Liabilities / Assets
62nd percentile
Higher debt load relative to assets than 62% of similar nonprofits.
990 • Fiscal year 2020 • EIN 38-6066199
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
62nd percentile
Higher debt load relative to assets than 62% of similar nonprofits.
Liabilities / Revenue
33rd percentile
Higher debt load relative to revenue than 33% of similar nonprofits.
Net Margin
37th percentile
Higher net margin than 37% of similar nonprofits.
Top Officer Pay
83rd percentile
Higher top officer pay than 83% of similar nonprofits.
Top officer pay equals 1.9% of source-year revenue.
Asset Growth
61st percentile
Faster asset growth than 61% of similar nonprofits.
Revenue Growth
81st percentile
Faster revenue growth than 81% of similar nonprofits.
Assets
Up$677,563,973
Up $108,214,837 (+19%) from 2019
Net Assets
Up$64,454,907
Up $2,689,286 (+4.4%) from 2019
Liabilities
Up$613,109,066
Up $105,525,551 (+21%) from 2019
Revenue
Up$34,733,576
Up $2,053,248 (+6.3%) from 2019
Expenses
Up$31,676,733
Up $1,038,091 (+3.4%) from 2019
Net Income
Up$3,056,843
Up $1,015,157 (+50%) from 2019
Personal Banking Solutions You Can Trust.
To provide financial services to member owners with a common bond.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $419,670,895 | $395,623,882 | ▼ $24,047,013 |
| Investments Program Related | $22,873,251 | $160,027,433 | ▲ $137,154,182 |
| Rtn Earn Endowment Incm Other Fnds | $61,765,621 | $64,454,907 | ▲ $2,689,286 |
| Investments Other Securities | $74,719,663 | $53,549,820 | ▼ $21,169,843 |
| Savings and Temporary Cash Investments | $8,279,347 | $22,730,286 | ▲ $14,450,939 |
| Land, Buildings, and Equipment, Net | $20,767,604 | $20,007,558 | ▼ $760,046 |
| Accounts Receivable | $6,374,009 | $9,136,200 | ▲ $2,762,191 |
| Cash and Non-Interest-Bearing Accounts | $8,051,922 | $6,837,144 | ▼ $1,214,778 |
| Prepaid Expenses and Deferred Charges | $1,105,922 | $1,340,655 | ▲ $234,733 |
| Intangible Assets | $659,494 | $538,262 | ▼ $121,232 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $569,349,136 | $677,563,973 | ▲ $108,214,837 |
| Other Assets Total | $6,847,029 | $7,772,733 | ▲ $925,704 |
| Liabilities | |||
| Other Liabilities | $499,214,062 | $602,805,385 | ▲ $103,591,323 |
| Accounts Payable and Accrued Expenses | $8,369,453 | $10,303,681 | ▲ $1,934,228 |
| Total Liabilities | $507,583,515 | $613,109,066 | ▲ $105,525,551 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $61,765,621 | $64,454,907 | ▲ $2,689,286 |
| Total Liabilities and Net Assets / Fund Balance | $569,349,136 | $677,563,973 | ▲ $108,214,837 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $12,080,602 | $5,248,147 | $17,328,749 |
| Equipment | $4,578,653 | $6,125,090 | $10,703,743 |
| Land | $3,348,303 | - | $3,348,303 |
| Investment Program Related Org | $160,027,433 | - | - |
| Other Securities | $4,981,669 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Gerald Hutto | President/CEO | FT | $373,741 | $302,558 | $676,299 |
| Anne Arrand | Executive VP | FT | $204,929 | $80,378 | $285,307 |
| John Hyatt | Commercial Lending Officer | FT | $120,948 | $27,103 | $148,051 |
| Nancy Davis | VP of Lending | FT | $126,862 | $21,095 | $147,957 |
| Lynne Kindy | Vice President of Compliance | FT | $118,090 | $24,613 | $142,703 |
| Sonny Guerra | Mortgage Originator | FT | $127,501 | $10,799 | $138,300 |
| Dana Tell | VP of Marketing | FT | $122,298 | $15,628 | $137,926 |
| Rebecca Gerzseny | CFO | FT | $123,138 | $8,801 | $131,939 |
| Name | Title |
|---|---|
| Rebecca Sanchez | Chairperson |
| Timothy Fritz | Vice Chairperson |
| James Flannery | Director |
| Jan Elbing | Director |
| Jan Tolley | Director |
| PATRICK O'TOOLE | Director |
| Richard Powell | Director |
| Peter Tyson | Secretary |
| Carl Hawkins | Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Member Driven Technologies | Data Processing | 30230 ORCHARD LAKE ROAD, Farmington Hills, MI 48334 | $1,063,761 |
| Jack Henry | Atm/credit Card Processor And Support, I | 663 W HIGHWAY 60, Monett, MO 65708 | $677,018 |
| Visa USA INC | Access To Vendors Who Accept Visa Cards | PO BOX 742233, Los Angeles, CA 90074 | $473,325 |
| Neighborhood Mortgage Solutions LLC | Provide Mortgage Services For Both Fanni | 975 N MAIN ST STE D, Frankenmuth, MI 48734 | $466,527 |
| Tucker Builders | Construction And Renovation Of Several B | 2634 LIPKA, Pinconning, MI 48706 | $454,688 |
| Line Item | Amount |
|---|---|
| Other Expenses | $17,503,758 |
| Salaries, Compensation, and Employee Benefits | $14,157,975 |
| Grants and Similar Amounts Paid | $15,000 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $9,630,718 |
| Interest | - | - | - | $3,719,810 |
| Office Expenses | - | - | - | $3,225,328 |
| Other Employee Benefits | - | - | - | $2,636,695 |
| Depreciation Depletion | - | - | - | $1,569,278 |
| Information Technology | - | - | - | $1,188,614 |
| Occupancy | - | - | - | $1,109,507 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $1,093,545 |
| Fees for Services Other | - | - | - | $1,009,345 |
| Payroll Taxes | - | - | - | $754,974 |
| Advertising | - | - | - | $671,628 |
| Conferences and Meetings | - | - | - | $338,445 |
| Insurance | - | - | - | $157,717 |
| Other Expenses | - | - | - | $121,232 |
| All Other Expenses | - | - | - | $114,791 |
| Fees for Services Accounting | - | - | - | $102,651 |
| Fees for Services Legal | - | - | - | $49,128 |
| Travel | - | - | - | $43,797 |
| Pension Plan Contributions | - | - | - | $42,043 |
| Grants to Domestic Individuals | - | - | - | $15,000 |
| Total Functional Expenses | $0 | $0 | $0 | $31,676,733 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $31,676,733 |
| Total Expenses per Form 990 | $31,676,733 |
| Total Expenses per Audited Statements | $31,674,235 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $-2,498 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares and Deposits | $602,805,385 |
“The credit union has a single class of members with equal rights of ownership, governance and voting.”
“The board of directors is elected by the members at the annual meeting. Each board member is elected for a three year term.”
“Credit union decisions that are subject to membership approval are mergers.”
“A review is conducted by the president/ceo prior to submission to the irs. Subsequent to filing, the board of directors is provided with a copy of the 990 returns submitted.”
“Employees and the board of directors are required to review the policy and sign a conflict of interest statement on an annual basis.”
“The ceo compensation is determined by a compensation committee with approval by board or compensation committee. The board of director's executive committee commpletes a performance appraisal annually. Salary increases are approved by the board of directors and are determined based on performance as well as peer group. The ceo performs annual evaluations of key employees and has been given the authority to provide salary increases based on performance.”
“Financial statements are posted in the credit union lobby. Other documents and policies are available for review upon request.”
“Change in other comprehensive income-postretirement healthcare plan -475,513.”
“There were no changes in the process of the committee that assumes responsibility of the oversight of the audit and selection of the independent auditor.”
“The credit union's audited consolidated financial statements included the balances and activities of the 100% owned disregarded entities (design one creative, llc and team one insurance services) and did not include the partnership subsidiary, neighborhood income solutions, of which team one credit union owns 33.33%. Therefore, schedule d, parts xi and xii have been prepared.”
“The credit union is exempt, by statute, from federal and state income taxes.”
“Gains included as a reduction of expenses within the audited financials but are reported as part of revenue on form 990 2,498.”
“Gains included as a reduction of expenses within the audited financials but are reported as part of revenue on form 990 -2,498.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 8369453 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 10303681 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 6374009 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 9136200 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE FINANCIAL SERVICES TO MEMBER OWNERS WITH A COMMON BOND. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 671628 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 114791 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | TEAM ONE CREDIT UNION |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9897546575 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 520 HAYDEN ST PO BOX 1260 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SAGINAW |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 48606 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 8051922 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 6837144 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 17 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1093545 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 338445 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 1063761 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 677018 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 473325 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 466527 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 454688 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 30230 ORCHARD LAKE ROAD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 663 W HIGHWAY 60 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | PO BOX 742233 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | 975 N MAIN ST STE D |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 2634 LIPKA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | FARMINGTON HILLS |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | MONETT |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | LOS ANGELES |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | FRANKENMUTH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | PINCONNING |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | MO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 48334 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 65708 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 90074 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 48734 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 48706 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | MEMBER DRIVEN TECHNOLOGIES |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | JACK HENRY |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | VISA USA INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | NEIGHBORHOOD MORTGAGE SOLUTIONS LLC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | TUCKER BUILDERS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | DATA PROCESSING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | ATM/CREDIT CARD PROCESSOR AND SUPPORT, I |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | ACCESS TO VENDORS WHO ACCEPT VISA CARDS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | PROVIDE MORTGAGE SERVICES FOR BOTH FANNI |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | CONSTRUCTION AND RENOVATION OF SEVERAL B |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 15000 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1686505 |
| IRS990/CYOtherExpensesAmt | 0 | 17503758 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 33047071 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 3056843 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 14157975 |
| IRS990/CYTotalExpensesAmt | 0 | 31676733 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 34733576 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1569278 |
| IRS990/Desc | 0 | PROVIDE 49,292 MEMBERS WITH REGULAR SAVINGS, SHARE DRAFTS, CERTIFICATES OF DEPOSITS, IRA AND MONEY MARKET ACCOUNTS TOTALING 94,843 ACCOUNTS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 1 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 231 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 102651 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 49128 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 1009345 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 60569 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 8801 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 52113 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 15628 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 10799 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 21095 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 24613 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 27103 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | PATRICK O'TOOLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JAMES FLANNERY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JAN TOLLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | REBECCA SANCHEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JAN ELBING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | CARL HAWKINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | TIMOTHY FRITZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | RICHARD POWELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | PETER TYSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | GERALD HUTTO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | REBECCA GERZSENY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | ANNE ARRAND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | DANA TELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | SONNY GUERRA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | NANCY DAVIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | LYNNE KINDY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | JOHN HYATT |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 615730 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 123138 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 233194 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 122298 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 127501 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 126862 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 118090 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 120948 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | VICE CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | EXECUTIVE VP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | VP OF MARKETING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | MORTGAGE ORIGINATOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | VP OF LENDING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | VICE PRESIDENT OF COMPLIANCE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | COMMERCIAL LENDING OFFICER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 2498 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | -50516 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 15000 |
| IRS990/GrantsToIndividualsInd | 0 | 1 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 53529 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 1001585 |
| IRS990/GrossReceiptsAmt | 0 | 35836708 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 10 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 1188614 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 157717 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 659494 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 538262 |
| IRS990/InterestGrp/TotalAmt | 0 | 3719810 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1734523 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1734523 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 74719663 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 53549820 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 22873251 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 160027433 |
| IRS990/IRPDocumentCnt | 0 | 13096 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 11373237 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 20767604 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 20007558 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 31380795 |
| IRS990/LegalDomicileStateCd | 0 | MI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 51031 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 1052101 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | ONE TEAM, ONE GOAL - PUTTING OUR MEMBERS FIRST. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 61765621 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 64454907 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -48018 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -48018 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 107956 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1109507 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 3225328 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 6847029 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 7772733 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -475513 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 2636695 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | OTHER OPERATING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | CORE DEPOSIT AMORTIZATI |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 2140610 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1811577 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 130300 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 121232 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 499214062 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 602805385 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 9630718 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 419670895 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 395623882 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 754974 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 42043 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 1105922 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 1340655 |
| IRS990/PrincipalOfficerNm | 0 | GERALD J HUTTO |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 520000 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE AND OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FINANCE AND INSURANCE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 20006707 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 12660818 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 20006707 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 12660818 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 379546 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 379546 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDE 29,517 LOANS INCLUDING VEHICLE, OVERDRAFT PROTECTION, MORTGAGE, HOME EQUITY, SIGNATURE, CREDIT CARD, STUDENT, AND RECREATIONAL VEHICLE. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | OFFER AUTOMATED TELLER MACHINES, DEBIT CARDS, WIRE TRANSFERS, MONEY ORDERS, BILL PAYMENT, OVERDRAFT PROTECTION/COURTESY PAY AND VARIOUS INSURANCE AND INVESTMENT PROGRAMS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 15000 |
| IRS990/PYInvestmentIncomeAmt | 0 | 2277800 |
| IRS990/PYOtherExpensesAmt | 0 | 16983853 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 30402528 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 2041686 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 13639789 |
| IRS990/PYTotalExpensesAmt | 0 | 30638642 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 32680328 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 3056843 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 61765621 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 64454907 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 8279347 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 22730286 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 12080602 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 5248147 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 17328749 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 4578653 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 6125090 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 10703743 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | -2498 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 31676733 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 160027433 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | ALLOYA CORPORATE FEDERAL CREDIT UNION |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 3348303 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 3348303 |
| IRS990ScheduleD/OtherExpensesIncludedAmt | 0 | -2498 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 602805385 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES AND DEPOSITS |
| IRS990ScheduleD/OtherRevenuesNotIncludedAmt | 0 | 2498 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 742687 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 1757700 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 8970130 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 3 | 37097634 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 4 | 4981669 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | MUTUAL FUNDS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | FEDERAL HOME LOAN BANK STOCK |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | CUSO INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 3 | AFS INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 4 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 3 | F |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 4 | C |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.