Civic Intelligence

Blue Water Area Chamber of Commerce Community Benefit Fund

990EZ • Fiscal year 2012 • EIN 38-2577353

Jan 01, 2012 to Dec 31, 2012 • Filed on May 10, 2013

Organization ProfileWWW.BLUEWATERCHAMBER.COM
512 Mcmorran Blvd48060
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

59th percentile

0.01x

Higher debt load relative to assets than 59% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Liabilities / Revenue

71st percentile

0.03x

Higher debt load relative to revenue than 71% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Net Margin

6th percentile

-76%

Higher net margin than 6% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

22nd percentile

-18%

Faster asset growth than 22% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

8th percentile

-55%

Faster revenue growth than 8% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets59th percentile

Assets

Down

$6,930

Down $1,514 (-18%) from 2011

Net Assets

$6,880

No earlier filing loaded for comparison.

Liabilities

Flat

$50

Flat from 2011

Revenue And Expenses
Liabilities / Revenue71st percentileNet Margin6th percentile

Revenue

Down

$1,998

Down $2,426 (-55%) from 2011

Expenses

Down

$3,512

Down $2,110 (-38%) from 2011

Net Income

Down

-$1,514

Down $316 (-26%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth22nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30K$20K$10K$0Assets 2008: $5,282Liabilities 2008: $02008Assets 2009: $5,254Liabilities 2009: $02009Assets 2010: $9,642Liabilities 2010: $502010Assets 2011: $8,444Liabilities 2011: $502011Assets 2012: $6,930Liabilities 2012: $50Net Assets 2012: $6,8802012Assets 2013: $8,535Liabilities 2013: $0Net Assets 2013: $8,5352013Assets 2014: $10,177Liabilities 2014: $0Net Assets 2014: $10,1772014Assets 2015: $9,452Liabilities 2015: $0Net Assets 2015: $9,4522015Assets 2016: $8,727Liabilities 2016: $0Net Assets 2016: $8,7272016Assets 2017: $6,502Liabilities 2017: $0Net Assets 2017: $6,5022017Assets 2018: $5,962Liabilities 2018: $0Net Assets 2018: $5,9622018Assets 2019: $5,717Liabilities 2019: $0Net Assets 2019: $5,7172019Assets 2020: $9,492Liabilities 2020: $0Net Assets 2020: $9,4922020Assets 2021: $10,472Liabilities 2021: $0Net Assets 2021: $10,4722021Assets 2022: $13,370Liabilities 2022: $0Net Assets 2022: $13,3702022Assets 2023: $23,306Liabilities 2023: $02023Assets 2024: $21,406Liabilities 2024: $0Net Assets 2024: $21,4062024

Highlighted filing

2012

Assets$6,930
Liabilities$50
Net Assets$6,880
Open 2012 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30K$20K$10K$0-$10KRevenue 2008: $9,602Expenses 2008: $2,436Net Income 2008: $7,1662008Revenue 2009: $8,050Expenses 2009: $8,078Net Income 2009: -$282009Revenue 2010: $6,939Expenses 2010: $2,601Net Income 2010: $4,3382010Revenue 2011: $4,424Expenses 2011: $5,622Net Income 2011: -$1,1982011Revenue 2012: $1,998Expenses 2012: $3,512Net Income 2012: -$1,5142012Revenue 2013: $5,328Expenses 2013: $3,673Net Income 2013: $1,6552013Revenue 2014: $3,407Expenses 2014: $1,765Net Income 2014: $1,6422014Revenue 2015: $90Expenses 2015: $815Net Income 2015: -$7252015Revenue 2016: $0Expenses 2016: $725Net Income 2016: -$7252016Revenue 2017: $5,000Expenses 2017: $7,225Net Income 2017: -$2,2252017Revenue 2018: $0Expenses 2018: $540Net Income 2018: -$5402018Revenue 2019: $0Expenses 2019: $245Net Income 2019: -$2452019Revenue 2020: $10,000Expenses 2020: $6,225Net Income 2020: $3,7752020Revenue 2021: $10,000Expenses 2021: $9,020Net Income 2021: $9802021Revenue 2022: $10,000Expenses 2022: $7,102Net Income 2022: $2,8982022Revenue 2023: $21,000Expenses 2023: $11,064Net Income 2023: $9,9362023Revenue 2024: $10,000Expenses 2024: $11,900Net Income 2024: -$1,9002024

Highlighted filing

2012

Revenue$1,998
Expenses$3,512
Net Income-$1,514
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 10, 2013
Return Version
2012v2.1
Mission and Program Overview

Mission

PROVIDE SCHOLARSHIPS

Filing and Contact Details

Filer

EIN
38-2577353
Raw XML Appendix190 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/AmountOfTaxReimbursedByOrg00
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IRS990EZ/CashSavingsAndInvestments/EOY06930
IRS990EZ/ContributionsGiftsGrantsEtc01998
IRS990EZ/DirectIndirectPoliticalExpend00
IRS990EZ/DoesOrgHaveHospital00
IRS990EZ/EngagedInExcessBenefitTrans00
IRS990EZ/EngageInLobbyingActivities00
IRS990EZ/EngagePoliticalCmpgnActivities00
IRS990EZ/ExcessOrDeficitForYear0-1514
IRS990EZ/FiledScheduleA01
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IRS990EZ/ForeignOffice00
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IRS990EZ/GrossReceiptsLessThan250000X
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation110
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc00
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc50
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc80
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc90
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc100
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc110
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances00
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances50
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances60
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances70
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances80
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances90
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances100
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances110
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0CONNIE HARRISON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1AL JONES
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2VICKIE FOURNIER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3STEVE ARMSTRONG
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName4LEE-PERRY BELLEAU
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName5MARC RENO
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName6DOUGLAS DOLPH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName7TAMMY CZARNECKI
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName8TIMOTHY DOWD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName9MARC SIMONE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName10JAY WOFFORD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName11JOHN ELLIOTT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0OFFICER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1OFFICER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2PRESIDENT/SECRETARY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title6PAST CHAIRPERSON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title7DIRECTOR/AMBASSADOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title9OFFICER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title10DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title11CHAIR ELECT
IRS990EZ/OperatingSchool00
IRS990EZ/Organization501c30X
IRS990EZ/OrganizationDissolvedEtc00
IRS990EZ/OrganizationHadUBI00
IRS990EZ/OtherChangesInNetAssets00
IRS990EZ/OtherExpensesTotal03512
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0PROVIDE SCHOLARSHIPS
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0PROVIDE SCHOLASTIC AWARDS FOR RECOGNITION OF STUDENTS OF THE PORT HURON AREA SCHOOL DISTRICT
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations00
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses00
IRS990EZ/ProhibitedTaxShelterTrans00
IRS990EZ/RelatedOrgControlledEntity00
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/StatesWhereCopyOfReturnIsFiled0MI
IRS990EZ/SubjectToProxyTax00
IRS990EZ/SumOfTotalLiabilities/BOY050
IRS990EZ/SumOfTotalLiabilities/EOY050
IRS990EZ/TanningServicesProvided00
IRS990EZ/TaxImposedUnderIRC491100
IRS990EZ/TaxImposedUnderIRC491200
IRS990EZ/TaxImposedUnderIRC495500
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine10512 MCMORRAN BLVD
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0PORT HURON
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0MI
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode048060
IRS990EZ/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10THE ORGANIZATION
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber08109857101
IRS990EZ/TotalAssets/BOY08444
IRS990EZ/TotalAssets/EOY06930
IRS990EZ/TotalExpenses03512
IRS990EZ/TotalRevenue01998
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg00
IRS990EZ/WebSite0HTTP://WWW.BLUEWATERCHAMBER.COM/
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYear01998
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus1Year04421
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus2Years06939
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus3Years08050
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus4Years09602
IRS990ScheduleA/GiftsGrantsContribReceived170/Total031010
IRS990ScheduleA/PubliclySupportedOrg170b1Avi0X
IRS990ScheduleA/PublicSupportPertcentage17001.00000
IRS990ScheduleA/PublicSupportPertcentPriorYear01.00000
IRS990ScheduleA/PublicSupportTotal170031010
IRS990ScheduleA/ThirtyThreePercntTestsCY1700X
IRS990ScheduleA/Total170/CurrentTaxYear01998
IRS990ScheduleA/Total170/CurrentTaxYearMinus1Year04421
IRS990ScheduleA/Total170/CurrentTaxYearMinus2Years06939
IRS990ScheduleA/Total170/CurrentTaxYearMinus3Years08050
IRS990ScheduleA/Total170/CurrentTaxYearMinus4Years09602
IRS990ScheduleA/Total170/Total031010
IRS990ScheduleA/TotalSupport031010
IRS990ScheduleO/GeneralExplanation/Explanation0DESCRIPTION: AWARDS. AMOUNT: 1,574. DESCRIPTION: ANNUAL BANQUET. AMOUNT: 1,688. DESCRIPTION: OFFICE SUPPLIES. AMOUNT: 250. TOTAL TO FORM 990-EZ, LINE 16: 3,512.
IRS990ScheduleO/GeneralExplanation/Explanation1DESCRIPTION: DUE TO BLUE WATER AREA CHAMBER. BEG. OF YEAR AMOUNT: 50. END OF YEAR AMOUNT: 50.
IRS990ScheduleO/GeneralExplanation/Identifier0OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier1OTHER LIABILITIES
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990-EZ, PART II, LINE 26
TransferPrsnlBnftContractsDecl/Declaration0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0382577353
ReturnHeader/Filer/Name/BusinessNameLine10BLUE WATER AREA COMMUNITY BENEFIT FUND
ReturnHeader/Filer/NameControl0BLUE
ReturnHeader/Filer/Phone08109857101
ReturnHeader/Filer/USAddress/AddressLine10512 MCMORRAN BLVD
ReturnHeader/Filer/USAddress/City0PORT HURON
ReturnHeader/Filer/USAddress/State0MI
ReturnHeader/Filer/USAddress/ZIPCode048060
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02013-05-10
ReturnHeader/Officer/Name0VICKIE FOURNIER
ReturnHeader/Officer/Phone08109857101
ReturnHeader/Officer/Title0PRESIDENT
ReturnHeader/Preparer/DatePrepared02013-05-10
ReturnHeader/PreparerFirm/EIN0382488938
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10FROHM KELLEY BUTLER & RYAN PC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10333 FORT STREET
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0PORT HURON
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode048060
ReturnHeader/Preparer/Name0EVAN WILKINS CPA
ReturnHeader/Preparer/Phone08109872727
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-05-10T15:00:47-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$6,930
Liabilities
$50
Net assets
$6,880
Revenue
$1,998
Expenses
$3,512
Net income
-$1,514
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$21.4$0.00$21.4$10.0$11.9$1.90
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.3$0.00$21.0$11.1$9.94
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.4$0.00$13.4$10.0$7.10$2.90
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.5$0.00$10.5$10.0$9.02$0.98
2020Detailed filing. Detailed filing data is available for this year.$9.49$0.00$9.49$10.0$6.23$3.78
2019Detailed filing. Detailed filing data is available for this year.$5.72$0.00$5.72$0.00$0.25$0.25
2018Detailed filing. Detailed filing data is available for this year.$5.96$0.00$5.96$0.00$0.54$0.54
2017Detailed filing. Detailed filing data is available for this year.$6.50$0.00$6.50$5.00$7.23$2.23
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.73$0.00$8.73$0.00$0.73$0.73
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.45$0.00$9.45$0.09$0.82$0.73
2014Detailed filing. Detailed filing data is available for this year.$10.2$0.00$10.2$3.41$1.77$1.64
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$8.54$0.00$8.54$5.33$3.67$1.66
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.93$0.05$6.88$2.00$3.51$1.51
2011Summary only. Only limited summary data is available for this year.$8.44$0.05$4.42$5.62$1.20
2010Summary only. Only limited summary data is available for this year.$9.64$0.05$6.94$2.60$4.34
2009Summary only. Only limited summary data is available for this year.$5.25$0.00$8.05$8.08$0.03
2008Summary only. Only limited summary data is available for this year.$5.28$0.00$9.60$2.44$7.17