Liabilities / Assets
68th percentile
Higher debt load relative to assets than 68% of similar nonprofits.
Lake Charlevoix Association
EIN 38-2768079 • 501(c)3 • Charlevoix, MI
Profile
Protect the natural quality and beauty of lake charlevoix. Promote understanding and support for safe and shared lake use. Advocate sensible and sustainable practices for lake use and development.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.01x
Liabilities / Revenue
71st percentile
Higher debt load relative to revenue than 71% of similar nonprofits.
Net Margin
12th percentile
Higher net margin than 12% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
21st percentile
Faster asset growth than 21% of similar nonprofits.
Revenue Growth
44th percentile
Faster revenue growth than 44% of similar nonprofits.
Balance Sheet
Assets
Down$72,952
Down $57,899 (-44%) from 2024
Liabilities
Down$941
Down $14,931 (-94%) from 2024
Net Assets
Down$72,011
Down $42,968 (-37%) from 2024
Revenue
Down$69,018
Down $5,672 (-7.6%) from 2024
Expenses
Up$112,459
Up $25,912 (+30%) from 2024
Net Income
Down-$43,441
Down $31,584 (-266%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $72,952
- Liabilities
- $941
- Net assets
- $72,011
- Revenue
- $69,018
- Expenses
- $112,459
- Net income
- -$43,441
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2025 to Dec 31, 2025
- Signed
- Feb 19, 2026
- Return Version
- 2025v4.0
- Gross Receipts
- $69,018
Mission and Program Overview
Mission
Protect the natural quality and beauty of lake charlevoix. Promote understanding and support for safe and shared lake use. Advocate sensible and sustainable practices for lake use and development.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| RESEARCH, EDUCATION, ADVOCACY AND COLLABORATION WITH OTHER ENVIRONMENTAL ORGANIZATIONS - ALL AIMED AT PROTECTING LAKE CHARLEVOIX FOR FUTURE GENERATIONS TO ENJOY. | - | $35,128 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| TOM DARNTON | President | - | $0 | - | - |
| DAN MISHLER | Vice Preside | - | $0 | - | - |
| HOWARD WARNER | Treasurer | - | $0 | - | - |
| JOHN HOFFMAN | Secretary | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Lake Charlevoix Association
- EIN
- 38-2768079
- Phone
- 2316759787
- Address
- PO BOX 294, CHARLEVOIX, MI 49720
Signing Officer
- Name
- Tom Darnton
- Title
- President
- Phone
- 2316759787
- Signed
- 2026-02-19
Preparer
- Firm
- Mclane Blatchford CPA Firm Plc
- Address
- 1108 BRIDGE STREET UNIT B, CHARLEVOIX, MI 49720-1305
- Preparer
- Jamie C Mclane CPA
- Phone
- 2314375300
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16
“Expenses website 1,420 supplies 716 3,143 contract labor 5,079 dues & memberships 160 dues & subscriptions 5,871 environmental projects 35,128 total 51,517”
Form 990-ez, Part I, Line 20
“Unrealized gain (loss) on c3f fund 475”
Form 990-ez, Part II, Line 24
“Charlevoix county community foundati 27,870 5,060 total 27,870 5,060”
Form 990-ez, Part II, Line 26
“Accounts payable and accrued expenses 14,353 721 credit card 1,521 220”
Form 990-ez, Part III
“Protect the natural quality and beauty of lake charlevoix. Promote understanding and support for safe and shared lake use. Advocate sensible and sustainable practices for lake use and development.”
Raw XML Appendix144 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | TOM DARNTON |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2316759787 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 294 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | CHARLEVOIX |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 49720 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 102981 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 67892 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 69006 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -43441 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 45697 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 130851 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 72952 |
| IRS990EZ/GrossReceiptsAmt | 0 | 69018 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 12 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 114977 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 72011 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 114977 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 72011 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 4.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | TOM DARNTON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | DAN MISHLER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | HOWARD WARNER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | JOHN HOFFMAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | VICE PRESIDE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | SECRETARY |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 27870 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 5060 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 475 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 51517 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | PROTECT THE NATURAL QUALITY AND BEAUTY OF LAKE CHARLEVOIX. PROMOTE UNDERSTANDING AND SUPPORT FOR SAFE AND SHARED LAKE USE. ADVOCATE SENSIBLE AND SUSTAINABLE PRACTICES FOR LAKE USE AND DEVELOPMENT. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 15245 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | RESEARCH, EDUCATION, ADVOCACY AND COLLABORATION WITH OTHER ENVIRONMENTAL ORGANIZATIONS - ALL AIMED AT PROTECTING LAKE CHARLEVOIX FOR FUTURE GENERATIONS TO ENJOY. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 35128 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | MI |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 15874 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 941 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 112459 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 35128 |
| IRS990EZ/TotalRevenueAmt | 0 | 69018 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.LAKECHARLEVOIX.ORG |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 69006 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 74670 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 54126 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 83629 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 281431 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 12 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 20 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 20 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 20 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 72 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00000 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 281503 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 69018 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 74690 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 54146 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 83649 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 281503 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 69018 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 74690 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 54146 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 83649 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 281503 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EXPENSES WEBSITE 1,420 SUPPLIES 716 3,143 CONTRACT LABOR 5,079 DUES & MEMBERSHIPS 160 DUES & SUBSCRIPTIONS 5,871 ENVIRONMENTAL PROJECTS 35,128 TOTAL 51,517 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | UNREALIZED GAIN (LOSS) ON C3F FUND 475 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CHARLEVOIX COUNTY COMMUNITY FOUNDATI 27,870 5,060 TOTAL 27,870 5,060 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 14,353 721 CREDIT CARD 1,521 220 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | PROTECT THE NATURAL QUALITY AND BEAUTY OF LAKE CHARLEVOIX. PROMOTE UNDERSTANDING AND SUPPORT FOR SAFE AND SHARED LAKE USE. ADVOCATE SENSIBLE AND SUSTAINABLE PRACTICES FOR LAKE USE AND DEVELOPMENT. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART III |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TOM DARNTON |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2316759787 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-02-19 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | LAKE CHARLEVOIX ASSOCIATION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | LAKE |
| ReturnHeader/Filer/EIN | 0 | 382768079 |
| ReturnHeader/Filer/PhoneNum | 0 | 2316759787 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 294 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CHARLEVOIX |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 49720 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 863422819 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | MCLANE BLATCHFORD CPA FIRM PLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1108 BRIDGE STREET UNIT B |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CHARLEVOIX |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 497201305 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2314375300 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-02-23 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JAMIE C MCLANE CPA |
| ReturnHeader/ReturnTs | 0 | 2026-02-26T12:38:17-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
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