial services from the credit union are members and stockholders. All members 18 years old and older have the right to elect, annually, the governing body. Decisions involving by-law changes and amendments are subject to membership approval”

Form 990, Part VI, Section A, Line 7A

“As a State of Michigan Chartered Credit Union, all persons who obtain financial services from the credit union are members and stockholders. All members 18 years old and older have the right to elect, annually, the governing body. Decisions involving by-law changes and amendments are subject to membership approval.”

Form 990, Part VI, Section A, Line 7B

“As a State of Michigan Chartered Credit Union, all persons who obtain financial services from the credit union are members and stockholders. All members 18 years old and older have the right to elect, annually, the governing body. Decisions involving by-law changes and amendments are subject to membership approval.”

Form 990, Part VI, Section B, Line 11B

“After Form 990 is submitted to the IRS, the Board of Directors, at a regular monthly meeting, review Form 990 and all of the additional schedules that were filed.”

Form 990, Part VI, Section C, Line 19

“Governing document copies and conflict of interest policy are available to members upon request.”

Filing and Contact Details

Filer

Filer Name
Mason County School Employees Credit Union
EIN
38-6069094
Phone
2318434066
Address
809 E Tinkham Ave, Ludington, MI 49431

Signing Officer

Name
Teresa Eriksen
Title
Assistant Manager
Phone
2318434066
Signed
2024-05-15

Organization Details

Principal Officer
Teresa Eriksen
Formed
1962
Legal Domicile
Mi
Voting Board Members
9
Independent Board Members
8
Employees
6
Volunteers
12
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“The net change in assets resulted from the following changes during the year: increased dividends paid to members, change in share deposit from members.”

Raw XML AppendixShowing 400 of 425 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/AdvertisingGrp/TotalAmt00
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IRS990/BooksInCareOfDetail/PhoneNum02318434066
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IRS990/BooksInCareOfDetail/USAddress/CityNm0Ludington
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IRS990/Form990PartVIISectionAGrp/PersonNm0Dennis Genson
IRS990/Form990PartVIISectionAGrp/PersonNm1Grant Griswold
IRS990/Form990PartVIISectionAGrp/PersonNm2Teresa Eriksen
IRS990/Form990PartVIISectionAGrp/PersonNm3Kathleen Winczewski
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IRS990/Form990PartVIISectionAGrp/PersonNm6Walter Leinberger
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IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt2Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
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IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To promote thrift and provide low cost credit to credit union members through mutual non-profit operation.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt07434062
IRS990/NetAssetsOrFundBalancesEOYAmt06618746
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/TotalAmt05170
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01051452
IRS990/OtherAssetsTotalGrp/EOYAmt02042894
IRS990/OtherChangesInNetAssetsAmt0-841825
IRS990/OtherEmployeeBenefitsGrp/TotalAmt04196
IRS990/OtherExpensesGrp/Desc0Dividends to Members
IRS990/OtherExpensesGrp/Desc1Surety Bond
IRS990/OtherExpensesGrp/Desc2Loan Servicing Expense
IRS990/OtherExpensesGrp/Desc3State Exam and Supervision
IRS990/OtherExpensesGrp/TotalAmt0123441
IRS990/OtherExpensesGrp/TotalAmt14195
IRS990/OtherExpensesGrp/TotalAmt26145
IRS990/OtherExpensesGrp/TotalAmt33580
IRS990/OtherLiabilitiesGrp/BOYAmt00
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt054515
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt02487156
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02608979
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt0228
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt06065159
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt05223334
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02524
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01372
IRS990/PrincipalOfficerNm0TERESA ERIKSEN
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0106056
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0106056
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgSrvcAccomActy2Grp/Desc0None
IRS990/ProgSrvcAccomActy3Grp/Desc0None
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt061348
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt064602
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt084769
IRS990/PYRevenuesLessExpensesAmt032500
IRS990/PYSalariesCompEmpBnftPaidAmt049015
IRS990/PYTotalExpensesAmt0113617
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0146117
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt026509
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01368903
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01395412
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03891976
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01968651
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt01948000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt134600
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt259963
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt3331
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Certificates of deposit Greater than 1 year
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1Capital at Alloya Federal CU
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2National Credit Union Insurance Fund
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3CD Accrual Interest
IRS990ScheduleD/TotalBookValueOtherAssetsAmt02042894
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0As a State of Michigan Chartered Credit Union, all persons who obtain financial services from the credit union are members and stockholders. All members 18 years old and older have the right to elect, annually, the governing body. Decisions involving by-law changes and amendments are subject to membership approval
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1As a State of Michigan Chartered Credit Union, all persons who obtain financial services from the credit union are members and stockholders. All members 18 years old and older have the right to elect, annually, the governing body. Decisions involving by-law changes and amendments are subject to membership approval.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2As a State of Michigan Chartered Credit Union, all persons who obtain financial services from the credit union are members and stockholders. All members 18 years old and older have the right to elect, annually, the governing body. Decisions involving by-law changes and amendments are subject to membership approval.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3After Form 990 is submitted to the IRS, the Board of Directors, at a regular monthly meeting, review Form 990 and all of the additional schedules that were filed.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Governing document copies and conflict of interest policy are available to members upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The net change in assets resulted from the following changes during the year: increased dividends paid to members, change in share deposit from members.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part XI, Line 9
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MI
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondLiabilitiesGrp/BOYAmt00
IRS990/TaxExemptBondLiabilitiesGrp/EOYAmt00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt07434062
IRS990/TotalAssetsEOYAmt06621896
IRS990/TotalAssetsGrp/BOYAmt07434062
IRS990/TotalAssetsGrp/EOYAmt06621896
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt06
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0209353
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt00
IRS990/TotalLiabilitiesEOYAmt03150
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt03150
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt07434062
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06618746
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt0106056
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0235862
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0235862
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt07434062
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt06621896
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt00
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0809 E TINKHAM AVE
IRS990/USAddress/CityNm0LUDINGTON
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd049431
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt08
IRS990/WhistleblowerPolicyInd00

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