Civic Intelligence

Gardena Marine Avenue Senior Housing Inc

EIN 38-3264730 • 501(c)3 • Warren, MI

Profile

To provide housing facilities for low income senior citizens.

8425 E Twelve Mile RoadWarren, MI 48093

www.csi.coop

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

38th percentile

0.02x

Higher debt load relative to assets than 38% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

52nd percentile

0.08x

Higher debt load relative to revenue than 52% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

27th percentile

-5.9%

Higher net margin than 27% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

96th percentile

$368,043

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 38.7% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

35th percentile

-1.3%

Faster asset growth than 35% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

47th percentile

5.3%

Faster revenue growth than 47% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Down

$3,816,899

Down $49,396 (-1.3%) from 2024

Liabilities

Up

$80,129

Up $6,297 (+8.5%) from 2024

Net Assets

Down

$3,736,770

Down $55,693 (-1.5%) from 2024

Revenue

Up

$949,996

Up $47,752 (+5.3%) from 2024

Expenses

Up

$1,005,689

Up $41,848 (+4.3%) from 2024

Net Income

Up

-$55,693

Up $5,904 (+9.6%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $5,321,005Liabilities 2011: $27,194Net Assets 2011: $5,293,8112011Assets 2012: $5,152,666Liabilities 2012: $36,176Net Assets 2012: $5,116,4902012Assets 2013: $5,027,032Liabilities 2013: $34,924Net Assets 2013: $4,992,1082013Assets 2014: $4,881,036Liabilities 2014: $35,006Net Assets 2014: $4,846,0302014Assets 2015: $4,800,064Liabilities 2015: $70,144Net Assets 2015: $4,729,9202015Assets 2016: $4,720,176Liabilities 2016: $89,424Net Assets 2016: $4,630,7522016Assets 2017: $4,602,874Liabilities 2017: $100,668Net Assets 2017: $4,502,2062017Assets 2018: $4,449,928Liabilities 2018: $79,044Net Assets 2018: $4,370,8842018Assets 2019: $4,342,091Liabilities 2019: $87,540Net Assets 2019: $4,254,5512019Assets 2020: $4,282,712Liabilities 2020: $104,382Net Assets 2020: $4,178,3302020Assets 2021: $4,140,635Liabilities 2021: $87,610Net Assets 2021: $4,053,0252021Assets 2022: $4,032,950Liabilities 2022: $63,579Net Assets 2022: $3,969,3712022Assets 2023: $3,977,157Liabilities 2023: $123,097Net Assets 2023: $3,854,0602023Assets 2024: $3,866,295Liabilities 2024: $73,832Net Assets 2024: $3,792,4632024Assets 2025: $3,816,899Liabilities 2025: $80,129Net Assets 2025: $3,736,7702025

Highlighted filing

2025

Assets$3,816,899
Liabilities$80,129
Net Assets$3,736,770

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2011: $560,8982011Expenses 2012: $629,2582012Revenue 2013: $459,833Expenses 2013: $584,215Net Income 2013: -$124,3822013Revenue 2014: $469,537Expenses 2014: $615,615Net Income 2014: -$146,0782014Revenue 2015: $585,770Expenses 2015: $701,880Net Income 2015: -$116,1102015Revenue 2016: $612,086Expenses 2016: $711,254Net Income 2016: -$99,1682016Revenue 2017: $636,766Expenses 2017: $765,312Net Income 2017: -$128,5462017Revenue 2018: $669,127Expenses 2018: $800,449Net Income 2018: -$131,3222018Revenue 2019: $708,528Expenses 2019: $824,861Net Income 2019: -$116,3332019Revenue 2020: $746,758Expenses 2020: $822,979Net Income 2020: -$76,2212020Revenue 2021: $793,954Expenses 2021: $919,259Net Income 2021: -$125,3052021Revenue 2022: $818,680Expenses 2022: $902,334Net Income 2022: -$83,6542022Revenue 2023: $851,399Expenses 2023: $966,710Net Income 2023: -$115,3112023Revenue 2024: $902,244Expenses 2024: $963,841Net Income 2024: -$61,5972024Revenue 2025: $949,996Expenses 2025: $1,005,689Net Income 2025: -$55,6932025

Highlighted filing

2025

Revenue$949,996
Expenses$1,005,689
Net Income-$55,693

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.82$0.08$3.74$0.95$1.01$0.06
2024Detailed filing. Detailed filing data is available for this year.$3.87$0.07$3.79$0.90$0.96$0.06
2023Detailed filing. Detailed filing data is available for this year.$3.98$0.12$3.85$0.85$0.97$0.12
2022Detailed filing. Detailed filing data is available for this year.$4.03$0.06$3.97$0.82$0.90$0.08
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.14$0.09$4.05$0.79$0.92$0.13
2020Detailed filing. Detailed filing data is available for this year.$4.28$0.10$4.18$0.75$0.82$0.08
2019Detailed filing. Detailed filing data is available for this year.$4.34$0.09$4.25$0.71$0.82$0.12
2018Detailed filing. Detailed filing data is available for this year.$4.45$0.08$4.37$0.67$0.80$0.13
2017Detailed filing. Detailed filing data is available for this year.$4.60$0.10$4.50$0.64$0.77$0.13
2016Detailed filing. Detailed filing data is available for this year.$4.72$0.09$4.63$0.61$0.71$0.10
2015Detailed filing. Detailed filing data is available for this year.$4.80$0.07$4.73$0.59$0.70$0.12
2014Detailed filing. Detailed filing data is available for this year.$4.88$0.04$4.85$0.47$0.62$0.15
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.03$0.03$4.99$0.46$0.58$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.15$0.04$5.12$0.63
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.32$0.03$5.29$0.56
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 16, 2025
Return Version
2024v5.2
Gross Receipts
$949,996
Mission and Program Overview

Mission

To provide housing facilities for low income senior citizens.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$3,507,458$3,368,683▼ $138,775
Investments Program Related$283,052$353,458▲ $70,406
Cash and Non-Interest-Bearing Accounts$33,884$50,138▲ $16,254
Prepaid Expenses and Deferred Charges$11,868$15,289▲ $3,421
Accounts Receivable$5,423$4,718▼ $705
Total Assets$3,866,295$3,816,899▼ $49,396
Other Assets Total$24,610$24,613▲ $3
Liabilities
Other Liabilities$40,087$40,769▲ $682
Accounts Payable and Accrued Expenses$32,119$38,226▲ $6,107
Deferred Revenue$1,626$1,134▼ $492
Total Liabilities$73,832$80,129▲ $6,297
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,792,463$3,736,770▼ $55,693
Total Net Assets Fund Balance$3,792,463$3,736,770▼ $55,693
Total Liabilities and Net Assets / Fund Balance$3,866,295$3,816,899▼ $49,396

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,234,222$3,568,209$5,802,431
Land$1,118,300-$1,118,300
Equipment$16,161$12,034$28,195
Investment Program Related Org$32,907--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Annie MitchellFormer President
Sheryle MoreyPresident
Gloria ParrisFormer Vice President
Mary DalessandroVice President
Catherine PowellDirector
Deanie RobinsonDirector
Ethel YoungDirector
Gerald Mahom JrDirector
Gina CarterDirector
Gloria HarrisDirector
Judy RobertsFormer Director
Marietta MartinFormer Director
Anne SackrisonAssistant Secretary
Cindy LambAssistant Treasurer
Tim BraunscheidalChief Operations Officer
Mel HudsonNational Construction Manager
Diane SmithNational Development Manager
Darla HuttingerRegional Manager
Marguerite D AngeloRegional Manager
Jeri DraughonSecretary
Shirley MorelandTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Csi Support & DevelopmentManagement8425 E TWELVE MILE ROAD, Warren, MI 48093$159,518
Revenue and Support

Revenue Composition

Contributions and Grants
$541,647
Program Service Revenue
$397,244
Investment Income
$10,670
Other Revenue
$435
Change in Net Assets
$-55,693

Audited Revenue Reconciliation

Revenue per Audited Statements
$949,996
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$949,996
Total Revenue per Form 990
$949,996
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,005,689
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$246,537--$246,537
Fees for Services Management-$159,518-$159,518
Depreciation Depletion$149,665--$149,665
Other Expenses$68,412$111,850-$68,412
Insurance$60,231--$60,231
Office Expenses-$31,351-$31,351
Fees for Services Accounting-$8,155-$8,155
Conferences and Meetings-$2,444-$2,444
Total Functional Expenses$692,371$313,318$0$1,005,689

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,005,689
Total Expenses per Audited Statements$1,005,689
Total Expenses per Form 990$1,005,689
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Tenant Security Deposits$24,606
Accrued Mgmt Fee Payable$13,472
Residual Rcpts Avail for Recapture$2,691
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

The apartment project is managed by a related entity, csi support & development services. The management contract encompasses the day to day operations of the project including, but not limited to, collection of rents, maintenance of facilities, supervision of staff, and ongoing support for both the owners and tenants as needed in order to establish a safe, sanitary and affordable environment. Listed in part vii, section a, csi support & development services compensates all highest compensated employees along with 90% of anne sackrison's and 95% of cindy lamb's wages, respectively.

Form 990, Part VI, Section B, Line 11B

The form 990 is presented at a board of directors meeting before it is signed and submitted.

Form 990, Part VI, Section B, Line 12C

An annual conflict of interest statement is filled out by board members and upper management employees, then submitted. A control is maintained as to the receipt of this annual form.

Form 990, Part VI, Section B, Line 15A

The board periodically conducts compensation studies and determines the compensation of the general manager.

Form 990, Part VI, Section C, Line 19

The form 990 and all related financial and policy information are made available to the public upon written request.

Form 990, Part VII, Section A, Line 1A, Column B

Description of hours worked for related organizations all of the officers, directors, and employees listed in part vii, section a perform similar duties and have similar responsibilities for related organizations as they do for this organization. Their total hours worked per week for this organization are similar to their hours worked for related organizations both in terms of number of hours and type of work performed.

Filing and Contact Details

Filer

Filer Name
Gardena Marine Avenue Senior
EIN
38-3264730
Phone
5867539002
Address
8425 E TWELVE MILE ROAD, WARREN, MI 48093

Signing Officer

Name
Cindy Lamb
Title
Assistant Secretary
Phone
5867539002
Signed
2025-10-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cindy Lamb
Formed
1995
Legal Domicile
CA
Voting Board Members
10
Independent Board Members
10
Employees
0
Volunteers
15

Preparer

Firm
DAUBY O'CONNOR & ZALESKI LLC
Address
501 CONGRESSIONAL BLVD 300, CARMEL, IN 46032
Preparer
Lucas Autry
Phone
3178485700
Supplemental Narrative

Additional Explanations

Form 990, Page 12, Part XII, Line 2C

Overview of the audit function the audit committee assumes responsibility for oversight of the audit of its financial statements and selection of an independent accountant.

Financial Statement Notes

PART X, LINE 2:

The corporation is exempt from federal income tax under section 501(c)(3) of the internal revenue code and state income tax and has been classified as an other than private foundation. Accordingly, no provision for federal and state taxes on revenue and income has been recognized in the accompanying financial statements. Generally, the federal and state tax returns are subject to examinations for the three years after the later of the original or extended due date or the date filed with the applicable tax authority.

Raw XML AppendixShowing 400 of 1,801 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0GARDENA MARINE AVE. SENIOR HOUSING, INC., IS A CALIFORNIA NON-PROFIT HOUSING CORPORATION ORGANIZED ON A NON-STOCK BASIS BY COOPERATIVE SERVICES, INC., A MICHIGAN NON-PROFIT COOPERATIVE. THE CORPORATION WAS FORMED IN NOVEMBER 1995 TO ACQUIRE AN INTEREST IN REAL PROPERTY LOCATED IN GARDENA, CALIFORNIA AND TO CONSTRUCT AND OPERATE THEREON AN APARTMENT PROJECT OF 80 UNITS. THE HOUSING IS PROVIDED TO LOW INCOME SENIORS IN COOPERATION WITH THE US DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT.
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1254786
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IRS990/Form990PartVIISectionAGrp/PersonNm6GINA CARTER
IRS990/Form990PartVIISectionAGrp/PersonNm7ETHEL YOUNG
IRS990/Form990PartVIISectionAGrp/PersonNm8DEANIE ROBINSON
IRS990/Form990PartVIISectionAGrp/PersonNm9CATHERINE POWELL
IRS990/Form990PartVIISectionAGrp/PersonNm10GERALD MAHOM JR
IRS990/Form990PartVIISectionAGrp/PersonNm11GLORIA HARRIS
IRS990/Form990PartVIISectionAGrp/PersonNm12TIM BRAUNSCHEIDAL
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IRS990/Form990PartVIISectionAGrp/PersonNm14DIANE SMITH
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IRS990/Form990PartVIISectionAGrp/PersonNm18GLORIA PARRIS
IRS990/Form990PartVIISectionAGrp/PersonNm19MARIETTA MARTIN
IRS990/Form990PartVIISectionAGrp/PersonNm20JUDY ROBERTS
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4ASSISTANT SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5ASSISTANT TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHIEF OPERATIONS OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13NATIONAL CONSTRUCTION MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt14NATIONAL DEVELOPMENT MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt15REGIONAL MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt16REGIONAL MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt17FORMER PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt18FORMER VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt19FORMER DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20FORMER DIRECTOR
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IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
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IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
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IRS990/OperateHospitalInd00
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IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0MISCELLANEOUS INCOME CONSISTS OF LAUNDRY AND VENDING CHARGES PROVIDED FOR THE CONVENIENCE OF THE TENANTS.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0SCHEDULE A, PART III, LINE 12:
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IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0397244
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IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0304156
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0285820
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt01677460
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt010670
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt03835
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IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt01784
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt03242
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt023516
IRS990ScheduleA/InvestmentIncomeCYPct00.00550
IRS990ScheduleA/InvestmentIncomePYPct00.00470

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