Civic Intelligence

Roofers Union Local No 70 Insurance Trust Fund

EIN 38-2818643 • 501(c)9 • Howell, MI

Profile

To provide health insurance benefits (medical, hospital, dental, vision) and life insurance through group insurance premiums and short-term disability benefits on a self-funded basis to roofers local 70 memebers and their beneficiaries.

1451 Old Pinckney RoadHowell, MI 48843

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

70th percentile

0.15x

Higher debt load relative to assets than 70% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

84th percentile

0.24x

Higher debt load relative to revenue than 84% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Source year 2024

Net Margin

27th percentile

-3.7%

Higher net margin than 27% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

67th percentile

$29,583

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 0.5% of source-year revenue.

501(c)9 • $5M-$10M nonprofits • Source year 2024

Asset Growth

35th percentile

0.4%

Faster asset growth than 35% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

24th percentile

-4.3%

Faster revenue growth than 24% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Up

$8,900,820

Up $34,898 (+0.4%) from 2023

Liabilities

Up

$1,325,857

Up $8,958 (+0.7%) from 2023

Net Assets

Up

$7,574,963

Up $25,940 (+0.3%) from 2023

Revenue

Down

$5,487,410

Down $243,995 (-4.3%) from 2023

Expenses

Up

$5,690,973

Up $716,411 (+14%) from 2023

Net Income

Down

-$203,563

Down $960,406 (-127%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2012: $4,778,374Liabilities 2012: $625,454Net Assets 2012: $4,152,9202012Assets 2013: $5,354,202Liabilities 2013: $580,028Net Assets 2013: $4,774,1742013Assets 2014: $5,837,725Liabilities 2014: $817,366Net Assets 2014: $5,020,3592014Assets 2015: $6,322,346Liabilities 2015: $887,218Net Assets 2015: $5,435,1282015Assets 2016: $6,503,225Liabilities 2016: $1,016,087Net Assets 2016: $5,487,1382016Assets 2017: $6,300,956Liabilities 2017: $1,040,501Net Assets 2017: $5,260,4552017Assets 2018: $6,114,705Liabilities 2018: $988,215Net Assets 2018: $5,126,4902018Assets 2019: $6,547,072Liabilities 2019: $1,142,275Net Assets 2019: $5,404,7972019Assets 2020: $6,537,927Liabilities 2020: $1,127,368Net Assets 2020: $5,410,5592020Assets 2021: $7,053,846Liabilities 2021: $1,068,362Net Assets 2021: $5,985,4842021Assets 2022: $7,847,250Liabilities 2022: $1,150,605Net Assets 2022: $6,696,6452022Assets 2023: $8,865,922Liabilities 2023: $1,316,899Net Assets 2023: $7,549,0232023Assets 2024: $8,900,820Liabilities 2024: $1,325,857Net Assets 2024: $7,574,9632024

Highlighted filing

2024

Assets$8,900,820
Liabilities$1,325,857
Net Assets$7,574,963

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2012: $2,546,4182012Revenue 2013: $2,949,349Expenses 2013: $2,377,697Net Income 2013: $571,6522013Revenue 2014: $3,550,159Expenses 2014: $3,082,119Net Income 2014: $468,0402014Revenue 2015: $3,845,462Expenses 2015: $3,349,117Net Income 2015: $496,3452015Revenue 2016: $4,093,376Expenses 2016: $3,912,789Net Income 2016: $180,5872016Revenue 2017: $4,284,587Expenses 2017: $4,485,997Net Income 2017: -$201,4102017Revenue 2018: $4,684,344Expenses 2018: $4,866,832Net Income 2018: -$182,4882018Revenue 2019: $5,104,562Expenses 2019: $4,687,604Net Income 2019: $416,9582019Revenue 2020: $4,874,225Expenses 2020: $4,918,294Net Income 2020: -$44,0692020Revenue 2021: $5,313,300Expenses 2021: $4,705,756Net Income 2021: $607,5442021Revenue 2022: $5,409,425Expenses 2022: $4,336,555Net Income 2022: $1,072,8702022Revenue 2023: $5,731,405Expenses 2023: $4,974,562Net Income 2023: $756,8432023Revenue 2024: $5,487,410Expenses 2024: $5,690,973Net Income 2024: -$203,5632024

Highlighted filing

2024

Revenue$5,487,410
Expenses$5,690,973
Net Income-$203,563

Filings