Civic Intelligence

Habitat for Humanity International Inc

990 • Fiscal year 2020 • EIN 38-3004110

Jul 01, 2019 to Jun 30, 2020 • Filed on May 12, 2021

Post Office Box 96Three Rivers, MI 49093

(269) 467-4663

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

76th percentile

0.12x

Higher debt load relative to assets than 76% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

86th percentile

0.27x

Higher debt load relative to revenue than 86% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

51st percentile

5.6%

Higher net margin than 51% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

50th percentile

4.0%

Faster asset growth than 50% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

55th percentile

-8.9%

Faster revenue growth than 55% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Assets

Up

$482,349

Up $18,579 (+4.0%) from 2019

Net Assets

Up

$424,101

Up $12,117 (+2.9%) from 2019

Liabilities

Up

$58,248

Up $6,462 (+12%) from 2019

Revenue

Down

$218,292

Down $21,370 (-8.9%) from 2019

Expenses

Up

$206,175

Up $14,717 (+7.7%) from 2019

Net Income

Down

$12,117

Down $36,087 (-75%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2010: $562,086Liabilities 2010: $6,378Net Assets 2010: $555,7082010Assets 2011: $486,084Liabilities 2011: $16,095Net Assets 2011: $469,9892011Assets 2012: $465,210Liabilities 2012: $4,360Net Assets 2012: $460,8502012Assets 2016: $572,191Liabilities 2016: $58,705Net Assets 2016: $513,4862016Assets 2017: $436,392Liabilities 2017: $75,477Net Assets 2017: $360,9152017Assets 2018: $510,725Liabilities 2018: $24,908Net Assets 2018: $485,8172018Assets 2019: $463,770Liabilities 2019: $51,786Net Assets 2019: $411,9842019Assets 2020: $482,349Liabilities 2020: $58,248Net Assets 2020: $424,1012020Assets 2021: $487,628Liabilities 2021: $62,861Net Assets 2021: $424,7672021Assets 2022: $530,251Liabilities 2022: $44,194Net Assets 2022: $486,0572022Assets 2023: $621,597Liabilities 2023: $45,682Net Assets 2023: $575,9152023Assets 2024: $713,885Liabilities 2024: $70,931Net Assets 2024: $642,9542024Assets 2025: $825,551Liabilities 2025: $44,872Net Assets 2025: $780,6792025

Highlighted filing

2020

Assets$482,349
Liabilities$58,248
Net Assets$424,101

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2010: $58,288Expenses 2010: $84,829Net Income 2010: -$26,5412010Revenue 2011: $7,126Expenses 2011: $92,848Net Income 2011: -$85,7222011Revenue 2012: $16,798Expenses 2012: $25,936Net Income 2012: -$9,1382012Revenue 2016: $79,621Expenses 2016: $55,662Net Income 2016: $23,9592016Revenue 2017: $321,404Expenses 2017: $364,819Net Income 2017: -$43,4152017Revenue 2018: $212,313Expenses 2018: $86,394Net Income 2018: $125,9192018Revenue 2019: $239,662Expenses 2019: $191,458Net Income 2019: $48,2042019Revenue 2020: $218,292Expenses 2020: $206,175Net Income 2020: $12,1172020Revenue 2021: $230,621Expenses 2021: $229,955Net Income 2021: $6662021Revenue 2022: $316,427Expenses 2022: $255,138Net Income 2022: $61,2892022Revenue 2023: $328,579Expenses 2023: $238,720Net Income 2023: $89,8592023Revenue 2024: $531,174Expenses 2024: $464,135Net Income 2024: $67,0392024Revenue 2025: $543,027Expenses 2025: $405,302Net Income 2025: $137,7252025

Highlighted filing

2020

Revenue$218,292
Expenses$206,175
Net Income$12,117
Jump To
Filing Snapshot
Filing Period
Jul 1, 2019 to Jun 30, 2020
Signed
May 12, 2021
Return Version
2019v5.0
Gross Receipts
$221,044
Mission and Program Overview

Mission

Habititat for humanity of st joseph county michigan works with the community to promote homeownership. Habitiat chooses families in need of safe and secure housing that are interested in homeownership and partners with them to build a new home. While the house is being built they mentor the family in personal finance and morgage qualification allowing the family to be able to purchase their own home at the end fo the build.

Habitat for humanity partners with people in our community to help them build or improve a place they can call home. Habitat homeowners help build their own homes alongside volunteers and pay an affordable mortgage. With your support, habitat homeowners achieve the strength, stability, and independendence they need to build a better life for themselves and for their families.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$164,479$229,351▲ $64,872
Other Notes and Loans Receivable, Net$180,583$168,527▼ $12,056
Cash and Non-Interest-Bearing Accounts$100,834$66,995▼ $33,839
Accounts Receivable$14,554$13,304▼ $1,250
Prepaid Expenses and Deferred Charges$3,320$4,172▲ $852
Total Assets$463,770$482,349▲ $18,579
Liabilities
Unsecured Notes Loans Payable$39,655$48,480▲ $8,825
Escrow Account Liability$7,725$6,495▼ $1,230
Accounts Payable and Accrued Expenses$3,396$3,273▼ $123
Deferred Revenue$1,010--
Total Liabilities$51,786$58,248▲ $6,462
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$411,984$424,101▲ $12,117
Total Net Assets Fund Balance$411,984$424,101▲ $12,117
Total Liabilities and Net Assets / Fund Balance$463,770$482,349▲ $18,579

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$43,000--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Crystal TomlinsonDirector
Faith GardnerDirector
John LuxonDirector
Justin MitchellDirector
Kathy EarlDirector
Mike KinneDirector
Tim RaakmanDirector
Nick MetzgerExecutive Di
Kimberlee BontragerOfficer
Megan GrabeSecretary
Tim BarronTreasurer
Ivin RiddleVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$73,736
Program Service Revenue
$116,000
Investment Income
$13,604
Other Revenue
$14,952
All Other Contributions
$73,736
Change in Net Assets
$12,117
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$149,942
Salaries, Compensation, and Employee Benefits$56,233
Total Fundraising Expense$4,029
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$39,137$10,437$2,609$52,183
Occupancy$7,847$4,780-$12,627
Insurance$2,355$2,355-$4,710
Payroll Taxes$3,038$810$202$4,050
Office Expenses$1,218$1,218$1,218$3,654
Fees for Services Accounting-$2,800-$2,800
Other Expenses$1,372$903-$2,275
Interest$977$977-$1,954
Total Functional Expenses$175,994$26,152$4,029$206,175
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$16,610
Fundraising Direct Expenses$2,752
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Fundraising - S$8,450$8,450$1,019$7,431
Fundraising - G$8,160$8,160$1,733$6,427
Total Events$16,610$16,610$2,752$13,858
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Form is reviewed by the executive director and a member of the board that is a cpa.

Form 990, Page 6, Part VI, Line 19

All are kept at the organizations office and are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Habitat for Humanity
EIN
38-3004110
Address
POST OFFICE BOX 96, THREE RIVERS, MI 49093

Signing Officer

Name
Nick Metzger
Title
Executive Director
Phone
2694674663
Signed
2021-05-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kimberlee Bontrager
Formed
1991
Legal Domicile
Mi
Voting Board Members
11
Independent Board Members
11
Employees
1
Volunteers
59

Preparer

Firm
Locey CPA LLC
Address
PO BOX 7037 67036 N M-66, STURGIS, MI 49091
Preparer
Kimberlee Bontrager CPA
Phone
2696514225
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

Habititat for humanity of st joseph county michigan works with the community to promote homeownership. Habitiat chooses families in need of safe and secure housing that are interested in homeownership and partners with them to build a new home. While the house is being built they mentor the family in personal finance and morgage qualification allowing the family to be able to purchase their own home at the end fo the build.

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

Habitat maintains an escrow account for the families to be used for closing costs when the homes are complete and the mortgages are finalized.

Raw XML AppendixShowing 400 of 412 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PYContributionsGrantsAmt079053
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IRS990/PYInvestmentIncomeAmt013787
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IRS990/PYOtherRevenueAmt015300
IRS990/PYProgramServiceRevenueAmt0131522
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IRS990/PYSalariesCompEmpBnftPaidAmt053054
IRS990/PYTotalExpensesAmt0191458
IRS990/PYTotalRevenueAmt0239662
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IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt012117
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IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0true
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt079053
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt076314
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt047590
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0327922
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0461915
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.98480
IRS990ScheduleA/PublicSupportPY170Pct00.95130
IRS990ScheduleA/PublicSupportTotal170Amt0327922
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt073736
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt079053
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt076314
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt047590
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0327922
IRS990ScheduleA/TotalSupportAmt0332969
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus1YearAmt05047
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt05047
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0186351
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt143000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CONSTRUCTION IN PROGRESS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1LAND /BUILDINGS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1F
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0HABITAT MAINTAINS AN ESCROW ACCOUNT FOR THE FAMILIES TO BE USED FOR CLOSING COSTS WHEN THE HOMES ARE COMPLETE AND THE MORTGAGES ARE FINALIZED.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
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IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt02752
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0FUNDRAISING - S
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0FUNDRAISING - G
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt08450
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt08160
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt016610
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt08450
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt08160
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt016610
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt013858
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt02752
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt01019
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt01733
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HABITITAT FOR HUMANITY OF ST JOSEPH COUNTY MICHIGAN WORKS WITH THE COMMUNITY TO PROMOTE HOMEOWNERSHIP. HABITIAT CHOOSES FAMILIES IN NEED OF SAFE AND SECURE HOUSING THAT ARE INTERESTED IN HOMEOWNERSHIP AND PARTNERS WITH THEM TO BUILD A NEW HOME. WHILE THE HOUSE IS BEING BUILT THEY MENTOR THE FAMILY IN PERSONAL FINANCE AND MORGAGE QUALIFICATION ALLOWING THE FAMILY TO BE ABLE TO PURCHASE THEIR OWN HOME AT THE END FO THE BUILD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM IS REVIEWED BY THE EXECUTIVE DIRECTOR AND A MEMBER OF THE BOARD THAT IS A CPA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL ARE KEPT AT THE ORGANIZATIONS OFFICE AND ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalContributionsAmt073736
IRS990/TotalEmployeeCnt01
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IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt026152
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0175994
IRS990/TotalFunctionalExpensesGrp/TotalAmt0206175
IRS990/TotalGrossUBIAmt00
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IRS990/TotalLiabilitiesEOYAmt058248
IRS990/TotalLiabilitiesGrp/BOYAmt051786
IRS990/TotalLiabilitiesGrp/EOYAmt058248
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0411984
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0424101
IRS990/TotalOtherProgSrvcExpenseAmt052326
IRS990/TotalProgramServiceExpensesAmt0175994
IRS990/TotalProgramServiceRevenueAmt0116000
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0130698
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0218292
IRS990/TotalVolunteersCnt059
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0463770
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0482349
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt039655
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt048480
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt067036 N M-66
IRS990/USAddress/CityNm0STURGIS
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd049091
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt011
IRS990/WebsiteAddressTxt0WWW.HABITATSJCMI.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0NICK METZGER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum02694674663
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HABITAT FOR HUMANITY
ReturnHeader/Filer/BusinessNameControlTxt0HABI
ReturnHeader/Filer/EIN0383004110
ReturnHeader/Filer/USAddress/AddressLine1Txt0POST OFFICE BOX 96
ReturnHeader/Filer/USAddress/CityNm0THREE RIVERS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049093
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0472912366
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LOCEY CPA LLC

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$8.26$0.45$7.81$5.43$4.05$1.38
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.14$0.71$6.43$5.31$4.64$0.67
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.22$0.46$5.76$3.29$2.39$0.90
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.30$0.44$4.86$3.16$2.55$0.61
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.88$0.63$4.25$2.31$2.30$0.01
2020Detailed filing. Detailed filing data is available for this year.$4.82$0.58$4.24$2.18$2.06$0.12
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.64$0.52$4.12$2.40$1.91$0.48
2018Summary only. Only limited summary data is available for this year.$5.11$0.25$4.86$2.12$0.86$1.26
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.36$0.75$3.61$3.21$3.65$0.43
2016Summary only. Only limited summary data is available for this year.$5.72$0.59$5.13$0.80$0.56$0.24
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.65$0.04$4.61$0.17$0.26$0.09
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.86$0.16$4.70$0.07$0.93$0.86
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.62$0.06$5.56$0.58$0.85$0.27