Civic Intelligence

Fair Housing Center of Southwest MI

EIN 38-3442077 • 501(c)3 • Kalamazoo, MI

Profile

The fair housing center promotes integration and works to eliminate housing discrimination through education, advocacy and enforcement of fair housing laws.

405 W Michigan Ave Ste 6Kalamazoo, MI 49007

www.fhcswm.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

48th percentile

0.01x

Higher debt load relative to assets than 48% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

54th percentile

0.02x

Higher debt load relative to revenue than 54% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Net Margin

23rd percentile

-10%

Higher net margin than 23% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

55th percentile

$0

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Asset Growth

26th percentile

-6.1%

Faster asset growth than 26% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

40th percentile

0.6%

Faster revenue growth than 40% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Assets

Down

$920,891

Down $103,977 (-10%) from 2023

Liabilities

Up

$24,715

Up $1,401 (+6.0%) from 2023

Net Assets

Down

$896,176

Down $105,378 (-11%) from 2023

Revenue

Down

$399,811

Down $547,211 (-58%) from 2023

Expenses

Down

$505,189

Down $97,486 (-16%) from 2023

Net Income

Down

-$105,378

Down $449,725 (-131%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2011: $373,191Liabilities 2011: $39,259Net Assets 2011: $333,9322011Assets 2012: $399,052Liabilities 2012: $28,593Net Assets 2012: $370,4592012Assets 2013: $311,183Liabilities 2013: $30,667Net Assets 2013: $280,5162013Assets 2014: $135,197Liabilities 2014: $3,906Net Assets 2014: $131,2912014Assets 2015: $233,322Liabilities 2015: $3,318Net Assets 2015: $230,0042015Assets 2016: $191,256Liabilities 2016: $6,162Net Assets 2016: $185,0942016Assets 2017: $350,923Liabilities 2017: $2,621Net Assets 2017: $348,3022017Assets 2018: $391,699Liabilities 2018: $78,509Net Assets 2018: $313,1902018Assets 2019: $316,133Liabilities 2019: $61,022Net Assets 2019: $255,1112019Assets 2020: $465,338Liabilities 2020: $20,973Net Assets 2020: $444,3652020Assets 2021: $483,018Liabilities 2021: $3,179Net Assets 2021: $479,8392021Assets 2022: $661,397Liabilities 2022: $4,190Net Assets 2022: $657,2072022Assets 2023: $1,024,868Liabilities 2023: $23,314Net Assets 2023: $1,001,5542023Assets 2024: $920,891Liabilities 2024: $24,715Net Assets 2024: $896,1762024

Highlighted filing

2024

Assets$920,891
Liabilities$24,715
Net Assets$896,176

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2011: $375,0182011Revenue 2012: $490,340Expenses 2012: $453,813Net Income 2012: $36,5272012Revenue 2013: $440,521Expenses 2013: $530,464Net Income 2013: -$89,9432013Revenue 2014: $220,389Expenses 2014: $369,614Net Income 2014: -$149,2252014Revenue 2015: $441,944Expenses 2015: $343,231Net Income 2015: $98,7132015Revenue 2016: $390,796Expenses 2016: $435,706Net Income 2016: -$44,9102016Revenue 2017: $635,411Expenses 2017: $472,203Net Income 2017: $163,2082017Revenue 2018: $466,811Expenses 2018: $501,923Net Income 2018: -$35,1122018Revenue 2019: $424,772Expenses 2019: $482,851Net Income 2019: -$58,0792019Revenue 2020: $634,592Expenses 2020: $445,338Net Income 2020: $189,2542020Revenue 2021: $510,173Expenses 2021: $474,699Net Income 2021: $35,4742021Revenue 2022: $692,635Expenses 2022: $515,267Net Income 2022: $177,3682022Revenue 2023: $947,022Expenses 2023: $602,675Net Income 2023: $344,3472023Revenue 2024: $399,811Expenses 2024: $505,189Net Income 2024: -$105,3782024

Highlighted filing

2024

Revenue$399,811
Expenses$505,189
Net Income-$105,378

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.92$0.02$0.90$0.40$0.51$0.11
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.02$0.02$1.00$0.95$0.60$0.34
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.66$0.00$0.66$0.69$0.52$0.18
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.48$0.00$0.48$0.51$0.47$0.04
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.47$0.02$0.44$0.63$0.45$0.19
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.32$0.06$0.26$0.42$0.48$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.39$0.08$0.31$0.47$0.50$0.04
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.35$0.00$0.35$0.64$0.47$0.16
2016Detailed filing. Detailed filing data is available for this year.$0.19$0.01$0.19$0.39$0.44$0.04
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.23$0.00$0.23$0.44$0.34$0.10
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.14$0.00$0.13$0.22$0.37$0.15
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.31$0.03$0.28$0.44$0.53$0.09
2012Summary only. Only limited summary data is available for this year.$0.40$0.03$0.37$0.49$0.45$0.04
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.37$0.04$0.33$0.38
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2021 below.

Jump To
Filing Snapshot
Filing Period
Jul 1, 2020 to Jun 30, 2021
Signed
Jan 4, 2022
Return Version
2020v4.0
Gross Receipts
$510,173
Mission and Program Overview

Mission

The fair housing center promotes integration and works to eliminate housing discrimination through education, advocacy and enforcement of fair housing laws.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$341,910$319,125▼ $22,785
Cash and Non-Interest-Bearing Accounts$105,971$148,091▲ $42,120
Land, Buildings, and Equipment, Net$2,809$12,160▲ $9,351
Prepaid Expenses and Deferred Charges$2,885$3,642▲ $757
Total Assets$465,338$483,018▲ $17,680
Other Assets Total$11,763--
Liabilities
Other Liabilities$11,763--
Accounts Payable and Accrued Expenses$9,210$3,179▼ $6,031
Total Liabilities$20,973$3,179▼ $17,794
Net Assets / Fund Balance
Net Assets With Donor Restrictions$420,618$426,547▲ $5,929
Net Assets Without Donor Restrictions$23,747$53,292▲ $29,545
Total Net Assets Fund Balance$444,365$479,839▲ $35,474
Total Liabilities and Net Assets / Fund Balance$465,338$483,018▲ $17,680

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$12,160$40,916$53,076
Compensation and Service Providers

Board Members and Trustees

NameTitle
Bonnie GranadoChairperson
Pat MayeVice Chairpe
Benny WesleyDirector
Paula NovessDirector
Trisha KiddSecretary
Trina BurnettTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$481,959
Program Service Revenue
$28,198
Investment Income
$16
Other Revenue
$0
All Other Contributions
$122,120
Change in Net Assets
$35,474

Audited Revenue Reconciliation

Revenue per Audited Statements
$510,173
Total Revenue per Audited Statements
$510,173
Total Revenue per Form 990
$510,173
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$334,800
Other Expenses$139,899
Total Fundraising Expense$3,032
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$190,045$94,050$2,154$286,249
Advertising$50,029--$50,029
Occupancy$24,143$11,951$274$36,368
Other Employee Benefits$16,806$8,317$190$25,313
Payroll Taxes$15,428$7,635$175$23,238
Conferences and Meetings$9,876--$9,876
Fees for Services Accounting$6,135$3,037$70$9,242
Office Expenses$5,895$2,918$67$8,880
Travel$3,977--$3,977
Other Expenses$2,653$884$64$3,537
Insurance$1,990$985$23$2,998
Depreciation Depletion$1,290$639$15$1,944
Total Functional Expenses$333,915$137,752$3,032$474,699

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$474,699
Total Expenses per Audited Statements$474,699
Total Expenses per Form 990$474,699
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The board reviews form 990 prior to filing.

Form 990, Page 6, Part VI, Line 12C

Board and staff are given our conflict of interest policy and our gift policy at the time they begin their board service or employment and they complete and sign a conflict of interest disclosure statement and a gift policy disclosure.

Form 990, Page 6, Part VI, Line 15A

The board determines the compensation/benefits for the executive director. The executive director establishes the salary and benefits for all other employees.

Form 990, Page 6, Part VI, Line 19

Upon request and annual report

Filing and Contact Details

Filer

Filer Name
Fair Housing Center of Southwest
EIN
38-3442077
Phone
2692769100
Address
405 W MICHIGAN AVE STE 6, KALAMAZOO, MI 49007

Signing Officer

Name
Bonnie Granado
Title
Chairperson
Phone
2692769100
Signed
2022-01-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Bonnie Granado
Formed
1998
Legal Domicile
Mi
Voting Board Members
6
Independent Board Members
6
Employees
18

Preparer

Firm
Flegal & Melnik
Address
350 GLADYS ST, PORTAGE, MI 49002-2955
Preparer
Daniel E Melnik
Phone
2693831900
Raw XML Appendix381 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt018775
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0481959
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0615807
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0416767
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0434357
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0605946
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02554836
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt016
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt010
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt017
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt012
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt015
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt070
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt087403
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IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt02554836
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0481959
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0615807
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0416767
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0434357
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0605946
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02554836
IRS990ScheduleA/TotalSupportAmt02554906
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
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IRS990ScheduleD/EquipmentGrp/DepreciationAmt040916
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt053076
IRS990ScheduleD/ExpensesSubtotalAmt0474699
IRS990ScheduleD/RevenueSubtotalAmt0510173
IRS990ScheduleD/TotalBookValueLandBuildingsAmt012160
IRS990ScheduleD/TotalExpensesPerForm990Amt0474699
IRS990ScheduleD/TotalRevenuePerForm990Amt0510173
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0510173
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0474699
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IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE BOARD REVIEWS FORM 990 PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD AND STAFF ARE GIVEN OUR CONFLICT OF INTEREST POLICY AND OUR GIFT POLICY AT THE TIME THEY BEGIN THEIR BOARD SERVICE OR EMPLOYMENT AND THEY COMPLETE AND SIGN A CONFLICT OF INTEREST DISCLOSURE STATEMENT AND A GIFT POLICY DISCLOSURE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD DETERMINES THE COMPENSATION/BENEFITS FOR THE EXECUTIVE DIRECTOR. THE EXECUTIVE DIRECTOR ESTABLISHES THE SALARY AND BENEFITS FOR ALL OTHER EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3UPON REQUEST AND ANNUAL REPORT
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0465338
IRS990/TotalAssetsEOYAmt0483018
IRS990/TotalAssetsGrp/BOYAmt0465338
IRS990/TotalAssetsGrp/EOYAmt0483018
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0481959
IRS990/TotalEmployeeCnt018
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt03032
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0137752
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0333915
IRS990/TotalFunctionalExpensesGrp/TotalAmt0474699
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt020973
IRS990/TotalLiabilitiesEOYAmt03179
IRS990/TotalLiabilitiesGrp/BOYAmt020973
IRS990/TotalLiabilitiesGrp/EOYAmt03179
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0444365
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0479839
IRS990/TotalProgramServiceExpensesAmt0333915
IRS990/TotalProgramServiceRevenueAmt028198
IRS990/TotalRevenueGrp/ExclusionAmt016
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt028198
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0510173
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0465338
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0483018
IRS990/TravelGrp/ProgramServicesAmt03977
IRS990/TravelGrp/TotalAmt03977
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0405 W MICHIGAN AVE STE 6
IRS990/USAddress/CityNm0KALAMAZOO
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd049001
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0WWW.FHCSWM.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02022-03-31 18:45:55Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BONNIE GRANADO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIRPERSON
ReturnHeader/BusinessOfficerGrp/PhoneNum02692769100
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-01-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FAIR HOUSING CENTER OF SOUTHWEST
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0MICHIGAN
ReturnHeader/Filer/BusinessNameControlTxt0FAIR
ReturnHeader/Filer/EIN0383442077
ReturnHeader/Filer/PhoneNum02692769100
ReturnHeader/Filer/USAddress/AddressLine1Txt0405 W MICHIGAN AVE STE 6
ReturnHeader/Filer/USAddress/CityNm0KALAMAZOO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049007
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0383363225
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FLEGAL & MELNIK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0350 GLADYS ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PORTAGE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0490022955
ReturnHeader/PreparerPersonGrp/PhoneNum02693831900
ReturnHeader/PreparerPersonGrp/PreparationDt02022-01-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DANIEL E MELNIK
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02022-01-12T12:13:15-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0BONNIE
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0GRANADO
ReturnHeader/TaxPeriodBeginDt02020-07-01
ReturnHeader/TaxPeriodEndDt02021-06-30
ReturnHeader/TaxYr02020

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