Civic Intelligence

Christian Radio Coalition Inc

EIN 38-3765780 • 501(c)3 • Thurmont, MD

Profile

To Support Christian Outreach & Ministry

10 Radio LaneThurmont, MD 21788

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

85th percentile

0.31x

Higher debt load relative to assets than 85% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

91st percentile

0.40x

Higher debt load relative to revenue than 91% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2015

Net Margin

67th percentile

13%

Higher net margin than 67% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2015

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2015

Asset Growth

40th percentile

-9.8%

Faster asset growth than 40% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

26th percentile

-32%

Faster revenue growth than 26% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets85th percentile

Assets

Down

$74,951

Down $8,186 (-9.8%) from 2014

Liabilities

Up

$23,000

Up $23,000 from 2014

Net Assets

Down

$51,951

Down $31,186 (-38%) from 2014

Operations
Liabilities / Revenue91st percentileNet Margin67th percentile

Revenue

Down

$57,085

Down $27,369 (-32%) from 2014

Expenses

Down

$49,786

Down $11,647 (-19%) from 2014

Net Income

Down

$7,299

Down $15,722 (-68%) from 2014

Trend Graphs

Balance Sheet Trend

Asset Growth40th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2008: $111,061Liabilities 2008: $02008Assets 2010: $89,889Liabilities 2010: $02010Assets 2011: $81,160Liabilities 2011: $02011Assets 2012: $72,038Liabilities 2012: $3,7782012Assets 2013: $60,116Liabilities 2013: $16,399Net Assets 2013: $43,7172013Assets 2014: $83,137Liabilities 2014: $0Net Assets 2014: $83,1372014Assets 2015: $74,951Liabilities 2015: $23,000Net Assets 2015: $51,9512015

Highlighted filing

2015

Assets$74,951
Liabilities$23,000
Net Assets$51,951
Open 2015 Filing

Operations Trend

Revenue Growth26th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2008: $111,061Expenses 2008: $110,387Net Income 2008: $6742008Revenue 2010: $55,810Expenses 2010: $66,190Net Income 2010: -$10,3802010Revenue 2011: $79,982Expenses 2011: $88,711Net Income 2011: -$8,7292011Revenue 2012: $84,651Expenses 2012: $97,551Net Income 2012: -$12,9002012Revenue 2013: $60,537Expenses 2013: $85,080Net Income 2013: -$24,5432013Revenue 2014: $84,454Expenses 2014: $61,433Net Income 2014: $23,0212014Revenue 2015: $57,085Expenses 2015: $49,786Net Income 2015: $7,2992015

Highlighted filing

2015

Revenue$57,085
Expenses$49,786
Net Income$7,299
Open 2015 Filing

Filings

Most recent year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$74,951
Liabilities
$23,000
Net assets
$51,951
Revenue
$57,085
Expenses
$49,786
Net income
$7,299
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2015Detailed filing. Detailed filing data is available for this year.$0.75$0.23$0.52$0.57$0.50$0.07
2014Detailed filing. Detailed filing data is available for this year.$0.83$0.00$0.83$0.84$0.61$0.23
2013Detailed filing. Detailed filing data is available for this year.$0.60$0.16$0.44$0.61$0.85$0.25
2012Summary only. Only limited summary data is available for this year.$0.72$0.04$0.85$0.98$0.13
2011Summary only. Only limited summary data is available for this year.$0.81$0.00$0.80$0.89$0.09
2010Summary only. Only limited summary data is available for this year.$0.90$0.00$0.56$0.66$0.10
2008Summary only. Only limited summary data is available for this year.$1.11$0.00$1.11$1.10$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Nov 15, 2016
Return Version
2015v2.1
Gross Receipts
$57,085
Mission and Program Overview

Mission

To Support Christian Outreach & Ministry

Program Services

DescriptionGrantsExpenses
We support over 200 churches and Christian organizations in the listening area by providing free public service announcements, church info, event promotions, on-air church services, teaching programs, evangelism & support.-$49,786
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MICHAEL BETTERIDGEPresidentPT$0--
DONNA BETTERIDGEVice PresidentPT$0--
LUKE GREFFENSecretaryPT$0--
CAMERON OVERSTreasurerPT$0--
EDWARD AMBUSHDirector-$0--
MARVA AMBUSHDirector-$0--
KEVIN BREAMDirector-$0--
PETER FITZPATRICKDirector-$0--
BOB LOOKINGBILLDirector-$0--
Filing and Contact Details

Filer

Filer Name
Christian Radio Coalition Inc
EIN
38-3765780
Phone
3012712188
Address
10 Radio Lane, Thurmont, MD 21788

Signing Officer

Name
Michael Betteridge
Title
President
Phone
3012712188
Signed
2016-11-15
Discuss with paid preparer
Yes

Preparer

Firm
Business Management Company Inc
Address
295 B Bucheimer Rd, FREDERICK, MD 21701
Preparer
Philip a Minni
Phone
3016980795
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“Bank Service Charges 544.”

Form 990EZ, Part I, Line 16

“Supplies 1482.”

Form 990EZ, Part I, Line 16

“Advertising and Marketing 1317.”

Form 990EZ, Part I, Line 16

“Meals/entertainment 2055.”

Form 990EZ, Part I, Line 16

“Sports broadcast fee”

Form 990EZ, Part I, Line 16

“Donations 200.”

Form 990EZ, Part I, Line 16

“Licenses and fees 1986.”

Form 990EZ, Part I, Line 16

“Rental deposit refund”

Form 990EZ, Part I, Line 16

“Auto Expenses 4039.”

Form 990EZ, Part I, Line 16

“Office Supplies and Expense 1772.”

Form 990EZ, Part I, Line 16

“Dues/memberships”

Form 990EZ, Part I, Line 16

“Small equipment 836.”

Form 990EZ, Part I, Line 16

“Depreciation 10528.”

Form 990EZ, Part I, Line 16

“Travel 3100.”

Form 990EZ, Part I, Line 20

“Prior period adjustment 1079.”

Form 990EZ, Part II, Line 24

“Net Fixed Assets 47489. 36961.”

Form 990EZ, Part II, Line 26

“Cash Shortage”

Form 990EZ, Part II, Line 26

“Loan from Officer 23000. 23000.”

Raw XML Appendix209 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Thurmont
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IRS990EZ/Form990TotalAssetsGrp/EOYAmt074951
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt057085
IRS990EZ/InfoInScheduleOPartIIInd0X
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IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0true
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt043573
IRS990EZ/NetAssetsOrFundBalancesEOYAmt051951
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt030.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt72.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt82.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MICHAEL BETTERIDGE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DONNA BETTERIDGE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2LUKE GREFFEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CAMERON OVERS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4EDWARD AMBUSH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5MARVA AMBUSH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6KEVIN BREAM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7PETER FITZPATRICK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8BOB LOOKINGBILL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt047489
IRS990EZ/OtherAssetsTotalDetail/EOYAmt036961
IRS990EZ/OtherChangesInNetAssetsAmt01079
IRS990EZ/OtherExpensesTotalAmt027859
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0To Support Christian Outreach & Ministry
IRS990EZ/ProgramServiceRevenueAmt057085
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0We support over 200 churches and Christian organizations in the listening area by providing free public service announcements, church info, event promotions, on-air church services, teaching programs, evangelism & support.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt049786
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/RelatedOrgSect527OrgInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MD
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt023000
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt023000
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt049786
IRS990EZ/TotalProgramServiceExpensesAmt049786
IRS990EZ/TotalRevenueAmt057085
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt05760
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt05760
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt057085
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt081874
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt060537
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt084651
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt074222
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0358369
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt00
IRS990ScheduleA/PublicSupportTotal509Amt0364129
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt057085
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt081874
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt060537
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt084651
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt079982
IRS990ScheduleA/Total509Grp/TotalAmt0364129
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0364129
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt023000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Provide Funds
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt023000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0MICHAEL BETTERIDGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Officer
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/TotalBalanceDueAmt023000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Bank Service Charges 544.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Supplies 1482.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Advertising and Marketing 1317.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Meals/entertainment 2055.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Sports broadcast fee
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Donations 200.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Licenses and fees 1986.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Rental deposit refund
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Auto Expenses 4039.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Office Supplies and Expense 1772.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Dues/memberships
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Small equipment 836.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Depreciation 10528.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Travel 3100.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Prior period adjustment 1079.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Net Fixed Assets 47489. 36961.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Cash Shortage
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17Loan from Officer 23000. 23000.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Form 990EZ, Part II, Line 26
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL BETTERIDGE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03012712188
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Christian Radio Coalition Inc
ReturnHeader/Filer/BusinessNameControlTxt0CHRI
ReturnHeader/Filer/EIN0383765780
ReturnHeader/Filer/PhoneNum03012712188
ReturnHeader/Filer/USAddress/AddressLine1Txt010 Radio Lane
ReturnHeader/Filer/USAddress/CityNm0Thurmont
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MD
ReturnHeader/Filer/USAddress/ZIPCd021788
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Business Management Company Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0295 B Bucheimer Rd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0FREDERICK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd021701
ReturnHeader/PreparerPersonGrp/PhoneNum03016980795
ReturnHeader/PreparerPersonGrp/PreparationDt02016-11-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PHILIP A MINNI
ReturnHeader/ReturnTs02016-11-15T11:26:55-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

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