Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
EIN 38-6065295
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on the latest valid filing.
Top Officer Pay
Score unavailable
No filing with officer or executive compensation is available for this organization yet.
Asset Growth
40th percentile
Faster asset growth than 40% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$32,598,471
Up $710,658 (+2.2%) from 2011
Liabilities
Up$29,629,943
Up $1,039,067 (+3.6%) from 2011
Net Assets
Down$2,968,528
Down $328,409 (-10.0%) from 2011
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$1,429,964
Down $16,115 (-1.1%) from 2011
Net Income
-
No earlier filing loaded for comparison.
Most recent year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | false |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 27589 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 30960 |
| IRS990/AccountsReceivable/EOY | 0 | 0 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/Activity2/Description | 0 | The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12-31-12 was 1,230. |
| IRS990/ActivityOrMissionDescription | 0 | Provide financial services and products to members. |
| IRS990/Advertising/Total | 0 | 16292 |
| IRS990/AllAffiliatesIncluded | 0 | false |
| IRS990/AllOtherExpenses/Total | 0 | 0 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | true |
| IRS990/AuditCommittee | 0 | true |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsToMembers/Total | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | false |
| IRS990/BsnssRltnshpWithOrganization | 0 | false |
| IRS990/CashNonInterestBearing/BOY | 0 | 238512 |
| IRS990/CashNonInterestBearing/EOY | 0 | 237421 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 86525 |
| IRS990/CompDisqualPersons/Total | 0 | 0 |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | true |
| IRS990/CompensationProcessOther | 0 | true |
| IRS990/ComplianceWithBackupWitholding | 0 | true |
| IRS990/ConferencesMeetings/Total | 0 | 0 |
| IRS990/ConflictOfInterestPolicy | 0 | true |
| IRS990/ConservationEasements | 0 | false |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | false |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | false |
| IRS990/DecisionsSubjectToApproval | 0 | true |
| IRS990/DeductibleContributionsOfArt | 0 | false |
| IRS990/DeductibleNonCashContributions | 0 | false |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DepreciationDepletion/Total | 0 | 41381 |
| IRS990/DescribedIn501C3 | 0 | false |
| IRS990/Description | 0 | The Credit Union provides several deposit account types to members including savings, checking, certificate and other. The total number of members at 12-31-2012 was 3,892. |
| IRS990/DisregardedEntity | 0 | false |
| IRS990/DistributionToDonor | 0 | false |
| IRS990/DocumentRetentionPolicy | 0 | true |
| IRS990/DonorAdvisedFunds | 0 | false |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | true |
| IRS990/EmploymentTaxReturnsFiled | 0 | true |
| IRS990/EscrowAccount | 0 | false |
| IRS990/ExcessBenefitTransaction | 0 | false |
| IRS990/ExcessBusinessHoldings | 0 | false |
| IRS990/FamilyOrBusinessRelationship | 0 | false |
| IRS990/FederalGrantAuditRequired | 0 | false |
| IRS990/FeesForServicesAccounting/Total | 0 | 20647 |
| IRS990/FeesForServicesInvstMgmntFees/Total | 0 | 0 |
| IRS990/FeesForServicesLegal/Total | 0 | 0 |
| IRS990/FeesForServicesLobbying/Total | 0 | 0 |
| IRS990/FeesForServicesManagement/Total | 0 | 0 |
| IRS990/FeesForServicesOther/Total | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/Total | 0 | 0 |
| IRS990/FiledLieu1041 | 0 | false |
| IRS990/ForeignActivities | 0 | false |
| IRS990/ForeignFinancialAccount | 0 | false |
| IRS990/ForeignGrants/Total | 0 | 0 |
| IRS990/ForeignOffice | 0 | false |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 45.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 0 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 1 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 2 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 3 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 4 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 5 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 6 | 0.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | James R Manning Jr |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | Wendy L Kilgren |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | Donald H Johnson |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | Margie L Carter |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | Jay C Gowell |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | Donald J Yuvan |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | Kenneth P Huber |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 86525 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | Director |
| IRS990/Form990PartVIISectionA/Title | 1 | Director |
| IRS990/Form990PartVIISectionA/Title | 2 | Director |
| IRS990/Form990PartVIISectionA/Title | 3 | Director |
| IRS990/Form990PartVIISectionA/Title | 4 | Vice Chairman |
| IRS990/Form990PartVIISectionA/Title | 5 | Chairman |
| IRS990/Form990PartVIISectionA/Title | 6 | Mgr/Sec/Treas |
| IRS990/Form990ProvidedToGoverningBody | 0 | false |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | true |
| IRS990/FSAuditedBasis/FinancialStatementSeparate | 0 | X |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/Gaming | 0 | false |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsToDomesticIndividuals/Total | 0 | 0 |
| IRS990/GrantsToDomesticOrgs/Total | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossReceipts | 0 | 1101555 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IncomeFromInvestBondProceeds/TotalRevenueColumn | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | true |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 115291 |
| IRS990/Insurance/Total | 0 | 33395 |
| IRS990/IntangibleAssets/EOY | 0 | 0 |
| IRS990/Interest/Total | 0 | 108281 |
| IRS990/InventoriesForSaleOrUse/EOY | 0 | 0 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 223325 |
| IRS990/InvestmentIncomePriorYear | 0 | 301259 |
| IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome | 0 | 223325 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 223325 |
| IRS990/InvestmentInJointVenture | 0 | false |
| IRS990/InvestmentsOtherSecurities/BOY | 0 | 16540800 |
| IRS990/InvestmentsOtherSecurities/EOY | 0 | 7991800 |
| IRS990/InvestmentsProgramRelated/EOY | 0 | 0 |
| IRS990/InvestmentsPubTradedSecurities/EOY | 0 | 0 |
| IRS990/InvestTaxExemptBonds | 0 | false |
| IRS990/LandBuildingsEquipmentBasis | 0 | 410176 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 501284 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 410176 |
| IRS990/LicensedMoreThanOneState | 0 | false |
| IRS990/LoanToOfficerOrDQP | 0 | true |
| IRS990/LobbyingActivities | 0 | false |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | Provide financial services and products to members. |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NbrIndependentVotingMembers | 0 | 6 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 3296937 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 2968528 |
| IRS990/NetGainOrLossInvestments/TotalRevenueColumn | 0 | 0 |
| IRS990/NetIncomeFromFundraisingEvents/TotalRevenueColumn | 0 | 0 |
| IRS990/NetIncomeFromGaming/TotalRevenueColumn | 0 | 0 |
| IRS990/NetIncomeOrLoss/TotalRevenueColumn | 0 | 0 |
| IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn | 0 | 0 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 1045 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 588 |
| IRS990/NumberIndependentVotingMembers | 0 | 6 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 10 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 62678 |
| IRS990/OfficeExpenses/Total | 0 | 200737 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/OnBehalfOfIssuer | 0 | false |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 333850 |
| IRS990/OtherAssetsTotal/EOY | 0 | 333684 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 175746 |
| IRS990/OtherExpensePriorYear | 0 | 792108 |
| IRS990/OtherExpensesCurrentYear | 0 | 786166 |
| IRS990/OtherExpenses/Description | 0 | 311 NCUA Stabilization |
| IRS990/OtherExpenses/Description | 1 | 300 Provision for Loan Loss |
| IRS990/OtherExpenses/Description | 2 | 280 Loan Servicing |
| IRS990/OtherExpenses/Total | 0 | 27813 |
| IRS990/OtherExpenses/Total | 1 | 33416 |
| IRS990/OtherExpenses/Total | 2 | 120677 |
| IRS990/OtherLiabilities/BOY | 0 | 28563287 |
| IRS990/OtherLiabilities/EOY | 0 | 29598983 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 11405026 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 10180798 |
| IRS990/OtherRevenueCurrentYear | 0 | 14749 |
| IRS990/OtherRevenueMisc/BusinessCode | 0 | 525990 |
| IRS990/OtherRevenueMisc/BusinessCode | 1 | 524298 |
| IRS990/OtherRevenueMisc/Description | 0 | Non-Member ATM Fees |
| IRS990/OtherRevenueMisc/Description | 1 | Insurance Revenue |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 0 | 5780 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 1 | 8969 |
| IRS990/OtherRevenueMisc/UnrelatedBusinessRevenue | 0 | 5780 |
| IRS990/OtherRevenueMisc/UnrelatedBusinessRevenue | 1 | 8969 |
| IRS990/OtherRevenuePriorYear | 0 | 13047 |
| IRS990/OtherSalariesAndWages/Total | 0 | 322584 |
| IRS990/PartialLiquidation | 0 | false |
| IRS990/PaymentsToAffiliates/Total | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 32345 |
| IRS990/PensionPlanContributions/Total | 0 | 26598 |
| IRS990/PledgesAndGrantsReceivable/EOY | 0 | 0 |
| IRS990/PoliticalActivities | 0 | false |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 97493 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 71596 |
| IRS990/PriorExcessBenefitTransaction | 0 | false |
| IRS990/ProfessionalFundraising | 0 | false |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 3 | 522100 |
| IRS990/ProgramServiceRevenueCY | 0 | 863481 |
| IRS990/ProgramServiceRevenue/Description | 0 | VISA Interchange Income |
| IRS990/ProgramServiceRevenue/Description | 1 | Other Program Revenue |
| IRS990/ProgramServiceRevenue/Description | 2 | Interest on Loans |
| IRS990/ProgramServiceRevenue/Description | 3 | Fees & Charges |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 963994 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 139902 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 7512 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 2 | 623696 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 3 | 92371 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 139902 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 7512 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 623696 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 3 | 92371 |
| IRS990/ProhibitedTaxShelterTrans | 0 | false |
| IRS990/ReceivablesFromDisqualPersons/EOY | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtc/EOY | 0 | 0 |
| IRS990/ReconcilationRevenueExpenses | 0 | -328409 |
| IRS990/RegularMonitoringEnforcement | 0 | true |
| IRS990/RelatedEntity | 0 | false |
| IRS990/RelatedOrgControlledEntity | 0 | false |
| IRS990/ReportFin48Footnote | 0 | false |
| IRS990/ReportInvestOthSecurities | 0 | true |
| IRS990/ReportLandBldgEquip | 0 | true |
| IRS990/ReportOtherAssets | 0 | false |
| IRS990/ReportOtherLiabilities | 0 | true |
| IRS990/ReportProgRelInvest | 0 | false |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 3296937 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 2968528 |
| IRS990/RevenuesLessExpensesCY | 0 | -328409 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | -167779 |
| IRS990/RoyaltiesRevenue/TotalRevenueColumn | 0 | 0 |
| IRS990/Royalties/Total | 0 | 0 |
| IRS990/SalariesEtcCurrentYear | 0 | 643798 |
| IRS990/SalariesEtcPriorYear | 0 | 653971 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 2770848 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 13372996 |
| IRS990/ScheduleBRequired | 0 | false |
| IRS990ScheduleD/Buildings/BookValue | 0 | 197778 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 197778 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 47418 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 47418 |
| IRS990ScheduleD/ExpensesSubtotal | 0 | 1429964 |
| IRS990ScheduleD/Land/BookValue | 0 | 90053 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 90053 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 74927 |
| IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis | 0 | 74927 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 11778851 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 17820132 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | 904 &908 Member Deposit Accounts |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | 901,2,3 & 906 Member Share Accounts |
| IRS990ScheduleD/RevenueSubtotal | 0 | 1101555 |
| IRS990ScheduleD/TotalExpensesPerForm990 | 0 | 1429964 |
| IRS990ScheduleD/TotalOfAmounts | 0 | 29598983 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 410176 |
| IRS990ScheduleD/TotalOfBookValueSecurities | 0 | 7991800 |
| IRS990ScheduleD/TotalRevenuePerForm990 | 0 | 1101555 |
| IRS990ScheduleD/TotExpensesEtcAuditedFinclStmt | 0 | 1429964 |
| IRS990ScheduleD/TotRevenueEtcAuditedFinclStmt | 0 | 1101555 |
| IRS990/ScheduleJRequired | 0 | false |
| IRS990ScheduleL/LoanTable/ApprovedByBoard | 0 | true |
| IRS990ScheduleL/LoanTable/Default | 0 | false |
| IRS990ScheduleL/LoanTable/LoanFromOrganization | 0 | X |
| IRS990ScheduleL/LoanTable/NameBusiness/BusinessNameLine1 | 0 | NA per 2012 Instructions |
| IRS990ScheduleL/LoanTable/WrittenAgreement | 0 | true |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | Executive and employee salaries are Board approved. Board of Directors are not compensated. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | Management reviews tax returns and forwards form 8879 EO to tax preparer. Board reviews filed tax returns at next scheduled meeting. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | Mergers are voted on by the entire membership. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | Section 501c(14) Credit Union is composed of members. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | Form 990, Part VI, Line 19 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | Form 990, Part VI, Line 15b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | Form 990, Part VI, Line 12c |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | Form 990, Part VI, Line 11b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | Form 990, Part VI, Line 7b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | Form 990, Part VI, Line 7a |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | Form 990, Part VI, Line 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Form 990, Part VI, Line 19: Other Organization Documents Publicly Available |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Form 990, Part VI, Line 11b: Form 990 Review Process |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder |
| IRS990/ScheduleORequired | 0 | true |
| IRS990/School | 0 | false |
| IRS990/SignificantChange | 0 | false |
| IRS990/SignificantNewProgramServices | 0 | false |
| IRS990/StateLegalDomicile | 0 | MI |
| IRS990/SubjectToProxyTax | 0 | false |
| IRS990/TaxableDistributions | 0 | false |
| IRS990/TaxablePartyNotification | 0 | false |
| IRS990/TaxExemptBonds | 0 | false |
| IRS990/Terminated | 0 | false |
| IRS990/TermOrPermanentEndowments | 0 | false |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 180 High Street PO Box 40 |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | Charlotte |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | MI |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 48813 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | Kenneth P Huber |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 5175435030 |
| IRS990/TotalAssets/BOY | 0 | 31887813 |
| IRS990/TotalAssetsBOY | 0 | 31887813 |
| IRS990/TotalAssets/EOY | 0 | 32598471 |
| IRS990/TotalAssetsEOY | 0 | 32598471 |
| IRS990/TotalCompGT150K | 0 | false |
| IRS990/TotalContributions | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 1429964 |
| IRS990/TotalExpensesPriorYear | 0 | 1446079 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 0 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 1429964 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 14749 |
| IRS990/TotalLiabilities/BOY | 0 | 28590876 |
| IRS990/TotalLiabilitiesBOY | 0 | 28590876 |
| IRS990/TotalLiabilities/EOY | 0 | 29629943 |
| IRS990/TotalLiabilitiesEOY | 0 | 29629943 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 31887813 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 32598471 |
| IRS990/TotalNbrEmployees | 0 | 10 |
| IRS990/TotalNbrVolunteers | 0 | 10 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 3296937 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 2968528 |
| IRS990/TotalOtherRevenue | 0 | 14749 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 863481 |
| IRS990/TotalReportableCompFromOrg | 0 | 86525 |
| IRS990/TotalRevenueCurrentYear | 0 | 1101555 |
| IRS990/TotalRevenuePriorYear | 0 | 1278300 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 1086806 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 1101555 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 14749 |
| IRS990/TransactionRelatedEntity | 0 | false |
| IRS990/TransfersToExemptNonChrtblOrg | 0 | false |
| IRS990/TravelEntrtnmntPublicOfficials/Total | 0 | 0 |
| IRS990/Travel/Total | 0 | 5558 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | true |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | www.eatonctyedcu.org |
| IRS990/WhistleblowerPolicy | 0 | false |
| IRS990/YearFormation | 0 | 1961 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/Filer/EIN | 0 | 386065295 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | Eaton County Educational Credit Union |
| ReturnHeader/Filer/NameControl | 0 | EATO |
| ReturnHeader/Filer/Phone | 0 | 5175435030 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 180 High Street PO Box 40 |
| ReturnHeader/Filer/USAddress/City | 0 | Charlotte |
| ReturnHeader/Filer/USAddress/State | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 48813 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | true |
| ReturnHeader/Officer/DateSigned | 0 | 2013-02-19 |
| ReturnHeader/Officer/Name | 0 | Kenneth P Huber |
| ReturnHeader/Officer/Title | 0 | Manager/Sec/Treas |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | FINANCIAL STANDARDS GROUP INC |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 3615 NEWBURG ROAD |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | LOUISVILLE |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | KY |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 40218 |
| ReturnHeader/Preparer/Name | 0 | Robin Rivers |
| ReturnHeader/Preparer/Phone | 0 | 5105274065 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
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