Civic Intelligence

Marine City Chamber of Commerce Inc

EIN 38-2900355 • 501(c)6 • Marine City, MI

Profile

To carry out such advertising and promotional programs and activities as shall be deemed for the general welfare of the industrial and commercial concerns in and about the city of marine city.

480 S Water StreetMarine City, MI 48039

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

68th percentile

0.04x

Higher debt load relative to assets than 68% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

67th percentile

0.03x

Higher debt load relative to revenue than 67% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

69th percentile

11%

Higher net margin than 69% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

80th percentile

$10,880

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 19.9% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

82nd percentile

24%

Faster asset growth than 82% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

68th percentile

11%

Faster revenue growth than 68% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$26,708

Up $9,779 (+58%) from 2023

Liabilities

Down

$957

Down $774 (-45%) from 2023

Net Assets

$25,751

No earlier filing loaded for comparison.

Revenue

Up

$49,347

Up $13,185 (+36%) from 2023

Expenses

Up

$39,158

Up $3,960 (+11%) from 2023

Net Income

Up

$10,189

Up $9,225 (+957%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$30K$20K$10K$0-$10KAssets 2019: $1,238Liabilities 2019: $1,408Net Assets 2019: -$1702019Assets 2020: $8,823Liabilities 2020: $5,078Net Assets 2020: $3,7452020Assets 2021: $30,457Liabilities 2021: $13,841Net Assets 2021: $16,6162021Assets 2022: $15,698Liabilities 2022: $1,396Net Assets 2022: $14,3022022Assets 2023: $16,929Liabilities 2023: $1,7312023Assets 2024: $26,708Liabilities 2024: $957Net Assets 2024: $25,7512024

Highlighted filing

2024

Assets$26,708
Liabilities$957
Net Assets$25,751

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2019: $45,625Expenses 2019: $51,964Net Income 2019: -$6,3392019Revenue 2020: $32,537Expenses 2020: $28,622Net Income 2020: $3,9152020Revenue 2021: $37,293Expenses 2021: $29,505Net Income 2021: $7,7882021Revenue 2022: $40,021Expenses 2022: $42,335Net Income 2022: -$2,3142022Revenue 2023: $36,162Expenses 2023: $35,198Net Income 2023: $9642023Revenue 2024: $49,347Expenses 2024: $39,158Net Income 2024: $10,1892024

Highlighted filing

2024

Revenue$49,347
Expenses$39,158
Net Income$10,189

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Jul 31, 2025
Return Version
2023v6.0
Gross Receipts
$72,911
Mission and Program Overview

Mission

To carry out such advertising and promotional programs and activities as shall be deemed for the general welfare of the industrial and commercial concerns in and about the city of marine city.

Program Services

DescriptionGrantsExpenses
TO CARRY OUT SUCH ADVERTISING AND PROMOTIONAL PROGRAMS AND ACTIVITIES AS SHALL BE DEEMED FOR THE GENERAL WELFARE OF THE INDUSTRIAL AND COMMERCIAL CONCERNS IN AND ABOUT THE CITY OF MARINE CITY.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
LAURA MERCHANTDirector-$1,520-$1,520
CHERYL DEVEREAUXTreasurer-$0--
PAUL MERCHANTVice Preside-$0--
CHRISTINE MCNABBBoard Member-$0--
CHERYL ROSSPresident-$0--
DEB ABDULHUSSEINBoard Member-$0--
MELISSA HUNTBoard Member-$0--
JIM COTTRELLBoard Member-$0--
HEATHER BERNHARDTBoard Member-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Outing$22,659$22,659$12,714$9,945
Fire & Ice Fest$7,239$7,239$3,264$3,975
Total Events$42,810$42,810$19,914$22,896
Filing and Contact Details

Filer

Filer Name
Marine City Chamber of Commerce
EIN
38-2900355
Phone
8107654501
Address
480 S WATER STREET, MARINE CITY, MI 48039

Signing Officer

Name
Laura Merchant
Title
Director
Phone
8107651417
Signed
2025-07-31
Discuss with paid preparer
Yes

Preparer

Firm
Mcbride-manley & Co Pc
Address
PO BOX 26 1115 S PARKER STREET, MARINE CITY, MI 48039-0026
Preparer
Curtis J Mcbride
Phone
8107654095
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses advertising and promotion 4,491 office supplies 1,602 insurance 1,747 dues & subscriptions 327 internet service 2,066 meeting expenses 184 misc 1,251 website 78 bank service charges 1,462 gifts 180 donations 150 repairs and maintenance 123 licenses 20 supplies 319 non-investment depreciation 488 total 14,488

Form 990-ez, Part I, Line 20

Book / tax depreciation difference 364

Form 990-ez, Part II, Line 24

Computer equipment 1,398 2,077 less accumulated depreciation 1,324 1,446 total 74 631

Form 990-ez, Part II, Line 26

Payroll taxes 1,136 957 deferred revenue 595 0

Form 990-ez, Part III

To carry out such advertising and promotional programs and activities as shall be deemed for the general welfare of the industrial and commercial concerns in and about the city of marine city.

Raw XML Appendix149 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES ADVERTISING AND PROMOTION 4,491 OFFICE SUPPLIES 1,602 INSURANCE 1,747 DUES & SUBSCRIPTIONS 327 INTERNET SERVICE 2,066 MEETING EXPENSES 184 MISC 1,251 WEBSITE 78 BANK SERVICE CHARGES 1,462 GIFTS 180 DONATIONS 150 REPAIRS AND MAINTENANCE 123 LICENSES 20 SUPPLIES 319 NON-INVESTMENT DEPRECIATION 488 TOTAL 14,488
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2COMPUTER EQUIPMENT 1,398 2,077 LESS ACCUMULATED DEPRECIATION 1,324 1,446 TOTAL 74 631
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PAYROLL TAXES 1,136 957 DEFERRED REVENUE 595 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TO CARRY OUT SUCH ADVERTISING AND PROMOTIONAL PROGRAMS AND ACTIVITIES AS SHALL BE DEEMED FOR THE GENERAL WELFARE OF THE INDUSTRIAL AND COMMERCIAL CONCERNS IN AND ABOUT THE CITY OF MARINE CITY.
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PhoneNum08107651417
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-31
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ReturnHeader/Filer/EIN0382900355
ReturnHeader/Filer/PhoneNum08107654501
ReturnHeader/Filer/USAddress/AddressLine1Txt0480 S WATER STREET
ReturnHeader/Filer/USAddress/CityNm0MARINE CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0382322961
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MARINE CITY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0480390026
ReturnHeader/PreparerPersonGrp/PhoneNum08107654095
ReturnHeader/PreparerPersonGrp/PreparationDt02025-07-31
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CURTIS J MCBRIDE
ReturnHeader/ReturnTs02025-08-06T14:16:41-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-10-01
ReturnHeader/TaxPeriodEndDt02024-09-30
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits