Civic Intelligence

The Chattanooga Apartment Association

EIN 38-3784329 • 501(c)6 • Chattanooga, TN

Profile

We are a network of professionals in our community representing the apartment industry with excellence and integrity. We provide valuable resources for our members and community through education service and advocacy.

PO Box 4022Chattanooga, TN 37405-0367

www.caatn.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

84th percentile

23%

Higher net margin than 84% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

85th percentile

$30,000

Higher top officer pay than 85% of similar nonprofits.

Top officer pay equals 12.6% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

77th percentile

17%

Faster asset growth than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

48th percentile

-1.4%

Faster revenue growth than 48% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$385,463

Up $55,035 (+17%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$385,463

Up $55,035 (+17%) from 2024

Revenue

Down

$238,449

Down $3,345 (-1.4%) from 2024

Expenses

Up

$183,414

Up $36,882 (+25%) from 2024

Net Income

Down

$55,035

Down $40,227 (-42%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2017: $58,432Liabilities 2017: $02017Assets 2019: $80,412Liabilities 2019: $02019Assets 2020: $36,893Liabilities 2020: $02020Assets 2021: $26,152Liabilities 2021: $0Net Assets 2021: $26,1522021Assets 2022: $54,990Liabilities 2022: $0Net Assets 2022: $54,9902022Assets 2023: $63,009Liabilities 2023: $0Net Assets 2023: $63,0092023Assets 2024: $330,428Liabilities 2024: $0Net Assets 2024: $330,4282024Assets 2025: $385,463Liabilities 2025: $0Net Assets 2025: $385,4632025

Highlighted filing

2025

Assets$385,463
Liabilities$0
Net Assets$385,463

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0Revenue 2017: $144,673Expenses 2017: $86,240Net Income 2017: $58,4332017Revenue 2019: $170,918Expenses 2019: $90,505Net Income 2019: $80,4132019Revenue 2020: $97,897Expenses 2020: $61,004Net Income 2020: $36,8932020Revenue 2021: $94,563Expenses 2021: $68,411Net Income 2021: $26,1522021Revenue 2022: $171,304Expenses 2022: $142,466Net Income 2022: $28,8382022Revenue 2023: $154,039Expenses 2023: $146,020Net Income 2023: $8,0192023Revenue 2024: $241,794Expenses 2024: $146,532Net Income 2024: $95,2622024Revenue 2025: $238,449Expenses 2025: $183,414Net Income 2025: $55,0352025

Highlighted filing

2025

Revenue$238,449
Expenses$183,414
Net Income$55,035

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 17, 2026
Return Version
2025v4.0
Gross Receipts
$238,449
Mission and Program Overview

Mission

We are a network of professionals in our community representing the apartment industry with excellence and integrity. We provide valuable resources for our members and community through education service and advocacy.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$330,428$385,463▲ $55,035
Savings and Temporary Cash Investments$235,166$318,347▲ $83,181
Cash and Non-Interest-Bearing Accounts$95,262$67,116▼ $28,146
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Land, Buildings, and Equipment, Net$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$330,428$385,463▲ $55,035
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$0$0→ $0
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$330,428$385,463▲ $55,035
Total Liabilities and Net Assets / Fund Balance$330,428$385,463▲ $55,035
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Roberta TurnerExecutive DirectorPT$30,000$30,000
Sarah GibbsAccounting and Website ManagerPT$17,818$17,818
Amber ColemanContract Worker-$560$560

Board Members and Trustees

NameTitle
Brittany GrantImmediate Past President
MacKenzie WilkPresident
Amanda LemleyPresident Elect
Diana CourtneyVice President
Abraham McCarverDirector
Brandon O'ConnorDirector
David TonahillDirector
Michael YatesDirector
Rachel HillDirector
Trevor KremserDirector
Jennifer McCoyLegal Counsel
Ashli MoteSecretary
Rick VallanaTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$110,593
Program Service Revenue
$76,142
Investment Income
$6,972
Other Revenue
$44,742
All Other Contributions
$0
Change in Net Assets
$55,035
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$135,036
Salaries, Compensation, and Employee Benefits$48,378
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$0$0$0$48,378
Payments to Affiliates$0$0$0$28,485
Office Expenses$0$0$0$20,659
Travel$0$0$0$13,550
Fees for Services Lobbying$0$0$0$4,427
Insurance$0$0$0$582
Total Functional Expenses$0$0$0$183,414
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Lobbying activity
No
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$4,427
Political Expenditures$4,427
Total Nondeductible Lobbying and Political Cost$4,427
Section 527 Activity Spending$0
Total Exempt Function Spending$0

Section 527 Organizations

OrganizationLocationAmount
62-1646965Nashville, TN$4,427
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI, Line 11B

Due to time constraints and having board members from different parts of the state the board reviews the form 990 after it is filed. The president and the authorized agent review the form 990 prior to filing. Form 990

Part VI, Line 12C

The organization vets members as well as officers and directors to ensure no conflict of interest. This is continuously reviewed throughout the year.

Part VI, Line 15

The process used to establish compensation of the person who served in the year in which this process was last undertaken: Roberta Turner Figures were sent over and discussed among the board of directors. Comparisons were made to wages in the area of field and the city state. Sarah Gibbs Figures were sent over and discussed among the board of directors and the executive director. Comparisons were made to wages in the area of field and the city state. Amber Coleman Figures were sent over and discussed among the board of directors and the executive director. Comparisons were made to wages in the area of field and the city state.

Part VI, Line 19

Made available upon request

Filing and Contact Details

Filer

Filer Name
The Chattanooga Apartment Association
EIN
38-3784329
Phone
4238024936
Address
PO BOX 4022, CHATTANOOGA, TN 37405-0367

Signing Officer

Name
Sarah Gibbs
Title
Accounting and Website Manager
Phone
4238024936
Signed
2026-03-17

Organization Details

Principal Officer
Amanda Lemley
Formed
1990
Legal Domicile
Tn
Voting Board Members
277
Independent Board Members
0
Employees
0
Volunteers
12
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IRS990/Form990PartVIISectionAGrp/PersonNm10Ashli Mote
IRS990/Form990PartVIISectionAGrp/PersonNm11Brittany Grant
IRS990/Form990PartVIISectionAGrp/PersonNm12Sarah Gibbs
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Legal Counsel
IRS990/Form990PartVIISectionAGrp/TitleTxt6President
IRS990/Form990PartVIISectionAGrp/TitleTxt7President Elect
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt10Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt11Immediate Past President
IRS990/Form990PartVIISectionAGrp/TitleTxt12Accounting and Website Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt13Executive Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Contract Worker
IRS990/Form990PartVIISectionAGrp/TitleTxt15Director
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