Civic Intelligence

Association for Reformed Ministries Abroad

EIN 38-2740697 • 501(c)3 • Hudsonville, MI

Profile

Promote Education of Students in Foreign Countries

4544 Van Buren StreetHudsonville, MI 49426

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

62nd percentile

8.9%

Higher net margin than 62% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

68th percentile

10%

Faster asset growth than 68% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

30th percentile

-25%

Faster revenue growth than 30% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$104,145

Up $9,673 (+10%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$104,145

Up $9,673 (+10%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin62nd percentile

Revenue

Down

$108,794

Down $36,137 (-25%) from 2023

Expenses

Down

$99,121

Down $22,857 (-19%) from 2023

Net Income

Down

$9,673

Down $13,280 (-58%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth68th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2010: $61,636Net Assets 2010: $61,6362010Assets 2011: $60,513Net Assets 2011: $60,5132011Assets 2012: $53,139Net Assets 2012: $53,1392012Assets 2013: $35,666Liabilities 2013: $0Net Assets 2013: $35,6662013Assets 2014: $21,874Liabilities 2014: $0Net Assets 2014: $21,8742014Assets 2015: $30,427Liabilities 2015: $0Net Assets 2015: $30,4272015Assets 2016: $27,978Liabilities 2016: $0Net Assets 2016: $27,9782016Assets 2017: $47,444Liabilities 2017: $35,776Net Assets 2017: $11,6682017Assets 2018: $32,360Liabilities 2018: $0Net Assets 2018: $32,3602018Assets 2019: $62,727Liabilities 2019: $0Net Assets 2019: $62,7272019Assets 2020: $53,082Liabilities 2020: $0Net Assets 2020: $53,0822020Assets 2021: $68,833Liabilities 2021: $0Net Assets 2021: $68,8332021Assets 2022: $71,519Liabilities 2022: $0Net Assets 2022: $71,5192022Assets 2023: $94,472Liabilities 2023: $0Net Assets 2023: $94,4722023Assets 2024: $104,145Net Assets 2024: $104,1452024

Highlighted filing

2024

Assets$104,145
Liabilities-
Net Assets$104,145
Open 2024 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2010: $111,046Expenses 2010: $123,119Net Income 2010: -$12,0732010Revenue 2011: $90,305Expenses 2011: $91,428Net Income 2011: -$1,1232011Revenue 2012: $82,680Expenses 2012: $90,054Net Income 2012: -$7,3742012Revenue 2013: $88,104Expenses 2013: $105,577Net Income 2013: -$17,4732013Revenue 2014: $92,596Expenses 2014: $106,388Net Income 2014: -$13,7922014Revenue 2015: $124,365Expenses 2015: $115,812Net Income 2015: $8,5532015Revenue 2016: $149,187Expenses 2016: $151,636Net Income 2016: -$2,4492016Revenue 2017: $498,584Expenses 2017: $479,118Net Income 2017: $19,4662017Revenue 2018: $416,052Expenses 2018: $395,198Net Income 2018: $20,8542018Revenue 2019: $140,802Expenses 2019: $110,435Net Income 2019: $30,3672019Revenue 2020: $146,150Expenses 2020: $155,795Net Income 2020: -$9,6452020Revenue 2021: $139,684Expenses 2021: $123,933Net Income 2021: $15,7512021Revenue 2022: $125,752Expenses 2022: $123,066Net Income 2022: $2,6862022Revenue 2023: $144,931Expenses 2023: $121,978Net Income 2023: $22,9532023Revenue 2024: $108,794Expenses 2024: $99,121Net Income 2024: $9,6732024

Highlighted filing

2024

Revenue$108,794
Expenses$99,121
Net Income$9,673
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$104,145
Liabilities
-
Net assets
$104,145
Revenue
$108,794
Expenses
$99,121
Net income
$9,673
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.04$1.04$1.09$0.99$0.10
2023Detailed filing. Detailed filing data is available for this year.$0.94$0.00$0.94$1.45$1.22$0.23
2022Detailed filing. Detailed filing data is available for this year.$0.72$0.00$0.72$1.26$1.23$0.03
2021Detailed filing. Detailed filing data is available for this year.$0.69$0.00$0.69$1.40$1.24$0.16
2020Detailed filing. Detailed filing data is available for this year.$0.53$0.00$0.53$1.46$1.56$0.10
2019Detailed filing. Detailed filing data is available for this year.$0.63$0.00$0.63$1.41$1.10$0.30
2018Detailed filing. Detailed filing data is available for this year.$0.32$0.00$0.32$4.16$3.95$0.21
2017Detailed filing. Detailed filing data is available for this year.$0.47$0.36$0.12$4.99$4.79$0.19
2016Detailed filing. Detailed filing data is available for this year.$0.28$0.00$0.28$1.49$1.52$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.30$0.00$0.30$1.24$1.16$0.09
2014Detailed filing. Detailed filing data is available for this year.$0.22$0.00$0.22$0.93$1.06$0.14
2013Detailed filing. Detailed filing data is available for this year.$0.36$0.00$0.36$0.88$1.06$0.17
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.53$0.53$0.83$0.90$0.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.61$0.61$0.90$0.91$0.01
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.62$0.62$1.11$1.23$0.12
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 26, 2025
Return Version
2024v5.1
Gross Receipts
$108,794
Mission and Program Overview

Mission

Promote education of students in foreign countries

Program Services

DescriptionGrantsExpenses
The Spanish Ministries are supported through grants, this is a foreign entity.$0$40,925
Chackos-Seminary Support in India$0$28,840
Ministries-Support Students in India$0$19,915
PTS-Tuition Assistance for students$0$7,595
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RICH SCHREURTreasurer-$0--
JUDY CHACKOPresident-$0--
JEAN SCHREURSecretary-$0--
LINDA SPAMANVP-$0--
Filing and Contact Details

Filer

Filer Name
Association for Reformed Ministries Abroad
EIN
38-2740697
Phone
6166696524
Address
4544 Van Buren Street, Hudsonville, MI 49426

Signing Officer

Name
Rich Schreur
Title
Treasurer
Phone
6166696524
Signed
2025-04-26
Discuss with paid preparer
Yes

Preparer

Firm
Plus One Services
Address
PO BOX 8191, HOLLAND, MI 49422
Preparer
Laura Cramer
Phone
6163999733
Supplemental Narrative

Additional Explanations

Pt VI, Line 19

“Documents are available to the public upon request”

Pt VI, Line 11B

“Board members review copy of Form 990”

Pt VI, Line 2

“Board Member Judith Chacko is married to Mohan Chacko who works at the Seminary that is supported.”

Pt III, Line 31

“The Spanish Ministries are supported through grants, this is a foreign entity.”

Form 990EZ, Part I, Line 10

“Education for students; education; : , , , ; , 97275.”

Raw XML Appendix197 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0HUDSONVILLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd049426
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IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0RICH SCHREUR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JUDY CHACKO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JEAN SCHREUR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3LINDA SPAMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3VP
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Promote Education of Students in Foreign Countries
IRS990EZ/PrintingPublicationsPostageAmt01326
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Ministries-Support Students in India
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IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2PTS-Tuition Assistance for students
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IRS990EZ/ProgramSrvcAccomplishmentGrp/ForeignGrantsInd0X
IRS990EZ/ProgramSrvcAccomplishmentGrp/ForeignGrantsInd1X
IRS990EZ/ProgramSrvcAccomplishmentGrp/ForeignGrantsInd2X
IRS990EZ/ProgramSrvcAccomplishmentGrp/ForeignGrantsInd3X
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt20
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt30
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt019915
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt128840
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt27595
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt340925
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt099121
IRS990EZ/TotalProgramServiceExpensesAmt097275
IRS990EZ/TotalRevenueAmt0108794
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0181822
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0144931
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0125752
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0139684
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0146150
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0738339
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt00
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IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt00
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IRS990ScheduleA/InvestmentIncomeCYPct00.00000
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IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
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IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
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IRS990ScheduleL/GrntAsstBnftInterestedPrsnGrp/PersonNm0Mohan Chacko
IRS990ScheduleL/GrntAsstBnftInterestedPrsnGrp/PersonNm1Mohan Chacko
IRS990ScheduleL/GrntAsstBnftInterestedPrsnGrp/RelationshipWithOrgTxt0The Chackos run the Seminary
IRS990ScheduleL/GrntAsstBnftInterestedPrsnGrp/RelationshipWithOrgTxt1P.T. Seminary Principal
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Documents are available to the public upon request
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Board members review copy of Form 990
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Board Member Judith Chacko is married to Mohan Chacko who works at the Seminary that is supported.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The Spanish Ministries are supported through grants, this is a foreign entity.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4EDUCATION FOR STUDENTS; EDUCATION; : , , , ; , 97275.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt III, Line 31
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 10
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Rich Schreur
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06166696524
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Association for Reformed Ministries Abroad
ReturnHeader/Filer/BusinessNameControlTxt0ASSO
ReturnHeader/Filer/EIN0382740697
ReturnHeader/Filer/PhoneNum06166696524
ReturnHeader/Filer/USAddress/AddressLine1Txt04544 Van Buren Street
ReturnHeader/Filer/USAddress/CityNm0Hudsonville
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049426
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 8191
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HOLLAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
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ReturnHeader/PreparerPersonGrp/PhoneNum06163999733
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-18
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Laura Cramer
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-05-18T09:55:48-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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