Civic Intelligence

Cheboygan County Habitat for Humanity

990 • Fiscal year 2022 • EIN 38-3190977

Jul 01, 2021 to Jun 30, 2022 • Filed on Jan 18, 2023

PO Box 309Cheboygan, MI 49721

(231) 597-4663

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.08x

Higher debt load relative to assets than 65% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Liabilities / Revenue

71st percentile

0.13x

Higher debt load relative to revenue than 71% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Net Margin

41st percentile

1.6%

Higher net margin than 41% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Top Officer Pay

53rd percentile

$0

Higher top officer pay than 53% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2022

Asset Growth

32nd percentile

-4.6%

Faster asset growth than 32% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2021 to 2022

Revenue Growth

71st percentile

33%

Faster revenue growth than 71% of similar nonprofits.

2022 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2021 to 2022

Assets

Down

$758,626

Down $36,689 (-4.6%) from 2021

Net Assets

Up

$700,141

Up $7,044 (+1.0%) from 2021

Liabilities

Down

$58,485

Down $43,733 (-43%) from 2021

Revenue

Up

$438,069

Up $107,781 (+33%) from 2021

Expenses

Up

$431,025

Up $131,528 (+44%) from 2021

Net Income

Down

$7,044

Down $23,747 (-77%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $1,069,795Liabilities 2010: $288,421Net Assets 2010: $781,3742010Assets 2011: $1,044,688Liabilities 2011: $267,911Net Assets 2011: $776,7772011Assets 2012: $1,019,607Liabilities 2012: $252,234Net Assets 2012: $767,3732012Assets 2014: $965,372Liabilities 2014: $193,436Net Assets 2014: $771,9362014Assets 2015: $953,221Liabilities 2015: $179,504Net Assets 2015: $773,7172015Assets 2016: $911,665Liabilities 2016: $164,500Net Assets 2016: $747,1652016Assets 2017: $886,419Liabilities 2017: $149,932Net Assets 2017: $736,4872017Assets 2018: $872,899Liabilities 2018: $134,902Net Assets 2018: $737,9972018Assets 2019: $780,537Liabilities 2019: $91,031Net Assets 2019: $689,5062019Assets 2020: $761,077Liabilities 2020: $98,771Net Assets 2020: $662,3062020Assets 2021: $795,315Liabilities 2021: $102,218Net Assets 2021: $693,0972021Assets 2022: $758,626Liabilities 2022: $58,485Net Assets 2022: $700,1412022Assets 2023: $765,160Liabilities 2023: $158,003Net Assets 2023: $607,1572023Assets 2024: $1,195,009Liabilities 2024: $601,853Net Assets 2024: $593,1562024Assets 2025: $812,836Liabilities 2025: $144,238Net Assets 2025: $668,5982025Assets 2026: $0Liabilities 2026: $0Net Assets 2026: $02026

Highlighted filing

2022

Assets$758,626
Liabilities$58,485
Net Assets$700,141

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500K-$1.0MExpenses 2010: $343,1872010Expenses 2011: $180,1622011Expenses 2012: $272,8602012Revenue 2014: $255,670Expenses 2014: $256,763Net Income 2014: -$1,0932014Revenue 2015: $205,940Expenses 2015: $204,159Net Income 2015: $1,7812015Revenue 2016: $330,504Expenses 2016: $357,056Net Income 2016: -$26,5522016Revenue 2017: $218,365Expenses 2017: $229,043Net Income 2017: -$10,6782017Revenue 2018: $230,385Expenses 2018: $228,875Net Income 2018: $1,5102018Revenue 2019: $251,920Expenses 2019: $300,411Net Income 2019: -$48,4912019Revenue 2020: $207,336Expenses 2020: $234,536Net Income 2020: -$27,2002020Revenue 2021: $330,288Expenses 2021: $299,497Net Income 2021: $30,7912021Revenue 2022: $438,069Expenses 2022: $431,025Net Income 2022: $7,0442022Revenue 2023: $707,503Expenses 2023: $800,487Net Income 2023: -$92,9842023Revenue 2024: $642,437Expenses 2024: $656,438Net Income 2024: -$14,0012024Revenue 2025: $1,128,356Expenses 2025: $1,052,914Net Income 2025: $75,4422025Revenue 2026: $36,258Expenses 2026: $704,856Net Income 2026: -$668,5982026

Highlighted filing

2022

Revenue$438,069
Expenses$431,025
Net Income$7,044
Jump To
Filing Snapshot
Filing Period
Jul 1, 2021 to Jun 30, 2022
Signed
Jan 18, 2023
Return Version
2021v4.2
Gross Receipts
$438,069
Mission and Program Overview

Mission

Providing decent affordable homes for those whom qualify.

Seeking to put god's love into action, habitat for humanity brings people together to build homes, communities, and hope. Dedicated to eliminating poverty housing locally by constructing, rehabilitating, and preserving homes, advocating for fair and just housing policies, and providing training and resources to help families improve their living conditions.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$246,003$238,144▼ $7,859
Other Notes and Loans Receivable, Net$175,043$186,414▲ $11,371
Cash and Non-Interest-Bearing Accounts$237,673$124,094▼ $113,579
Inventories for Sale or Use$116,266$105,415▼ $10,851
Prepaid Expenses and Deferred Charges$3,116$3,424▲ $308
Total Assets$795,315$758,626▼ $36,689
Other Assets Total$17,214$101,135▲ $83,921
Liabilities
Mortgage Notes Payable Secured by Investment Property$79,587$27,528▼ $52,059
Accounts Payable and Accrued Expenses$11,927$22,457▲ $10,530
Deferred Revenue$10,704$8,500▼ $2,204
Total Liabilities$102,218$58,485▼ $43,733
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$693,097$700,141▲ $7,044
Total Net Assets Fund Balance$693,097$700,141▲ $7,044
Total Liabilities and Net Assets / Fund Balance$795,315$758,626▼ $36,689

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$181,121$91,606$272,727
Other Land Buildings$32,023$84,573$116,596
Land$25,000-$25,000
Other Assets Org$101,135--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Elinore BarneyPresident
Betty SchaeferVice President
Beth SmithDirector
Steve EvoyDirector
Todd CharboneauDirector
Nini SherwoodSecretary
Darrin DeeterTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$221,051
Program Service Revenue
$212,157
Investment Income
$0
Other Revenue
$4,861
All Other Contributions
$188,729
Change in Net Assets
$7,044

Audited Revenue Reconciliation

Revenue per Audited Statements
$438,069
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$438,069
Total Revenue per Form 990
$438,069
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$237,671
Salaries, Compensation, and Employee Benefits$193,354
Total Fundraising Expense$33,166
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$138,266$18,023$17,217$173,506
Payroll Taxes$16,626$1,611$1,611$19,848
All Other Expenses$9,475$4,643$92$14,210
Depreciation Depletion$9,472$4,095-$13,567
Office Expenses$8,848$3,812$374$13,034
Insurance$6,969$1,777-$8,746
Advertising$4,324$4,181$24$8,529
Occupancy$4,750$1,727-$6,477
Information Technology$1,838$2,827$1,210$5,875
Other Expenses$658$1,166$2,772$4,596
Fees for Services Accounting$1,504$752$752$3,008
Travel$1,109$1,054$4$2,167
Interest$1,094$618-$1,712
Total Functional Expenses$350,927$46,932$33,166$431,025

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$431,025
Total Expenses per Audited Statements$431,025
Total Expenses per Form 990$431,025
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11B

Form 990 was reviewed by executive committee before filing.

Form 990, Part VI, Section C, line 19

Governing documents disclosure explanation upon request.

Filing and Contact Details

Filer

Filer Name
Cheboygan County Habitat for Humanity
EIN
38-3190977
Phone
2315974663
Address
PO BOX 309, CHEBOYGAN, MI 49721

Signing Officer

Name
Elinore Barney
Title
President
Phone
2315974663
Signed
2023-01-18

Organization Details

Principal Officer
Elinore Barney
Formed
1994
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
9
Volunteers
30

Preparer

Firm
Dan Smith & Company Pc
Address
114 N COURT AVE, GAYLORD, MI 49735
Phone
9897321441
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/BusinessCd2236000
IRS990/ProgramServiceRevenueGrp/Desc0RESTORE SALES
IRS990/ProgramServiceRevenueGrp/Desc1REPAIR PROJECTS
IRS990/ProgramServiceRevenueGrp/Desc2LOT SALE GAIN
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0165726
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt143039
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt23392
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0165726
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt143039
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt23392
IRS990/ProgSrvcAccomActy2Grp/Desc0RESTORE SALES STORE.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0170413
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0165726
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0165873
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0-64
IRS990/PYOtherExpensesAmt0161166
IRS990/PYOtherRevenueAmt014615
IRS990/PYProgramServiceRevenueAmt0149864
IRS990/PYRevenuesLessExpensesAmt030791
IRS990/PYSalariesCompEmpBnftPaidAmt0138331
IRS990/PYTotalExpensesAmt0299497
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0330288
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt07044
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt043039
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0188729
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0165873
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt081618
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt033318
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt065210
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0534748
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt069
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt069
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0217018
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0164415
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0125718
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0218602
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0165106
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0890859
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt069
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt069
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt032322
IRS990ScheduleA/OtherIncome509Grp/TotalAmt032322
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.97780
IRS990ScheduleA/PublicSupportPY509Pct00.99980
IRS990ScheduleA/PublicSupportTotal509Amt01425607
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0405747
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0330288
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0207336
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0251920
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0230316
IRS990ScheduleA/Total509Grp/TotalAmt01425607
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0438069
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0330288
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0207336
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0251920
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0230385
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01457998
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/BuildingsGrp/BookValueAmt0181121
IRS990ScheduleD/BuildingsGrp/DepreciationAmt091606
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0272727
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0431025
IRS990ScheduleD/LandGrp/BookValueAmt025000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt025000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0101135
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0CONSTRUCTION IN PROGRESS
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt032023
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt084573
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0116596
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0438069
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0238144
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0101135
IRS990ScheduleD/TotalExpensesPerForm990Amt0431025
IRS990ScheduleD/TotalRevenuePerForm990Amt0438069
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0438069
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0431025
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FORM 990 WAS REVIEWED BY EXECUTIVE COMMITTEE BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1GOVERNING DOCUMENTS DISCLOSURE EXPLANATION UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section C, line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0795315
IRS990/TotalAssetsEOYAmt0758626
IRS990/TotalAssetsGrp/BOYAmt0795315
IRS990/TotalAssetsGrp/EOYAmt0758626
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0221051
IRS990/TotalEmployeeCnt09
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt033166
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt046932
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0350927
IRS990/TotalFunctionalExpensesGrp/TotalAmt0431025
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0102218
IRS990/TotalLiabilitiesEOYAmt058485
IRS990/TotalLiabilitiesGrp/BOYAmt0102218
IRS990/TotalLiabilitiesGrp/EOYAmt058485
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0693097
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0700141
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0350927
IRS990/TotalProgramServiceRevenueAmt0212157
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2026Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.04$0.70$0.67
2025Detailed filing. Detailed filing data is available for this year.$0.81$0.14$0.67$1.13$1.05$0.08
2024Detailed filing. Detailed filing data is available for this year.$1.20$0.60$0.59$0.64$0.66$0.01
2023Detailed filing. Detailed filing data is available for this year.$0.77$0.16$0.61$0.71$0.80$0.09
2022Detailed filing. Detailed filing data is available for this year.$0.76$0.06$0.70$0.44$0.43$0.01
2021Detailed filing. Detailed filing data is available for this year.$0.80$0.10$0.69$0.33$0.30$0.03
2020Detailed filing. Detailed filing data is available for this year.$0.76$0.10$0.66$0.21$0.23$0.03
2019Detailed filing. Detailed filing data is available for this year.$0.78$0.09$0.69$0.25$0.30$0.05
2018Detailed filing. Detailed filing data is available for this year.$0.87$0.13$0.74$0.23$0.23$0.00
2017Detailed filing. Detailed filing data is available for this year.$0.89$0.15$0.74$0.22$0.23$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.91$0.16$0.75$0.33$0.36$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.95$0.18$0.77$0.21$0.20$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.97$0.19$0.77$0.26$0.26$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.02$0.25$0.77$0.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.04$0.27$0.78$0.18
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.07$0.29$0.78$0.34