Civic Intelligence

Clement F Malovey Educational Scholarship Fund

EIN 38-3804156 • Coldwater, MI

100 W Chicago StColdwater, MI 49036
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

32nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

33rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$1M-$5M nonprofits • Source year 2025

Net Margin

8th percentile

-64%

Higher net margin than 8% of similar nonprofits.

$1M-$5M nonprofits • Source year 2025

Top Officer Pay

52nd percentile

$14,283

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 17.3% of source-year revenue.

$1M-$5M nonprofits • Source year 2025

Asset Growth

28th percentile

-2.7%

Faster asset growth than 28% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

6th percentile

-50%

Faster revenue growth than 6% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets32nd percentile

Assets

Down

$1,615,207

Down $45,053 (-2.7%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$1,615,207

Down $45,053 (-2.7%) from 2024

Operations
Liabilities / Revenue33rd percentileNet Margin8th percentile

Revenue

Down

$82,512

Down $81,538 (-50%) from 2024

Expenses

Down

$134,938

Down $6,444 (-4.6%) from 2024

Net Income

Down

-$52,426

Down $75,094 (-331%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth28th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $1,711,893Liabilities 2011: $02011Assets 2012: $1,765,004Liabilities 2012: $02012Assets 2013: $1,741,948Liabilities 2013: $02013Assets 2014: $1,702,346Liabilities 2014: $02014Assets 2015: $1,643,454Liabilities 2015: $02015Assets 2019: $1,902,154Liabilities 2019: $02019Assets 2020: $1,764,288Liabilities 2020: $0Net Assets 2020: $1,764,2882020Assets 2021: $1,820,436Liabilities 2021: $0Net Assets 2021: $1,820,4362021Assets 2022: $1,720,115Liabilities 2022: $0Net Assets 2022: $1,720,1152022Assets 2023: $1,630,174Liabilities 2023: $0Net Assets 2023: $1,630,1742023Assets 2024: $1,660,260Liabilities 2024: $0Net Assets 2024: $1,660,2602024Assets 2025: $1,615,207Liabilities 2025: $0Net Assets 2025: $1,615,2072025

Highlighted filing

2025

Assets$1,615,207
Liabilities$0
Net Assets$1,615,207
Open 2025 Filing

Operations Trend

Revenue Growth6th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $45,525Expenses 2011: $109,043Net Income 2011: -$63,5182011Revenue 2012: $109,149Expenses 2012: $107,260Net Income 2012: $1,8892012Revenue 2013: $88,238Expenses 2013: $111,012Net Income 2013: -$22,7742013Revenue 2014: $84,231Expenses 2014: $125,226Net Income 2014: -$40,9952014Revenue 2015: $68,310Expenses 2015: $127,159Net Income 2015: -$58,8492015Revenue 2019: $536,623Expenses 2019: $164,360Net Income 2019: $372,2632019Revenue 2020: $19,882Expenses 2020: $157,157Net Income 2020: -$137,2752020Revenue 2021: $195,819Expenses 2021: $139,428Net Income 2021: $56,3912021Revenue 2022: $33,082Expenses 2022: $142,076Net Income 2022: -$108,9942022Revenue 2023: $41,478Expenses 2023: $135,533Net Income 2023: -$94,0552023Revenue 2024: $164,050Expenses 2024: $141,382Net Income 2024: $22,6682024Revenue 2025: $82,512Expenses 2025: $134,938Net Income 2025: -$52,4262025

Highlighted filing

2025

Revenue$82,512
Expenses$134,938
Net Income-$52,426
Open 2025 Filing

Filings

Most recent year

2025 • Form 990PFDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,615,207
Liabilities
$0
Net assets
$1,615,207
Revenue
$82,512
Expenses
$134,938
Net income
-$52,426
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.62$0.00$1.62$0.08$0.13$0.05
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.66$0.00$1.66$0.16$0.14$0.02
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.63$0.00$1.63$0.04$0.14$0.09
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.72$0.00$1.72$0.03$0.14$0.11
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.82$0.00$1.82$0.20$0.14$0.06
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.76$0.00$1.76$0.02$0.16$0.14
2019Summary only. Only limited summary data is available for this year.$1.90$0.00$0.54$0.16$0.37
2015Summary only. Only limited summary data is available for this year.$1.64$0.00$0.07$0.13$0.06
2014Summary only. Only limited summary data is available for this year.$1.70$0.00$0.08$0.13$0.04
2013Summary only. Only limited summary data is available for this year.$1.74$0.00$0.09$0.11$0.02
2012Summary only. Only limited summary data is available for this year.$1.77$0.00$0.11$0.11$0.00
2011Summary only. Only limited summary data is available for this year.$1.71$0.00$0.05$0.11$0.06
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 1, 2026
Return Version
2025v4.0
Compensation and Service Providers
Top Officer Pay52nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
-TrusteePT$14,283-$14,283
Grants and Assistance

Foundation Grants and Related Investments

TypeRecipientPurposeStatusLocationAmount
Paid Grant-College scholarship-Quincy, MI, US$2,500
Paid Grant-College scholarship-Bronson, MI, US$2,500
Paid Grant-College scholarship-Quincy, MI, US$2,500
Paid Grant-College scholarship-Coldwater, MI, US$2,500
Paid Grant-College scholarship-Coldwater, MI, US$2,500
Paid Grant-College scholarship-Coldwater, MI, US$2,500
Paid Grant-College scholarship-Bronson, MI, US$2,500
Paid Grant-College scholarship-Quincy, MI, US$2,500
Paid Grant-College scholarship-Quincy, MI, US$2,500
Paid Grant-College scholarship-Bronson, MI, US$2,500
Paid Grant-College scholarship-Coldwater, MI, US$2,500
Paid Grant-College scholarship-Bronson, MI, US$2,500
Paid Grant-College scholarship-Coldwater, MI, US$2,500
Paid Grant-College scholarship-Quincy, MI, US$2,500
Paid Grant-College scholarship-Quincy, MI, US$2,500
Paid Grant-College scholarship-Coldwater, MI, US$2,500
Paid Grant-College scholarship-Coldwater, MI, US$2,500
Paid Grant-College scholarship-Coldwater, MI, US$2,500
Paid Grant-College scholarship-Coldwater, MI, US$2,500
Paid Grant-College scholarship-Montgomery, MI, US$2,500
Paid Grant-College scholarship-Coldwater, MI, US$2,500
Paid Grant-College scholarship-Coldwater, MI, US$2,500
Paid Grant-College scholarship-Quincy, MI, US$2,500
Paid Grant-College scholarship-Quincy, MI, US$2,500
Paid Grant-College scholarship-Quincy, MI, US$2,500
Paid Grant-College scholarship-Coldwater, MI, US$2,500
Paid Grant-College scholarship-Sturgis, MI, US$2,500
Paid Grant-College scholarship-Union City, MI, US$2,250
Paid Grant-College scholarship-Union City, MI, US$2,250
Paid Grant-College scholarship-Union City, MI, US$2,250
Paid Grant-College scholarship-Sherwood, MI, US$2,250
Paid Grant-College scholarship-Union City, MI, US$2,250
Paid Grant-College scholarship-Union City, MI, US$2,250
Paid Grant-College scholarship-Tekonsha, MI, US$2,250
Paid Grant-College scholarship-Union City, MI, US$2,250
Paid Grant-College scholarship-Coldwater, MI, US$2,000
Paid Grant-College scholarship-Coldwater, MI, US$2,000
Paid Grant-College scholarship-Union City, MI, US$2,000
Paid Grant-College scholarship-Union City, MI, US$2,000
Paid Grant-College scholarship-Coldwater, MI, US$2,000
Paid Grant-College scholarship-Coldwater, MI, US$2,000
Paid Grant-College scholarship-Coldwater, MI, US$2,000
Paid Grant-College scholarship-Union City, MI, US$2,000
Paid Grant-College scholarship-Quincy, MI, US$1,500
Paid Grant-College scholarship-Coldwater, MI, US$1,500
Paid Grant-College scholarship-Coldwater, MI, US$1,500
Paid Grant-College scholarship-Coldwater, MI, US$1,500
Paid Grant-College scholarship-Coldwater, MI, US$1,500
Paid Grant-College scholarship-Coldwater, MI, US$1,250
Paid Grant-College scholarship-Coldwater, MI, US$1,250
Paid Grant-College scholarship-Coldwater, MI, US$1,250
Paid Grant-College scholarship-Coldwater, MI, US$1,250
Paid Grant-College scholarship-Tekonsha, MI, US$1,250
Filing and Contact Details

Filer

Filer Name
Clement F Malovey Educational Scholarship Fund
EIN
38-3804156
Phone
5172781569
Address
100 W Chicago St, Coldwater, MI 49036

Signing Officer

Name
Century Bank and Trust
Title
Trustee
Phone
5172781569
Signed
2026-03-01
Discuss with paid preparer
Yes

Preparer

Firm
James W Gordon CPA PC
Address
92 W Chicago Street, Coldwater, MI 49036
Preparer
James Gordon
Phone
5172786100
Raw XML AppendixShowing 400 of 732 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/SummaryOfDirectChrtblActyGrp/Description1Txt053 college scholarships issued to Branch County MI high school graduates
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IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientPersonNm0Alicia Kulpinski
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IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/AddressLine1Txt0100 W Chicago St
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm0Ethan Willison
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm2Christianna Davis
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm3Brendan LaBar
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm6Jacob Dixon
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm17Maddox Miller
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm18Brooke McVicker
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm19Coelie Smullen
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm29Kaleb Handy
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm30Alissa Skirka
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm31Abigail Burritt
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm32Lucas Wischmeyer
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm33Gregory Bigelow
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm34Scarlett Granados
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm36Brady Crabtree
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm37Gabriella Bookmyer
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm38Landon Auble
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm39Madilynn Persials
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm40Griffen Persails
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm41Macy Stanton
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm42Logan Long
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm43Riley Long
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm44Hunter Smith
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm45Brennen Allman
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm47Logan Cole
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm48Kynnedy Agar
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm49Kazzier Lindblom
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm50Myranda Bennett
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm51Mason Hawthorne
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm52Marissa Ducharme
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