Civic Intelligence

Ua Local 190 Health and Welfare Plan and Tr

EIN 38-6065578 • 501(c)9 • Troy, MI

View Organization Page

Profile

Payment of health care claims and insurance premiums on behalf of union members and their dependents

700 Tower Drive STE 300Troy, MI 48098

www.ua190benefits.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

55th percentile

0.06x

Higher debt load relative to assets than 55% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

0.09x

Higher debt load relative to revenue than 62% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2025

Net Margin

47th percentile

4.0%

Higher net margin than 47% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2025

Top Officer Pay

44th percentile

$0

Higher top officer pay than 44% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)9 • $25M-$50M nonprofits • Source year 2025

Asset Growth

47th percentile

6.2%

Faster asset growth than 47% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Revenue Growth

46th percentile

6.4%

Faster revenue growth than 46% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets55th percentile

Assets

Up

$35,997,002

Up $2,093,557 (+6.2%) from 2024

Liabilities

Up

$1,988,959

Up $419,732 (+27%) from 2024

Net Assets

Up

$34,008,043

Up $1,673,825 (+5.2%) from 2024

Operations
Liabilities / Revenue62nd percentileNet Margin47th percentile

Revenue

Up

$23,279,547

Up $1,406,502 (+6.4%) from 2024

Expenses

Up

$22,354,064

Up $1,078,874 (+5.1%) from 2024

Net Income

Up

$925,483

Up $327,628 (+55%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth47th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2011: $18,722,879Liabilities 2011: $1,105,194Net Assets 2011: $17,617,6852011Assets 2012: $20,216,934Liabilities 2012: $1,156,290Net Assets 2012: $19,060,6442012Assets 2013: $20,176,234Liabilities 2013: $1,283,111Net Assets 2013: $18,893,1232013Assets 2014: $20,605,405Liabilities 2014: $1,500,571Net Assets 2014: $19,104,8342014Assets 2015: $22,031,717Liabilities 2015: $1,740,638Net Assets 2015: $20,291,0792015Assets 2016: $22,375,691Liabilities 2016: $1,559,427Net Assets 2016: $20,816,2642016Assets 2017: $24,463,097Liabilities 2017: $1,573,463Net Assets 2017: $22,889,6342017Assets 2018: $24,545,925Liabilities 2018: $1,660,671Net Assets 2018: $22,885,2542018Assets 2019: $27,169,282Liabilities 2019: $1,886,961Net Assets 2019: $25,282,3212019Assets 2020: $28,812,354Liabilities 2020: $1,667,972Net Assets 2020: $27,144,3822020Assets 2021: $33,600,300Liabilities 2021: $1,481,048Net Assets 2021: $32,119,2522021Assets 2022: $31,731,480Liabilities 2022: $1,798,804Net Assets 2022: $29,932,6762022Assets 2023: $31,833,149Liabilities 2023: $1,459,808Net Assets 2023: $30,373,3412023Assets 2024: $33,903,445Liabilities 2024: $1,569,227Net Assets 2024: $32,334,2182024Assets 2025: $35,997,002Liabilities 2025: $1,988,959Net Assets 2025: $34,008,0432025

Highlighted filing

2025

Assets$35,997,002
Liabilities$1,988,959
Net Assets$34,008,043
Open 2025 Filing

Operations Trend

Revenue Growth46th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0-$10MRevenue 2011: $12,369,524Expenses 2011: $11,486,360Net Income 2011: $883,1642011Revenue 2012: $12,657,172Expenses 2012: $11,214,213Net Income 2012: $1,442,9592012Revenue 2013: $13,739,411Expenses 2013: $13,906,932Net Income 2013: -$167,5212013Revenue 2014: $13,820,281Expenses 2014: $13,608,570Net Income 2014: $211,7112014Revenue 2015: $15,558,737Expenses 2015: $14,372,492Net Income 2015: $1,186,2452015Revenue 2016: $14,926,462Expenses 2016: $14,048,476Net Income 2016: $877,9862016Revenue 2017: $18,128,362Expenses 2017: $16,660,558Net Income 2017: $1,467,8042017Revenue 2018: $16,728,342Expenses 2018: $16,869,219Net Income 2018: -$140,8772018Revenue 2019: $19,012,908Expenses 2019: $16,690,792Net Income 2019: $2,322,1162019Revenue 2020: $17,973,408Expenses 2020: $17,060,221Net Income 2020: $913,1872020Revenue 2021: $18,848,686Expenses 2021: $15,886,548Net Income 2021: $2,962,1382021Revenue 2022: $19,592,093Expenses 2022: $19,023,993Net Income 2022: $568,1002022Revenue 2023: $19,897,290Expenses 2023: $18,798,168Net Income 2023: $1,099,1222023Revenue 2024: $21,873,045Expenses 2024: $21,275,190Net Income 2024: $597,8552024Revenue 2025: $23,279,547Expenses 2025: $22,354,064Net Income 2025: $925,4832025

Highlighted filing

2025

Revenue$23,279,547
Expenses$22,354,064
Net Income$925,483
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$35,997,002
Liabilities
$1,988,959
Net assets
$34,008,043
Revenue
$23,279,547
Expenses
$22,354,064
Net income
$925,483
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$36.0$1.99$34.0$23.3$22.4$0.93
2024Detailed filing. Detailed filing data is available for this year.$33.9$1.57$32.3$21.9$21.3$0.60
2023Detailed filing. Detailed filing data is available for this year.$31.8$1.46$30.4$19.9$18.8$1.10
2022Detailed filing. Detailed filing data is available for this year.$31.7$1.80$29.9$19.6$19.0$0.57
2021Detailed filing. Detailed filing data is available for this year.$33.6$1.48$32.1$18.8$15.9$2.96
2020Detailed filing. Detailed filing data is available for this year.$28.8$1.67$27.1$18.0$17.1$0.91
2019Detailed filing. Detailed filing data is available for this year.$27.2$1.89$25.3$19.0$16.7$2.32
2018Detailed filing. Detailed filing data is available for this year.$24.5$1.66$22.9$16.7$16.9$0.14
2017Detailed filing. Detailed filing data is available for this year.$24.5$1.57$22.9$18.1$16.7$1.47
2016Detailed filing. Detailed filing data is available for this year.$22.4$1.56$20.8$14.9$14.0$0.88
2015Summary only. Only limited summary data is available for this year.$22.0$1.74$20.3$15.6$14.4$1.19
2014Summary only. Only limited summary data is available for this year.$20.6$1.50$19.1$13.8$13.6$0.21
2013Summary only. Only limited summary data is available for this year.$20.2$1.28$18.9$13.7$13.9$0.17
2012Summary only. Only limited summary data is available for this year.$20.2$1.16$19.1$12.7$11.2$1.44
2011Summary only. Only limited summary data is available for this year.$18.7$1.11$17.6$12.4$11.5$0.88
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jun 1, 2024 to May 31, 2025
Signed
Mar 16, 2026
Return Version
2024v5.2
Gross Receipts
$23,994,171
Mission and Program Overview

Mission

Payment of health care claims and insurance premiums on behalf of union members and their dependents

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$32,334,218$34,008,043▲ $1,673,825
Investments in Publicly Traded Securities$29,111,822$31,442,246▲ $2,330,424
Accounts Receivable$2,268,303$2,826,612▲ $558,309
Cash and Non-Interest-Bearing Accounts$1,793,229$1,243,930▼ $549,299
Prepaid Expenses and Deferred Charges$241,912$302,502▲ $60,590
Savings and Temporary Cash Investments$477,206$181,708▼ $295,498
Total Assets$33,903,445$35,997,002▲ $2,093,557
Other Assets Total$10,973$4▼ $10,969
Liabilities
Other Liabilities$1,383,730$1,386,457▲ $2,727
Accounts Payable and Accrued Expenses$185,497$602,502▲ $417,005
Total Liabilities$1,569,227$1,988,959▲ $419,732
Net Assets / Fund Balance
Total Net Assets Fund Balance$32,334,218$34,008,043▲ $1,673,825
Total Liabilities and Net Assets / Fund Balance$33,903,445$35,997,002▲ $2,093,557
Compensation and Service Providers
Top Officer Pay44th percentile

Board Members and Trustees

NameTitle
David ForbesChairman
Jessica ArndtAlternate Trustee
Joseph RomineAlternate Trustee
Cynthia MaherTrustee
Douglas Mayher JrTrustee
Nancy CumminsTrustee
Patrick DuffyTrustee
Randall WhitakerTrustee
Walter CosensTrustee
Jeremy FinnSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Blue Cross Blue Shield of MichiganClaims processing27000 W 11 Mile Rd, Southield, MI 48034$761,140
TIC Midwest LLCAdministration, payroll audits11590 North Meridian St Ste 600, Carmel, IN 46032-4529$161,840
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$21,649,007
Investment Income
$1,630,540
Other Revenue
$0
Change in Net Assets
$925,483

Audited Revenue Reconciliation

Revenue per Audited Statements
$23,279,547
Revenue Not Reported on Form 990
$748,342
Total Revenue per Audited Statements
$24,027,889
Total Revenue per Form 990
$23,279,547
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,310,984
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$21,043,080
Fees for Services Management---$287,638
Fees for Services Legal---$77,221
Other Expenses---$54,706
Fees for Services Accounting---$40,350
Fees for Services Other---$31,161
Office Expenses---$21,277
All Other Expenses---$14,613
Fees for Service Investment Mgmnt Fees---$13,124
Insurance---$6,126
Conferences and Meetings---$2,278
Information Technology---$1,350
Total Functional Expenses$0$0$0$22,354,064

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$22,354,064
Total Expenses per Form 990$22,354,064
Total Expenses per Audited Statements$22,351,337
Expenses Not Reported on Form 990$-2,727
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Federal income taxes$1,386,457
Benefit claims payable-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The Form 990 is provided to the signing officers before filing.”

Form 990, Part VI, Section C, Line 19

“The governing documents for the UA Local 190 Health and Welfare Plan and the UA Local 190 Medicare Retiree Health and Welfare Plan are available to participants and beneficiaries upon request. Financial statements are included in the annual filing of the Form 5500 for the UA Local 190 Health and Welfare Plan and of the Form 5500 for the UA Local 190 Medicare Retiree Health and Welfare Plan, and are available on the Department of Labors website.”

Filing and Contact Details

Filer

Filer Name
UA Local 190 Health and Welfare Trust
EIN
38-6065578
Phone
2488139800
Address
700 Tower Drive STE 300, Troy, MI 48098

Signing Officer

Name
David Forbes and Jeremy Finn
Title
Trustees
Phone
2488139800
Signed
2026-03-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
David Forbes and Jeremy Finn
Formed
1952
Legal Domicile
Mi
Voting Board Members
8
Independent Board Members
8
Employees
38
Volunteers
10

Preparer

Firm
Bennett & Associates CPAs PLLC
Address
100 Huronview Blvd, Ann Arbor, MI 48103
Preparer
James H Bennett CPA
Phone
7346228015
Supplemental Narrative

Financial Statement Notes

XII 2D

“Benefit reserve adjustment”

Raw XML AppendixShowing 400 of 470 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0185497
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0602502
IRS990/AccountsReceivableGrp/BOYAmt02268303
IRS990/AccountsReceivableGrp/EOYAmt02826612
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0Payment of health care claims and insurance premiums on behalf of union members and their dependents
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllOtherExpensesGrp/TotalAmt014613
IRS990/AuditCommitteeInd0false
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt021043080
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Attn Mike Lyon Plan Manager BeneSys Inc
IRS990/BooksInCareOfDetail/PhoneNum02488139800
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0700 Tower Drive Suite 300
IRS990/BooksInCareOfDetail/USAddress/CityNm0Troy
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd048098
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt01793229
IRS990/CashNonInterestBearingGrp/EOYAmt01243930
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt02
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt02278
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractorCompensationGrp/CompensationAmt0761140
IRS990/ContractorCompensationGrp/CompensationAmt1161840
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt027000 W 11 Mile Rd
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt111590 North Meridian St Ste 600
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0Southield
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1Carmel
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0MI
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1IN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd048034
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd1460324529
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0Blue Cross Blue Shield of Michigan
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1TIC Midwest LLC
IRS990/ContractorCompensationGrp/ServicesDesc0Claims processing
IRS990/ContractorCompensationGrp/ServicesDesc1Administration, payroll audits
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt021043080
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01630540
IRS990/CYOtherExpensesAmt01310984
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt021649007
IRS990/CYRevenuesLessExpensesAmt0925483
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt022354064
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt023279547
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0All revenues and expenses are related to paying health and welfare claims and premiums of union members and their dependents
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt038
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt040350
IRS990/FeesForServicesLegalGrp/TotalAmt077221
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt0287638
IRS990/FeesForServicesOtherGrp/TotalAmt031161
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt013124
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt0000.40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt1000.40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt2000.40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt3000.40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt4000.40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt5000.40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt6000.40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt7000.40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt8000.40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt9000.40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt0000.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1000.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2000.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt3000.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt4000.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt5000.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt6000.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt7000.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt8000.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt9000.10
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0David Forbes
IRS990/Form990PartVIISectionAGrp/PersonNm1Jeremy Finn
IRS990/Form990PartVIISectionAGrp/PersonNm2Douglas Mayher Jr
IRS990/Form990PartVIISectionAGrp/PersonNm3Nancy Cummins
IRS990/Form990PartVIISectionAGrp/PersonNm4Walter Cosens
IRS990/Form990PartVIISectionAGrp/PersonNm5Randall Whitaker
IRS990/Form990PartVIISectionAGrp/PersonNm6Cynthia Maher
IRS990/Form990PartVIISectionAGrp/PersonNm7Patrick Duffy
IRS990/Form990PartVIISectionAGrp/PersonNm8Joseph Romine
IRS990/Form990PartVIISectionAGrp/PersonNm9Jessica Arndt
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt2Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt3Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt4Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt5Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt6Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt7Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt8Alternate Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt9Alternate Trustee
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/SecuritiesAmt0535376
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt01250000
IRS990/GrossReceiptsAmt023994171
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt08
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01350
IRS990/InsuranceGrp/TotalAmt06126
IRS990/InterestGrp/TotalAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt01095164
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01095164
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt029111822
IRS990/InvestmentsPubTradedSecGrp/EOYAmt031442246
IRS990/IRPDocumentCnt03
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MI
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0714624
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Payment of health care claims and insurance premiums on behalf of union members and their dependents
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt032334218
IRS990/NetAssetsOrFundBalancesEOYAmt034008043
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0535376
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0535376
IRS990/NetUnrlzdGainsLossesInvstAmt0748342
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/TotalAmt021277
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt010973
IRS990/OtherAssetsTotalGrp/EOYAmt04
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Blue Cross Blue Shield administrative fees
IRS990/OtherExpensesGrp/Desc1Delta Dental administrative fees
IRS990/OtherExpensesGrp/TotalAmt0761140
IRS990/OtherExpensesGrp/TotalAmt154706
IRS990/OtherLiabilitiesGrp/BOYAmt01383730
IRS990/OtherLiabilitiesGrp/EOYAmt01386457
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0241912
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0302502
IRS990/PrincipalOfficerNm0David Forbes and Jeremy Finn
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0525100
IRS990/ProgramServiceRevenueGrp/BusinessCd1525100
IRS990/ProgramServiceRevenueGrp/Desc0Employer Contributions
IRS990/ProgramServiceRevenueGrp/Desc1Participant Contributions
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt020369789
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11279218
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt020369789
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11279218
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt020056643
IRS990/PYInvestmentIncomeAmt0894001
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01218547
IRS990/PYProgramServiceRevenueAmt020979044
IRS990/PYRevenuesLessExpensesAmt0597855
IRS990/PYTotalExpensesAmt021275190
IRS990/PYTotalRevenueAmt021873045
IRS990/ReconcilationRevenueExpnssAmt0925483
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt032334218
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt034008043
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0477206
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0181708
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesNotReportedAmt0-2727
IRS990ScheduleD/ExpensesSubtotalAmt022354064
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0748342
IRS990ScheduleD/OtherExpensesIncludedAmt0-2727
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01386457
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Federal income taxes
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Benefit claims payable
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Financial derivatives and other financial products
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Closely-held equity interests
IRS990ScheduleD/RevenueNotReportedAmt0748342
IRS990ScheduleD/RevenueSubtotalAmt023279547
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Benefit reserve adjustment
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0XII 2d
IRS990ScheduleD/TotalExpensesPerForm990Amt022354064
IRS990ScheduleD/TotalLiabilityAmt01386457
IRS990ScheduleD/TotalRevenuePerForm990Amt023279547
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt024027889
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt022351337
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Form 990 is provided to the signing officers before filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The governing documents for the UA Local 190 Health and Welfare Plan and the UA Local 190 Medicare Retiree Health and Welfare Plan are available to participants and beneficiaries upon request. Financial statements are included in the annual filing of the Form 5500 for the UA Local 190 Health and Welfare Plan and of the Form 5500 for the UA Local 190 Medicare Retiree Health and Welfare Plan, and are available on the Department of Labors website.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section C, Line 19
IRS990ScheduleR/AssetExchangeInd0false
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd0false
IRS990ScheduleR/AssetSaleToOtherOrgInd0false
IRS990ScheduleR/DivRelatedOrganizationInd0false
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd0false
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd0false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd0false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd1false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd2false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd3false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd4false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd5false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd6false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd1N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd2N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd3N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd4N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd5N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd6N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0UA Local 190 Sub Plan
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt1UA Local 190 Pension Plan
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt2UA Local 190 Defined Contribution Plan
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt3UA Local 190 Individual HRA Plan
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt4UA Local 190
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt5Greater Michigan PMC
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt6Board of Trustees of the UA Local 190 Health & Welfare Trust
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0237116328
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN1386065579
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN2383316535
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN3260268950
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN4380895168
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN5386087681
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN6386065578
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501c17
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt1501a
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt2501a
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt3501c9
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt4501c5
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt5501c6
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt6501c9
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd1MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd2MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd3MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd4MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd5MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd6MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0Sub Fund
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt1DB Pension
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt2DC Pension
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt3Health Savings
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt4Collective Bargaining
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt5Industry Advancement
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt6VEBA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt0700 Tower Drive Suite 300
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt1700 Tower Drive Suite 300
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt2700 Tower Drive Suite 300
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt3700 Tower Drive Suite 300
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt47920 Jackson Road Suite B
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt558 Parkland Plaza Suite 600
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt6700 Tower Drive Suite 300
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0Troy
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm1Troy
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm2Troy
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm3Troy
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm4Ann Arbor
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm5Ann Arbor
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm6Troy
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd1MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd2MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd3MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd4MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd5MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd6MI
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd048098
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd148098
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd248098
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd348098
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd448103
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd548103
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd648098
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd0false
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd0false
IRS990ScheduleR/PaidEmployeesSharingInd0false
IRS990ScheduleR/PerformOfServicesByOtherOrgInd0false
IRS990ScheduleR/PerformOfServicesForOthOrgInd0false
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd0false
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd0false
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd0false
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd0false
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd0false
IRS990ScheduleR/SharingOfFacilitiesInd0false
IRS990ScheduleR/TransferFromOtherOrgInd0true
IRS990ScheduleR/TransferToOtherOrgInd0false
IRS990/SchoolOperatingInd0false

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)9 • $25M-$50M nonprofits