Civic Intelligence

Unknown Organization

EIN 38-3383595 • 501(c)3

Profile

Housing for economically disadvantaged.

PO Box 11748764-0117

www.habitat.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

62nd percentile

0.00x

Higher debt load relative to assets than 62% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

79th percentile

0.06x

Higher debt load relative to revenue than 79% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2014

Net Margin

12th percentile

-65%

Higher net margin than 12% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2014

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2014

Asset Growth

49th percentile

-2.2%

Faster asset growth than 49% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

42nd percentile

-7.7%

Faster revenue growth than 42% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets62nd percentile

Assets

Down

$260,097

Down $5,874 (-2.2%) from 2013

Liabilities

Up

$575

Up $575 from 2013

Net Assets

$259,522

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue79th percentileNet Margin12th percentile

Revenue

Down

$9,954

Down $832 (-7.7%) from 2013

Expenses

Up

$16,403

Up $4,034 (+33%) from 2013

Net Income

Down

-$6,449

Down $4,866 (-307%) from 2013

Trend Graphs

Balance Sheet Trend

Asset Growth49th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $263,401Liabilities 2011: $02011Assets 2012: $267,554Liabilities 2012: $02012Assets 2013: $265,971Liabilities 2013: $02013Assets 2014: $260,097Liabilities 2014: $575Net Assets 2014: $259,5222014

Highlighted filing

2014

Assets$260,097
Liabilities$575
Net Assets$259,522
Open 2014 Filing

Operations Trend

Revenue Growth42nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2011: $34,496Expenses 2011: $40,859Net Income 2011: -$6,3632011Revenue 2012: $8,934Expenses 2012: $4,781Net Income 2012: $4,1532012Revenue 2013: $10,786Expenses 2013: $12,369Net Income 2013: -$1,5832013Revenue 2014: $9,954Expenses 2014: $16,403Net Income 2014: -$6,4492014

Highlighted filing

2014

Revenue$9,954
Expenses$16,403
Net Income-$6,449
Open 2014 Filing

Filings

Most recent year

2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$260,097
Liabilities
$575
Net assets
$259,522
Revenue
$9,954
Expenses
$16,403
Net income
-$6,449
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2014Detailed filing. Detailed filing data is available for this year.$2.60$0.01$2.60$0.10$0.16$0.06
2013Summary only. Only limited summary data is available for this year.$2.66$0.00$0.11$0.12$0.02
2012Summary only. Only limited summary data is available for this year.$2.68$0.00$0.09$0.05$0.04
2011Summary only. Only limited summary data is available for this year.$2.63$0.00$0.34$0.41$0.06
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2013 to Jun 30, 2014
Signed
Apr 27, 2015
Return Version
2013v4.0
Gross Receipts
$9,954
Mission and Program Overview

Mission

Housing for economically disadvantaged.

Program Services

DescriptionGrantsExpenses
PROVIDE HOUSING FOR ECONOMICALLY DISADVANTAGED FAMILIES. CURRENTLY THERE ARE 5 FAMILIES BEING SERVED.-$11,963
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JAN CHAMBERSActing Presi-$0--
SYLVIA HARMONSecretary-$0--
BOBBI KOPKOTreasurerPT$0--
LINDA KNIGHTBoard Member-$0--
ROBERT WELLSBoard Member-$0--
DIANE RASCHBoard Member-$0--
EVERITT NEIBERTSBoard Member-$0--
PAT NESTERBoard Member-$0--
LYNDA COMPAUBoard Member-$0--
SAM HARMONBoard Member-$0--
Filing and Contact Details

Filer

EIN
38-3383595
Phone
9897396716

Signing Officer

Name
Bobbi Kopko
Title
Treasurer
Phone
9897396716
Signed
2015-04-27
Discuss with paid preparer
Yes

Preparer

Preparer
Cynthia R Scott CPA
Phone
9893450850
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Rent income 2,400 total 2,400”

Form 990-ez, Part I, Line 16

“Expenses office 306 insurance expense 2,484 tithes to hfhi 500 donations 5,784 miscellaneous 170 total 9,244”

Form 990-ez, Part II, Line 24

“Accounts receivable 1,535 7,647 mortgages receivable 113,055 104,734 inventories for sale or use 97,462 97,462 total 212,052 209,843”

Form 990-ez, Part II, Line 26

“ESCROW ACCOUNT 0 575”

Raw XML Appendix192 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0JAN CHAMBERS
CompensationExplanation/CompensationExplanationGrp/PersonNm1SYLVIA HARMON
CompensationExplanation/CompensationExplanationGrp/PersonNm2BOBBI KOPKO
CompensationExplanation/CompensationExplanationGrp/PersonNm3LINDA KNIGHT
CompensationExplanation/CompensationExplanationGrp/PersonNm4ROBERT WELLS
CompensationExplanation/CompensationExplanationGrp/PersonNm5DIANE RASCH
CompensationExplanation/CompensationExplanationGrp/PersonNm6EVERITT NEIBERTS
CompensationExplanation/CompensationExplanationGrp/PersonNm7PAT NESTER
CompensationExplanation/CompensationExplanationGrp/PersonNm8LYNDA COMPAU
CompensationExplanation/CompensationExplanationGrp/PersonNm9SAM HARMON
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0BOBBI KOPKO
IRS990EZ/BooksInCareOfDetail/PhoneNum09897396716
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine10PO BOX 117
IRS990EZ/BooksInCareOfDetail/USAddress/City0TAWAS CITY
IRS990EZ/BooksInCareOfDetail/USAddress/State0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode048764
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt053919
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt050254
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt02845
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-6449
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03545
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0265971
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0260097
IRS990EZ/GrossReceiptsAmt09954
IRS990EZ/GroupExemptionNum08545
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt04709
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0265971
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0259522
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0265971
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0259522
IRS990EZ/OccupancyRentUtltsAndMaintAmt03525
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt42.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt52.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt62.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt72.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt82.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt92.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JAN CHAMBERS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SYLVIA HARMON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2BOBBI KOPKO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3LINDA KNIGHT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ROBERT WELLS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5DIANE RASCH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6EVERITT NEIBERTS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7PAT NESTER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8LYNDA COMPAU
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9SAM HARMON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0ACTING PRESI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9BOARD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0212052
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0209843
IRS990EZ/OtherExpensesTotalAmt09244
IRS990EZ/OtherRevenueTotalAmt02400
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0HOUSING FOR ECONOMICALLY DISADVANTAGED.
IRS990EZ/PrintingPublicationsPostageAmt089
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE HOUSING FOR ECONOMICALLY DISADVANTAGED FAMILIES. CURRENTLY THERE ARE 5 FAMILIES BEING SERVED.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt011963
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0575
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt016403
IRS990EZ/TotalProgramServiceExpensesAmt011963
IRS990EZ/TotalRevenueAmt09954
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.HABITAT.ORG
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt02845
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt01923
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt02142
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt012711
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt09937
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt029558
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt02531
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt03342
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0173
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt01392
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0459
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt07897
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt04578
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt05521
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt06619
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt020393
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt024002
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt061113
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt02531
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt03342
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0173
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt01392
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0459
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt07897
IRS990ScheduleA/InvestmentIncomeCYPct00.08000
IRS990ScheduleA/InvestmentIncomePYPct00.04000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.91990
IRS990ScheduleA/PublicSupportPY509Pct00.96400
IRS990ScheduleA/PublicSupportTotal509Amt090671
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt07423
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt07444
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt08761
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt033104
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt033939
IRS990ScheduleA/Total509Grp/TotalAmt090671
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt09954
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt010786
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt08934
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt034496
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt034398
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt098568
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0RENT INCOME 2,400 TOTAL 2,400
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES OFFICE 306 INSURANCE EXPENSE 2,484 TITHES TO HFHI 500 DONATIONS 5,784 MISCELLANEOUS 170 TOTAL 9,244
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS RECEIVABLE 1,535 7,647 MORTGAGES RECEIVABLE 113,055 104,734 INVENTORIES FOR SALE OR USE 97,462 97,462 TOTAL 212,052 209,843
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ESCROW ACCOUNT 0 575
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BOBBI KOPKO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum09897396716
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-04-27
ReturnHeader/Filer/BusinessName/BusinessNameLine10IOSCO HABITAT FOR HUMANITY
ReturnHeader/Filer/BusinessNameControlTxt0IOSC
ReturnHeader/Filer/EIN0383383595
ReturnHeader/Filer/PhoneNum09897396716
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 117
ReturnHeader/Filer/USAddress/City0TAWAS CITY
ReturnHeader/Filer/USAddress/State0MI
ReturnHeader/Filer/USAddress/ZIPCode0487640117
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0383372824
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10STEPHENSON GRACIK & CO PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10PO BOX 159
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0WEST BRANCH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode048661
ReturnHeader/PreparerPersonGrp/PhoneNum09893450850
ReturnHeader/PreparerPersonGrp/PreparationDt02015-04-27
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CYNTHIA R SCOTT CPA
ReturnHeader/ReturnTs02015-05-01T10:20:25-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-07-01
ReturnHeader/TaxPeriodEndDt02014-06-30
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.