Liabilities / Assets
65th percentile
Higher debt load relative to assets than 65% of similar nonprofits.
Habitat for Humanity of Cass County
EIN 38-2938097 • 501(c)3 • Dowagiac, MI
Profile
The organization is a christian outreach program that provides decent and adequate housing, without prejudice, in partnership with qualifying families in need in cass county.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.01x
Liabilities / Revenue
91st percentile
Higher debt load relative to revenue than 91% of similar nonprofits.
Net Margin
7th percentile
Higher net margin than 7% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
48th percentile
Faster asset growth than 48% of similar nonprofits.
Revenue Growth
87th percentile
Faster revenue growth than 87% of similar nonprofits.
Balance Sheet
Assets
Down$338,570
Down $9,766 (-2.8%) from 2019
Liabilities
Down$2,260
Down $1,113 (-33%) from 2019
Net Assets
Down$336,310
Down $8,653 (-2.5%) from 2019
Revenue
Up$5,460
Up $2,153 (+65%) from 2019
Expenses
Up$14,112
Up $322 (+2.3%) from 2019
Net Income
Up-$8,652
Up $1,831 (+17%) from 2019
Trend Graphs
Filings
Most recent year
2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $338,570
- Liabilities
- $2,260
- Net assets
- $336,310
- Revenue
- $5,460
- Expenses
- $14,112
- Net income
- -$8,652
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jul 1, 2019 to Jun 30, 2020
- Signed
- Jan 22, 2021
- Return Version
- 2019v5.0
- Gross Receipts
- $6,260
Mission and Program Overview
Mission
The organization is a christian outreach program that provides decent and adequate housing, without prejudice, in partnership with qualifying families in need in cass county.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| OBTAINING AND USING RESOURCES FOR A NEW HOUSE PROJECT | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| SUE WATSON | Treasurer/Se | - | $0 | - | - |
| JERRY GARBER | Director | - | $0 | - | - |
| VICKI BEEBE | Director | - | $0 | - | - |
| LINDA PRESTON | Director | - | $0 | - | - |
| MONICA MCMICHAEL | Director | - | $0 | - | - |
| DAVE SPRINGSTEEN | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Habitat for Humanity of Cass County
- EIN
- 38-2938097
- Phone
- 2693590828
- Address
- PO BOX 203, DOWAGIAC, MI 49047-0203
Signing Officer
- Name
- Sue Watson
- Title
- Treasurer/secretary
- Phone
- 2693590828
- Signed
- 2021-01-22
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Berthiaume & Company Cpas
- Address
- 60 HARROW LANE, SAGINAW, MI 48638
- Preparer
- Kenneth a Berthiaume
- Phone
- 9897911555
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 8
“Miscellaneous income 632 total 632”
Form 990-ez, Part I, Line 10
“Habitat for humanity international affil. Tithe & fee 0 121 habitat street americus ga 31709 habitat for humanity of michigan affiliate tithe 0 618 s. Creyts road suite c lansing mi 48917 tithe 3,100”
Form 990-ez, Part I, Line 16
“Expenses postage 69 rent 840 office supplies 1,441 insurance 1,917 bank service charges 124 other 2,577 total 6,968”
Form 990-ez, Part II, Line 24
“Mortgages receivable 259,061 244,072 total 259,061 244,072”
Form 990-ez, Part II, Line 26
“Mortgage escrow 3,373 2,260”
Form 990-ez, Part III
“The organization is a christian outreach program that provides decent and adequate housing, without prejudice, in partnership with qualifying families in need in cass county.”
Raw XML Appendix167 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | SUE WATSON |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2693590828 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 23451 DUTCH SETTLEMENT |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | CASSOPOLIS |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 49031 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 79674 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 85698 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 1568 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 800 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -8652 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 4044 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 348335 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 338570 |
| IRS990EZ/GrantsAndSimilarAmountsPaidAmt | 0 | 3100 |
| IRS990EZ/GrossProfitLossSlsOfInvntryAmt | 0 | 3200 |
| IRS990EZ/GrossReceiptsAmt | 0 | 6260 |
| IRS990EZ/GrossSalesOfInventoryAmt | 0 | 4000 |
| IRS990EZ/GroupExemptionNum | 0 | 8545 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 60 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 9600 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 8800 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 344962 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 336310 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 344962 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 336310 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | SUE WATSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JERRY GARBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | VICKI BEEBE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | LINDA PRESTON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | MONICA MCMICHAEL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | DAVE SPRINGSTEEN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | TREASURER/SE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 259061 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 244072 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 6968 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 632 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | THE ORGANIZATION IS A CHRISTIAN OUTREACH PROGRAM THAT PROVIDES DECENT AND ADEQUATE HOUSING, WITHOUT PREJUDICE, IN PARTNERSHIP WITH QUALIFYING FAMILIES IN NEED IN CASS COUNTY. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | OBTAINING AND USING RESOURCES FOR A NEW HOUSE PROJECT |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | MI |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 3373 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 2260 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 14112 |
| IRS990EZ/TotalRevenueAmt | 0 | 5460 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 1568 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 2447 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 7200 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 1327 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1536 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 14078 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 34 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 34 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 4691 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 860 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 80110 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 228 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 1536 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 87425 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 34 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 34 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00000 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.99970 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.99920 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 101503 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 6259 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 3307 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 87310 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 1555 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 3072 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 101503 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 6259 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 3307 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 87310 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 1555 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 3106 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 101537 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MISCELLANEOUS INCOME 632 TOTAL 632 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | HABITAT FOR HUMANITY INTERNATIONAL AFFIL. TITHE & FEE 0 121 HABITAT STREET AMERICUS GA 31709 HABITAT FOR HUMANITY OF MICHIGAN AFFILIATE TITHE 0 618 S. CREYTS ROAD SUITE C LANSING MI 48917 TITHE 3,100 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | EXPENSES POSTAGE 69 RENT 840 OFFICE SUPPLIES 1,441 INSURANCE 1,917 BANK SERVICE CHARGES 124 OTHER 2,577 TOTAL 6,968 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MORTGAGES RECEIVABLE 259,061 244,072 TOTAL 259,061 244,072 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | MORTGAGE ESCROW 3,373 2,260 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE ORGANIZATION IS A CHRISTIAN OUTREACH PROGRAM THAT PROVIDES DECENT AND ADEQUATE HOUSING, WITHOUT PREJUDICE, IN PARTNERSHIP WITH QUALIFYING FAMILIES IN NEED IN CASS COUNTY. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990-EZ, PART III |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SUE WATSON |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER/SECRETARY |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2693590828 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-01-22 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | HABITAT FOR HUMANITY OF CASS COUNTY |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | HABI |
| ReturnHeader/Filer/EIN | 0 | 382938097 |
| ReturnHeader/Filer/PhoneNum | 0 | 2693590828 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 203 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | DOWAGIAC |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 490470203 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 382397503 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | BERTHIAUME & COMPANY CPAS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 60 HARROW LANE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | SAGINAW |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 48638 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9897911555 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-05-21 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | KENNETH A BERTHIAUME |
| ReturnHeader/ReturnTs | 0 | 2021-06-02T18:43:04-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2019-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-06-30 |
| ReturnHeader/TaxYr | 0 | 2019 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.