Habitat for Humanity International Inc

“Section b line 11b the form 990 received by the executive director who reviews the return for accuracy. Upon the executive's approval, the 990 is reviewed by the board of directors. After any concerns presented by the board of directors are addressed and recorded in the minutes, the executive director signs and files the return. Section b line 12c board members and staff will avoid situations that appear to or actually do create conflicts of interests. Any possible conflict wwill be disclosed to the board of directors and noted on the offical minutes. Where there is a conflict of interest, either apparent or actual, the affected board member will not participate on discussion or vote on matters related to that conflict. Section b line 15 the board of directors review the preformance of the executive director the executive director reviews the performance of other supervisory employees annually. A vote by the board of directors is required for approval of compensation. Section c line 19 all information is available upon request and is also available on guidestar's website or through the michigan attorney general's office.”

“The form 990 is received by the executive director who reviews the return for accuracy. Upon the executive director's approval, the 990 is reviewed by the board of directors. After any concerns presented by the board of directors are addressed and recorded in the minutes, the executive director signs and files the return.”

“The board of directors reviews the performance of the executive director.”

“The executive director reviews the performance of other supervisory employees annually. A vote by the board of directors is required for approval of compensation.”

“All information is available upon request and is also available on guidestar's website or through the michigan attorney general's office.”

“Line 4c, program service accomplishments; refer to our financial counseling activites as financial education and coaching. Line 4d, other program services: the total amortization of gift equity expensed annually after a home is built for those individuals/families in need and salaries, benefits, and other miscellaneous revenues related to other programs conducted by habitat. Expenses 8,970 grants 0 revenue 0”

“Clinton-gratiot habitat for humanity provides counseling to prospective future homeowners, whether that is purchasing a future habitat for humanity build or another home. The finanacial counseling services include putting together a plan of action and regular evaluation of the individual/family though review of credit reports, suggestions for correcting negative credit, suggestions for paying down credit, providing an understanding of the impact credit has on an individual, and preparing the individual for homeownership. Habitat counseled 16 individuals/families as part of its programs during the fiscal year. Due to the specific requirements that we have pertaining to our agreements to pull credits reports as well as the fact that in michigan, in order to be a credit counselor, one must be mshda and/or hud approved.”

“SEE SCHEDULE O”

“Cost of goods sold home sales 0 cogs restore 0 direct fund raising 0 home sale 0 restore 0 fund raising 0”