Civic Intelligence

Saginaw Shiawassee Habitat for Humanity

EIN 38-2739180 • 501(c)3 • Saginaw, MI

Profile

Seeking to put god's love into action, saginaw-shiawassee habitat for humanity brings people together to build homes, communities, and hope, including construction, rehabilitation, and repair of modest but adequate housing. Seeking to put god's love into action, saginaw-shiawassee habitat for humanity brings people together to build homes, communities, and hope to realize our vision of a world where everyone has a decent place to live. Saginaw-shiawassee habitat for humanity adheres to a strict non- proselytizing policy and will not offer assistance on the expressed or implied condition that people must adhere to or convert to a particular faith or listen and respond to messaging designed to induce conversion to a particular faith.

315 Wholland AveSaginaw, MI 48602-4356

www.sshfh.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

51st percentile

0.13x

Higher debt load relative to assets than 51% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

61st percentile

0.25x

Higher debt load relative to revenue than 61% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Net Margin

40th percentile

0.8%

Higher net margin than 40% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

29th percentile

$68,472

Higher top officer pay than 29% of similar nonprofits.

Top officer pay equals 2.5% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Asset Growth

54th percentile

5.4%

Faster asset growth than 54% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

85th percentile

53%

Faster revenue growth than 85% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets51st percentile

Assets

Up

$5,145,899

Up $262,416 (+5.4%) from 2023

Liabilities

Up

$682,592

Up $240,888 (+55%) from 2023

Net Assets

Up

$4,463,307

Up $21,528 (+0.5%) from 2023

Operations
Liabilities / Revenue61st percentileNet Margin40th percentile

Revenue

Up

$2,728,159

Up $944,372 (+53%) from 2023

Expenses

Up

$2,706,367

Up $1,525,609 (+129%) from 2023

Net Income

Down

$21,792

Down $581,237 (-96%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth54th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $3,665,836Liabilities 2010: $859,700Net Assets 2010: $2,806,1362010Assets 2011: $3,867,486Liabilities 2011: $771,563Net Assets 2011: $3,095,9232011Assets 2012: $3,733,317Liabilities 2012: $761,500Net Assets 2012: $2,971,8172012Assets 2013: $3,178,459Liabilities 2013: $618,089Net Assets 2013: $2,560,3702013Assets 2014: $3,263,626Liabilities 2014: $656,245Net Assets 2014: $2,607,3812014Assets 2015: $3,631,747Liabilities 2015: $643,792Net Assets 2015: $2,987,9552015Assets 2016: $3,505,136Liabilities 2016: $536,647Net Assets 2016: $2,968,4892016Assets 2017: $3,674,255Liabilities 2017: $351,567Net Assets 2017: $3,322,6882017Assets 2018: $3,454,285Liabilities 2018: $287,902Net Assets 2018: $3,166,3832018Assets 2019: $2,602,741Liabilities 2019: $419,408Net Assets 2019: $2,183,3332019Assets 2020: $2,531,339Liabilities 2020: $298,268Net Assets 2020: $2,233,0712020Assets 2021: $3,051,874Liabilities 2021: $308,072Net Assets 2021: $2,743,8022021Assets 2022: $4,111,258Liabilities 2022: $271,390Net Assets 2022: $3,839,8682022Assets 2023: $4,883,483Liabilities 2023: $441,704Net Assets 2023: $4,441,7792023Assets 2024: $5,145,899Liabilities 2024: $682,592Net Assets 2024: $4,463,3072024

Highlighted filing

2024

Assets$5,145,899
Liabilities$682,592
Net Assets$4,463,307
Open 2024 Filing

Operations Trend

Revenue Growth85th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,085,3042010Expenses 2011: $1,585,4022011Expenses 2012: $1,205,5582012Revenue 2013: $1,277,226Expenses 2013: $1,688,673Net Income 2013: -$411,4472013Revenue 2014: $1,191,871Expenses 2014: $1,144,860Net Income 2014: $47,0112014Revenue 2015: $1,355,013Expenses 2015: $974,439Net Income 2015: $380,5742015Revenue 2016: $1,135,150Expenses 2016: $1,153,717Net Income 2016: -$18,5672016Revenue 2017: $1,689,159Expenses 2017: $1,341,534Net Income 2017: $347,6252017Revenue 2018: $1,254,394Expenses 2018: $1,377,793Net Income 2018: -$123,3992018Revenue 2019: $1,063,828Expenses 2019: $1,441,266Net Income 2019: -$377,4382019Revenue 2020: $1,170,779Expenses 2020: $1,120,358Net Income 2020: $50,4212020Revenue 2021: $1,547,363Expenses 2021: $1,019,921Net Income 2021: $527,4422021Revenue 2022: $2,104,529Expenses 2022: $1,005,128Net Income 2022: $1,099,4012022Revenue 2023: $1,783,787Expenses 2023: $1,180,758Net Income 2023: $603,0292023Revenue 2024: $2,728,159Expenses 2024: $2,706,367Net Income 2024: $21,7922024

Highlighted filing

2024

Revenue$2,728,159
Expenses$2,706,367
Net Income$21,792
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$5,145,899
Liabilities
$682,592
Net assets
$4,463,307
Revenue
$2,728,159
Expenses
$2,706,367
Net income
$21,792
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.15$0.68$4.46$2.73$2.71$0.02
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.88$0.44$4.44$1.78$1.18$0.60
2022Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$4.11$0.27$3.84$2.10$1.01$1.10
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.05$0.31$2.74$1.55$1.02$0.53
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.53$0.30$2.23$1.17$1.12$0.05
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.60$0.42$2.18$1.06$1.44$0.38
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.45$0.29$3.17$1.25$1.38$0.12
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.67$0.35$3.32$1.69$1.34$0.35
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.51$0.54$2.97$1.14$1.15$0.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.63$0.64$2.99$1.36$0.97$0.38
2014Detailed filing. Detailed filing data is available for this year.$3.26$0.66$2.61$1.19$1.14$0.05
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.18$0.62$2.56$1.28$1.69$0.41
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.73$0.76$2.97$1.21
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.87$0.77$3.10$1.59
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.67$0.86$2.81$2.09