Civic Intelligence

Habitat for Humanity International Inc

EIN 38-3038229 • 501(c)3 • Greenville, MI

Profile

The mission of Montcalm County Habitat for Humanity is to improve lives in our community by building safe and affordable housing in partnership with Gods people.

Refreshing map…

124 W Grove StGreenville, MI 48838
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.01x

Higher debt load relative to assets than 49% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

60th percentile

0.04x

Higher debt load relative to revenue than 60% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Net Margin

16th percentile

-19%

Higher net margin than 16% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

55th percentile

$0

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Asset Growth

22nd percentile

-9.2%

Faster asset growth than 22% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

25th percentile

-11%

Faster revenue growth than 25% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Using 2023 Form 990 data because the latest 2024 filing does not report standard financial totals.

Assets

Up

$999,134

Up $109,905 (+12%) from 2021

Liabilities

Down

$32,619

Down $7,188 (-18%) from 2021

Net Assets

Up

$966,515

Up $117,093 (+14%) from 2021

Revenue

Up

$331,500

Up $56,580 (+21%) from 2021

Expenses

Up

$320,728

Up $42,089 (+15%) from 2021

Net Income

Up

$10,772

Up $14,491 (+390%) from 2021

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2010: $977,204Liabilities 2010: $38,697Net Assets 2010: $938,5072010Assets 2011: $990,247Liabilities 2011: $25,241Net Assets 2011: $965,0062011Assets 2012: $1,035,909Liabilities 2012: $22,118Net Assets 2012: $1,013,7912012Assets 2013: $1,050,265Liabilities 2013: $5,615Net Assets 2013: $1,044,6502013Assets 2014: $1,058,389Liabilities 2014: $6,393Net Assets 2014: $1,051,9962014Assets 2015: $1,054,050Liabilities 2015: $2,537Net Assets 2015: $1,051,5132015Assets 2016: $815,970Liabilities 2016: $6,366Net Assets 2016: $809,6042016Assets 2017: $915,507Liabilities 2017: $10,503Net Assets 2017: $905,0042017Assets 2018: $958,758Liabilities 2018: $17,951Net Assets 2018: $940,8072018Assets 2019: $930,844Liabilities 2019: $13,456Net Assets 2019: $917,3882019Assets 2020: $894,343Liabilities 2020: $41,204Net Assets 2020: $853,1392020Assets 2021: $889,229Liabilities 2021: $39,807Net Assets 2021: $849,4222021Assets 2023: $999,134Liabilities 2023: $32,619Net Assets 2023: $966,5152023

Latest loaded filing

2023

Assets$999,134
Liabilities$32,619
Net Assets$966,515

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2010: $192,030Expenses 2010: $205,420Net Income 2010: -$13,3902010Expenses 2011: $159,0372011Revenue 2012: $250,786Expenses 2012: $202,001Net Income 2012: $48,7852012Revenue 2013: $216,871Expenses 2013: $186,012Net Income 2013: $30,8592013Revenue 2014: $197,595Expenses 2014: $190,249Net Income 2014: $7,3462014Revenue 2015: $217,777Expenses 2015: $218,260Net Income 2015: -$4832015Revenue 2016: $231,025Expenses 2016: $182,387Net Income 2016: $48,6382016Revenue 2017: $315,157Expenses 2017: $219,757Net Income 2017: $95,4002017Revenue 2018: $286,729Expenses 2018: $250,926Net Income 2018: $35,8032018Revenue 2019: $239,644Expenses 2019: $263,063Net Income 2019: -$23,4192019Revenue 2020: $286,916Expenses 2020: $259,654Net Income 2020: $27,2622020Revenue 2021: $274,920Expenses 2021: $278,639Net Income 2021: -$3,7192021Revenue 2023: $331,500Expenses 2023: $320,728Net Income 2023: $10,7722023

Latest loaded filing

2023

Revenue$331,500
Expenses$320,728
Net Income$10,772

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.00$0.03$0.97$0.33$0.32$0.01
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.89$0.04$0.85$0.27$0.28$0.00
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.89$0.04$0.85$0.29$0.26$0.03
2019Summary only. Only limited summary data is available for this year.$0.93$0.01$0.92$0.24$0.26$0.02
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.96$0.02$0.94$0.29$0.25$0.04
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.92$0.01$0.91$0.32$0.22$0.10
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.82$0.01$0.81$0.23$0.18$0.05
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.05$0.00$1.05$0.22$0.22$0.00
2014Detailed filing. Detailed filing data is available for this year.$1.06$0.01$1.05$0.20$0.19$0.01
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.05$0.01$1.04$0.22$0.19$0.03
2012Summary only. Only limited summary data is available for this year.$1.04$0.02$1.01$0.25$0.20$0.05
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.99$0.03$0.97$0.16
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.98$0.04$0.94$0.19$0.21$0.01
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2021 below.

Jump To
Filing Snapshot
Filing Period
Jul 1, 2020 to Jun 30, 2021
Signed
Jan 12, 2022
Return Version
2020v4.1
Gross Receipts
$358,878
Mission and Program Overview

Mission

To provide safe and affordable housing in our community

The mission of Montcalm County Habitat for Humanity is to improve lives in our community by building safe and affordable housing in partnership with Gods people.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$336,562$398,306▲ $61,744
Inventories for Sale or Use$39,363$238,209▲ $198,846
Other Notes and Loans Receivable, Net$193,676$184,682▼ $8,994
Cash and Non-Interest-Bearing Accounts$279,070$66,630▼ $212,440
Savings and Temporary Cash Investments$41,824--
Accounts Receivable$3,850$1,402▼ $2,448
Total Assets$894,345$889,229▼ $5,116
Liabilities
Unsecured Notes Loans Payable$29,700$29,700→ $0
Accounts Payable and Accrued Expenses$11,504$10,107▼ $1,397
Total Liabilities$41,204$39,807▼ $1,397
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$853,141$849,422▼ $3,719
Total Net Assets Fund Balance$853,141$849,422▼ $3,719
Total Liabilities and Net Assets / Fund Balance$894,345$889,229▼ $5,116

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$364,514$123,670-
Land$28,785--
Equipment$5,007$47,269-
Compensation and Service Providers

Board Members and Trustees

NameTitle
Kamey HowePresident
Ken WellerVice President
Bob FerrentinoDirector
John AshfordDirector
John NortonDirector
Michael AdamsExecutive Director
Eva CairnsSecretary
Dave SeppalaTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$18,132
Program Service Revenue
$19,325
Investment Income
$4
Other Revenue
$237,459
Change in Net Assets
$-3,719

Audited Revenue Reconciliation

Revenue per Audited Statements
$274,920
Total Revenue per Audited Statements
$274,920
Total Revenue per Form 990
$274,920
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$170,340
Other Expenses$108,299
Total Fundraising Expense$6,670
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$143,049$14,004-$157,053
Occupancy$18,051$3,185-$21,236
Depreciation Depletion$13,511$2,384-$15,895
Insurance$11,449$2,020-$13,469
Payroll Taxes$11,294$1,993-$13,287
Fees for Services Accounting$7,405$1,307-$8,712
Other Expenses$577$101$6,670$7,348
Office Expenses$5,275$930-$6,205
All Other Expenses$5,524$396-$5,920
Travel$4,607$813-$5,420
Advertising$3,131$552-$3,683
Conferences and Meetings-$174-$174
Total Functional Expenses$242,402$29,567$6,670$278,639

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$278,639
Total Expenses per Audited Statements$278,639
Total Expenses per Form 990$278,639
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

The board reviews the 990 after it has been reviewed by the executive director

Conflict of interest policy compliance Part VI line 12C

All board members are required to disclose any potential conflicts of interest annually. The executive director monitors conflicts of interest at each meeting.

CEO executive director top management comp Part VI line 15A

The compensation for the executive director and store manager is set eachyear during the budget. The board compares salaries for comparablepositions at other organizations.

Governing documents etc available to public Part VI line 19

All governing documents are available upon request at the organizationsbusiness office.

Filing and Contact Details

Filer

Filer Name
Montcalm County Habitat for Humanity
EIN
38-3038229
Address
124 W GROVE ST, Greenville, MI 48838

Signing Officer

Name
Michael Adams
Title
Executive Direc
Phone
6167545772
Signed
2022-01-12
Discuss with paid preparer
Yes

Organization Details

Formed
1991
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
14
Volunteers
50

Preparer

Firm
Lake Michigan CPA Services PLC
Address
317 S James Street, Ludington, MI 49431
Preparer
Sarah Kanitz
Phone
2318434085
Raw XML AppendixShowing 400 of 420 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/TotalAmt13905
IRS990/OtherExpensesGrp/TotalAmt27000
IRS990/OtherExpensesGrp/TotalAmt37348
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt014004
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0143049
IRS990/OtherSalariesAndWagesGrp/TotalAmt0157053
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IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01993
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IRS990/PayrollTaxesGrp/TotalAmt013287
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IRS990/ProfessionalFundraisingInd0false
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IRS990/ProgramServiceRevenueGrp/BusinessCd1531390
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IRS990/ProgramServiceRevenueGrp/Desc1PROGRAM SERVICES
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12834
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt016491
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IRS990/PYContributionsGrantsAmt015186
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IRS990/PYInvestmentIncomeAmt059
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IRS990/PYOtherRevenueAmt0212024
IRS990/PYProgramServiceRevenueAmt059647
IRS990/PYRevenuesLessExpensesAmt027262
IRS990/PYSalariesCompEmpBnftPaidAmt0157819
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IRS990/PYTotalRevenueAmt0286916
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IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
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IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt02704
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt041824
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt015186
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt020538
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt011730
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt039998
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0105584
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt04
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt059
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt083
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt016
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt02704
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt02866
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt02704
IRS990ScheduleA/OtherIncome170Grp/TotalAmt02704
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IRS990ScheduleA/PublicSupportPY170Pct00.91340
IRS990ScheduleA/PublicSupportTotal170Amt0105584
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt020538
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt011730
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt039998
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0105584
IRS990ScheduleA/TotalSupportAmt0111154
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt0123670
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0488184
IRS990ScheduleD/EquipmentGrp/BookValueAmt05007
IRS990ScheduleD/EquipmentGrp/DepreciationAmt047269
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt052276
IRS990ScheduleD/ExpensesSubtotalAmt0278639
IRS990ScheduleD/LandGrp/BookValueAmt028785
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt028785
IRS990ScheduleD/RevenueSubtotalAmt0274920
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0398306
IRS990ScheduleD/TotalExpensesPerForm990Amt0278639
IRS990ScheduleD/TotalRevenuePerForm990Amt0274920
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0274920
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0278639
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IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE BOARD REVIEWS THE 990 AFTER IT HAS BEEN REVIEWED BY THE EXECUTIVE DIRECTOR
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL BOARD MEMBERS ARE REQUIRED TO DISCLOSE ANY POTENTIAL CONFLICTS OF INTEREST ANNUALLY. THE EXECUTIVE DIRECTOR MONITORS CONFLICTS OF INTEREST AT EACH MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE COMPENSATION FOR THE EXECUTIVE DIRECTOR AND STORE MANAGER IS SET EACHYEAR DURING THE BUDGET. THE BOARD COMPARES SALARIES FOR COMPARABLEPOSITIONS AT OTHER ORGANIZATIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ALL GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST AT THE ORGANIZATIONSBUSINESS OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Governing documents etc available to public Part VI line 19
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IRS990/TaxablePartyNotificationInd0false
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IRS990/TotalEmployeeCnt014
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt06670
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IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0242402
IRS990/TotalFunctionalExpensesGrp/TotalAmt0278639
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt041204
IRS990/TotalLiabilitiesEOYAmt039807
IRS990/TotalLiabilitiesGrp/BOYAmt041204
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IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0853141
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0849422
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0242402
IRS990/TotalProgramServiceRevenueAmt019325
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt04
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0256784
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0274920
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt050
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0894345
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0889229
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/ManagementAndGeneralAmt0813
IRS990/TravelGrp/ProgramServicesAmt04607
IRS990/TravelGrp/TotalAmt05420
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt029700
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt029700
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02022-03-31 18:45:55Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL ADAMS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIREC
ReturnHeader/BusinessOfficerGrp/PhoneNum06167545772
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-01-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MONTCALM COUNTY HABITAT FOR HUMANITY
ReturnHeader/Filer/BusinessNameControlTxt0MONT
ReturnHeader/Filer/EIN0383038229

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