Civic Intelligence

Green Gables Haven

990 • Fiscal year 2022 • EIN 38-3643202

Oct 01, 2021 to Sep 30, 2022 • Filed on Nov 15, 2022

PO Box 388Hastings, MI 49058-0388

(269) 945-4777

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

81st percentile

0.13x

Higher debt load relative to assets than 81% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Liabilities / Revenue

83rd percentile

0.12x

Higher debt load relative to revenue than 83% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Net Margin

39th percentile

-0.4%

Higher net margin than 39% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Asset Growth

53rd percentile

3.0%

Faster asset growth than 53% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

25th percentile

-17%

Faster revenue growth than 25% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Assets

Up

$333,142

Up $9,662 (+3.0%) from 2021

Net Assets

Down

$289,452

Down $1,530 (-0.5%) from 2021

Liabilities

Up

$43,690

Up $11,192 (+34%) from 2021

Revenue

Down

$375,293

Down $79,382 (-17%) from 2021

Expenses

Down

$376,823

Down $62,180 (-14%) from 2021

Net Income

Down

-$1,530

Down $17,202 (-110%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $143,083Liabilities 2010: $20,055Net Assets 2010: $123,0282010Assets 2011: $312,980Liabilities 2011: $13,244Net Assets 2011: $299,7362011Assets 2012: $305,327Liabilities 2012: $14,624Net Assets 2012: $290,7032012Assets 2013: $376,413Liabilities 2013: $15,625Net Assets 2013: $360,7882013Assets 2014: $435,087Liabilities 2014: $17,180Net Assets 2014: $417,9072014Assets 2015: $465,899Liabilities 2015: $20,526Net Assets 2015: $445,3732015Assets 2016: $291,828Liabilities 2016: $27,404Net Assets 2016: $264,4242016Assets 2017: $260,412Liabilities 2017: $27,204Net Assets 2017: $233,2082017Assets 2018: $317,083Liabilities 2018: $37,406Net Assets 2018: $279,6772018Assets 2019: $299,551Liabilities 2019: $42,875Net Assets 2019: $256,6762019Assets 2020: $317,527Liabilities 2020: $42,217Net Assets 2020: $275,3102020Assets 2021: $323,480Liabilities 2021: $32,498Net Assets 2021: $290,9822021Assets 2022: $333,142Liabilities 2022: $43,690Net Assets 2022: $289,4522022Assets 2023: $462,731Liabilities 2023: $39,962Net Assets 2023: $422,7692023Assets 2025: $468,958Liabilities 2025: $48,587Net Assets 2025: $420,3712025

Highlighted filing

2022

Assets$333,142
Liabilities$43,690
Net Assets$289,452

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $292,8862010Expenses 2011: $279,3922011Expenses 2012: $276,8732012Revenue 2013: $346,810Expenses 2013: $276,725Net Income 2013: $70,0852013Revenue 2014: $335,923Expenses 2014: $278,804Net Income 2014: $57,1192014Revenue 2015: $316,626Expenses 2015: $289,160Net Income 2015: $27,4662015Revenue 2016: $126,290Expenses 2016: $307,239Net Income 2016: -$180,9492016Revenue 2017: $289,756Expenses 2017: $320,972Net Income 2017: -$31,2162017Revenue 2018: $394,317Expenses 2018: $347,848Net Income 2018: $46,4692018Revenue 2019: $419,202Expenses 2019: $442,203Net Income 2019: -$23,0012019Revenue 2020: $455,463Expenses 2020: $436,829Net Income 2020: $18,6342020Revenue 2021: $454,675Expenses 2021: $439,003Net Income 2021: $15,6722021Revenue 2022: $375,293Expenses 2022: $376,823Net Income 2022: -$1,5302022Revenue 2023: $688,423Expenses 2023: $555,106Net Income 2023: $133,3172023Revenue 2025: $567,593Expenses 2025: $536,480Net Income 2025: $31,1132025

Highlighted filing

2022

Revenue$375,293
Expenses$376,823
Net Income-$1,530
Jump To
Filing Snapshot
Filing Period
Oct 1, 2021 to Sep 30, 2022
Signed
Nov 15, 2022
Return Version
2021v4.0
Gross Receipts
$393,972
Mission and Program Overview

Mission

To provide a temporary secure nurturing enviroment and support to enable victims of domestic violence in barry county to make appropriate life altering changes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$168,918$170,443▲ $1,525
Cash and Non-Interest-Bearing Accounts$149,052$157,882▲ $8,830
Prepaid Expenses and Deferred Charges$5,510$4,817▼ $693
Total Assets$323,480$333,142▲ $9,662
Liabilities
Accounts Payable and Accrued Expenses$32,498$43,690▲ $11,192
Total Liabilities$32,498$43,690▲ $11,192
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$290,982$289,452▼ $1,530
Total Net Assets Fund Balance$290,982$289,452▼ $1,530
Total Liabilities and Net Assets / Fund Balance$323,480$333,142▲ $9,662

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$109,022$47,488$156,510
Equipment$44,031$75,934$119,965
Land$17,390-$17,390

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2020$2,046,947$92,528▼ $5,736-$1,979,000
2019$1,896,810$216,598▲ $86,954-$2,046,947
2018$1,880,101$130,690▲ $49,344-$1,896,810
Compensation and Service Providers

Board Members and Trustees

NameTitle
Stephanie FekkesPresident
Barb PietrangeloBoard Member
Emily SydloskiBoard Member
Jennifer DevaultBoard Member
Rick ReiglerBoard Member
Rob RanesBoard Member
Sarah PriceBoard Member
TIFFANY O'KEEFEBoard Member
Teresa HeideBoard Member
Becky ZellmerSecretary
Kristy DombkowskiTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$393,899
Program Service Revenue
$0
Investment Income
$73
Other Revenue
$-18,679
All Other Contributions
$135,239
Change in Net Assets
$-1,530
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$276,005
Other Expenses$100,818
Total Fundraising Expense$36,601
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$151,455$68,155$30,367$249,977
Occupancy$43,747--$43,747
Payroll Taxes$21,225--$21,225
Insurance$2,854$7,256$5,369$15,479
Office Expenses-$11,601-$11,601
Depreciation Depletion-$10,210-$10,210
Fees for Services Legal$7,000--$7,000
Fees for Services Accounting-$5,900-$5,900
Pension Plan Contributions$1,969$1,969$865$4,803
Travel-$3,705-$3,705
Advertising-$2,100-$2,100
Fees for Services Other-$1,036-$1,036
Conferences and Meetings-$40-$40
Total Functional Expenses$228,250$111,972$36,601$376,823
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$18,679
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Auction$67,197-$13,002-
3nb Fundraiser$20,380-$5,647-
Total Events$87,577-$18,649$-18,649
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The return is reviewed by all board members before filing.

Form 990, Page 6, Part VI, Line 12C

ANNUAL REVIEW.

Form 990, Page 6, Part VI, Line 15A

Yes - voted on and approved by board of directors

Form 990, Page 6, Part VI, Line 15B

Yes - voted on and approved by board of directors

Form 990, Page 6, Part VI, Line 19

Any request for 990 can be communicated by phone or mail.

Filing and Contact Details

Filer

Filer Name
Green Gables Haven
EIN
38-3643202
Phone
2699454777
Address
PO BOX 388, HASTINGS, MI 49058-0388
Doing Business As
Green Gables Haven

Signing Officer

Name
Janie Bergeron
Title
Executive Director
Phone
2698046021
Signed
2022-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Janie Bergeron
Formed
2002
Legal Domicile
Mi
Voting Board Members
12
Independent Board Members
12
Employees
16

Preparer

Firm
Mckeown & Kraai Plc
Address
PO BOX 277, MIDDLEVILLE, MI 49333
Preparer
Michael H Mckeown
Phone
2697957927
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0462924
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0466315
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0436013
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0413882
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02173033
IRS990ScheduleA/TotalSupportAmt02173033
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0109022
IRS990ScheduleD/BuildingsGrp/DepreciationAmt047488
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0156510
IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/AdministrativeExpensesAmt019739
IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/BeginningYearBalanceAmt02046947
IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/ContributionsAmt092528
IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/EndYearBalanceAmt01979000
IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/GrantsOrScholarshipsAmt0135000
IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/InvestmentEarningsOrLossesAmt0-5736
IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/AdministrativeExpensesAmt018415
IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/BeginningYearBalanceAmt01896810
IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/ContributionsAmt0216598
IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/EndYearBalanceAmt02046947
IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/GrantsOrScholarshipsAmt0135000
IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/InvestmentEarningsOrLossesAmt086954
IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/AdministrativeExpensesAmt028325
IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/BeginningYearBalanceAmt01880101
IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/ContributionsAmt0130690
IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/EndYearBalanceAmt01896810
IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/GrantsOrScholarshipsAmt0135000
IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/InvestmentEarningsOrLossesAmt049344
IRS990ScheduleD/EndowmentsHeldRelatedOrgInd0false
IRS990ScheduleD/EndowmentsHeldUnrelatedOrgInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt044031
IRS990ScheduleD/EquipmentGrp/DepreciationAmt075934
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0119965
IRS990ScheduleD/LandGrp/BookValueAmt017390
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt017390
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0170443
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt087577
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt067197
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent2Amt020380
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt018649
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0AUCTION
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm03NB FUNDRAISER
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt067197
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt020380
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt087577
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0-18649
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt018649
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt013002
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt05647
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE RETURN IS REVIEWED BY ALL BOARD MEMBERS BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ANNUAL REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2YES - VOTED ON AND APPROVED BY BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3YES - VOTED ON AND APPROVED BY BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ANY REQUEST FOR 990 CAN BE COMMUNICATED BY PHONE OR MAIL.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0MI
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0323480
IRS990/TotalAssetsEOYAmt0333142
IRS990/TotalAssetsGrp/BOYAmt0323480
IRS990/TotalAssetsGrp/EOYAmt0333142
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0393899
IRS990/TotalEmployeeCnt016
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt036601
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0111972
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0228250
IRS990/TotalFunctionalExpensesGrp/TotalAmt0376823
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt032498
IRS990/TotalLiabilitiesEOYAmt043690
IRS990/TotalLiabilitiesGrp/BOYAmt032498
IRS990/TotalLiabilitiesGrp/EOYAmt043690
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0290982
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0289452
IRS990/TotalProgramServiceExpensesAmt0228250
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt073
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0375293
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0323480
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0333142
IRS990/TravelGrp/ManagementAndGeneralAmt03705
IRS990/TravelGrp/TotalAmt03705
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 388
IRS990/USAddress/CityNm0HASTINGS
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd049058
IRS990/VotingMembersGoverningBodyCnt012
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0WWW.GREENGABLESHAVEN.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JANIE BERGERON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum02698046021
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GREEN GABLES HAVEN
ReturnHeader/Filer/BusinessNameControlTxt0GREE
ReturnHeader/Filer/EIN0383643202
ReturnHeader/Filer/PhoneNum02699454777
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 388
ReturnHeader/Filer/USAddress/CityNm0HASTINGS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd0490580388
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0383251555
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MCKEOWN & KRAAI PLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 277
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MIDDLEVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049333
ReturnHeader/PreparerPersonGrp/PhoneNum02697957927
ReturnHeader/PreparerPersonGrp/PreparationDt02022-11-03
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL H MCKEOWN
ReturnHeader/ReturnTs02022-11-04T09:34:17-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JANIE
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0BERGERON
ReturnHeader/TaxPeriodBeginDt02021-10-01
ReturnHeader/TaxPeriodEndDt02022-09-30
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.69$0.49$4.20$5.68$5.36$0.31
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.63$0.40$4.23$6.88$5.55$1.33
2022Detailed filing. Detailed filing data is available for this year.$3.33$0.44$2.89$3.75$3.77$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.23$0.32$2.91$4.55$4.39$0.16
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.18$0.42$2.75$4.55$4.37$0.19
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.00$0.43$2.57$4.19$4.42$0.23
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.17$0.37$2.80$3.94$3.48$0.46
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.60$0.27$2.33$2.90$3.21$0.31
2016Detailed filing. Detailed filing data is available for this year.$2.92$0.27$2.64$1.26$3.07$1.81
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.66$0.21$4.45$3.17$2.89$0.27
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.35$0.17$4.18$3.36$2.79$0.57
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.76$0.16$3.61$3.47$2.77$0.70
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.05$0.15$2.91$2.77
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.13$0.13$3.00$2.79
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.43$0.20$1.23$2.93
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2022 filings • 501(c)3 • <$500k nonprofits