Civic Intelligence

Bedford Business Association Inc

990EZ • Fiscal year 2015 • EIN 38-2565366

Jul 01, 2014 to Jun 30, 2015 • Filed on Nov 16, 2015

P O Box 293Lambertville, MI 48144

(734) 850-2200

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

86th percentile

0.32x

Higher debt load relative to assets than 86% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

96th percentile

0.66x

Higher debt load relative to revenue than 96% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Net Margin

74th percentile

13%

Higher net margin than 74% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Asset Growth

51st percentile

2.8%

Faster asset growth than 51% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

42nd percentile

-2.2%

Faster revenue growth than 42% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Assets

Up

$238,090

Up $6,572 (+2.8%) from 2014

Net Assets

Up

$161,496

Up $14,834 (+10%) from 2014

Liabilities

Down

$76,594

Down $8,262 (-9.7%) from 2014

Revenue

Down

$115,335

Down $2,535 (-2.2%) from 2014

Expenses

Up

$100,501

Up $921 (+0.9%) from 2014

Net Income

Down

$14,834

Down $3,456 (-19%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2011: $208,910Liabilities 2011: $112,1232011Assets 2012: $214,071Liabilities 2012: $105,0852012Assets 2013: $228,403Liabilities 2013: $100,031Net Assets 2013: $128,3722013Assets 2014: $231,518Liabilities 2014: $84,856Net Assets 2014: $146,6622014Assets 2015: $238,090Liabilities 2015: $76,594Net Assets 2015: $161,4962015Assets 2016: $258,358Liabilities 2016: $67,428Net Assets 2016: $190,9302016Assets 2017: $274,869Liabilities 2017: $59,187Net Assets 2017: $215,6822017Assets 2018: $241,203Liabilities 2018: $49,969Net Assets 2018: $191,2342018Assets 2019: $231,464Liabilities 2019: $48,356Net Assets 2019: $183,1082019Assets 2020: $219,741Liabilities 2020: $64,410Net Assets 2020: $155,3312020Assets 2021: $170,723Liabilities 2021: $38,936Net Assets 2021: $131,7872021Assets 2022: $158,293Liabilities 2022: $18,311Net Assets 2022: $139,9822022Assets 2024: $189,392Liabilities 2024: $0Net Assets 2024: $189,3922024

Highlighted filing

2015

Assets$238,090
Liabilities$76,594
Net Assets$161,496

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $108,100Expenses 2011: $100,165Net Income 2011: $7,9352011Revenue 2012: $99,701Expenses 2012: $87,502Net Income 2012: $12,1992012Revenue 2013: $107,039Expenses 2013: $87,653Net Income 2013: $19,3862013Revenue 2014: $117,870Expenses 2014: $99,580Net Income 2014: $18,2902014Revenue 2015: $115,335Expenses 2015: $100,501Net Income 2015: $14,8342015Revenue 2016: $146,856Expenses 2016: $117,422Net Income 2016: $29,4342016Revenue 2017: $122,887Expenses 2017: $98,135Net Income 2017: $24,7522017Revenue 2018: $92,936Expenses 2018: $117,384Net Income 2018: -$24,4482018Revenue 2019: $101,019Expenses 2019: $109,145Net Income 2019: -$8,1262019Revenue 2020: $59,310Expenses 2020: $87,087Net Income 2020: -$27,7772020Revenue 2021: $79,721Expenses 2021: $103,265Net Income 2021: -$23,5442021Revenue 2022: $51,162Expenses 2022: $45,198Net Income 2022: $5,9642022Revenue 2024: $85,544Expenses 2024: $68,124Net Income 2024: $17,4202024

Highlighted filing

2015

Revenue$115,335
Expenses$100,501
Net Income$14,834
Jump To
Filing Snapshot
Filing Period
Jul 1, 2014 to Jun 30, 2015
Signed
Nov 16, 2015
Return Version
2014v6.0
Gross Receipts
$115,335
Mission and Program Overview

Mission

Promote bedford township businesses

Program Services

DescriptionGrantsExpenses
BBA TRADE FAIR-HELD ANNUALLY AT THE HIGH SCHOOL FREE TO THE PUBLIC SPONSOR AND ADMINISTRATE TO SHOWCASE MEMBER BUSINESSS PRODUCTS AND SERVICES AVAILABLE TO PURCHASE-$20,298
BBA DIRECTORY-PRINT AND DISTRIBUTE DIRECTORY FREE TO ALL BEDFORD TOWNSHIP RESIDENTS WITH MEMBER BUSINESSES CONTACT INFORMATION TO ENCOURAGE RESIDENTS TO PATRONIZE BEDFORD BUSINESS-$11,392
BEDFORD BUSINESS ASSOCIATION ANNUAL GOLF TOURNAMENT - ENCOURAGE NETWORKING AND RAISE FUNDS TO AWARD COLLEGE SCHOLARSHIPS TO HIGH SCHOOL SENIORS RESIDING IN BEDFORD-$4,509
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
LAURA COLLINSPresidentPT$0--
JAN HOWARDFirst Vice PresidentPT$0--
KAREN DAGGETTSecond Vice PresidentPT$0--
JAMES HARDIEThird Vice PresidentPT$0--
LINDA FLICKSecretaryPT$0--
MICHELLE BENNERTreasurerPT$0--
CAROL LUTMANTrusteePT$0--
DAN MARTINTrusteePT$0--
MATT FRANCISTrusteePT$0--
CATHY LEONARDTrusteePT$0--
MARY GLOVER BOOHERTrusteePT$0--
TC CLEMENTSTrusteePT$0--
Filing and Contact Details

Filer

Filer Name
Bedford Business Association Inc
EIN
38-2565366
Address
P O BOX 293, LAMBERTVILLE, MI 48144

Signing Officer

Name
Jan Howard
Title
Vice President
Phone
7348502200
Signed
2015-11-16
Discuss with paid preparer
Yes

Preparer

Firm
Collins Accounting and Tax Service
Address
3352 Dean Road, Lambertville, MI 48144
Preparer
Laura Collins EA
Phone
7348542926
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

Description amountdepreciation from 4562 6,558amortization from 4562 160marketing 6,554directory expense 11,392operating expenses 3,651newsletter expense 5,257program expenses 4,928project expense 4,762trade fair expense 20,298website 905miscellaneous 2,535membership expense 2,506

Description of other assets Part II line 24

Category beginning of year end of yearfixed assets 153,353 159,910

Description of total liabilities Part II line 26

Category beginning of year end of yearnotes payable 84,856 76,594

Raw XML Appendix163 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0MICHELLE BENNER
IRS990EZ/BooksInCareOfDetail/PhoneNum07348502200
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0P O BOX 293
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LAMBERTVILLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd048144
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt078165
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt078180
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt014834
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0231518
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0238090
IRS990EZ/GrossReceiptsAmt0115335
IRS990EZ/InfoInScheduleOPartIIInd0X
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IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt044034
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0146662
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0161496
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0146662
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0161496
IRS990EZ/OccupancyRentUtltsAndMaintAmt030995
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt105.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt115.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0LAURA COLLINS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JAN HOWARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KAREN DAGGETT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JAMES HARDIE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4LINDA FLICK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5MICHELLE BENNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6CAROL LUTMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7DAN MARTIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8MATT FRANCIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9CATHY LEONARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10MARY GLOVER BOOHER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11TC CLEMENTS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1FIRST VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECOND VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3THIRD VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11TRUSTEE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0153353
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0159910
IRS990EZ/OtherExpensesTotalAmt069506
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROMOTE BEDFORD TOWNSHIP BUSINESSES
IRS990EZ/ProgramServiceRevenueAmt071301
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0BBA DIRECTORY-PRINT AND DISTRIBUTE DIRECTORY FREE TO ALL BEDFORD TOWNSHIP RESIDENTS WITH MEMBER BUSINESSES CONTACT INFORMATION TO ENCOURAGE RESIDENTS TO PATRONIZE BEDFORD BUSINESS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1BBA TRADE FAIR-HELD ANNUALLY AT THE HIGH SCHOOL FREE TO THE PUBLIC SPONSOR AND ADMINISTRATE TO SHOWCASE MEMBER BUSINESSS PRODUCTS AND SERVICES AVAILABLE TO PURCHASE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2BEDFORD BUSINESS ASSOCIATION ANNUAL GOLF TOURNAMENT - ENCOURAGE NETWORKING AND RAISE FUNDS TO AWARD COLLEGE SCHOLARSHIPS TO HIGH SCHOOL SENIORS RESIDING IN BEDFORD
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt011392
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt120298
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt24509
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt084856
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt076594
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0100501
IRS990EZ/TotalProgramServiceExpensesAmt036199
IRS990EZ/TotalRevenueAmt0115335
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.BBA.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION AMOUNTDEPRECIATION FROM 4562 6,558AMORTIZATION FROM 4562 160MARKETING 6,554DIRECTORY EXPENSE 11,392OPERATING EXPENSES 3,651NEWSLETTER EXPENSE 5,257PROGRAM EXPENSES 4,928PROJECT EXPENSE 4,762TRADE FAIR EXPENSE 20,298WEBSITE 905MISCELLANEOUS 2,535MEMBERSHIP EXPENSE 2,506
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CATEGORY BEGINNING OF YEAR END OF YEARFIXED ASSETS 153,353 159,910
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CATEGORY BEGINNING OF YEAR END OF YEARNOTES PAYABLE 84,856 76,594
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of total liabilities Part II line 26
ReturnHeader/BuildTS02016-08-17 19:52:53Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JAN HOWARD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0VICE PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07348502200
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-11-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BEDFORD BUSINESS ASSOCIATION INC
ReturnHeader/Filer/BusinessNameControlTxt0BEDF
ReturnHeader/Filer/EIN0382565366
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 293
ReturnHeader/Filer/USAddress/CityNm0LAMBERTVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048144
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Collins Accounting and Tax Service
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03352 Dean Road
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Lambertville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd048144
ReturnHeader/PreparerPersonGrp/PhoneNum07348542926
ReturnHeader/PreparerPersonGrp/PreparationDt02016-02-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Laura Collins EA
ReturnHeader/ReturnTs02016-02-15T15:51:55-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-07-01
ReturnHeader/TaxPeriodEndDt02015-06-30
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.89$0.00$1.89$0.86$0.68$0.17
2022Detailed filing. Detailed filing data is available for this year.$1.58$0.18$1.40$0.51$0.45$0.06
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.71$0.39$1.32$0.80$1.03$0.24
2020Detailed filing. Detailed filing data is available for this year.$2.20$0.64$1.55$0.59$0.87$0.28
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.31$0.48$1.83$1.01$1.09$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.41$0.50$1.91$0.93$1.17$0.24
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.75$0.59$2.16$1.23$0.98$0.25
2016Detailed filing. Detailed filing data is available for this year.$2.58$0.67$1.91$1.47$1.17$0.29
2015Detailed filing. Detailed filing data is available for this year.$2.38$0.77$1.61$1.15$1.01$0.15
2014Detailed filing. Detailed filing data is available for this year.$2.32$0.85$1.47$1.18$1.00$0.18
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.28$1.00$1.28$1.07$0.88$0.19
2012Summary only. Only limited summary data is available for this year.$2.14$1.05$1.00$0.88$0.12
2011Summary only. Only limited summary data is available for this year.$2.09$1.12$1.08$1.00$0.08