Liabilities / Assets
72nd percentile
Higher debt load relative to assets than 72% of similar nonprofits.
EIN 38-3057319 • 501(c)3 • Brighton, MI
Profile
To assist families in the livingston county (mi) area in obtaining affordable housing by building and renovating houses and then selling to qualified low-income families.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
72nd percentile
Higher debt load relative to assets than 72% of similar nonprofits.
Liabilities / Revenue
79th percentile
Higher debt load relative to revenue than 79% of similar nonprofits.
Net Margin
20th percentile
Higher net margin than 20% of similar nonprofits.
Top Officer Pay
66th percentile
Higher top officer pay than 66% of similar nonprofits.
Top officer pay equals 8.6% of source-year revenue.
Asset Growth
19th percentile
Faster asset growth than 19% of similar nonprofits.
Revenue Growth
27th percentile
Faster revenue growth than 27% of similar nonprofits.
Assets
Down$1,973,427
Down $172,889 (-8.1%) from 2023
Liabilities
Down$514,585
Down $33,470 (-6.1%) from 2023
Net Assets
Down$1,458,842
Down $139,419 (-8.7%) from 2023
Revenue
Down$1,158,099
Down $78,239 (-6.3%) from 2023
Expenses
Up$1,297,518
Up $338,682 (+35%) from 2023
Net Income
Down-$139,419
Down $416,921 (-150%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Assist families in the livingston county (michigan) area in obtaining affordable housing by building and renovating houses and then selling to qualified low-income families.
Construction & renovation of low cost housing for the benefit of individuals and families in need.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Land, Buildings, and Equipment, Net | $809,202 | $789,340 | ▼ $19,862 |
| Investments Program Related | $274,686 | $369,746 | ▲ $95,060 |
| Savings and Temporary Cash Investments | $430,456 | $283,369 | ▼ $147,087 |
| Inventories for Sale or Use | $69,190 | $75,706 | ▲ $6,516 |
| Prepaid Expenses and Deferred Charges | $26,557 | $16,781 | ▼ $9,776 |
| Accounts Receivable | $8,311 | $10,056 | ▲ $1,745 |
| Cash and Non-Interest-Bearing Accounts | $4,981 | $3,185 | ▼ $1,796 |
| Total Assets | $2,146,316 | $1,973,427 | ▼ $172,889 |
| Other Assets Total | $522,933 | $425,244 | ▼ $97,689 |
| Liabilities | |||
| Mortgage Notes Payable Secured by Investment Property | $437,985 | $411,965 | ▼ $26,020 |
| Accounts Payable and Accrued Expenses | $82,331 | $72,424 | ▼ $9,907 |
| Other Liabilities | $19,300 | $24,466 | ▲ $5,166 |
| Deferred Revenue | $8,439 | $5,730 | ▼ $2,709 |
| Total Liabilities | $548,055 | $514,585 | ▼ $33,470 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $1,565,385 | $1,436,991 | ▼ $128,394 |
| Net Assets With Donor Restrictions | $32,876 | $21,851 | ▼ $11,025 |
| Total Net Assets Fund Balance | $1,598,261 | $1,458,842 | ▼ $139,419 |
| Total Liabilities and Net Assets / Fund Balance | $2,146,316 | $1,973,427 | ▼ $172,889 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $566,376 | $146,243 | $712,619 |
| Land | $211,769 | - | $157,000 |
| Other Land Buildings | $1,452 | $47,147 | $48,599 |
| Equipment | $4,619 | $35,029 | $39,648 |
| Leasehold Improvements | $5,124 | $31,358 | $36,482 |
| Investment Program Related Org | $369,746 | - | - |
| Other Assets Org | $425,244 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Robert Johnson | Executive Director | FT | $83,602 | $16,300 | $99,902 |
| Name | Title |
|---|---|
| Kathryn Laginess | President |
| Aaren Currie | Director |
| Bruce Vandenberg | Director |
| Erika Mcnamara | Director |
| Jake Andrews | Director |
| Jake Currie | Director |
| Jeri Gawlowski | Director |
| John Bellanti | Director |
| Martin Popp | Director |
| Yvonne Lewis | Director |
| Harry Wagner | Secretary |
| Alexa Hofstra | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $713,225 |
| Salaries, Compensation, and Employee Benefits | $584,293 |
| Total Fundraising Expense | $107,042 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $318,573 | $13 | $50,138 | $368,724 |
| Current Officers, Directors, Trustees, and Key Employees | $90,895 | $6,493 | $10,821 | $108,209 |
| Other Employee Benefits | $63,104 | $95 | $9,882 | $73,081 |
| Fees for Services Other | $46,454 | $15,320 | $4,259 | $66,033 |
| Office Expenses | $35,910 | $412 | $5,281 | $41,603 |
| Occupancy | $35,701 | $322 | $512 | $36,535 |
| Payroll Taxes | $29,453 | $411 | $4,415 | $34,279 |
| Advertising | $20,980 | $293 | $3,145 | $24,418 |
| Insurance | $20,975 | $189 | $301 | $21,465 |
| Depreciation Depletion | $20,702 | $186 | $298 | $21,186 |
| Other Expenses | $20,380 | $183 | $292 | $20,855 |
| Interest | $17,698 | $159 | $254 | $18,111 |
| Conferences and Meetings | $14,051 | $196 | $2,106 | $16,353 |
| Payments to Affiliates | $14,368 | $312 | $1,320 | $16,000 |
| All Other Expenses | - | - | $6,800 | $6,800 |
| Total Functional Expenses | $1,165,219 | $25,257 | $107,042 | $1,297,518 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $1,297,518 |
| Total Expenses per Audited Statements | $1,297,518 |
| Total Expenses per Form 990 | $1,297,518 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Fundraising Gross Income | $77,550 |
| Fundraising Direct Expenses | $28,963 |
| Professional Fundraising Fees | $0 |
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Gala | $70,035 | $70,035 | $22,270 | $47,765 |
| Arise & Shine | $5,690 | $5,690 | $3,133 | $2,557 |
| Total Events | $77,550 | $77,550 | $28,963 | $48,587 |
| Liability | Amount |
|---|---|
| Escrow Deposits | $24,466 |
“Board member aaren currie, is the father of jake currie, a board member.”
“The board of directors engages an independent certified public accounting firm to prepare the form 990. Upon completion, it is reviewed by the executive director for accuracy and completeness. Once the form 990 has been approved by the executive director, it is sent to the full board of directors before submission to the internal revenue service.”
“Board members and employees are required to disclose conflicts of interest as they arise.”
“The organization completes a compensation survey/study and requires the executive director to have a written employment contract.”
“Requests for access to documents, which by law are open to public access, may be made by application to the organization.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 82331 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 72424 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 8311 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 10056 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | CONSTRUCTION & RENOVATION OF LOW COST HOUSING FOR THE BENEFIT OF INDIVIDUALS AND FAMILIES IN NEED. |
| IRS990/AdvertisingGrp/FundraisingAmt | 0 | 3145 |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 293 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 20980 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 24418 |
| IRS990/AllOtherContributionsAmt | 0 | 99900 |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 6800 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 6800 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | ROBERT JOHNSON |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8102209986 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 7198 GRAND RIVER RD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BRIGHTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 48114 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 4981 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3185 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 10821 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 6493 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 90895 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 108209 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/FundraisingAmt | 0 | 2106 |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 196 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 14051 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 16353 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CostOfGoodsSoldAmt | 0 | 49807 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 99900 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 9705 |
| IRS990/CYOtherExpensesAmt | 0 | 713225 |
| IRS990/CYOtherRevenueAmt | 0 | 776613 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 271881 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -139419 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 584293 |
| IRS990/CYTotalExpensesAmt | 0 | 1297518 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 107042 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1158099 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 8439 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 5730 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/FundraisingAmt | 0 | 298 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 186 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 20702 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 21186 |
| IRS990/Desc | 0 | SUPPORT THE CONSTRUCTION OF SINGLE FAMILY HOMES FOR SALE TO LOW-INCOME FAMILIES, FREE OF MORTGAGE INTEREST AND PROFIT. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 32876 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 21851 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 9 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 543821 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 1 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 4259 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 15320 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 46454 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 66033 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 4.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 16300 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOHN BELLANTI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BRUCE VANDENBERG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | HARRY WAGNER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ALEXA HOFSTRA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JAKE ANDREWS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ERIKA MCNAMARA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | KATHRYN LAGINESS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | YVONNE LEWIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MARTIN POPP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | AAREN CURRIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | JAKE CURRIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | JERI GAWLOWSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | ROBERT JOHNSON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 83602 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | EXECUTIVE DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1992 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 1 |
| IRS990/FundraisingDirectExpensesAmt | 0 | 28963 |
| IRS990/FundraisingGrossIncomeAmt | 0 | 77550 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1236869 |
| IRS990/GrossSalesOfInventoryAmt | 0 | 766506 |
| IRS990/GroupExemptionNum | 0 | 8545 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 301 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 189 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 20975 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 21465 |
| IRS990/InterestGrp/FundraisingAmt | 0 | 254 |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 159 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 17698 |
| IRS990/InterestGrp/TotalAmt | 0 | 18111 |
| IRS990/InventoriesForSaleOrUseGrp/BOYAmt | 0 | 69190 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 75706 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 9705 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 9705 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 274686 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 369746 |
| IRS990/IRPDocumentCnt | 0 | 11 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 259777 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 809202 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 789340 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1049117 |
| IRS990/LegalDomicileStateCd | 0 | MI |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | ASSIST FAMILIES IN THE LIVINGSTON COUNTY (MICHIGAN) AREA IN OBTAINING AFFORDABLE HOUSING BY BUILDING AND RENOVATING HOUSES AND THEN SELLING TO QUALIFIED LOW-INCOME FAMILIES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 437985 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 411965 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1598261 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1458842 |
| IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt | 0 | 48587 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 48587 |
| IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt | 0 | 716699 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 716699 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 1565385 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 1436991 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 512 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 322 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 35701 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 36535 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 5281 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 412 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 35910 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 41603 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 522933 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 425244 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 9882 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 95 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 63104 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 73081 |
| IRS990/OtherExpensesGrp/Desc | 0 | HOMEOWNER ASSISTANCE |
| IRS990/OtherExpensesGrp/Desc | 1 | MEALS & LODGING |
| IRS990/OtherExpensesGrp/Desc | 2 | TRANSPORTATION |
| IRS990/OtherExpensesGrp/Desc | 3 | EQUIP TOOLS MAINT SUPPL |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 3622 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 3596 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 2 | 292 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 338 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 335 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 183 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 367822 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 24164 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 23989 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 20380 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 367822 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 28124 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 27920 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 20855 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 19300 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 24466 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 900099 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISC. INCOME |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 11327 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 11327 |
| IRS990/OtherRevenueTotalAmt | 0 | 11327 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 50138 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 13 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 318573 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 368724 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/FundraisingAmt | 0 | 1320 |
| IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt | 0 | 312 |
| IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt | 0 | 14368 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 16000 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 4415 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 411 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 29453 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 34279 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 26557 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 16781 |
| IRS990/PrincipalOfficerNm | 0 | ROBERT JOHNSON |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 531390 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 531390 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | SALE TO HOMEOWNERS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | IMPUTED INTEREST INCOM |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 264800 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 7081 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 264800 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 7081 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDE MORTGAGE FINANCING TO LOW-INCOME HOMEOWNERS THAT HAVE PARTICIPATED IN CONSTRUCTION OF THEIR RESPECTIVE HOMES. ALSO, TO PROVIDE INFORMATION AND REFERRAL SERVICES ON BEHALF OF LOW-INCOME INDIVIDUALS SEEKING TO OBTAIN AFFORDABLE HOUSING. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 167173 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 7081 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | TO MAINTAIN A RESALE STORE WHERE FAMILIES CAN PURCHASE SUPPLIES AT A LOW COST SO THEY MAY MAINTAIN AND REPAIR THEIR HOMES. |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 454225 |
| IRS990/ProgSrvcAccomActy3Grp/RevenueAmt | 0 | 716699 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 351436 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 3967 |
| IRS990/PYOtherExpensesAmt | 0 | 452524 |
| IRS990/PYOtherRevenueAmt | 0 | 858972 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 21963 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 277502 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 506312 |
| IRS990/PYTotalExpensesAmt | 0 | 958836 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1236338 |
| IRS990/QuidProQuoContributionsInd | 0 | 1 |
| IRS990/QuidProQuoContriDisclInd | 0 | 1 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -139419 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RevenueAmt | 0 | 264800 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 430456 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 283369 |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt | 0 | MISC INCOME |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc | 0 | SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 99900 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 351436 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 144701 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 135326 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 39251 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 770614 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 9705 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 3967 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 1100 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 1085 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 28222 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 44079 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 4016036 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt | 0 | 11327 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 45499 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 35742 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 21461 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 29055 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 143084 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.58460 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.58070 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 559926 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 210688 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 99900 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 351436 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 144701 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 135326 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 39251 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 770614 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 957777 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
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