Civic Intelligence

Master Insulators Association

EIN 38-3026386 • 501(c)6 • Midland, MI

Profile

Resolving problems and issues of the Insulation Industry

PO Box 2144Midland, MI 48641

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

95th percentile

49%

Higher net margin than 95% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2024

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2024

Balance Sheet
Liabilities / Assets49th percentile

Assets

Down

$88,572

Down $488 (-0.5%) from 2019

Liabilities

Flat

$0

Flat from 2019

Net Assets

$88,572

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue51st percentileNet Margin95th percentile

Revenue

Up

$80,368

Up $53,111 (+195%) from 2019

Expenses

Up

$40,931

Up $14,700 (+56%) from 2019

Net Income

Up

$39,437

Up $38,411 (+3744%) from 2019

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2011: $36,528Liabilities 2011: $02011Assets 2012: $34,232Liabilities 2012: $02012Assets 2013: $3,109Liabilities 2013: $02013Assets 2014: $21,944Liabilities 2014: $02014Assets 2015: $35,653Liabilities 2015: $02015Assets 2016: $56,656Liabilities 2016: $02016Assets 2017: $78,143Liabilities 2017: $6752017Assets 2018: $88,034Liabilities 2018: $02018Assets 2019: $89,060Liabilities 2019: $02019Assets 2024: $88,572Liabilities 2024: $0Net Assets 2024: $88,5722024

Highlighted filing

2024

Assets$88,572
Liabilities$0
Net Assets$88,572
Open 2024 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2011: $43,468Expenses 2011: $25,540Net Income 2011: $17,9282011Revenue 2012: $27,834Expenses 2012: $30,130Net Income 2012: -$2,2962012Revenue 2013: $21,886Expenses 2013: $53,009Net Income 2013: -$31,1232013Revenue 2014: $30,135Expenses 2014: $11,300Net Income 2014: $18,8352014Revenue 2015: $30,043Expenses 2015: $16,334Net Income 2015: $13,7092015Revenue 2016: $31,035Expenses 2016: $10,032Net Income 2016: $21,0032016Revenue 2017: $47,406Expenses 2017: $26,594Net Income 2017: $20,8122017Revenue 2018: $30,011Expenses 2018: $19,445Net Income 2018: $10,5662018Revenue 2019: $27,257Expenses 2019: $26,231Net Income 2019: $1,0262019Revenue 2024: $80,368Expenses 2024: $40,931Net Income 2024: $39,4372024

Highlighted filing

2024

Revenue$80,368
Expenses$40,931
Net Income$39,437
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$88,572
Liabilities
$0
Net assets
$88,572
Revenue
$80,368
Expenses
$40,931
Net income
$39,437
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$88.6$0.00$88.6$80.4$40.9$39.4
2019Summary only. Only limited summary data is available for this year.$89.1$0.00$27.3$26.2$1.03
2018Summary only. Only limited summary data is available for this year.$88.0$0.00$30.0$19.4$10.6
2017Summary only. Only limited summary data is available for this year.$78.1$0.68$47.4$26.6$20.8
2016Summary only. Only limited summary data is available for this year.$56.7$0.00$31.0$10.0$21.0
2015Summary only. Only limited summary data is available for this year.$35.7$0.00$30.0$16.3$13.7
2014Summary only. Only limited summary data is available for this year.$21.9$0.00$30.1$11.3$18.8
2013Summary only. Only limited summary data is available for this year.$3.11$0.00$21.9$53.0$31.1
2012Summary only. Only limited summary data is available for this year.$34.2$0.00$27.8$30.1$2.30
2011Summary only. Only limited summary data is available for this year.$36.5$0.00$43.5$25.5$17.9
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 20, 2025
Return Version
2024v5.1
Gross Receipts
$80,368
Mission and Program Overview

Mission

Resolving problems and issues of the Insulation Industry

Program Services

DescriptionGrantsExpenses
To provide an instrument through which members of the Heatand Frost Insulation Industry may coordinate their effortsin handling common problems. The association has meetingsof its members and directors to determine various problemsaffecting the industry.$0$0
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert WilliamsPresident-$0--
Filing and Contact Details

Filer

Filer Name
Master Insulators Association
EIN
38-3026386
Phone
9896316140
Address
PO Box 2144, Midland, MI 48641

Signing Officer

Name
Robert Williams
Title
Member
Phone
9896316140
Signed
2025-05-20
Discuss with paid preparer
Yes

Preparer

Firm
Yeo & Yeo Pc
Address
6018 Eastman Ave, Midland, MI 48640
Preparer
Tara L Stensrud
Phone
9896316060
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16 - Other Expenses

“Description: Accounting. Amount: 625. Description: Training. Amount: 24,775. Description: Insurance. Amount: 387. Description: Fees. Amount: 20. Description: Dues. Amount: 1,818. Description: Member services. Amount: 13,306. Total to Form 990-EZ, line 16: 40,931.”

Raw XML Appendix89 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum09892054365
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Midland
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd048641
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt049135
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt088572
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
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IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Robert Williams
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt040931
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Resolving problems and issues of the Insulation Industry
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To provide an instrument through which members of the Heatand Frost Insulation Industry may coordinate their effortsin handling common problems. The association has meetingsof its members and directors to determine various problemsaffecting the industry.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MI
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt040931
IRS990EZ/TotalRevenueAmt080368
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description: Accounting. Amount: 625. Description: Training. Amount: 24,775. Description: Insurance. Amount: 387. Description: Fees. Amount: 20. Description: Dues. Amount: 1,818. Description: Member services. Amount: 13,306. Total to Form 990-EZ, line 16: 40,931.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16 - Other Expenses
TransferPrsnlBnftContractsDecl/DeclarationDesc0The organization did not, during the year, receive any funds, directly,or indirectly, to pay premiums on a personal benefit contract.The organization, did not, during the year, pay any premiums, directly,or indirectly, on a personal benefit contract.
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ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Master Insulators Association
ReturnHeader/Filer/BusinessNameControlTxt0MAST
ReturnHeader/Filer/EIN0383026386
ReturnHeader/Filer/PhoneNum09896316140
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 2144
ReturnHeader/Filer/USAddress/CityNm0Midland
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048641
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Midland
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd048640
ReturnHeader/PreparerPersonGrp/PhoneNum09896316060
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-20
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Tara L Stensrud
ReturnHeader/ReturnTs02025-06-02T13:58:12-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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